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All Journal Jurnal Ekonomi Syariah Teori dan Terapan
Muhammad Nafik HR, Muhammad
Airlangga University
Economics, Econometrics & Finance

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Perbandingan Kesejahteraan Antara Pengusaha dan Pegawai Perspektif Maqashid Syariah di Kelurahan Kejawan Putih Tambak Surabaya Miyagi, Khea; Nafik HR, Muhammad
Jurnal Ekonomi Syariah Teori dan Terapan Vol 1, No 1 (2014): Januari-2014
Publisher : Jurnal Ekonomi Syariah Teori dan Terapan

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Abstract

This study aims to identify and analyze Comparison Between Employers and Employees Welfare maqashid Shariah Perspective in the Village Kejawan Putih Tambak Surabaya. That is the basis of interview questions to determine the welfare comparison between employers and employees in terms of five aspects, namely, religion, life, intellect, lineage and property.This study used a qualitative approach with ethnographic strategy. Data was collected through interviews and direct observation to study the object. The analysis technique used is descriptive qualitative analysis narrate the results of interviews and direct observation.The results of this study is that there is little difference between employers and employee welfare. The welfare of employers better meet the criteria Maqashid Shariah Perspective. The employers have more time to gather with family, having time to pray in the mosque, pay more attention to their health and have more social activities than employees. While employees have limited time togather with family, can not pray in a timely manner, rarely have time to socialize and do not have time for a workout. Therefore employers mental welfare is better than employees.
Dampak Silaturahim Pada Kinerja Usaha Anggota HIPMI Surabaya Kumajaya, Gandhi Satrya; Nafik HR, Muhammad
Jurnal Ekonomi Syariah Teori dan Terapan Vol 1, No 4 (2014): April-2014
Publisher : Jurnal Ekonomi Syariah Teori dan Terapan

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Abstract

Research aims to know impact silaturahim performance business members HIPMI Surabaya. This research use qualitative approach and kind of his research use eksplanatori. This research use the kind of research eksplanatori for want of analyzing relation between one variable other variables or how can a variables affecting other variables. Strategy used in this research is case study.The result showed that silaturahim between members HIPMI Surabaya able to create social interaction or interpersonal communication. The more interpersonal communication process for entrepreneurs, then synergy between employers who one by another be interwoven. Synergy the can bring business cooperation and increase knowledge about business itself. Those things that influences the performance business members HIPMI Surabaya. Increasing the efforts can be seen through increased turnover, profit, value, of market share, and labor owned entrepreneurs who belongs to a HIPMI Surabaya.
Pemahaman dan Pengamalan Surat Al Jumuah Ayat 9-10 (Studi Kasus Pada Pedagang di Lingkungan Masjid Ampel Surabaya) Abdullah, Fahmi; Nafik HR, Muhammad
Jurnal Ekonomi Syariah Teori dan Terapan Vol 1, No 1 (2014): Januari-2014
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Abstract

This study analyzes understanding of merchants of surah Al Jumuah verses 9-10. Understanding that examined about when sounding the call Athan all activities (sale and purchase) must be abandoned immediately and promptly carry out the Friday prayers, and back doing activities (sale and purchase) when finished doing the prayer Friday. This research used the qualitative approach with case studies. Data collection was done with interviews and observations directly to the object/subject of research. The results of this research show that the level of understanding of respective merchants of surah Al Jumuah verses 9-10 good and different so that the impact on the implementating. In addition, they believe in running the prayer Friday positively impact of sustenance, though not directly. A positive impact not only sustenance, but by hearing sermons Friday prayers will add to the sense of faithfulness to God Almighty.
Perilaku Bisnis Muslimah : Muslimah Berkeluarga Anggota IWAPI di Kota Surabaya Permatasari, Sesha Ayu; Nafik HR, Muhammad
Jurnal Ekonomi Syariah Teori dan Terapan Vol 2, No 11 (2015): November-2015
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Abstract

The purpose of this research is to know whether the business behavior of a Muslim family of IWAPI members in Surabaya in accordance with the teachings of Islam. This study used a qualitative approach explanatory case studies. Data collection techniques using in-depth interviews, interviews, participant observation and documentation.In this study, the behavior of the Muslim business in terms of aspects of motivation, commitment to family, barriers experienced, responsibilities and activities as well as adopting a business strategy which includes four properties of the Prophet namely: Siddiq, Trustworthy, Fatonah, Sermons. Results of this study are doing business is not forbidden in Islam as long as it does not ignore the views of the main task of a Muslim as a housewife. Business motivation ofhousewives is gain a flexible time management so as to enable a balance between the obligations of housewives and business. Thus a Muslim is able to prove that a Muslim could succeed as a wife, IWAPI members and businesswomen.
Linkage Program Bank Syariah Dengan BMT: Tinjauan Kritis Bagi Pengembangan Sistem Keuangan Islam Yang Lebih Kaffah Nafik HR, Muhammad
Jurnal Ekonomi Syariah Teori dan Terapan Vol 2, No 10 (2015): Oktober-2015
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Abstract

This study aims to determine the BMT’s reason for not continuing linkage with Islamic Bank. Whereas linkage program is a good strategy to achieve a more inclusive financial system. This study used a qualitative approach and single-case studies as the strategy. Primary data collection using in-depth interview, while secondary data obtained from the annual financial statements of BMT. The expalanation building was used as the technique of analysis by explaining the results of in-depth interviews, in order to know what is BMT’s reason for this case.The results showed that the linkage program that used mudaraba contract which the rate of return should be variable on the income of BMT, but in fact is still based on the amount of financing. Linkage contract which is not in accordance with mudaraba system contract caused BMT did not continue linkage with Islamic banks.
Bagaimana Peran Istri Dalam Mencapai Maqashid Syariah: Istri Sebagai Manajer Keuangan Inggriani, Lutfia; Nafik HR, Muhammad
Jurnal Ekonomi Syariah Teori dan Terapan Vol 2, No 12 (2015): Desember-2015
Publisher : Jurnal Ekonomi Syariah Teori dan Terapan

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Abstract

The purpose of this study was to determine the form of the implementation of household financial management in achieving maqashid sharia. This study using qualitative approach explanatory case studies. The data was collected by interview, observation and documentation of the research object which is the member of IWAPI Surabaya.The results obtained are of religious knowledge that has an impact on the behavior of the members of IWAPI Surabaya in managing household finances based on sharia. While the business skills ‘less’ have a strong impact on the financial management of daily household. The whole informants generally know the rules of religion in achieving Maqashid Al-Shari’ah and make the wealth as a support in meeting the needs of religion and the world. With a good understanding of religion owned, the members of IWAPI Surabaya is able to implement it into the form of maintenance of religion, life, intellect, lineage and property according to religious teachings.
Pengelolaan Konflik Aktivitas Bisnis Perspektif Islam Pada Manajemen Pasar Induk Puspa Agro Jawa Timur Indraswari, Citra Rahayu; Nafik HR, Muhammad
Jurnal Ekonomi Syariah Teori dan Terapan Vol 1, No 5 (2014): Mei-2014
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Abstract

Conflict is something that can not be separated in the process of management of the company. Conflict that managed well will be able to make a positive contribution to the business activities and the achievement of corporate goals. This study used a qualitative research methodology with a case study approach. The selection of a qualitative methodology based on the problem formulation used in this studyThe results of this study indicate that the conflicts that happened in management Central Market Puspa Agro caused by internal and external factor. Internal factor is derived from obscurity powers, functions and roles, monitoring and evaluation weakness, slowness of responds to the problems, the competence of individual differences, the target and task interdependence. External factors consist of the presence of government policies and industry demands. The effect of conflicts are functional and dysfunctional. Conflicts levels are low, optimal and high.Conflict management is applied by stimulation, reduction of conflict and conflict resolution methods. Conflict stimulation methods include the application of the system of reward and punishment and the different treatment of habit . Conflict reduction methods include the provision of a forum for dialogue, joint activities and creating new challenges. Conflict resolution methods include the expansion of resources, compromise, change the variable structure of the company, avoiding and otorative command.
Perilaku Konsumsi Komunitas Pengajian Al-Ikhlas Rungkut Surabaya Sophia, Elsha; Nafik HR, Muhammad
Jurnal Ekonomi Syariah Teori dan Terapan Vol 1, No 10 (2014): Oktober-2014
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Abstract

The main purpose of these research is to get the information about recitations affection on the consumption behavior of Al-Ikhlas Rungkut Surabaya recitation community.This research use qualitative case study explanatory method. Data collection was done by interviewing, observating, and documentating on the Al-Ikhlas Rungkut Surabaya recitation community.The result obtained is recitation activity have an impact on consumption behavior undertaken by the majority of Al-Ikhlas Rungkut Surabaya recitation community with giving more attention to the appropriate Islamic consumption behavior, namely: 1) Halal and thayyib, 2) Not improvident and extravagant, and 3) balancing the consumption in the world and afterlife. Some members can be said to be improvident and extravagant because of their excessive consumption of goods and use the goods not according to their function, and eventually became redundant. It happens because they can not control their desire really well, although it does not harm them. Then, the behavior of consumption in order to fulfill the dharuriyyat, hajiyyat, and tahsiniyyat for the sake of religion, life, intelligence, descent, and propertys maintenance have also been able to reach and fulfilled in a good way even though it is not perfect.
Gadai Emas Alternatif Tambahan Modal Usaha Mikro Kecil dan Menengah Pada Lembaga Keuangan Syariah Ardiani, Ninda; Nafik HR, Muhammad
Jurnal Ekonomi Syariah Teori dan Terapan Vol 2, No 8 (2015): Agustus-2015
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Abstract

The method used is a qualitative approach with the strategy case study. The collection of data that is passed is the interview to the informant, the assistant pawn Islamic financial institutions and Micro, Small and Medium Enterprises customers pawn gold. The analysis technique used is the technique of pairing patterns with narrating the interviews with informants. Results from this study is the gold pawn Islamic financial institutions may be a reinforcement of capital Micro, Small and Medium Enterprises. The use of gold as a pledge of capital strengthening of capital Micro, Small and Medium Enterprises undertaken to meet short-term capital in the form of working capital. Requirements are simple and fast process makes this product desirable pengusha Micro, Small and Medium Enterprises. Using gold as a pledge of additional capital, the of capital Micro, Small and Medium Enterprises business grew and developing States.
Efektivitas Memberdayakan Ekonomi Pada Program Komunitas Usaha Mikro Muamalat Berbasis Masjid di Masjid Miftahul Jannah Surabaya Ardiansyah, Hanif; Nafik HR, Muhammad
Jurnal Ekonomi Syariah Teori dan Terapan Vol 1, No 9 (2014): September-2014
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Abstract

The porpose of this research is to find out the effectiveness of Mosque-basedMicrobusiness Community Program to empowering mustahiq’s economy at Miftahul Jannah Mosque Surabaya.The research method of this research is a qualitative approach, case studies strategy, and descriptive analysis techniques which collecting data through interview, and observation. The informants are members of Mosque-based Microbusiness Community Program at Miftahul Jannah Mosque Surabaya, consist of seven people who had attanded the program and has recieved assistance zakat productive in the form venture capital from Baitul Maal Muamalat through Mosque-based Microbusiness Community Program (KUM3).Based on the results of the research is Mosque-based Microbusiness Community Program effective to empower mustahiq’s economy use productive zakat consist of venture capital, the mosque has a maximum role to facilitate the distribution of productive zakat from Baitul Maal Muamalat to mustahiq evidenced by increasing three indicators, namely ruhiyah, partisipation, and business.
Co-Authors Abdus Sami, Abdus Citra Rahayu Indraswari, Citra Rahayu Elsha Sophia Fahmi Abdullah, Fahmi Fathimatuz Zahroh, Fathimatuz Gandhi Satrya Kumajaya, Gandhi Satrya Hanif Ardiansyah, Hanif Henry Reza Novianto, Henry Reza Khea Miyagi, Khea Lutfia Inggriani, Lutfia Ninda Ardiani Sesha Ayu Permatasari, Sesha Ayu