Garuda - Garba Rujukan Digital

Analysis of the Soundness Level of Islamic People's Financing Banks in Indonesia Asrina, Putri; Misdawita, Misdawita; Kurniasih, Cut Endang
Adpebi International Journal of Multidisciplinary Sciences Vol. 2 No. 2 (2023)
Publisher : Asosiasi Dosen Peneliti Ilmu Ekonomi dan Bisnis Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.54099/aijms.v2i2.661

This study aims to analyze and determine the health level of Islamic Rural Bank (BPRS) in Indonesia from 2017-2021 before and during the Covid-19 pandemic. The method used is the Paired Sample t Test and the Wilcoxon signed Rank Test on indicators of the soundness level of the BPRS, including Finance to Deposit Ratio (FDR), Capital Adequacy Ratio (CAR), Non Performing Finance (NPF), Ratio of Operating Expenses to Operating Income (BOPO), Return On Assets (ROA) and Return On Equity (ROE). The results of the research based on the Paired Sample T test found that there was a significant difference in the FDR variable before and during the Covid-19 pandemic. Meanwhile, the results of the Wilcoxon signed rank test showed that there were significant differences between CAR, NPF, BOP, ROA and ROE before and during the Covid-19 pandemic

Faktor-Faktor Yang Mempengaruhi Penerapan Konsep Ekonomi Syariah Dalam Kehidupan Masyarakat Wilayah Pesisir Misdawita, Misdawita; Asrina, Putri; Rizwan, Muhammad
Jurnal Ilmiah Ekonomi Islam Vol 10, No 3 (2024): JIEI : Vol.10, No.3, 2024
Publisher : ITB AAS INDONESIA Surakarta

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.29040/jiei.v10i3.14571

The application of sharia principles in economics promises a more equitable and inclusive economic development. Implementing sharia economics in coastal areas provides a number of economic benefits for the community. Limited access to adequate resources and infrastructure can affect the community's ability to apply sharia economic principles. The purpose of this study was to determine what factors influence the application of the concept of sharia economics in coastal areas seen from internal and external factors. This study is a quantitative study. The respondents in this study were 300 people in the Meranti Islands who were already working. The data analysis technique used was multiple linear regression using the SEM-PLS model. The results of this study showed that the variables of education and skills, personality and motivation, social and economic, environment, and technology and information had a direct and significant effect on the application of the sharia concept in the coastal areas of the Meranti Islands. while the variables of policy and regulation did not have a direct and significant effect on the application of the sharia concept in the coastal areas of Meranti Regency.

Dampak Keberadaan Tempat Pembuangan Akhir (TPA) Sampah Terhadap Peningkatan Pendapatan Masyarakat Pemanfaat TPA Muara Fajar Kota Pekanbaru Wulandari, Tiara; Ekwarso, Hendro; Asrina, Putri
JURNAL SOSIAL EKONOMI DAN HUMANIORA Vol. 11 No. 2 (2025): JURNAL SOSIAL EKONOMI DAN HUMANIORA
Publisher : Universitas Mataram

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.29303/jseh.v11i2.810

This study aims to analyze the impact of the existence of the Muara Fajar Waste Disposal Site (TPA) in Pekanbaru on the income of the surrounding community. The research method employed is a qualitative approach, with data collection through in-depth interviews with community members involved in activities at the TPA, including scavengers, waste managers, and other economically impacted residents. The results show that the presence of Muara Fajar TPA has a positive impact on the increase in income for the surrounding community, particularly through waste management activities such as sorting, collecting recyclable items, and processing organic waste. Most informants reported an increase in income after being involved in TPA activities, although difficulties remain in meeting basic needs such as school fees, especially for higher education. This study concludes that while the TPA contributes to the economic well-being of the community, significant challenges remain in managing family finances and meeting educational needs. Therefore, it is recommended to develop sustainable community empowerment programs and provide educational support for low-income families to improve their overall well-being.

ANALYSIS OF EFFORTS TO INCREASE MSME MARKET POTENTIAL THROUGH HALAL CERTIFICATION IN PEKANBARU CITY: THEORETICAL INSTITUTION APPROACH Sidabalok, Supriani; M.Rizwan, M.Rizwan; Asrina, Putri; Tarigan, Mida Aprilina; Nurlasera, Nurlasera
Jurnal Al-Iqtishad Vol 19, No 2 (2023): December 2023
Publisher : Economic and Science Faculty of Islamic State University

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.24014/jiq.v19i2.25227

Usaha mikro, kecil, dan menengah (UMKM) mempunyai peran yang sangat penting dalam peningkatan kemakmuran masyarakat serta ketahanan perekonomian nasional. Hal ini disebabkan karena usaha mikro memiliki karakteristik yang ideal untuk dikembangkan baik dari sisi kuantitas maupun kualitas. Salah satu cara meningkatkan kualitas UMKM agar dapat masuk ke segmen pasar yang lebih luas adalah dengan kepemilikan sertifikasi halal mengingat segmen pasar halal dunia terus mengalami peningkatan. Penelitian ini bertujuan untuk mengetahui faktor eksternal maupun internal yang mempengaruhi keputusan pelaku UMKM di Kota Pekanbaru untuk memiliki sertifikat halal. Metode penelitian yang digunakan adalah deskriptif kuantitatif dengan menggunakan regresi logistik biner. Hasil penelitian menunjukkan bahwa faktor eksternal yang mempengaruhi kepemilikan sertifikasi halal adalah regulasi pemerintah (X1) dan permintaan konsumen (X2) dengan nilai Sig. masing-masing adalah 0,027 dan 0,025 sedangkan tindakan kompetitor (X3) tidak berpengaruh. Adapun pengetahuan (X4) menjadi satu-satunya faktor internal yang mempengaruhi kepemilikan sertifikasi halal dengan nilai Sig. 0,000, sedangkan tingkat pendidikan (X5) dan omzet (X6) tidak berpengaruh. Adapun nilai odds ratio untuk masing-masing variabel yang berpengaruh adalah 8,909 kali untuk X1, 0,070 untuk X2, dan 27,232 untuk X4. Berdasarkan hasil penelitian disimpulkan bahwa variabel pengetahuan menjadi faktor paling kuat dalam mempengaruhi keputusan pelaku UMKM untuk memiliki sertifikasi halal di Kota Pekanbaru.

Analisis Pengaruh Investasi, Indeks Pembangunan Manusia (IPM) dan Upah Terhadap Penyerapan Tenaga Kerja di Provinsi Riau Sinaga, M. Alfi Shahri; Maulida, Yusni; Iyan, Rita Yani; Asrina, Putri
Indonesian Research Journal on Education Vol. 5 No. 3 (2025): Irje 2025
Publisher : Fakultas Keguruan dan Ilmu Pendidikan, Universitas Pahlawan Tuanku Tambusai

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.31004/irje.v5i3.2622

Penelitian ini bertujuan untuk mengetahui pengaruh Investasi, Indeks Pembangunan Manusia, dan Upah Terhadap Penyerapan Tenaga Kerja Di Provinsi Riau yang bersumber dari Badan Pusat Statistik Provinsi Riau serta jurnal dan literatur yang berkaitan dengan penelitian ini. Metode analisis data yang digunakan dalam penelitian ini adalah metode analisis deskriptif kuantitatif. Hasil penelitian Investasi di Provinsi Riau menunjukkan pengaruh positif signifikan terhadap penyerapan tenaga kerja. Hal ini menunjukkan bahwa investasi yang ada belum secara optimal menciptakan lapangan kerja, kemungkinan karena dominasi sektor kapital-intensif seperti minyak dan gas. Indeks Pembangunan Manusia (IPM) berpengaruh negatif signifikan terhadap penyerapan tenaga kerja. Hal ini dapat mengindikasikan bahwa peningkatan IPM cukup terintegrasi dengan kebutuhan pasar tenaga kerja lokal. Upah minimum berpengaruh positif signifikan terhadap penyerapan tenaga kerja, menunjukkan bahwa peningkatan upah mendorong semangat kerja dan produktivitas tenaga kerja tanpa menghambat pengusaha untuk mempekerjakan.

The Effect of Income, the Role of the Government, and Cleric on the Decision to Pay Professional Zakat in Pekanbaru City Misdawita, Misdawita; Widayatsari, Any; Asrina, Putri
Asean International Journal of Business Vol. 1 No. 2 (2022)
Publisher : Asosiasi Dosen Peneliti Ilmu Ekonomi dan Bisnis Indonesia

The problem of poverty in countries with a Muslim majority can be overcome by optimizing the utilization of zakat. One form of zakat that has great potential to be optimized is income zakat or professional zakat. According to the Pekanbaru Baznas, the potential for zakat could reach Rp90 billion. The method of data analysis in this study is to use a binary logistic regression model. This method was chosen because it is a standard analytical method when the outcome variable is dichotomous and is measured with a value of 1 or 0, where 1 = decision to pay professional zakat and 0 = decision not to pay professional zakat. The results of this study are the income variable has a positive and significant effect on Muzakki's decision to pay professional zakat in Pekanbaru City, which is 35.6%. However, the role of the government and the role of the ulama have no significant effect on Muzakki's decision to pay professional zakat in Pekanbaru City. Based on the research that has been done, it can be concluded that the variables of income, the role of the government, and the role of the ulama together have a significant effect, but partially the role of the government and the role of the ulama have no significant effect on Muzakki's decision to pay professional zakat in Pekanbaru City. Thus, in making a decision to pay professional zakat

Faktor-Faktor Yang Mempengaruhi Penerapan Konsep Ekonomi Syariah Dalam Kehidupan Masyarakat Wilayah Pesisir Misdawita, Misdawita; Asrina, Putri; Rizwan, Muhammad
Jurnal Ilmiah Ekonomi Islam Vol. 10 No. 3 (2024): JIEI : Vol.10, No.3, 2024
Publisher : ITB AAS INDONESIA Surakarta

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.29040/jiei.v10i3.14571

The application of sharia principles in economics promises a more equitable and inclusive economic development. Implementing sharia economics in coastal areas provides a number of economic benefits for the community. Limited access to adequate resources and infrastructure can affect the community's ability to apply sharia economic principles. The purpose of this study was to determine what factors influence the application of the concept of sharia economics in coastal areas seen from internal and external factors. This study is a quantitative study. The respondents in this study were 300 people in the Meranti Islands who were already working. The data analysis technique used was multiple linear regression using the SEM-PLS model. The results of this study showed that the variables of education and skills, personality and motivation, social and economic, environment, and technology and information had a direct and significant effect on the application of the sharia concept in the coastal areas of the Meranti Islands. while the variables of policy and regulation did not have a direct and significant effect on the application of the sharia concept in the coastal areas of Meranti Regency.

Pengaruh Inflasi, Keterbukaan Perdagangan, Pengangguran dan Korupsi Terhadap Pertumbuhan Ekonomi Negara BRICS Fatoni, Zafira; Syapsan; Asrina, Putri
JIBEMA: Jurnal Ilmu Bisnis, Ekonomi, Manajemen, dan Akuntansi Vol. 3 No. 4 (2026): April
Publisher : CV. Muris Global Education

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.62421/jibema.v3i4.239

Penelitian ini bertujuan untuk menganalisis pengaruh inflasi, keterbukaam perdagangan, pengangguran dan korupsi terhadap pertumbuhan ekonomi negara BRICS. Kelompok negara BRICS telah menjadi salah satu kekuatan ekonomi utama yang memengaruhi dinamika global. BRICS menyumbang porsi signifikan terhadap populasi, PDB global, serta perdagangan dunia, sehingga keberadaannya semakin strategis dalam percaturan ekonomi internasional. Teknik pengumpulan data dalam penelitian ini menggunakan studi dokumentasi dengan mengumpulkan data sekunder yang telah dipublikasikan oleh lembaga internasional. Data mengenai pertumbuhan ekonomi, inflasi, keterbukaan perdagangan, dan pengangguran diperoleh dari World Bank. sedangkan data korupsi bersumber dari Transparency International – CPI. Metode analisis yang digunakan adalah regresi data panel dengan periode pengamatan tahun 2010–2024. Hasil penelitian menunjukkan bahwa inflasi dan pengangguran berpengaruh signifikan terhadap pertumbuhan ekonomi negara BRICS, sedangkan keterbukaan perdagangan dan korupsi tidak berpengaruh signifikan terhadap pertumbuhan ekonomi negara BRICS. Secara simultan, seluruh variabel independen berpengaruh signifikan terhadap pertumbuhan ekonomi. Hasil dari uji koefisien determinasi dengan nilai adjusted R2 sebesar 0,562 menunjukkan bahwa variabel independen dapat memengaruhi pertumbuhan ekonomi negara BRICS sebesar 56,2%. Sedangkan 43,8% dari variasi pertumbuhan ekonomi negara BRICS dapat dipengaruhi oleh faktor lain yang tidak diteliti dalam penelitian ini. Penelitian ini mengimplikasikan bahwa pengendalian inflasi dan penurunan tingkat pengangguran menjadi faktor kunci dalam mendorong pertumbuhan ekonomi negara BRICS. Oleh karena itu, diperlukan kebijakan makroekonomi yang stabil serta peningkatan kualitas sumber daya manusia untuk mendukung pertumbuhan ekonomi yang berkelanjutan.

Title

Found 8 Documents
Search

Abstract

Abstract

Abstract

Abstract

Abstract

Abstract

Abstract

Abstract

Title Search

Found 8 Documents Search

Abstract

Abstract

Abstract

Abstract

Abstract

Abstract

Abstract

Abstract

Title

Found 8 Documents
Search