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All Journal JURNAL BISNIS STRATEGI Jurnal Studi Manajemen Organisasi Diponegoro Journal of Management Jurnal Manajemen Bisnis JDM (Jurnal Dinamika Manajemen) At-Taqaddum Management Analysis Journal Journal of Economic Education Al Tijarah DIJB (Diponegoro International Journal of Business) Jurnal Ekonomi Dan Bisnis SOLUSI Jurnal RAK (Riset Akuntansi Keuangan)
Endang Tri Widyarti, Endang Tri
Jurusan Manajemen Fakultas Ekonomika Dan Bisnis Universitas Diponegoro
Religion Decision Sciences, Operations Research & Management Economics, Econometrics & Finance Education Public Health Social Sciences Other

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Journal : Jurnal Manajemen Bisnis

 1 
Analyzing the Impact of Islamic Literacy, Technology, and Experience on MSME Performance: The Role of Spirituality as a Moderating Variable Widyakto, Adhi; Souisa, Johanis; Kusumawati, Citra Andriani; Widyarti, Endang Tri
Jurnal Manajemen Bisnis Vol 15, No 1: March 2024
Publisher : Universitas Muhammadiyah Yogyakarta

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.18196/mb.v15i1.19859

Abstract

Research Aims: This study aims to explore the influence of Islamic financial literacy, Islamic fintech, and financial experience on the performance of Micro, Small, and Medium Enterprises (MSMEs), considering spirituality as a potential moderating variable.Design/Methodology/Approach: Employing a sample of 126 MSME owners in Semarang, this research utilizes Hair’s model of calculations. The analytical method applied is multiple regression analysis using the third version of the SmartPLS software.Research Findings: The findings indicate that Islamic financial literacy, Islamic financial technology, and financial experience have a positive and significant impact on MSME performance. However, spirituality did not significantly moderate the relationship between Islamic financial literacy, Islamic fintech, and financial experience on MSME performance.Theoretical Contribution/Originality: This study contributes to the resource-based view theory by examining how a firm’s capabilities and internal resources, conceptualized as a bundle of resources and capabilities, interact with external spiritual values to influence MSME performance. It also addresses the role of internal resources in fostering competition within firms to achieve their goals.
Analyzing the Impact of Islamic Literacy, Technology, and Experience on MSME Performance: The Role of Spirituality as a Moderating Variable Widyakto, Adhi; Souisa, Johanis; Kusumawati, Citra Andriani; Widyarti, Endang Tri
Jurnal Manajemen Bisnis Vol. 15 No. 1: March 2024
Publisher : Universitas Muhammadiyah Yogyakarta

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.18196/mb.v15i1.19859

Abstract

Research Aims: This study aims to explore the influence of Islamic financial literacy, Islamic fintech, and financial experience on the performance of Micro, Small, and Medium Enterprises (MSMEs), considering spirituality as a potential moderating variable.Design/Methodology/Approach: Employing a sample of 126 MSME owners in Semarang, this research utilizes Hair’s model of calculations. The analytical method applied is multiple regression analysis using the third version of the SmartPLS software.Research Findings: The findings indicate that Islamic financial literacy, Islamic financial technology, and financial experience have a positive and significant impact on MSME performance. However, spirituality did not significantly moderate the relationship between Islamic financial literacy, Islamic fintech, and financial experience on MSME performance.Theoretical Contribution/Originality: This study contributes to the resource-based view theory by examining how a firm’s capabilities and internal resources, conceptualized as a bundle of resources and capabilities, interact with external spiritual values to influence MSME performance. It also addresses the role of internal resources in fostering competition within firms to achieve their goals.
Co-Authors Abdul Karim Achmad Taufik Ibrahim, Achmad Taufik Adhi Widyakto Alvin Rayinda Pramasha, Alvin Rayinda Astiwi Indriani Boentoro, Nathania Valentine Citra Indradewi, Citra Cynthia Dewi Sampurna, Cynthia Dian Triyani Dian Triyani Dien Hawa, Ghassani Malda Eko Nur Hidayat Fachrul Ferdiansyah Fresiliasari, Oktavie Haryanto, Satrio B. Hida Efri Nurfina, Hida Efri Iin Puji Erlina, Iin Puji Kusumawati, Citra Andriani Linda Purnama Sari, Linda Purnama Lukmana, Anggara Soekowati Mohammad Sigit Taruna Monic Lisiana, Kezia Xenna Nicodemus Hedro, Nicodemus Nur, Tegar Ochta Prakoso, Bagas Gandhi Ramania, Shendy Ridhlo Ilham Putra Wardana, Ridhlo Ilham Putra Rina Haryati, Rina Rinawati, Tri Rini Setyo Witiastuti Sari, Desy Febriana Shinta Dewi Vernanda, Shinta Dewi Shoimatul Fitriana Sidabutar, Riyandi Bittatar Souisa, Johanis Suryawardana, Edy Widyakto, Adhi Winnugroho Wiratman, Manfaluthy Hakim, Tiara Aninditha, Aru W. Sudoyo, Joedo Prihartono Yohanes Suhardjo