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All Journal Jurnal Ekonomi Syariah Teori dan Terapan Al Tijarah Journal of Accounting Science JURNAL SYARIKAH : JURNAL EKONOMI ISLAM Journal of Innovation in Business and Economics Indonesian Community Journal Jurnal Ilmiah Pengabdian dan Inovasi
Meri Indri Hapsari, Meri Indri
Fakultas Ekonomi Dan Bisnis, Universitas Airlangga
Agriculture, Biological Sciences & Forestry Humanities Computer Science & IT Decision Sciences, Operations Research & Management Economics, Econometrics & Finance Environmental Science Public Health Social Sciences Other

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Peran Pembiayaan Produktif BMT Mandiri Mulia Terhadap Peningkatan Kesejahteraan Anggota Perspektif Maqasih Syariah Hidayatulloh, Muhammad; Hapsari, Meri Indri
Jurnal Ekonomi Syariah Teori dan Terapan Vol 2, No 10 (2015): Oktober-2015
Publisher : Jurnal Ekonomi Syariah Teori dan Terapan

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (259.982 KB)

Abstract

The purpose of this study is to understand and analyze the role of BMT Mandiri Sejahtera Financing Productive for members welfare improvement. Method used in this study was descriptive qualitative approach with the case-study research. This research had analysis unit which were BMT Mandiri Sejahtera Financing Productive and welfare improvement of the members that received the financing activities.The result of this study was that the BMT Mandiri Sejahtera Financing Productive took role in improving the walfare of the members. Welfare was measured by using the 5 indicators of basic needs maintanance, based on maqashid syariah, which are the religion maintanance, life maintenance, upkeep sense, descendants maintenance, and property maintenance. The improvement of welfare experienced by the members were different. Generally, the walfare improvement of the members who received BMT Mandiri Sejahtera only happenedin several basic needs maintanance.
Implementasi Pemahaman Konsumsi Islam Pada Perilaku Konsumsi Konsumen Muslim Alkautsar, Zulfikar; Hapsari, Meri Indri
Jurnal Ekonomi Syariah Teori dan Terapan Vol 1, No 10 (2014): Oktober-2014
Publisher : Jurnal Ekonomi Syariah Teori dan Terapan

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (380.138 KB)

Abstract

People does consumption to fulfill their needs in order to keeping their life. There are guidelines in Islam telling how a Moslem is supposed to consumed. A Moslem needs a comprehensive understanding about Islamic consumption in order to adjust their consuming behaviour with Islamic syaria. The understanding causes an implication of Moslem consumer behaviour in daily life.This research uses case study method with descripive qualitative approach. Author uses interview for primary data collection in this research. The scope of this research is limited in student of Islamic Economics of Economics and Business Faculty of Airlangga University and answer how to implement Islamic consumption understanding in Moslem consumption behavior.The result of this research shows there are four elements of Islamic consumption which is used as a guideline for moslem while they do consumption, ie: halal products consumption, avoiding excessive consumption (israf), paying zakat, infaq, and charity, and making needs priority. The informen confess that there is a difference in their consuming behaviour beforeand after knowing the Islamic consumption theory.
Pengaruh Tingkat Return Sertifikat Bank Indonesia Syariah (SBIS) Terhadap Penempatan Pada SBIS dan ROA Bank Umum Syariah di Indonesia Kawiryawan, Naroh; Hapsari, Meri Indri
Jurnal Ekonomi Syariah Teori dan Terapan Vol 2, No 11 (2015): November-2015
Publisher : Jurnal Ekonomi Syariah Teori dan Terapan

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Abstract

In order to fulfill the need of banking industry that grew rapidly, Bank Indonesia create several monetary instrument. One of them is Islamic Certificate of Bank Indonesia (SBIS). This research aims to investigate the effect of return rate of SBIS to investment in SBIS and also the profitability of sharia commercial banks in Indonesia. The research method used is path analysis with three kind of variables, which is SBIS’s return rate as exogenous variable, investment in SBIS as intervening endogenous variable, and the profitability as endogenousvariable.The result of this research shows that SBIS’s return rate effects significantly positive to the investment in SBIS, but effects unsignificantly negative to the probability of sharia commercial banks. Meanwhile investment in SBIS has non-significantly positive effect to the profitability of sharia commercial banks.
Faktor Yang Mempengaruhi Mahasiswa S1 Ekonomi Islam Fakultas Ekonomi dan Bisnis Universitas Airlangga Tidak Termotivasi Menjadi Karyawan Organisasi Pengelola Zakat Azhari, Haryo Januar; Hapsari, Meri Indri
Jurnal Ekonomi Syariah Teori dan Terapan Vol 1, No 10 (2014): Oktober-2014
Publisher : Jurnal Ekonomi Syariah Teori dan Terapan

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (590.618 KB)

Abstract

This research aims to determine the factors that influence Students of Islamic Economics FEB UNAIR not motivated being a Zakat Organization’s employee.This research used quantitative methods through exploratory factor analysis. Characteristic of the population in this research are Students of Islamic Economics FEB UNAIR class 2010-2011 who following the active class. The number of samples at the time of pre eliminary test by conducting an interview written as many as 10 informants, and main test required 90 respondents. The sampling technique used is probability sampling. Sampling was done using simple random sampling.Based on the results of study indicate that there are four factors that influence Students of Islamic Economics FEB UNAIR. The four factors as a result of reduction of processing factor analysis. These four factors named by factor of the recognition, support by circles, Zakat Organization’s image, and informations about Zakat Organization.Advice for the are improves giving more informations about Zakat Organization’s needed employees. For academic side, can more improves more study about zakat management. Factor that formed in this study can also be made henceforth research materials to influence another variable, namely interest to work at Sharia Bank.
Implementasi Manajemen Strategik Syariah di BMT Amanah Ummah Muna, Muhammad Niltal; Hapsari, Meri Indri
Jurnal Ekonomi Syariah Teori dan Terapan Vol 2, No 12 (2015): Desember-2015
Publisher : Jurnal Ekonomi Syariah Teori dan Terapan

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (220.85 KB)

Abstract

The aim of this research is to know implementation of Sharia Strategic Manajemen in BMT. The research object is BMT Amanah Ummah Surabaya. The research method used in this research are qualitative research, case study, and domain analysis, taksonomy analysis and componensial analysis. By using data collection technique such as interviewing and observing primary informant (BMT Amanah Ummah Management) and secondary informant (Sharia Supervisory Council) for data validity.The result of this research is the BMT Amanah Ummah has applied steps of sharia strategic management very well. Those adjustments can be seen from the steps of sharia strategic management start from strategy formulating, strategy implementing, and strategy evaluating. The indicators of this research are the process of strategic management done by BMT Amanah Ummah adjusted to Fred R. David concept, and the sharia principals used for process of sharia strategic management adjusted to maqashid sharia.
ANALISIS TINGKAT KEJENUHAN BANK ISLAM DI INDONESIA Hapsari, Meri Indri
Journal of Innovation in Business and Economics Vol 6, No 2 (2015)
Publisher : Faculty of Economics and Business, University of Muhammadiyah Malang

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (394.135 KB) | DOI: 10.22219/jibe.v6i2.4177

Abstract

The research conducted to find out the effect of the number of Islamic bank-ing offices, finance to deposit ratio (FDR), and financing growth to the Is-lamic bank saturation level in Indonesia. The research used panel data analysis with fixed effect model (FEM) as its best estimation model. The re-sult of this research shows that number of Islamic banking offices, Financing Direct Ratio (FDR), and financing growth have a significant effect to the Is-lamic banking saturation simultaneously. Partially, only number of offices has a significant effect, but FDR and financing growth are not significant.Keywords: FDR, Financing Growth , Islamic Bank Saturation, And The Number Of Islamic Banking Offices.
CROWDFUNDING FOR DEVELOPING WAQF LAND A STUDY ON MALAYSIA Hapsari, Meri Indri; Bin, Mohamed Asmy; Muhammad, Mustafa Omar; Dausa, Jarita
JURNAL SYARIKAH : JURNAL EKONOMI ISLAM Vol. 6 No. 1 (2020): Jurnal Syarikah
Publisher : Program Studi Ekonomi Islam FEI UNIDA Bogor

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.30997/jsei.v6i1.2502

Abstract

This present study aims to develop an alternative model of financing that address theproblems of waqf land financing in Malaysia, analyse the probability that waqf institutionwill use the proposed model and recommend policies to enhance the optimisation ofcrowdfunding for developing waqf land. This study focuses on potential donors in the fourstates in Malaysia, namely Pahang, Pulau Pinang, Selangor and Johor since these areas havesignificant waqf lands. The analysis is conducted using statistical analysis and logisticregression analysis. The study finds that there is a high probability of donors willing to usethe proposed model (CWM), particularly among non-married donors, females, low-middleincome donors, and those with more awareness of crowdfunding and waqf.
Faktor Yang Mempengaruhi Mahasiswa S1 Ekonomi Islam Fakultas Ekonomi dan Bisnis Universitas Airlangga Tidak Termotivasi Menjadi Karyawan Organisasi Pengelola Zakat Haryo Januar Azhari; Meri Indri Hapsari
Jurnal Ekonomi Syariah Teori dan Terapan Vol. 1 No. 10 (2014): Oktober-2014
Publisher : Universitas Airlangga

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.20473/vol1iss201410pp674-690

Abstract

This research aims to determine the factors that influence Students of Islamic Economics FEB UNAIR not motivated being a Zakat Organization’s employee.This research used quantitative methods through exploratory factor analysis. Characteristic of the population in this research are Students of Islamic Economics FEB UNAIR class 2010-2011 who following the active class. The number of samples at the time of pre eliminary test by conducting an interview written as many as 10 informants, and main test required 90 respondents. The sampling technique used is probability sampling. Sampling was done using simple random sampling.Based on the results of study indicate that there are four factors that influence Students of Islamic Economics FEB UNAIR. The four factors as a result of reduction of processing factor analysis. These four factors named by factor of the recognition, support by circles, Zakat Organization’s image, and informations about Zakat Organization.Advice for the are improves giving more informations about Zakat Organization’s needed employees. For academic side, can more improves more study about zakat management. Factor that formed in this study can also be made henceforth research materials to influence another variable, namely interest to work at Sharia Bank. REFERENCES Atmojo, Wahyu W. 2013. Pengaruh Faktor Motivasi Intrinsik dan Ekstrinsik Terhadap Semangat Kerja Karyawan pada Divisi Kompartemen Sumber Daya Manusia PT Petrokimia Gresik. Skripsi tidak diterbitkan. Surabaya: Fakultas Ekonomi dan Bisnis Universitas Airlangga. Bank Indonesia. Outlook Perbankan Syariah. 2014.Departemen Agama RI. 1993. Qur’an Suci: Terjemah dan Tafsir. Jakarta: Darul Kutubil Islamiyah.Gunawan, Ikhsan. 2010. Motivasi Kerja Guru Tidak Tetap di Berbagai SMA Swasta di Kota Semarang. Skripsi tidak diterbitkan. Semarang: Fakultas Ekonomika dan Bisnis Universitas Diponegoro.http://www.facebook.com/notes/ibislamic-banking/ (diakses tanggal 8 Mei 2014).http://www.sunnah.com/ (diakses tanggal 14 Mei 2014). Juniar, Rima F. 2013. Analisis Faktor yang Mempengaruhi Kurangnya Minat Berwirausaha Sarjana Muslim di Surabaya. Skripsi tidak diterbitkan. Surabaya: Fakultas Ekonomi dan Bisnis Universitas Airlangga.Karengga, Dewi M. 2011. Faktor-Faktor yang Mempengaruhi Mahasiswa Akuntansi dalam Memilih Karir Sebagai Akuntan Publik. Skripsi tidak diterbitkan. Surabaya: Fakultas Ekonomi dan Bisnis Universitas Airlagga.Khaerany, Rizky. 2013. Akuntabilitas dan Transparansi Lembaga Pengelola Zakat Terhadap Kualitas Lembaga Amil Zakat (Pandangan Muzakki dan Amil Zakat pada Dompet Dhuafa Sulsel). Skripsi tidak diterbitkan. Makassar: Fakultas Ekonomi Universitas Hasanuddin.Kholis, Nur. 2004. Etika Kerja Dalam Perspektif Islam. Al-Mawarid Edisi XI hal:146. Malhotra, Naresh K. 2010. Riset Pemasaran: Pendekatan Terapan Jilid 2. Jakarta: PT. Indeks.Nazir, Mohammad. 2003. Metode Penelitian. Jakarta: Ghalia Indonesia.Noor, Muhammad Iqbal. 2012. Motivasi Islam dan Motivasi Prososial pada Lembaga Amil Zakat. Skripsi tidak diterbitkan. Semarang: Fakultas Ekonomika dan Bisnis Universitas Diponegoro.Pramandhika, Ananto. 2011. Motivasi Kerja Dalam Islam. Skripsi tidak diterbitkan. Semarang: Fakultas Ekonomika dan Bisnis Universitas Diponegoro.Pratikto, Heri. 2012. Peran Strategis Perguruan Tinggi dalam Meningkatkan Kualitas Sumber Daya Manusia. Jurnal Ekonomi Bisnis, Tahun 17, No. 2 hal: 104. Republik Indonesia.Undang-Undang Nomor 23 Tahun 2011 Tentang Pengelolaan Zakat. 2011.Rivai, Veithzal. 2009. Islamic Human Capital: Dari Teori ke Praktik Manajemen Sumber Daya Islami. Jakarta: Raja Grafindo Persada.Sugiyono. 2012. Metode Penelitian Kuantitatif, Kualitatif, dan R&D. Bandung: Alfabeta.Ujianto dan Abdurrachman.2004. “Analisis Faktor-Faktor yang Menimbulkan Kecenderungan Minat Beli”. Jurnal Manajemen dan Kewirausahaan, Vol 6 No 1, pp. 34-53.
Implementasi Pemahaman Konsumsi Islam Pada Perilaku Konsumsi Konsumen Muslim Zulfikar Alkautsar; Meri Indri Hapsari
Jurnal Ekonomi Syariah Teori dan Terapan Vol. 1 No. 10 (2014): Oktober-2014
Publisher : Universitas Airlangga

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (380.138 KB) | DOI: 10.20473/vol1iss201410pp736-754

Abstract

People does consumption to fulfill their needs in order to keeping their life. There are guidelines in Islam telling how a Moslem is supposed to consumed. A Moslem needs a comprehensive understanding about Islamic consumption in order to adjust their consuming behaviour with Islamic syaria. The understanding causes an implication of Moslem consumer behaviour in daily life.This research uses case study method with descripive qualitative approach. Author uses interview for primary data collection in this research. The scope of this research is limited in student of Islamic Economics of Economics and Business Faculty of Airlangga University and answer how to implement Islamic consumption understanding in Moslem consumption behavior.The result of this research shows there are four elements of Islamic consumption which is used as a guideline for moslem while they do consumption, ie: halal products consumption, avoiding excessive consumption (israf), paying zakat, infaq, and charity, and making needs priority. The informen confess that there is a difference in their consuming behaviour beforeand after knowing the Islamic consumption theory. REFERENCES Badan Pusat Statistik. 2013. Perkembangan Beberapa Indikator Utama SosialEkonomi Indonesia. Jakarta: Badan Pusat Statistik, (Online). (http://www.bps.go.id/aboutus.ph p?booklet=1, diakses pada 10 Maret 2014).Badudu, J.S. (2003) Kamus Kata-kata Serapan Asing Dalam Bahasa Indonesia, Jakarta : Kompas.Belch, George E. dan Michael A. Belch. 2003. Advertising and Promotion (An Integrated Communications Perspective 6th Edition. New York: Mc Graw Hill Companies.Bereiter, Carl. 2000. Education and Mind in the Knowledge Age. New Jersey: John Wiley And Sons LTD. Departemen Agama Republik Indonesia.2005.Al-Qur’an Terjemahan. Jakarta: PT. Syamil Cipta Media.Hidayat, mohammad. 2010. An Introduction to the Sharia Economics. Jakarta: Zikrul Hakim.http://repository.usu.ac.id/bitstream/12345 6789/14510/1/10E00397.pdf, diakses pada 15 Maret 2014).http://www.setneg.go.id/index.php?optio n=com_content&task=view&id=706 8, diakses pada 4 Maret 2014 Katsir, Ibnu. 2000. Tafsir Ibnu Katsir. Bandung. Sinar Baru Algensindo.Kushendrawati, Selu Margaretha. 2006. Masyarakat Konsumen Sebagai Ciptaan Kapitalisme Global: Fenomena Budaya Dalam Realitas Sosial, (Online), Vol. 10, No. 2, (http://journal.ui.ac.id/index.php/h umanities/article/viewFile/19/15, diakses pada 17 April 2014).Mayasari, Iin & Anita Maharani. 2011. Idealisme versus Relativisme Generasi Y Terhadap Iklan dengan Tema Sexual Appeal. Karisma. V (2): 84-93.Muflih, Muhammad. 2006. Perilaku Konsumen Dalam Prespektif Ilmu Ekonomi Islami. Jakarta: RajaGrafindo Persada.Myers, David G. 2010. Social Psychology 10th Edition. New York: Mc Graw Hill.Nurist, Surayya. 2010. Posmodernisme dan Budaya Konsumen, (Online), (http://eprints.undip.ac.id/9820/, diakses 10 April 2014).Partowisastro, Koestoer. 1983. Dinamika Dalam Psikologi Pendidikan (Jilid I). Jakarta: Erlangga.Piliang, Yasraf Amir. 2004. Dunia Yang Dilipat: Tamasya Melalui BatasBatas Kebudayaan. Bandung: Jalasutra.Poerwadarminta, W.J.S.1976. Kamus Umum Bahasa Indonesia. Jakarta : Balai Pustaka.Pujiyono, Arif. 2006. Teori Konsumsi Islam. Jurnal Dinamika Pembangunan. III (2): 196-207. Pusat Pengkajian dan Pengembangan Ekonomi Islam (P3EI), 2011. Ekonomi Islam. Jakarta:Rajawali Pers.Shihab, M. Quraish. Tafsir al-Mishbah; Pesan, Kesan, dan Keserasian alQur’an. Jakarta; Lentera Hati. 2003.Sholihin, Ahmad Ifham. 2010. Buku Pintar Ekonomi Syariah. Jakarta: Gramedia Pustaka Utama.Simbolon, Hotpascaman. 2010. Hubungan Antara Perilaku Konsumtif Dengan Konformitas Pada Remaja. Skripsi diterbitkan. Medan Universitas Sumatera Utara. (Online).Sudjana, Nana. 2010. Evaluasi Proses Dan Hasil Pembelajaran. Jakarta: Bumi Aksara.Sugiyono. 2012. Metode Penelitian Kuantitatif, Kualitatif Dan R&D.Bandung: Alfabeta.Sumartono. 2002. Terperangkap Dalam Iklan (Meneropong Imbas Pesan Iklan Televisi). Bandung: Alfabeta.Wigati, Sri. 2011. Perilaku Konsumen Dalam Prespektif Ekonomi Islam. Jurnal Maliyah, (Online), Vol 1, No.1, (http:// portalgaruda.org/?ref=browse&mo d=viewarticle&article=88351, diakses 15 Maret 2014).Yin, Robert K. 2009. Case Study Research 4th Edition. California: SAGE Inc. 
Peran Pembiayaan Produktif BMT Mandiri Mulia Terhadap Peningkatan Kesejahteraan Anggota Perspektif Maqasih Syariah Muhammad Hidayatulloh; Meri Indri Hapsari
Jurnal Ekonomi Syariah Teori dan Terapan Vol. 2 No. 10 (2015): Oktober-2015
Publisher : Universitas Airlangga

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (259.982 KB) | DOI: 10.20473/vol2iss201510pp797-811

Abstract

The purpose of this study is to understand and analyze the role of BMT Mandiri Sejahtera Financing Productive for members welfare improvement. Method used in this study was descriptive qualitative approach with the case-study research. This research had analysis unit which were BMT Mandiri Sejahtera Financing Productive and welfare improvement of the members that received the financing activities.The result of this study was that the BMT Mandiri Sejahtera Financing Productive took role in improving the walfare of the members. Welfare was measured by using the 5 indicators of basic needs maintanance, based on maqashid syariah, which are the religion maintanance, life maintenance, upkeep sense, descendants maintenance, and property maintenance. The improvement of welfare experienced by the members were different. Generally, the walfare improvement of the members who received BMT Mandiri Sejahtera only happenedin several basic needs maintanance.
Co-Authors Ahmad Fadlur Rahman Bayuny Bin, Mohamed Asmy Dausa, Jarita Elva Farihah Hartadinata, Okta Sindhu Haryo Januar Azhari Haryo Januar Azhari, Haryo Januar Irham Zaki Maharani, Alyana Muhammad Agung Prayogo Muhammad Hidayatulloh Muhammad Hidayatulloh, Muhammad Muhammad Niltal Muna Muhammad Niltal Muna, Muhammad Niltal Muhammad, Mustafa Omar Naroh Kawiryawan Naroh Kawiryawan, Naroh Rizki Yanura Ramadhani Sri Herianingrum Sri Herianingrum Sulistya Rusgianto Syahruddin Syahruddin Ullya Nindyaningtyas Wijayanti, Ida Zulfikar Alkautsar Zulfikar Alkautsar, Zulfikar