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All Journal Jurnal Ilmiah Mahasiswa FEB Jurnal Ilmiah Pendidikan dan Pembelajaran Proceeding International Seminar of Islamic Studies Journal of Economics Integrasi: Jurnal Studi Islam dan Humaniora Sinergi : Jurnal Ilmiah Multidisiplin
Risa Wulandari
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Religion Aerospace Engineering Arts Humanities Astronomy Biochemistry, Genetics & Molecular Biology Economics, Econometrics & Finance Education Environmental Science Health Professions Immunology & microbiology Languange, Linguistic, Communication & Media Law, Crime, Criminology & Criminal Justice Mathematics Physics Social Sciences Other

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The Influence of Profitability And Insider Ownership On Firms Value With The Debt Policy As Intervening Variable (Empiric Study On Public Company In Indonesia Stock Exchange Period 2009-2012) Risa Wulandari; Sutrisno T
Jurnal Ilmiah Mahasiswa FEB Vol 2, No 2: Semester Genap 2013/2014
Publisher : Fakultas Ekonomi dan Bisnis Universitas Brawijaya

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (222.827 KB)

Abstract

This study aims to determine the influence of profitability and insider ownership on firm value that mediated by debt policy (leverage). Data that used was secondary data of 82 public companies in Indonesia Stock Exchange (BEI) with 4 years period, since 2009 till 2012. Using mediated path model, this research tried to test the theory in line with research purpose. The instrument of the analysis used was Smart PLS programs. Result finding indicated profitability positively and significantly on firm value and debt policy. Insider ownership negative and not significantly to debt policy but positively and significantly to firm value, meanwhile debt policy has negative and significantly effect to firm value. Finally, simultaneously debt policy couldn’t successfully mediate profitability and insider ownership on firm value. This research finding also oppose against with static tradeoff theory. Static trade off theory focuses discussion at trade off between cost of debt and benefit of debt (Huang and Ritter, 2004). Static trade off assumed that capital structure of company is determined by considered tax-deductible benefit when increasing level of debt and increasing level of agency cost in other side. Keywords: profitability, insider ownerships, debt policy (leverage), firm value  
Pengaruh Pertumbuhan Ekonomi Dan IPM Terhadap Tingkat Kemiskinan Di Kabupaten Pasuruan Risa Wulandari; lucky Rachmawati
Jurnal Ekonomika : INDEPENDEN Vol 1 No 3 (2021): Desember 2021
Publisher : Universitas Negeri Surabaya

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (371.661 KB) | DOI: 10.26740/independent.v1i3.43421

Abstract

The purpose of this article is to identify the effect of economic growth and HDI (Human Development Index) on poverty levels in Pasuruan Regency in the 2012-2020 period. Quantitative descriptive with lag distribution model technique is the type of research used. This data is from secondary data, namely the Central Statistics Agency (BPS) with a period of 9 years, namely 2012-2020. In this process using the time series data method assisted by the SPSS 25 software tool. The results of the regression test of the research resulted in, among others 1). Economic growth partially has no effect on the poverty level in the Pasuruan Regency. 2). The HDI has a negative effect on the poverty level, meaning that every increase in the HDI will increase the poverty level in the Pasuruan Regency. 3). Economic growth and HDI have a simultaneous effect on the level of poverty in the Pasuruan Regency. 4). The value of the coefficient of determination of 0.885 indicates the effect of economic growth and HDI simultaneously F of 88.5% on the poverty level in the Pasuruan Regency and 11.5% less due to the influence of not variables in the regression but outside the regression model.
PENGARUH MINAT BACA DAN PENGGUNAAN METODE PEMBELAJARAN DEMONSTRASI TERHADAP HASIL BELAJAR PENDIDIKAN AGAMA DAN BUDI PEKERTI DI SMPN 1 SERBAJADI Wulandari, Risa; Handayani, Tati
Proceeding International Seminar of Islamic Studies INSIS 6 (February 2024)
Publisher : Proceeding International Seminar of Islamic Studies

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Abstract

Studi kasus ini berawal dari  nilai hasil belajar siswa pada mata pelajaran PABP kurang dari setengah, hal ini ditunjukkan dengan fakta bahwa hanya ada beberapa peserta didik yang memenuhi titik potong 72 poin rata-rata, sedangkan titik potong minimum 75 poin dipenuhi oleh beberapa peserta yang tersisa. Penelitian ini dilakukan dengan tujuan mengetahui signifikansi penggunaan metode demonstrasi terhadap hasil belajar siswa di SMPN 1 Serbajadi pada mata pelajaran PABP dan mengetahui signifikansi minat baca dan penggunaan metode pembelajaran demonstrasi terhadap hasil belajar siswa kelas VIII di SMP Negeri 1 SERBAJADI pada mata pelajaran PABP. Metode penelitian yang digunakan dalam penelitian ini adalah penelitian  kuantitatif. Populasi dalam penelitian ini berjumlah 266 dan peneliti mengambil sampel sejumlah 159 responden. Instrument pengambilan data menggunakan angket dan dokumentasi. Berdasarkan Hasil dari penelitian ini mengungkapkan bahwa : 1) Hasil belajar siswa termasuk dalam kategori cukup baik dengan prosentase sebesar 74,2% . 2) Minat baca siswa  dominan dalam kategori cukup baik dengan prosentase sebesar 74,8%. 3) Penerapan metode pembelajaran demonstrasi termasuk dalam kategori cukup baik dengan perolehan prosentase sebesar 74,8%. 4) Minat baca berpengaruh signifikan sebesar 41,9%. 5) Penerapan metode pembelajaran demonstrasi berpengaruh signifikan sebesar 41,8%. 6) Minat baca dan penerapan metode pembelajaran demonstrasi berpengaruh secara signifikan sebesar 47,8% terhadap hasil belajar siswa di SMPN 1 Serbajadi Pada Mata pelajaran PABP
The Influence of PAI Teachers' Pedagogical Competence in Applying Various Learning Models on Student Motivation and Learning Outcomes Risa Wulandari; Ellisa Fitri Tanjung; Nurzannah
Jurnal Ilmiah Pendidikan dan Pembelajaran Vol. 8 No. 2 (2024): July
Publisher : Universitas Pendidikan Ganesha

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.23887/jipp.v8i2.77760

Abstract

This study aims to determine the influence of the pedagogic competence of PAI teachers in applying varied learning models on student motivation and learning outcomes. The background of this research is the need for more varied learning strategies to improve student motivation and learning outcomes. This study uses a quantitative approach with a multiple regression method. The subject of the study was grade VIII students at SMPN 2 Beringin Satu Atap, with a sample of 39 students selected through the total sampling technique. Data is collected using questionnaires or questionnaires, tests, and observations. The results of the study show that varied learning models have a positive effect on student motivation and learning outcomes. This is evidenced by the Sig. (2-tailed) values of 0.096 and 0.156 which are greater than 0.05. The conclusion of this study is that the motivation and learning outcomes of students after being given the learning model vary better than before. This study has implications that the application of varied learning can be a reference for teachers in improving learning effectiveness in terms of content, strategies, methods, and teaching approaches.
The Influence of Profitability And Insider Ownership On Firms Value With The Debt Policy As Intervening Variable (Empiric Study On Public Company In Indonesia Stock Exchange Period 2009-2012) Wulandari, Risa; T, Sutrisno
Jurnal Ilmiah Mahasiswa FEB Vol. 2 No. 2
Publisher : Fakultas Ekonomi dan Bisnis Universitas Brawijaya

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Abstract

This study aims to determine the influence of profitability and insider ownership on firm value that mediated by debt policy (leverage). Data that used was secondary data of 82 public companies in Indonesia Stock Exchange (BEI) with 4 years period, since 2009 till 2012. Using mediated path model, this research tried to test the theory in line with research purpose. The instrument of the analysis used was Smart PLS programs. Result finding indicated profitability positively and significantly on firm value and debt policy. Insider ownership negative and not significantly to debt policy but positively and significantly to firm value, meanwhile debt policy has negative and significantly effect to firm value. Finally, simultaneously debt policy couldn’t successfully mediate profitability and insider ownership on firm value. This research finding also oppose against with static tradeoff theory. Static trade off theory focuses discussion at trade off between cost of debt and benefit of debt (Huang and Ritter, 2004). Static trade off assumed that capital structure of company is determined by considered tax-deductible benefit when increasing level of debt and increasing level of agency cost in other side. Keywords: profitability, insider ownerships, debt policy (leverage), firm value  
Pendidikan Tauhid Anak (Tarbiyatul Aulad) Dalam Persepektif Al-Qur’an Dalimunthe, Ardiana; Wulandari, Risa; Handayani, Tati
Integrasi: Jurnal Studi Islam dan Humaniora Vol 2, No 2 (2024)
Publisher : Yayasan Rahmat Islamiyah

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.56114/integrasi.v2i2.11497

Abstract

Monotheism education is very much needed in the problem of educating children. With monotheistic education, children can know goodness and have noble morals. If children understand the science of monotheism, children will be sensitive to various situations they face, whether they are good or bad. This makes it easier for children to sort and choose which ones should be imitated and which ones should not. This research aims to determine early childhood education from the perspective of the Koran. The type of research used is library research, namely research carried out by collecting data or scientific writing aimed at the object of research or collecting data of a library nature. The results of this research are Tawheed Learning Strategies in UPT SPF SMP NEGERI 2 Beringin Satu Atap. In early childhood learning, learning strategies are adapted to the child's developmental age, namely: 1) Exemplary, 2) Habituation, 3) Singing, 4) Tales or stories. In Islam, it is important to instill the concept of monotheism in early childhood, because the most important thing is to introduce what monotheism is. Monotheism is the foundation for Muslims, if a person truly has monotheism then he will obtain salvation in this world and the hereafter, however, without monotheism he will definitely fall into shirk and will encounter accidents in this world and accidents in the afterlife. In the Koran, there are several aspects that parents must pay attention to when educating children, such as aspects of the development of children's social behavior, morality (akhlaq) and religious appreciation.
Pengaruh Keamanan Dan Kualitas Layanan Terhadap Kepercayaan Pengguna Aplikasi Dana Pada Generasi Z (Studi Kasus Pada Mahasiswa Universitas Pamulang) Muhamad Eka Aprianto; Fadila Anisya Sukmayanti; Risa Wulandari; Septiani; Derizka Inva Jaswita
Sinergi : Jurnal Ilmiah Multidisiplin Vol. 1 No. 2 (2025): Sinergi: Jurnal Ilmiah Multidisiplin
Publisher : PT. AHLAL PUBLISHER NUSANTARA

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Abstract

The rapid development of digital financial services has led to a significant increase in the use of electronic wallets (e-wallets) in Indonesia, particularly among Generation Z. Despite the high adoption rate of the DANA application, concerns related to security and service quality may influence users’ trust. This study aims to examine the effect of security and service quality on Generation Z’s trust in using the DANA e-wallet application among students of Universitas Pamulang. This research employs a quantitative approach with an explanatory survey design. Data were collected through a structured questionnaire distributed to respondents selected using purposive sampling, consisting of active Generation Z students who had used the DANA application for at least three months. Data analysis was conducted using multiple linear regression after fulfilling the classical assumption tests. The results indicate that security has a positive and significant effect on user trust. In addition, service quality also has a positive and significant effect on trust. Simultaneously, security and service quality significantly influence Generation Z’s trust in using the DANA application. These findings suggest that trust in e-wallet services is shaped not only by technical security aspects but also by consistent and reliable service quality. This study contributes to the digital marketing and consumer behavior literature by positioning trust as a key outcome variable and provides practical implications for digital financial service providers in enhancing user trust, particularly among Generation Z. Keywords: security, service quality, trust, e-wallet, Generation Z, DANA   Abstrak Perkembangan layanan keuangan digital mendorong meningkatnya penggunaan dompet digital (e-wallet) di Indonesia, khususnya di kalangan Generasi Z. Meskipun tingkat adopsi aplikasi DANA tergolong tinggi, berbagai isu terkait keamanan dan kualitas layanan berpotensi memengaruhi kepercayaan pengguna. Penelitian ini bertujuan untuk menganalisis pengaruh keamanan dan kualitas layanan terhadap kepercayaan Generasi Z dalam menggunakan aplikasi DANA pada mahasiswa Universitas Pamulang. Penelitian ini menggunakan pendekatan kuantitatif dengan metode survei eksplanatori. Data dikumpulkan melalui kuesioner terstruktur dari responden yang dipilih menggunakan teknik purposive sampling, dengan kriteria mahasiswa aktif Generasi Z yang telah menggunakan aplikasi DANA minimal tiga bulan. Analisis data dilakukan menggunakan regresi linear berganda setelah memenuhi uji asumsi klasik. Hasil penelitian menunjukkan bahwa keamanan berpengaruh positif dan signifikan terhadap kepercayaan pengguna. Selain itu, kualitas layanan juga terbukti berpengaruh positif dan signifikan terhadap kepercayaan. Secara simultan, keamanan dan kualitas layanan memiliki pengaruh yang signifikan terhadap kepercayaan Generasi Z dalam menggunakan aplikasi DANA. Temuan ini menegaskan bahwa kepercayaan pengguna e-wallet tidak hanya ditentukan oleh aspek teknis keamanan, tetapi juga oleh kualitas layanan yang konsisten dan andal. Penelitian ini berkontribusi pada pengembangan literatur pemasaran digital dan perilaku konsumen dengan menempatkan kepercayaan sebagai variabel utama, serta memberikan implikasi praktis bagi penyedia layanan keuangan digital dalam merancang strategi peningkatan kepercayaan pengguna, khususnya di kalangan Generasi Z. Kata kunci: keamanan, kualitas layanan, kepercayaan, e-wallet, Generasi Z, DANA
Co-Authors Dalimunthe, Ardiana Derizka Inva Jaswita Ellisa Fitri Tanjung Fadila Anisya Sukmayanti LUCKY RACHMAWATI Muhamad Eka Aprianto Nurzannah septiani Sutrisno T Tati Handayani, Tati