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All Journal Business Management Journal Program Studi Manajemen Studi Kasus Inovasi Ekonomi Jurnal Manajemen Bisnis Budapest International Research and Critics Institute-Journal (BIRCI-Journal): Humanities and Social Sciences Jurnal Pengabdian kepada Masyarakat juremi: jurnal riset ekonomi Al-Ubudiyah: Jurnal Pendidikan dan Studi Islam Jurnal Manajemen Bisnis dan Kewirausahaan Jurnal Pengabdian Mandiri Journal of Arabic Education and Linguistics
Dewi Nurjannah
Universitas Muhammadiyah Malang
Religion Agriculture, Biological Sciences & Forestry Arts Humanities Decision Sciences, Operations Research & Management Economics, Econometrics & Finance Education Environmental Science Industrial & Manufacturing Engineering Languange, Linguistic, Communication & Media Public Health Social Sciences Other

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Effect of Religiosity, Profit and Loss Sharing, Trust and Financing Intentions at Indonesian Islamic Bank (BSI) Dewi Nurjannah; Heri Pratikto
Budapest International Research and Critics Institute-Journal (BIRCI-Journal) Vol 5, No 2 (2022): Budapest International Research and Critics Institute May
Publisher : Budapest International Research and Critics University

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.33258/birci.v5i2.4891

Abstract

Indonesia has a Muslim majority population and has a fairly large sharia banking business. The existence of the Indonesian Sharia Bank (BSI) creates competition between conventional bank managers to identify the strategy of the Indonesian Sharia Bank (BSI). The purpose of this study is to see how trust mediates religiosity, profit and loss sharing on MSME financing intentions. SPSS analysis and Sobel test were used in this study to see the role of mediation with a sample of 3 84 SMEs. The results of the study of religiosity have an influence on the beliefs and intentions of SMEs. Profit sharing Profit and Loss has an effect on trust but has no effect on MSME's intention to finance at BSI and Trust has a mediating role. In an effort to increase the factors that influence MSME's intention to finance, BSI Managers must create MSME trust, which provides the possibility for people of the Muslim faith to become financing customers.
Co-Authors Ardina Anwar Bambang Widagdo Chalimatuz Sa'diyah Dicky Wisnu Usdek Dwi Ratnasari Eko Handayanto Eva Nurcahyani Fien Zulfikarijah Fika Fitriasari Fitriyani Galuh Intan Rahmania Hanif Fadlurohman Qusoyi Heri Pratikto Iin Aulia Fitri M. Jihadi Marsudi Melliya Yuliana Meylinda Zulfah Mursidi Mursidi Mutmainnah Syam Nadaa Fitria Salwa Nevi Kusumaningtyas Noor Azis Rahmad Wijaya Rana Safira Ila Dinilah Riska Lutviana Siti Rahmani Frihartina Sri Nastiti A Sri Nastiti Andarini Sri Nastiti Andharini Tia Amelia Dini Nadia Yana Zania Yayuk Hapsari Sulistyorini