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Financial Performance Evaluation as a Determining Factor of Stock Prices : Case Study of PT Bank Mandiri Tbk Ermaini Ermaini; Trie Hierdawati; Agus Santoso
Global Management: International Journal of Management Science and Entrepreneurship Vol. 2 No. 3 (2025): August : International Journal of Management Science and Entrepreneurship
Publisher : International Forum of Researchers and Lecturers

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.70062/globalmanagement.v2i3.322

Abstract

This research focuses on analyzing the impact of fundamental financial ratios on stock prices in the banking sector, specifically examining PT. Bank Mandiri Tbk. The key financial ratios investigated include Return On Assets (ROA), Loan to Deposit Ratio (LDR), Non-Performing Loans (NPL), and the ratio of Operating Expenses to Operating Income (BOPO). The study employs a quantitative descriptive research method, utilizing secondary data sourced from annual reports spanning the period from 2014 to 2023. Multiple linear regression analysis is utilized as the primary analytical tool to address the research questions and hypotheses. The findings of the study reveal that the independent variables—ROA, LDR, NPL, and BOPO—significantly influence stock prices, both in isolation and collectively. This indicates that these financial ratios are critical indicators for investors and stakeholders when evaluating the performance and market value of banking institutions. The research highlights the importance of these financial metrics in shaping market perceptions and stock valuations, providing valuable insights for investors, financial analysts, and decision-makers in the banking industry. Furthermore, the study contributes to the existing body of knowledge regarding the relationship between financial performance indicators and stock market behavior. By emphasizing the correlation between these ratios and stock prices, the research underscores the necessity for stakeholders to monitor and analyze these key financial metrics to make informed investment decisions. Overall, the results affirm the relevance of fundamental financial ratios in assessing the financial health and competitive positioning of banks, particularly in the context of PT. Bank Mandiri Tbk. This analysis not only enriches the literature on banking finance but also serves as a practical guide for stakeholders aiming to optimize their investment strategies based on financial performance indicators.
Pengaruh Upah Minimum Provinsi, Pengangguran, Indeks Pembangunan Manusia dan Jumlah Penduduk terhadap Jumlah Penduduk Miskin Provinsi Jambi Trie Hierdawati; Silvia Agustini; Muhammad Affriza; Iqra Wiarta
Jurnal Ekonomi dan Bisnis (Bisnisia) Vol. 1 No. 01 (2025): ISSUE MEI
Publisher : PT. Mifandi Mandiri Digital

Show Abstract | Download Original | Original Source | Check in Google Scholar

Abstract

Penelitian ini bertujuan untuk menganalisis perkembangan serta pengaruh variabel makroekonomi terhadap jumlah penduduk miskin di Provinsi Jambi selama periode 2010–2023. Variabel yang dianalisis meliputi upah minimum provinsi, tingkat pengangguran, indeks pembangunan manusia (IPM), dan jumlah penduduk. Metode yang digunakan adalah analisis deskriptif untuk menggambarkan perkembangan masing-masing variabel, serta regresi linear berganda dengan bantuan SPSS 22 untuk menguji pengaruhnya terhadap jumlah penduduk miskin. Hasil analisis menunjukkan bahwa selama periode penelitian, upah minimum provinsi tumbuh rata-rata sebesar 9,63%, pengangguran 1,89%, IPM 0,94%, jumlah penduduk 1,35%, dan jumlah penduduk miskin sebesar 0,66% per tahun. Secara parsial, hanya upah minimum provinsi dan IPM yang memiliki pengaruh signifikan terhadap jumlah penduduk miskin. Sementara itu, tingkat pengangguran dan jumlah penduduk tidak menunjukkan pengaruh yang signifikan. Namun, secara simultan keempat variabel tersebut secara bersama-sama berpengaruh signifikan terhadap tingkat kemiskinan di Provinsi Jambi, dengan nilai koefisien determinasi (R²) sebesar 69,30%. Temuan ini menunjukkan pentingnya kebijakan peningkatan upah minimum dan pembangunan manusia dalam menurunkan angka kemiskinan di wilayah tersebut.