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THE RELATIONSHIP BETWEEN PRODUCT DIVERSITY AND THE PERFORMANCE OF CREDIT UNIONS AND BADAN USAHA KREDIT PEDESAAN IN YOGYAKARTA SPECIAL PROVINCE Kusuma, Stephanus Eri; Jaya, Wihana Kirana
Journal of Indonesian Economy and Business Vol 30, No 1 (2015): January
Publisher : Journal of Indonesian Economy and Business

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (760.604 KB)

Abstract

This study analyzes the relationship between product diversity and the performance of microfinance institutions (MFIs), especially Credit Unions (CUs) and Badan Usaha Kredit Pedesaan (BUKPs) in Yogyakarta. It employs a binary logistic regression method in its analysis and utilizes annual pooled cross section data from 16 CUs and 34 BUKPs in Yogyakarta from 2011. The result indicated that there was a direct negative relationship between the levels of saving–loan product diversity and the scale of outreach and also between the levels of saving–loan product diversity and depth of outreach. It also suggested an indirect negative relationship between the levels of saving–loan product diversity and staff productivity and also between the levels of saving–loan product diversity and self-sufficiency.Keywords: product diversity, performance, microfinance institutions, CUs, BUKPs
THE RELATIONSHIP BETWEEN PRODUCT DIVERSITY AND THE PERFORMANCE OF CREDIT UNIONS AND BADAN USAHA KREDIT PEDESAAN IN YOGYAKARTA SPECIAL PROVINCE Stephanus Eri Kusuma; Wihana Kirana Jaya
Journal of Indonesian Economy and Business (JIEB) Vol 30, No 1 (2015): January
Publisher : Faculty of Economics and Business, Universitas Gadjah Mada

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (760.604 KB) | DOI: 10.22146/jieb.7330

Abstract

This study analyzes the relationship between product diversity and the performance of microfinance institutions (MFIs), especially Credit Unions (CUs) and Badan Usaha Kredit Pedesaan (BUKPs) in Yogyakarta. It employs a binary logistic regression method in its analysis and utilizes annual pooled cross section data from 16 CUs and 34 BUKPs in Yogyakarta from 2011. The result indicated that there was a direct negative relationship between the levels of saving–loan product diversity and the scale of outreach and also between the levels of saving–loan product diversity and depth of outreach. It also suggested an indirect negative relationship between the levels of saving–loan product diversity and staff productivity and also between the levels of saving–loan product diversity and self-sufficiency.Keywords: product diversity, performance, microfinance institutions, CUs, BUKPs
ANALISIS SUPPLY CHAIN MANAGEMENT DI UMKM DESA SAMBIREJO Ferrynela Purbo Laksono; Stephanus Eri Kusuma
Bina Ekonomi Vol. 22 No. 2 (2018): Bina Ekonomi: Majalah Ilmiah Fakultas Ekonomi Universitas Katolik Parahyangan
Publisher : Center for Economic Studies Universitas Katolik Parahyangan

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (11759.904 KB) | DOI: 10.26593/be.v22i2.3832.125-144

Abstract

ABSTRACTThis study aims to examine the business processes through the MSME supply chain, specifically in the chain of raw material access, production processes to marketing processes. The objects of this research focusing on five most developed MSME in Sambirejo Village, Ngawen, Gunung Kidul namely food, processed zinc, woven cloth, tile and local gabion. The business processes analyzed by using supply chain management approach. This study conducted a qualitative method based on interview and observation. Results of the study show that the pattern of MSME supply chains in Sambirejo Village is still relatively simple. In their processes, these MSME supply raw materials from suppliers or distributors of raw materials then process them. Afterwards, they distribute them to consumers using two different distribution methods (dual channel) there are distribute it directly and through an intermediary.Keywords: business process; UMKM; supply chain management
Kajian Eksploratif Kualitas Penyelenggaraan Pendidikan Lembaga Keuangan Berbasis Pemberdayaan Masyarakat : Studi Kasus Credit Union Kridha Rahardja Stephanus Eri Kusuma; Fransisca Desiana Pranatasari
Management and Sustainable Development Journal Vol 3 No 1 (2021): Management and Sustainable Development Journal
Publisher : Department of Management - Institut Shanti Bhuana

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.46229/msdj.v3i1.246

Abstract

Penelitian ini bertujuan untuk melakukan kajian eksploratif terkait kualitas penyelenggaraan aktivitas pendidikan anggota CUKR, mengidentifikasi permasalahan-permasalahan yang menghambat efektivitas penyelengggaraan pendidikan anggota CUKR. Penelitian dilakukan dengan metode kualitatif deskriptif dengan teknik pengumpulan data dengan cara triangulasi yaitu dengan observasi, wawancara dan analisis dokumen. Hasil Penelitian menunjukkan bahwa sebagian besar peserta pelatihan merasakan adanya manfaat positif dari kegiatan pendidikan anggota CUKR sebagai sarana untuk mengubah pola pikir dan berlatih mengelola keuangan rumah tangga. Meskipun demikian, penyelenggaraan pendidikan anggota CUKR masih relatif terkendala dalam hal penyiapan teknis dan pengorganisasian kegiatan, ketersediaan sumber daya fasilitator dengan kapasitas yang memadai, serta materi terstandar yang mampu mengakomodasi kebutuhan anggota. Dalam mengatasi persoalan tersebut, studi merekomendasikan perlunya tata organisasi penyelenggaraan kegiatan yang lebih terstruktur yang didasari pada mekanisme perencanaan, pelaksanaan, dan evaluasi-refleksi.
KOPERASI SEBAGAI ALAT PEMBANGUNAN EKONOMI LOKAL: KAJIAN 5 KOPERASI DI AMERIKA, AUSTRALIA DAN EROPA Stephanus Eri Kusuma
Management and Sustainable Development Journal Vol 4 No 1 (2022): Management and Sustainable Development Journal
Publisher : Department of Management - Institut Shanti Bhuana

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.46229/msdj.v4i1.428

Abstract

Studi ini bertujuan untuk mendeskripsikan best practices penyelenggaraan sejumlah koperasi yang berkontribusi dalam pembangunan ekonomi lokal dan mengidentifikasi peran koperasi dalam pembangunan ekonomi lokal. Studi ini merupakan penelitian kualitatif deskriptif dengan memanfaatkan analisis konten (content analysis). Sumber data penelitian ini adalah video dokumenter penyelenggaraan koperasi yang diproduksi oleh International Cooperative Allance dan European Union Partnership on Cooperatives dalam proyek aroundtheworld.coop. Hasil studi ini menunjukkan bahwa koperasi mampu berperan dalam pengembangan ekonomi lokal melalui peningkatan kesejahteraan anggotanya yang terwujud seiring dengan kemampuan koperasi dalam memfasilitasi: (1) penciptaan akses lapangan kerja dan pendapatan, (2) penyediaan lingkungan yang mendorong peningkatan kapasitas dan penciptaan skills, (3) ketersediaan akses terhadap sumber daya ekonomi, (4) penciptaan nilai tambah produksi, (5) pemenuhan kebutuhan masyarakat lokal, (6) penciptaan rantai pasok bagi produsen lokal, (7) penggerakan aksi kolektif untuk mendukung kesetaraan kelompok marjinal, (8) penciptaan kesempatan untuk terlibat dalam pengelolaan organisasi berbasis partisipasi, (9) penumbuhan modal sosial dan kepedulian sosial, (10) penciptaan sarana healing dari trauma sosial, serta (11) preservasi budaya lokal.
The Role of Integrative Approach for Enhancing Credit Union Sustainability: A Reflection on The Indonesian Credit Union Movement Stephanus Eri Kusuma; Antonius Sumarwan; Titus Odong Kusumajati
Jurnal Ekonomi Pembangunan: Kajian Masalah Ekonomi dan Pembangunan Vol 23, No 1 (2022): JEP 2022
Publisher : Muhammadiyah University Press

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.23917/jep.v23i1.17851

Abstract

Most Indonesian credit unions still focus on providing financial services, paying less attention to the roles of credit unions in education, empowerment and flourishing social solidarity of their members. This condition makes credit unions hardly compete with other microfinance providers in Indonesia. While threatening their sustainability prospect, this condition also reduces the capacity of credit unions to empower their members. Inspired by the maximalist approach and the Ledgerwood’s system framework, we suggest an integrative approach for credit union services that is empowered by the optimization of network collaboration.
UPAYA PEMBERDAYAAN USAHA UMKM SEBAGAI SOLUSI PENGENTASAN KEMISKINAN: PRAKTEK PADA CU MITRA PARAHITA, CU TYAS MANUNGGAL DAN CU KRIDHA RAHARDJA Titus Odong Kusumajati; Stephanus Eri Kusuma; Januari Ayu Fridayani; Maria Angela Diva; Fransisca Desiana Pranatasari
SEMANGGI : Jurnal Pengabdian kepada Masyarakat Vol. 1 No. 02 (2022): Oktober 2022
Publisher : LPPM Universitas Wijaya Putra

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (186.862 KB) | DOI: 10.38156/sjpm.v1i02.197

Abstract

The purpose of this community service program is to increase the productivity of small businesses as an effort to alleviate poverty. The service method used is to provide material exposure, discussion, practice using working papers and group discussions. The results of the service stated that 88% of participants were very satisfied and satisfied with this training and formulated five follow-up plans, namely (1) Building a business network between fellow CU members (2) Conducting market development activities for member products (3) Identifying and managing potential members so that they will idea development, creativity and collaboration will emerge, (4) Provision of information supporting business development and (5) Business planning and financial budgeting assistance.
RUMUSAN RENCANA TINDAK LANJUT SEBAGAI UPAYA KOLABORATIF ANGGOTA CREDIT UNION DALAM PENGUATAN EKONOMI PRODUKTIF Titus Odong Kusumajati; Stephanus Eri Kusuma; Januari Ayu Fridayani; Maria Angela Diva; Fransisca Desiana Pranatasari
ABDIMAS ALTRUIS: Jurnal Pengabdian Kepada Masyarakat Vol 5, No 2 (2022): Oktober 2022
Publisher : Universitas Sanata Dharma

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.24071/aa.v5i2.4504

Abstract

Pandemi Covid – 19 telah memberikan berbagai macam dampak bagi situasi ekonomi masyarakat. Situasi yang disruptif karena pandemi ini memberikan imbas yang cukup signifikan bagi kestabilan ekonomi rumah tangga termasuk juga bagi anggota credit union. Untuk itu memang credit union perlu fokus meningkatkan kapabilitas anggota mereka sehigga mendukung penguatan ekonomi produktif. Peran credit union diharapkan tidak hanya sebagai fasilitas simpan pinjam saja namun bisa lebih untuk meningkatkan kemandirian anggota melalui berbagai macam kegiatan termasuk didalamnya kegiatan yang kolaboratif antar sesama anggota. Pengabdian kepada masyarakat kali ini ini dirancang dalam bentuk pelatihan selama dua hari dengan 8 topik pendampingan. Peserta kegiatan berasal dari 4 credit union dengan jumlah total 150 peserta. Secara umum tahapan ini dilakukan melalui tahapan persiapan, tahapan pelaksanaan dan tahapan evaluasi. Tahapan persiapan dilakukan dengan koordinasi awal bersama pengelola credit union untuk melakukan identifikasi kebutuhan pendampingan anggota. Tahapan pelaksanaan dilakukan oleh tim pengabdi selama 2 hari untuk masing-masing credit union. Tahapan evaluasi menghasilkan rumusan rencana tindak lanjut untuk kemudian diimplementasikan dan dimonitoring pelaksanaannya. Rencana tindak lanjut ini menitikberatkan pada upaya kolaboratif anggota dan peran credit union. 
BUILDING LINK-MATCH OF GEN Z AND THE WORLD OF WORK THROUGH CONTEXTUAL-ADAPTIVE FACILITATION Januari Ayu Fridayani; Stephanus Eri Kusuma; Albertus Yudi Yuniarto
JURNAL BISNIS STRATEGI Vol 31, No 2 (2022): Desember
Publisher : Magister Manajemen, Fakultas Ekonomika dan Bisnis Undip

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Abstract

Organizations, both formal and non-formal, that have direct contact with young people have not fully focused on providing facilities that support these young people, especially GenZ, in entering the world of work. This study aims to analyze Generation Z (Gen Z) and employer representatives’ view on current and future work field. Utilizing focus group discussion (FGD) and webinar involving GenZ and employer representatives, we collect data from GenZ and firms representatives. The data is analyzed using descriptive methods. This study identifies some expectation of GenZ related to work field and their thoughts to anticipate the work field needs. Meanwhile, this study also describes the employers’ hope that Gen Z should have some information related to the competitive and other contextual condition condition of workfield and be equipped with some skills to cope with the work field condition. The result of the study asks for the existence of organization that is taking the role as the relevant skill-knowledge provider and advisor to the GenZ before they enter work field. Regarding this, we recommend the existence of organizations that work directly with youth and provide: (1) character education, (2) training with business practitioner to improve soft skills, especially in terms of personal branding, teamwork and building networking, and (3) learning curriculum that gives more portion on practice.
The Role of Organizational Agility, Perceived Support, and Culture in Shaping Social Sustainability Januari Ayu Fridayani; Stephanus Eri Kusuma
Jurnal Organisasi dan Manajemen Vol. 20 No. 1 (2024)
Publisher : LPPM Universitas Terbuka

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.33830/jom.v20i1.7551.2024

Abstract

Purpose – The objective of this study is to evaluate the influence of organizational agility on social sustainability, organizational support, and organizational culture in credit union cooperatives. Furthermore, it examines how organizational support and organizational culture influence the connection between organizational agility and social sustainability. Methodology – The study adopted a quantitative methodology, utilizing questionnaires distributed to 173 people associated with credit union (CU) Angudi Laras and credit union (CU) Lestari. The data analysis was performed with Partial Least Squares (PLS) methodology, employing Smart PLS 3.0 software. The study comprises the research design, data gathering methods, scheduling, and intervention sequence. Findings – The results demonstrate a substantial and direct influence of organizational agility on organizational support, organizational culture, and social sustainability. The study emphasizes significant and positive results, which are substantiated by diagrams, graphs, and tables that depict the research findings. Originality – This study enhances the understanding of the social aspect of sustainability in credit union cooperatives by highlighting the impact of organizational agility, organizational support, and organizational culture. This study explores the impact of organizational support and organizational culture on organizational agility and social sustainability.