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All Journal Syntax Literate: Jurnal Ilmiah Indonesia MITRA: Jurnal Pemberdayaan Masyarakat Jurnal Penelitian Kebijakan Pendidikan Sekretari & Administrasi (Serasi) Ilomata International Journal of Management BISNIS & BIROKRASI: Jurnal Ilmu Administrasi dan Organisasi AICS Jurnal Penelitian Kebijakan Pendidikan Indonesian Journal of Business Analytics (IJBA) TRANSAKSI Journal Research of Social Science, Economics, and Management Prosiding Seminar Nasional Ekonomi dan Bisnis Universitas Ma Chung Jurnal Penelitian Kebijakan Pendidikan
Ati Cahayani
Business Administration Department, Atma Jaya Catholic University Of Indonesia
Humanities Computer Science & IT Control & Systems Engineering Decision Sciences, Operations Research & Management Economics, Econometrics & Finance Education Engineering Environmental Science Languange, Linguistic, Communication & Media Law, Crime, Criminology & Criminal Justice Mathematics Public Health Social Sciences Other

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Financial Literacy in MSMEs: Evidence from Creative Economy Entrepreneurs in Jakarta Aristo Surya Gunawan; Ati Cahayani
Ilomata International Journal of Management Vol. 7 No. 2 (2026): April 2026
Publisher : Yayasan Sinergi Kawula Muda

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.61194/ijjm.v7i2.2131

Abstract

There is a phenomenon that Micro, Small, and Medium Enterprises (MSMEs) difficult to grow and face bankruptcy might due to lack of financial knowledge. Financial literacy is crucial for MSMEs which it serves as a foundation that enables MSMEs entrepreneurs to manage their financial resources more effectively, which ultimately contributes to the sustainable growth of their businesses. This study aims is to identify a descriptive overview the level of financial literacy among creative economy MSME entrepreneurs in Jakarta. This research using a descriptive quantitative data analysis. Quantitative data were collected through the distribution of questionnaires to 70 respondents. The quantitative data analysis using the overall mean score technique. The findings indicate that the respondents demonstrate positive level of financial literacy with all dimensions tested under “agree”, particularly in awareness of value for money, financial discipline, planning and preparedness. However, respondents’ financial literacy remains at basic stage, and still limited in more advanced financial instruments and capital market activities.
Co-Authors Aristo Surya Gunawan Elrica, Isabela Istiqfar Panji Prakoso Natalia Widiasari Nidaan Khafian Sitorus, Elsa Lydia Samanta Sonny Setiawan Vivi Novianti