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Pengaruh Tingkat Return Sertifikat Bank Indonesia Syariah (SBIS) Terhadap Penempatan Pada SBIS dan ROA Bank Umum Syariah di Indonesia Naroh Kawiryawan; Meri Indri Hapsari
Jurnal Ekonomi Syariah Teori dan Terapan Vol. 2 No. 11 (2015): November-2015
Publisher : Universitas Airlangga

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (199.451 KB) | DOI: 10.20473/vol2iss201511pp881-895

Abstract

In order to fulfill the need of banking industry that grew rapidly, Bank Indonesia create several monetary instrument. One of them is Islamic Certificate of Bank Indonesia (SBIS). This research aims to investigate the effect of return rate of SBIS to investment in SBIS and also the profitability of sharia commercial banks in Indonesia. The research method used is path analysis with three kind of variables, which is SBIS’s return rate as exogenous variable, investment in SBIS as intervening endogenous variable, and the profitability as endogenousvariable.The result of this research shows that SBIS’s return rate effects significantly positive to the investment in SBIS, but effects unsignificantly negative to the probability of sharia commercial banks. Meanwhile investment in SBIS has non-significantly positive effect to the profitability of sharia commercial banks.
Implementasi Manajemen Strategik Syariah di BMT Amanah Ummah Muhammad Niltal Muna; Meri Indri Hapsari
Jurnal Ekonomi Syariah Teori dan Terapan Vol. 2 No. 12 (2015): Desember-2015
Publisher : Universitas Airlangga

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (220.85 KB) | DOI: 10.20473/vol2iss201512pp1052-1068

Abstract

The aim of this research is to know implementation of Sharia Strategic Manajemen in BMT. The research object is BMT Amanah Ummah Surabaya. The research method used in this research are qualitative research, case study, and domain analysis, taksonomy analysis and componensial analysis. By using data collection technique such as interviewing and observing primary informant (BMT Amanah Ummah Management) and secondary informant (Sharia Supervisory Council) for data validity.The result of this research is the BMT Amanah Ummah has applied steps of sharia strategic management very well. Those adjustments can be seen from the steps of sharia strategic management start from strategy formulating, strategy implementing, and strategy evaluating. The indicators of this research are the process of strategic management done by BMT Amanah Ummah adjusted to Fred R. David concept, and the sharia principals used for process of sharia strategic management adjusted to maqashid sharia.
Peran Pembiayaan Produktif BMT Pahlawan Dalam Peningkatan Kesejahteraan Anggota Ullya Nindyaningtyas; Meri Indri Hapsari
Jurnal Ekonomi Syariah Teori dan Terapan Vol. 3 No. 6 (2016): Juni-2016
Publisher : Universitas Airlangga

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (227.867 KB) | DOI: 10.20473/vol3iss20166pp504-519

Abstract

The purpose of this research is to assess the role played by Baitul Maal Wattamwil (BMT) in increasing welfare of its member. This research adopts a quantitative approach through empirical analysis using Pahlawan Baitul Maal Wattamwil (BMT) located in Tulungagung as the subject of research.Several tools of analysis used in this research are: The Headcount Ratio, The Poverty Discrepancy Ratio, The Income Discrepancy Ratio, The Fooster, Greer and Thorbeck (FGT) index and the Threshold of Trade.
MUSLIM CONSUMERS' INTENTION TO SUBSCRIBE TO VIDEO ON DEMAND SERVICES FOR ISLAMIC CONTENT Muhammad Agung Prayogo; Meri Indri Hapsari
Jurnal Ekonomi Syariah Teori dan Terapan Vol. 8 No. 5 (2021): September-2021
Publisher : Universitas Airlangga

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.20473/vol8iss20215pp607-616

Abstract

ABSTRAKEra digitalisasi menjadikan masyarakat mudah untuk melakukan apapun, dimanapun, dan kapanpun termasuk mendapatkan hiburan melalui platform layanan “Video on Demand”. Dalam upaya peningkatan jumlah pengguna berlangganan dalam pasar legal, pelaku penyedia layanan VoD dapat mengoptimalkan peluang pasar yang belum tersentuh yaitu menyediakan konten khusus Muslim berupa tayangan Islami. Penelitian ini bertujuan untuk mengetahui faktor-faktor yang mempengaruhi niat konsumen Muslim berlangganan platform VoD guna menikmati tayangan Islami yang tersedia. Kuesioner penelitian disebarkan secara online yang terdiri dari item pengukuran untuk religiusitas (RO), persepsi kualitas konten (PCQ), persepsi kegunaan (PU), persepsi biaya (PC), dan niat berlangganan (ITP). Sebanyak 221 orang mengumpulkan respon dan semuanya sesuai dengan kriteria yang ditentukan. Metode analisis PLS-SEM digunakan untuk menganalisis data yang telah terkumpul. Hasil menunjukkan bahwa RO, PU, PC berpengaruh positif signifikan terhadap Intention to Pay (Subscribe) konsumen Muslim terhadap tayangan Islami yang tersedia di layanan VoD. Sementara itu, PCQ berpengaruh positif tidak signifikan. Penelitian ini diharapkan mampu memberikan gambaran baru mengenai potensi pasar religius di industri media dan hiburan yang masih belum tersentuh. Lebih dari itu, peneliti mengharapkan adanya sinergi dalam penciptaan industri media dan hiburan halal sebagai langkah pengembangan ekosistem halal di Indonesia dan menjadikan Indonesia sebagai pusat Ekonomi Islam di dunia.Kata Kunci: Tayangan Islami, Video on Demand, Religiusitas, Intention to Pay. ABSTRACTThe digitalization era makes people easy to do anything, wherever, whenever including to find entertainment via ”Video on Demand” platforms. In an effort to increase the number of subscribed users in the legal market, vod service providers can optimize the previously untouched market opportunities of providing Muslim special content with Islamic content. The aim of this study is to identify factors affecting Muslim consumers' intent to subscribe to the vod platform to enjoy the available Islamic content. The research questionnaires were spread out online in which there were measuring items to identify religiosity (RO), perceived content quality (PCQ), perceived usefulness (PU), perceived cost (PC), and intention to pay/subscribe (ITP). As many as 221 people have gathered their responses and are all in accordance with the stated criteria. The data collected is analyzed using SEM-PLS. This research finds that religiosity (RO), perceived usefulness (PU), and perceived cost (PC) have a significant positive effect on intention to pay/subscribe (ITP). Meanwhile, perceptions of quality content (PCQ) have a positive effect are insignificant. This research is expected to provide a new picture of the untapped potential of the religious market in the media and entertainment industry. Moreover, the researcher hopes that there will be a synergy in the creation of the halal media and entertainment industry as a step in developing the halal ecosystem in Indonesia and making Indonesia the center of the Islamic economy in the world.Keywords: Islamic content, Video on Demand, Religiosty, Intention to Pay.DAFTAR PUSTAKAAllport, G. W., & Ross, J. M. (1967). Personal religious orientation and prejudice. Journal of Personality  and Social Psychology, 5(4), 432-443.Anto, H. M. B. (2003). Pengantar ekonomi mikro Islami. Yogyakarta: Ekonisia.Bentler, P. M., & Chou, C. P. (1987). Practical issues in structural modeling. Sociological Methods & Research, 16(1), 78–117.Beyah, G., Xu, P., Woo, H., Mohan, K., & Straub, D. (2003). Development of an instrument to study the use of recommendation systems. Proceedings of AMCIS, 269-277.Cheong, H. J., & Park, M. C. (2005). Mobile internet acceptance in Korea. Journal of Internet Research, 15(2), 125-140.Chiang, E., & Assane, D. (2009). Estimating the willingness to pay for digital music. Contemporary Economic Policy, 27(4), 512-522.Davis, F. D., Bagozzi, R. P., & Warshaw, P. R. (1989). User acceptance of computer technology: A comparison of two theoretical models. Management Science, 35(8), 982-1003.Fam, K. S., Waller, D. S., & Erdğoan, B. Z. (2004). The influence of religion on attitudes toward the advertising of controversial products. European Journal of Marketing, 38(5/6), 537-555.Hair, J. F., Sarstedt, M., Ringle, C. M., & Mena, J. A. (2011). An assessment of the use of partial least squares structural equation modeling in marketing research. Journal of the Academy of Marketing Science, 40(3), 414-433.Henley, W. H., Philhours, M., Ranganathan, S. K., & Bush, A. J. (2009), The effects of symbol product relevance and religiosity on consumer perceptions of christian symbols in advertising. Journal of Current Issues and Research in Advertising, 31(1), 89-103.Hirschman, E. C. (1983). Religious affiliation and consumption processes: An initial paradigm. Research in Marketing, 6(1), 131-170.Husted, B. (2000). The impact of national culture on software piracy. Journal of Business Ethics, 26(3), 197-211.Indrawati. (2014). The use of modified unified theory of acceptance and use of technology to predict the behavioural intention toward website. Applied Mechanics and Materials, 568-570, 1586-1592.Jung, Y., Perez-Mira, B., & Wiley-Patton, S. (2009). Consumer adoption of mobile TV: Examining psychological flow and media content. Computers in Human Behavior, 25(1), 123–129.Kalvenes, J., & Neil K. (2008). The Market for Video on Demand. Networks and       Spatial Economics, 8(1). 43-59.La Barbera, P. A., & Gürhan, Z. (1997). The role of materialism, religiosity, and       demographics in subjective well-being. Psychology and Marketing, 14(1), 71-97.Lee, M. (1999). A study on the determinants of service loyalty. Korean Marketing Research, 14(1), 21-45.Lee, B. C., Yoon, J. O., & Lee, I. (2009). Learners' acceptance of e-learning in South Korea: Theories and results. Computers and Education, 53(4), 1320-1329.Liou, D. K., Hsu, L. C., & Chih, W. H. (2015). Understanding broadband television users' continuance intention to use. Industrial Management and Data Systems, 115(2), 210–234.Madnani, D., Fernandes, S., & Madnani, N. (2020). Analysing the impact of COVID-19 on over-the-top media platforms in India. International Journal of Pervasive Computing and Communications, 16(5), 457-475.Minton, E. A. (2015). In advertising we trust: Religiosity’s influence on marketplace and relational trust. Journal of Advertising, 44(4), 403-414.Muflih, M. (2006). Perilaku konsumen dalam perspektif ilmu ekonomi Islam. Jakarta: Raja Grafindo Persada.Muhamad, N., & Mizerski, D. (2010). The constructs mediating religions’ influence on buyers and consumers. Journal of Islamic Marketing, 1(2), 124-135.Park, S., Kang, S. U., & Zo, H. (2016). Analysis of influencing factors on the IPTV    subscription: Focused on the moderation role of user perceived video quality. Information Technology & People, 29(2), 419-443.Petersen, L. R., & Roy, A. (1985). Religiosity, anxiety, and meaning and purpose: Religion’s consequences for psychological well-being. Review of Religious Research, 27(1), 49-62.Shah Alam, S., Mohd, R., & Hisham, B. (2011). Is religiosity an important determinant on Muslim consumer behaviour in Malaysia?. Journal of Islamic Marketing, 2(1), 83-96.Shin, D. H. (2009). Determinants of customer acceptance of multi-service network: An implication for IP-based technologies. Information & Management, 46(1), 16-22.Taylor, V. A., Halstead, D., & Haynes, P. J. (2010). Consumer responses to Christian religious symbols in advertising. Journal of Advertising, 39(2), 79-92.Tsu W. T., Marthandan, G., Yee, L. C., A., Ooi, K., & Arumugam, S. (2009). What drives Malaysian m‐commerce adoption? An empirical analysis. Industrial Management & Data Systems, 109(3), 370–388.Tuan, N. M. (2012). Effects of service quality and price fairness on student satisfaction. International Journal of Business and Social Science,  3(9), 132-150.Ustaahmetoğlu, E. (2020). The influence of different advertisement messages and levels of religiosity on attitude and purchase intention. International     Journal of Islamic and Middle Eastern Finance and Management, 13(2), 339-356.Weinberger-litman, S. L., Rabin, L. A., & Fogel, J. (2016). Body Dissatisfaction and Disordered Eating among Jewish Women: The Role of Religious Orientation and Spiritual Well-Being (Yael Latze). Springer International Publishing. Retrieved from https://doi.org/10.1007/978-3-319-32742-6Weniger, S. (2010). User adoption of IPTV: A research model. Bled Proceedings. Ljubljana: Slovenia.Zeithaml, V. A. (1988). Consumer perception of price, quality, and value: A meansend model and synthesis of evidence. Journal of Marketing, 52(3), 2-22.
Implementasi Nilai-nilai Amanah pada Karyawan Hotel Darussalam Pondok Pesantren Gontor di Ponorogo Sri Herianingrum; Meri Indri Hapsari; Syahruddin Syahruddin
Al Tijarah Vol 1, No 1 (2015): June 2015
Publisher : Universitas Darussalam Gontor

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.21111/tijarah.v1i1.382

Abstract

This research aims to know the assessment of the implementation of the amanah in employees Darussalam Hotel at Pondok Pesantren Gontor Ponorogo. This research focuses on the discussion of the amanah. Amanah could mean everything to fulfi ll deposited and entrusted to a person. This study used a qualitative approach to exploratory case study strategy. File was collected through interviews to employees Darussalam Hotel at Pondok Pesantren Gontor Ponorogo. The results of this study show that the majority of informants has been carrying out the nature of the amanah to implement their duties as employee of Darussalam Hotel at Pondok Pesantren Gontor Ponorogo, it can be seen by the attitude of the employees who are able to demonstrate a sense of responsibility, just promise with high work commitment and transparency in carrying out its duties. The nature of the mandate carried out in the service process in carrying out each task by the employee for the service that the mandate would have a positive impact for the hotel as one of the Pondok Gontor’s Business.
The Analysis of Factors Influencing the Intention of Paying Online Zakat for the Millenial Generation Rizki Yanura Ramadhani; Meri Indri Hapsari
Jurnal Ekonomi Syariah Teori dan Terapan Vol. 9 No. 3 (2022): Mei-2022
Publisher : Universitas Airlangga

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.20473/vol9iss20223pp401-412

Abstract

ABSTRAK Penelitian ini bertujuan untuk mengetahui pengaruh transparansi, kepercayaan, dan reputasi lembaga amil zakat terhadap niat membayar zakat secara online muzakki dari generasi milenial. Penelitian ini menggunakan tiga variabel independen, yaitu: transparansi, kepercayaan dan reputasi. Variabel dependen dalam penelitian ini adalah niat membayar (intention to pay) zakat muzzaki. Pengambilan sampel  dilakukan dengan menggunakan purposive sampling secara representatif dengan kriteria sampel yang telah ditentukan. Jumlah sampel dalam penelitian ini sebesar 70 responden. Penelitian ini menggunakan alat analisis regresi linier berganda dengan metode OLS (Ordinary Least Square) untuk melihat pengaruh variabel endogen terhadap variabel eksogen. Hasil penelitian menunjukkan bahwa variabel transparansi, kepercayaan dan reputasi mempunyai pengaruh positif dan signifikan terhadap niat membayar zakat secara online muzakki dari generasi milenial. Kata Kunci: transparansi, kepercayaan, reputasi, niat membayar zakat, generasi milenial. ABSTRACT This study aims to determine the influence of zakat institutions' transparency, trust, and reputation on the intention of millennial muzakki to pay zakat online. The researcher used three independent variables, which are transparency, trust, and reputation. The dependent variable in this study is the intention to pay zakat. This study used purposive sampling, which is done representatively, with predetermined criteria as the data collection technique. The study used 70 respondents. The study used multiple linear regressions with the OLS (Ordinary Least Square). This method is used to find the effect of endogenous variables on exogenous variables. The results of the study showed that the variables of transparency, trust, and reputation have a positive and significant influence on the intention to pay zakat online by millennials. Keywords: transparency, trust, reputation, intention to pay zakat, millennial generation.   DAFTAR PUSTAKA Ahmad, N. N., Tarmidi, M., Ridzwan, I. U., Hamid, M. A., & Roni, R. A. (2014). The application of unified theory of acceptance and use of technology (UTAUT) for predicting the usage of e-zakat online system. International Journal of Science and Research, 3(4), 63–67. Assa’diyah, H., & Pramono, S. (2019). Kenapa muzakki percaya kepada lembaga amil zakat? Jurnal Akuntansi dan Keuangan Islam, 7(1), 81–100. https://doi.org/10.35836/jakis.v7i1.68 Aziz, M., & Sholikah. (2014). Zakat profesi dalam perspektif UU RI nomor 23 tahun 2011 dan hukum Islam. Ulul Albab, 15(23), 188–205. https://doi.org/10.18860/ua.v15i2.2665 Azman, F. M. N., & Bidin, Z. (2015). Factors influencing zakat compliance behavior on saving. International Journal of Business and Social Research, 5(1), 118–128. http://dx.doi.org/10.18533/ijbsr.v5i1.688 Ikhwandha, M. F., & Hudayati, A. (2019). The influence of accountability, transparency, affective and cognitive trust toward the interest in paying zakat. Jurnal Akuntansi & Auditing Indonesia, 23(1), 39–51. https://doi.org/10.20885/jaai.vol23.iss1.art5 BAZNAS. (2018). Outlook zakat Indonesia 2018. Jakarta: Pusat Kajian Strategis Badan Amil Zakat Nasional (BAZNAS). Jayanto, P. Y., & Munawaroh, S. (2019). The influences of reputation, financial statement transparency, accountability, religiosity, and trust on interest in paying zakat of profession. Jurnal Dinamika Akuntansi, 11(1), 59–69. https://doi.org/10.15294/jda.v11i1.18729 Komite Nasional Keuangan Syariah. (2019). Pemerataan zakat untuk kesejahteraan masyarakat. INSIGHT, 3(9), 11–14. Retrieved from https://knks.go.id/storage/upload/1566575768-INSIGHT KNKS Edisi 3 (Agustus).pdf Martono, S., Nurkhin, A., Lutfhiyah, F., Fachrurrozie, Rofiq, A., & Sumiadji. (2019). The relationship between knowledge, trust, intention to pay zakah, and zakah-paying behavior. International Journal of Financial Research, 10(2), 75–81. https://doi.org/10.5430/ijfr.v10n2p75 Munir, Z. A. H. (2021). The effect of financial report transparency and zakat management on muzakki trust in BAZNAS Lombok Timur. Al-Risalah: Forum Kajian Hukum dan Sosial Kemasyarakatan, 21(2), 194–207. https://doi.org/10.30631/al-risalah.v21i2.889 Mutmainah, L. (2015). The influence of accountability, transparency, and responsibility of zakat institution on intention to pay zakat. Global Review of Islamic Economics and Business, 3(2), 108–119. https://doi.org/10.14421/grieb.2015.032-03 Novarela, D., & Sari, M. (2015). Pelaporan corporate social responsibility perbankan syariah dalam perspektif syariah enterprise theory. Jurnal Akuntansi dan Keuangan Islam, 3(2), 145–160. https://doi.org/10.35836/jakis.v3i2.34 Nurhasanah, I., & Nursanita. (2020). Interest to pay zakah: The impact of religiosity, income, quality of service, and transparency of amil zakah, case study at BAZIS DKI Jakarta. Indonesian College of Economics, 1–22. Othman, Y. H.-, Yusuff, M. S. S., & Latib, M. F. A. (2018). Motivations for paying income zakat among unishams’ employees. International Journal of Academic Research in Business and Social Sciences, 8(10), 619–628. https://doi.org/10.6007/ijarbss/v8-i10/4768 Priyono. (2008). Metode penelitian kuantitatif. Sidoarjo: Zifatama Publishing. Ulum, R. F., & Cahyono, E. F. (2020). Evaluasi persepsi muzakki tenaga kependidikan universitas airlangga tentang keimanan, pendapatan, kepercayaan dan citra lembaga terhadap minat membayar zakat profesi. Jurnal Ekonomi Syariah Teori dan Terapan, 7(10), 1961. https://doi.org/10.20473/vol7iss202010pp1961-1976 Utami, N. S., Muthohar, A. M., & Ridlo, M. (2021). Analisis tingkat pendapatan, kepercayaan dan reputasi terhadap minat muzakki dalam membayar zakat dengan religiusitas sebagai variabel moderating. Iqtishoduna, 17(1), 1–16. https://doi.org/10.18860/iq.v17i1.10630 Wiharjo, B., & Hendratmi, A. (2019). Persepsi pengguna zakat online di Indonesia. Jurnal Ekonomi Syariah Teori dan Terapan, 6(2), 331–343. https://doi.org/10.20473/vol6iss20192pp331-343 Zainal, H., Abu Bakar, A., & Saad, R. A. J. (2016). Reputation, satisfaction of zakat distribution,and service quality as determinant of stakeholder trust in zakat institutions. International Journal of Economics and Financial Issues, 6(7Special Issue), 72–76.
Aplikasi Pencatatan Keuangan Online dan Diversifikasi Produk Kelompok Usaha Ibu Rumah Tangga di Desa Ploso Kecamatan Mojo Kabupaten Kediri Sri Herianingrum; Meri Indri Hapsari; Sulistya Rusgianto
I-Com: Indonesian Community Journal Vol 3 No 1 (2023): I-Com: Indonesian Community Journal (Maret 2023)
Publisher : Fakultas Sains Dan Teknologi, Universitas Raden Rahmat Malang

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (387.183 KB) | DOI: 10.33379/icom.v3i1.2052

Abstract

Desa Ploso terletak di Kecamatan Mojo Kabupaten Kediri provinsi Jawa Timur. Di desa ini terdapat kelompok ibu rumah tangga Jama’ah pengajian yang memiliki permasalahan pokok, diantaranya dalam kasus ini adalah pertama masih kurang paham tentang pencatatan keuangan rumah tangga secara online, adanya kurang produktif dalam akitivitas kesehariaanya ketiga tentang rendahnya pengetahuan pemasaran digital. Dengan metode studi kasus pada kelompok Ibu-ibu Jama’ah Pengajian, dalam pengabdian masyarakat ini, solusi yang akan dibahas dalam paper adalah diversitas produk untuk meningkatkan harga jual, kemudian e-marketing dan pemberian wawasan untuk pencatatan laporan keuangan. Adapun hasil dalam  pengabdian masyarakat ini adalah Kelompok Ibu-Ibu Rumah Tangga Jama’ah Pengajian di Desa Ploso mampu meningkatkan wawasan sumber daya manusianya dan siap untuk melakukan diveristas produk, serta mampu menggunakan aplikasi e-marketing.
Implementasi Nilai-nilai Amanah pada Karyawan Hotel Darussalam Pondok Pesantren Gontor di Ponorogo Sri Herianingrum; Meri Indri Hapsari; Syahruddin Syahruddin
Al Tijarah Vol. 1 No. 1 (2015): Al Tijarah | June
Publisher : University of Darussalam Gontor

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.21111/tijarah.v1i1.382

Abstract

This research aims to know the assessment of the implementation of the amanah in employees Darussalam Hotel at Pondok Pesantren Gontor Ponorogo. This research focuses on the discussion of the amanah. Amanah could mean everything to fulfi ll deposited and entrusted to a person. This study used a qualitative approach to exploratory case study strategy. File was collected through interviews to employees Darussalam Hotel at Pondok Pesantren Gontor Ponorogo. The results of this study show that the majority of informants has been carrying out the nature of the amanah to implement their duties as employee of Darussalam Hotel at Pondok Pesantren Gontor Ponorogo, it can be seen by the attitude of the employees who are able to demonstrate a sense of responsibility, just promise with high work commitment and transparency in carrying out its duties. The nature of the mandate carried out in the service process in carrying out each task by the employee for the service that the mandate would have a positive impact for the hotel as one of the Pondok Gontor’s Business.
Performance Variability of Islamic Banks and Sustainable Finance: Early and During the Pandemic: Variabilitas Performa Bank Islam dan Keuangan Berkelanjutan: Awal dan Selama Pandemik Hartadinata, Okta Sindhu; Farihah, Elva; Hapsari, Meri Indri
Journal of Accounting Science Vol. 7 No. 2 (2023): July
Publisher : Universitas Muhammadiyah Sidoarjo

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.21070/jas.v7i2.1722

Abstract

This study aims to present empirical evidence related to the variability of the performance of Islamic banks and the interest of Islamic banks in responding to sustainable finance policies at the beginning (2020) and during the pandemic (2021). This study uses secondary data derived from financial reports, annual reports, sustainability reports, and Corporate Social Responsibility (SCR) reports of Islamic banking companies listed on the Indonesian Stock Exchange for 2020 – 2021. The data were analyzed by descriptive quantitative methods, which consisted of 2 stages, namely: analysis of performance variability and content analysis. The results of this study indicate that a low ROA calculation result, even a negative value, does not necessarily reflect poor performance because earnings management policies influence it. The results of the analysis of sustainable financial performance show that Islamic Commercial Banks have a high commitment to implementing sustainable finance. This research is expected to provide the implication that sharia principles in implementing bank business can make the financial performance of Islamic banks last during the pandemic. In addition, these principles align with the principles of sustainable finance, making it easier for banks to adopt them. The results of the assessment can be used as an evaluation for policymakers or the bank itself to achieve the best performance in carrying out sustainable finance practices and for interested parties to participate in supporting sustainable finance practices.
Dual Monetary Policy and Inflation Dynamics in Indonesia Maharani, Alyana; Hapsari, Meri Indri
Jurnal Ekonomi Syariah Teori dan Terapan Vol. 11 No. 3 (2024): Agustus-2024
Publisher : Universitas Airlangga

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.20473/vol11iss20243pp346-359

Abstract

This study aims to provide information about dual monetary policy on inflation in Indonesia in 2019-2023. This study uses a quantitative approach with VECM analysis technique. The results show that in conventional monetary policy, conventional bank lending has a significant effect in the short and long term, while SUN yields only have an impact in the long term. On the other hand, Islamic monetary policy shows that SBIS yields and Islamic bank financing have a significant effect in the long and short term. IRF analysis shows that conventional monetary policy can stabilize inflation in the fifth period, while Islamic monetary policy in the second period. Overall, Islamic monetary policy is more effective that conventional monetary policy in stabilizing inflation in Indonesia in 2019-2023.