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The Effect of Financial Literacy, Personality, and Financial Attitude on Financial Behavior Management in Malang SMEs Melliya Yuliana; Dewi Nurjannah; Chalimatuz Sa’diyah
Jamanika (Jurnal Manajemen Bisnis dan Kewirausahaan) Vol. 3 No. 02 (2023): JUNE
Publisher : Universitas Muhammadiyah Malang

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.22219/jamanika.v3i02.27363

Abstract

The purpose of this research is to analyze financial literacy, personality, and financial attitude toward financial management behavior. The analytical tool used in this research is multiple linear regression analysis using SPSS 25. The population of this study is the owners of the SMEs in the trading sector in Karangploso District in 2022. Determination of the sample in this study used purposive sampling so that a total sample of 113 SMEs was obtained. The results of this study indicate that financial literacy, personality, and financial attitudes simultaneously influence the dependent variable. Partially, financial literacy, personality, and financial attitudes have a positive and significant effect on financial management behavior.
PENGARUH KEBIJAKAN MANAJEMEN KEUANGAN TERHADAP NILAI PERUSAHAAN Rana Safira Ila Dinilah; Dewi Nurjannah
Juremi: Jurnal Riset Ekonomi Vol. 4 No. 4: Januari 2025 (In Press)
Publisher : Bajang Institute

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.53625/juremi.v4i4.9444

Abstract

Tujuan penelitian untuk menyelidiki bagaimana nilai suatu perusahaan berhubungan dengan strategi pendanaan, investasi, dan dividen. Studi ini menerapkan metodologi kuantitatif. Laporan keuangan perusahaan IDX 30 tahun 2022 – 2023 digunakan sebagai sumber data. Populasi penelitian ini 30 perusahaan berbeda digunakan dalam penelitian. Sampel yang memenuhi syarat purposive random sampling diperoleh 25 perusahaan. Analisis data menggunakan uji regresi linear berganda. Hasil analisis menunjukkan bahwa kebijakan investasi dan dividen memiliki pengaruh signifikan terhadap nilai perusahaan, namun kebijakan pendanaan tidak signifikan. Selama ekspansi cepat, perusahaan dapat memberikan dividen kepada pemegang saham, namun akan lebih berhasil jika dana tersebut digunakan untuk investasi internal daripada dibagikan. Dividen yang dibayarkan berasal dari sebagian besar pendapatan, berbeda dengan perusahaan yang tumbuh lambat, yang lebih fokus pada menarik investor untuk mendanai rencana ekspansi.
ECOPRINT RAMAH LINGKUNGAN BERBASIS EKONOMI KREATIF DALAM UPAYA MENCIPTAKAN SDM MASYARAKAT MANDIRI KELURAHAN GADING KASRI KECAMATAN KLOJEN KOTA MALANG Dewi Nurjannah; Dicky Wisnu Usdek; Noor Azis
J-ABDI: Jurnal Pengabdian kepada Masyarakat Vol. 4 No. 11: April 2025
Publisher : Bajang Institute

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.53625/jabdi.v4i11.10005

Abstract

Kegiatan pengabdian kepada masyarakat yang dilaksanakan bertujuan untuk menumbuhkan jiwa kemandirian sebagai upaya meningkatkan ekonomi kelompok Swadaya Masyarakat Kelurahan Gading Kasri Kota Malang. Selain itu juga untuk menggerakkan masyarakat sekitar agar sadar dapat memanfaatkan tumbuhan dilingkungan sekitarnya. Metode pengabdian dengan penyuluhan, diskusi dan tanya jawab serta praktek langsung teknik eco print. Hasil kegiatan ini diharapkan dapat turut berkontribusi dalam peningkatan ekonomi Kelompok Swadaya Masyarakat (KSM) dalam berbagi pengetahuan, mendorong masyarakat untuk pengembangan sumberdaya yang dimiliki secara berkelanjutan untuk meningkatkan ekonomi keluarga
KELOMPOK SWADAYA MASYARAKAT (KSM ) JELITA KAMPUNG SANTREN GADINGKASRI KECAMATAN KLOJEN MALANG Dewi Nurjannah; Sri Nastiti Andarini
JURNAL PENGABDIAN MANDIRI Vol. 4 No. 8: Agustus 2025
Publisher : Bajang Institute

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Abstract

This Community Service program is a continuation of previous community service programs, gradually realizing an Islamic-themed village with a 5D concept: what can be seen, enjoyed, lived in, studied, and brought home (as souvenirs) from the Santren village. The partner in this Community Service program is the Community Self-Help Group (KSM Jelita), which was formed during the previous Community Service program. KSM Jelita is a community group whose members have businesses that, although relatively small, can contribute to the family's income. These include a cigarette stall, making rempeyek (crackers) sold in nearby shops, selling ice, and accepting orders for boxed meals. To support the development of the thematic village, KSM Jelita is also preparing to make souvenirs and improve its skills. The established Self-Help Group has also added a culture and creativity section to its organizational structure, while also supporting the thematic village program for the Santren village to raise awareness about tourism.
PENDAMPINGAN KEGIATAN PENDIRIAN KIOS SEMBAKO UNTUK MENAMBAH PENDAPATAN PKK RT 01/RW 06 KELURAHAN GADING KASRI Dewi Nurjannah; Sri Nastiti Andarini
J-ABDI: Jurnal Pengabdian kepada Masyarakat Vol. 5 No. 4: September 2025
Publisher : Bajang Institute

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Abstract

The Family Welfare Movement (PKK) group in RT 01/RW 06, Gading Kasri sub-district, which is a partner in this community service, operates a cooperative. Because it is not yet a legal entity, it is actually still a pre-cooperative. All members have shares/principal savings, mandatory savings, and voluntary savings/savings. The "Gading Makmur" cooperative is quite active in PKK members' activities and has capital from principal and mandatory savings. Every holiday, voluntary savings/savings are distributed, along with additional SHU (Surplus Operating Income) from member savings and loans, whose services will be distributed to PKK members who have already joined the cooperative. The PKK cooperative has not been able to expand its business to increase PKK income. Therefore, there is a plan to open a grocery kiosk with the consideration of obtaining additional PKK income in addition to the savings and loans that have been running well so far. There is no need to open a large grocery store, but rather adjust to existing capital. However, limited human resources are a constraint, because the kiosk manager must be a PKK member who is trustworthy and has a strong social spirit, including a lack of knowledge about fund management and distribution plans. Based on these issues, our team's community service activities include assisting with planning the establishment of a grocery kiosk, providing training in business financial management and developing a plan for the distribution of the SHU (profit sharing) and providing guidance on opening a grocery kiosk and maintaining its financial records.
Ijaz dan Ithnab dalam QS al-Baqarah: Sebuah Analisis Kritis tentang Efektivitas Bahasa Al-Qur'an dalam Mengkomunikasikan Pesan Ilahi Dwi Ratnasari; Dewi Nurjannah; Mutmainnah Syam
Journal of Arabic Education and Linguistic Vol 5 No 1 (2025): Bahasa Arab dan Pendidikan Bahasa Arab
Publisher : Universitas Islam Negeri Alauddin

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.24252/jael.v5i1.44876

Abstract

Al-ijaz and al-itnab are among the language styles found in the Qur'an al-Karim. This language style has a beautiful, special and distinct value equal to its position as the word of Allah SWT. This article aims to reveal the secrets behind these two language styles, focusing on surah Al-Baqarah. This study is a qualitative study that uses a descriptive and comparative approach. Based on sampling methods, this article selects 16 verses from surah Al Baqarah as samples to represent each language style discussed. Everything is explained with the aim of knowing the secrets and beauty of semantics. The research results found examples that contain very special semantics and goals, both implicit and explicit. Apart from that, it tries to make a deep impression on the human soul and heart. The secret to the beauty of the language contained in surah Al-Baqarah is: In terms of the style of the ijaz language, it contains verses that have a lot of meaning in a few pronunciations. And in terms of the style of ithnab, it contains verses that have little meaning in many pronunciations.
The Effectiveness Of Use Of Rewards And Punishments In The Stad Cooperative Learning Method To Increase Motivation And Science Learning Outcomes Of Class 4 Students Of Kolursari II SDN Bangil Dewi Nurjannah; Sulistiana, Devita; Anggraini, Dian Puspita
JOSAR (Journal of Students Academic Research) Vol 10 No 2 (2025): September
Publisher : Universitas Islam Balitar

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.35457/v0wmsd70

Abstract

The importance of using Reward and Punishment as a stimulus to improve learning outcomes and student motivation. This research aims to determine the effect of using Rewards and Punishments on motivation and learning outcomes. This type of quasi-experimental research design is "pretest-posttest control group design". The research population was 40 students with a sample of 20 class IV A students as the experimental class and 20 class IV B students as the control class. The sampling technique uses saturated sampling. Motivation data collection uses a motivation questionnaire instrument and learning outcomes data collection uses a pretest-posttest learning outcomes instrument. Data analysis used the One Way Anova test. The research results of the use of Reward and Punishment on learning motivation obtained Fcount 23.37 > Ftable 4.10 with a sig level. 5% so H0 is rejected, meaning that the rewards and punishments given to the experimental class have a significant effect on student learning motivation. The research results of the use of Reward and Punishment on learning outcomes obtained Fcount 21.198 > Ftable 4.10 with a sig level. 5% so H0 is rejected, meaning that the rewards and punishments given to the experimental class have a significant effect on student learning outcomes. From this research, it can be concluded that the use of Rewards and Punishments in STAD type cooperative learning is effective in increasing the motivation and science learning outcomes of class IV students at SDN Kolursari II Bangil.
PENINGKATAN EKONOMI KEUARGA DENGAN DAUR ULANG BARANG BEKAS Dewi Nurjannah; Fien Zulfikarijah; Eko Handayanto
JURNAL PENGABDIAN MANDIRI Vol. 4 No. 10 (2025): Oktober 2025
Publisher : Bajang Institute

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.53625/jpm.v4i10.11509

Abstract

The community service activities carried out aim to foster an entrepreneurial spirit among households as an effort to improve the economy of families in the Gading Kasri sub-district. In addition, it also aims to encourage the surrounding community to be aware of maintaining environmental cleanliness and health, as well as the need for proper waste management. The community service methods included counseling, discussions, question and answer sessions, and hands-on practice in processing used items into items with added economic value. The results of this activity, which was attended by 15 representatives of PKK members, are expected to contribute to improving the economy of PKK mothers, to share knowledge, and to encourage the community to develop their resources in a sustainable manner to improve the family economy. This effort to recycle used items, specifically plastic waste, is intended to motivate the community to improve their abilities and skills and to work to bring benefits to themselves and the surrounding community by producing recycled plastic products such as flower vases, plastic flowers, wall decorations, and others.