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All Journal Falah : Jurnal Ekonomi Syariah Dedikasi: Jurnal Pengabdian Masyarakat Tasharruf: Journal Economics and Business of Islam Khazanah Sosial Akademika : Jurnal Pemikiran Islam Millah: Journal of Religious Studies Unisia Maqrizi : Journal of Economics and Islamic Economics Review of Islamic Social Finance and Entrepreneurship JCAIP: Journal of Contemporary Applied Islamic Philanthropy
Telsy Fratama Dewi Samad
IAIN Manado
Religion Humanities Economics, Econometrics & Finance Education Law, Crime, Criminology & Criminal Justice Library & Information Science Social Sciences Other

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ANALYSIS OF FINANCIAL DETERMINANTS OF URBAN COMMUNITY INTEREST IN HAJJ: STUDY OF THE BUGIS TRIBE IN MAKASSAR AND MANADO Ridwan Tabe; Satriani Satriani; Telsy Fratama Dewi Samad; Suci Indriani Sarka
Akademika : Jurnal Pemikiran Islam Vol 28 No 2 (2023)
Publisher : Lembaga Penelitian dan Pengabdian kepada Masyarakat, Institut Agama Islam Negeri Metro

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.32332/akademika.v28i2.7863

Abstract

The urge of the Bugis community to carry out the Hajj pilgrimage is increasing, particularly in the cities of Makassar and Manado. This is because in urban areas the Hajj pilgrimage is a cultural priority for the community. The ability to carry out the Hajj pilgrimage is measured by financial determinants including asset value, savings investment, income level, and religious understanding. This research is intended to analyze the influence of asset value, savings investment, and income level on interest in Hajj by involving religiosity as a mediating variable in the Bugis community in the cities of Makassar and Manado. This research followed a quantitative approach by collecting data through questionnaires. The population in this study was the entire Bugis community who are living in Makassar and Manado, while the sample was taken according to the sample selection criteria of 607 respondents. The data analysis technique used is path analysis with the help of AMOS (Analysis of Moment Structure) software. The results of this research show that the value of assets does not have an influence on the interest in Hajj of the Bugis community in Makassar and Manado, however, the value of assets and investment savings has an influence on the interest in Hajj of the Bugis community if the religiosity variable is involved as a mediating variable, while the level of income has no influence on interest in Hajj by the Bugis community in Makassar and Manado. The novelty of this research is connecting multiple variables with the Hajj interest variable using the religiosity variable as a moderating variable by creating a new pattern by testing competitive theory. The implication of this research is the increase in the number of registrants or Hajj portion numbers because it is supported by investment savings available from banking products.
Pemberdayaan Masyarakat Muslim Kelurahan Kampung Jawa Tomohon dalam Pemahaman Makanan Halal dan Sertifikasi Halal Shadiq Shandimula, Nur; Octavian Tubagus, Sofyan; Fratama Dewi Samad, Telsy; Humairah Arianto, Rafika; Bokingo, Firsa; Sugeng, Anggoro; Kumalahayati, Nur
DEDIKASI: Jurnal Pengabdian Masyarakat Vol 7 No 1 (2025): Dedikasi: Jurnal Pengabdian Masyarakat, Januari-Juni 2025
Publisher : Pusat Pengabdian Masyarakat LPPM IAIN Metro

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.32332/1jjt0129

Abstract

Pengabdian ini bertujuan untuk meningkatkan pemahaman masyarakat Muslim di Kelurahan Kampung Jawa, Tomohon, tentang konsep makanan halal dan sertifikasi halal. Metode yang digunakan adalah terjun langsung ke lapangan dengan melakukan penyuluhan, diskusi kelompok, dan wawancara di Masjid Nurul Iman. Tim Pengabdian Masyarakat dari Fakultas Ekonomi dan Bisnis Islam, Institut Agama Islam Negeri Manado, melakukan survei, diskusi, dan wawancara untuk menggali pemahaman masyarakat sebelum memberikan materi tentang literasi halal dan sertifikasi halal. Hasil wawancara menunjukkan bahwa masyarakat Kampung Jawa Tomohon memiliki pemahaman yang terbatas tentang makanan halal dan sertifikasi halal, yang diperkuat dengan adanya tiga pengusaha yang telah memiliki sertifikasi halal untuk produk makanan mereka. Kegiatan ini memberikan kesempatan bagi masyarakat untuk memperdalam pengetahuan tentang produk makanan halal dan sertifikasi halal, serta memberikan kontribusi positif bagi pengembangan pemahaman tentang makanan halal di tingkat lokal. Dapat disimpulkan bahwa kegiatan ini berhasil meningkatkan kesadaran dan pemahaman masyarakat tentang pentingnya makanan halal dalam kehidupan sehari-hari.. Kata kunci:  halalicious; pangan; sertifikasi halal; pengabdian
Muslim Scholars' Perceptions of Indonesia's New Halal Logo: A Consumer Behavior Perspective Hasan, Jamaludin; Jamal, Ridwan; Samad, Telsy Fratama Dewi; Luntajo, Moh. Muzwir R.
Maqrizi: Journal of Economics and Islamic Economics Vol 5 No 1 (2025): Maqrizi : Journal of Economics and Islamic Economics
Publisher : Program Studi Ekonomi Syariah, Fakultas Ekonomi dan Bisnis Islam Institut Agama Islam Negeri Manado

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.30984/maqrizi.v5i1.1426

Abstract

The introduction of a new halal logo in Indonesia by the Halal Product Assurance Agency (BPJPH) in 2022 has triggered wide-ranging public responses, particularly from Muslim consumers and stakeholders. This study explores the perceptions of Islamic economics scholars regarding the new halal logo, analyzed through the lens of Muslim consumer behavior theory. Using a descriptive qualitative approach, data were collected through in-depth interviews with eight lecturers from the Faculty of Islamic Economics and Business at the State Institute for Islamic Studies (IAIN) Manado. The findings reveal that five out of eight participants expressed disapproval toward the new logo, citing its aesthetic complexity, lack of clear Islamic symbolism, and cultural partiality—factors they argue diminish recognition and trust among Muslim consumers. Conversely, three respondents supported the redesign, viewing it as a cultural representation of Indonesian identity and a fresh approach to halal branding. The study also uncovers critical reflections on the shift in halal certification authority from the Indonesian Ulema Council (MUI) to BPJPH. This research contributes to the growing body of literature on halal consumer perception and suggests that policy efforts must be accompanied by public education to ensure acceptance and functionality of halal symbols. The results underscore the importance of religious-cultural alignment and visual clarity in halal certification communication strategies.
Charitable Clicks and Financial Frontiers: Analyzing the Interplay of Digital Giving and Inclusive Economics Dewi Samad, Telsy Fratama; Muhaimin Yusof, Ku Abdul
Journal of Contemporary Applied Islamic Philanthropy Vol. 3 No. 1 (2025): JCAIP
Publisher : Nuban Jagadhita Centre

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.62265/jcaip.v3i1.88

Abstract

Purpose: This study explores how digital alms-giving serves as a transformative force in advancing financial inclusion within an increasingly digitized economy. Methodology: Through a systematic literature review, the research synthesizes global evidence showing that digital charitable platforms not only expand access to financial services for underserved populations but also enhance financial literacy, foster community resilience, and contribute to macroeconomic growth. Despite facing challenges such as digital inequality, trust issues, and regulatory gaps, digital alms-giving demonstrates high potential to bridge socio-economic disparities by integrating technology with culturally rooted philanthropic values. Findings: The findings offer strategic insights for policymakers, fintech innovators, and philanthropic institutions seeking inclusive financial solutions in line with sustainable development goals, and ultimately conclude that digital alms-giving can be a scalable and sustainable instrument for achieving equitable economic empowerment.
AN ANALYSIS OF ISLAMIC BUSINESS ETHICS AMONG MUSLIM TRADERS WITHIN THE CONTEMPORARY URBAN MUSLIM SOCIETY OF THE CITY OF THOUSAND CHURCHES Samad, Telsy Fratama Dewi; Adi, Chairul
AKADEMIKA: Jurnal Pemikiran Islam Vol 30 No 1 (2025)
Publisher : Lembaga Penelitian dan Pengabdian kepada Masyarakat, Institut Agama Islam Negeri Metro

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.32332/akademika.v30i1.9981

Abstract

Islam recognizes the urge to engage in commercial operations and does not forbid such activities; in fact, business activities can be an element of worship if done according to Islamic code of ethics.  This principle becomes particularly relevant in analyzing the business practices of Muslim traders within the contemporary urban Muslim society of the City of Thousand Churches. The purpose of this article is to meticulously map the business practices of urban Muslim traders in the city of a thousand churches, using Rafik Issa Beekun's theory of Islamic business ethics, as well as theory indicators such as unity, equilibrium, freewill, responsibility, and benevolence. This study used a descriptive qualitative method with a phenomenological approach. A total of six informants, consisting of four women and two men who are Muslim traders in urban Manado, were selected to provide in-depth information based on their business experiences within the predominantly non-Muslim society. The data collected from these interviews were analyzed using the framework of Islamic business ethics to explore the ethical practices applied by these traders. The findings of this study demonstrate that practically all informants who operate as traders in the Urban Manado area met the five markers of Islamic business ethics theory. Although two traders' practices do not match the Free Will indicator, this has no substantial impact because they can still be improved through socialization. It may be inferred that, despite the fact that Muslim traders reside in a minority area, trade practices consistent with Islamic business ethics are nonetheless widely practiced by traders in Manado's urban centre, known as the city of a thousand churches.
Co-Authors Adi, Chairul Ahmad Azrin Bin Adnan Ahmad Saifulloh Anggoro Sugeng Bokingo, Firsa Hasan, Jamaludin Hassan Shakeel Shah Humairah Arianto, Rafika Jamal, Ridwan Kumalahayati, Nur Luntajo, Moh. Muzwir R. Muhaimin Yusof, Ku Abdul Nugraha Hasan Octavian Tubagus, Sofyan Ridwan Tabe Rosdalina Bukido Rosdalina Bukido Satriani Satriani Shadiq Shandimula, Nur Suci Indriani Sarka Talha Ayub Taufani Taufani