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All Journal Prosiding University Research Colloquium UBMJ (UPY Business and Management Journal) Jurnal Inovasi Daerah Jurnal Pengabdian Masyarakat dan Riset Pendidikan
Kristanti Rahman
STIE Muhammadiyah Cilacap
Humanities Computer Science & IT Control & Systems Engineering Decision Sciences, Operations Research & Management Economics, Econometrics & Finance Education Environmental Science Languange, Linguistic, Communication & Media Law, Crime, Criminology & Criminal Justice Mathematics Medicine & Pharmacology Public Health Social Sciences Other

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Pengaruh Indikator Makroekonomi Terhadap Risk Profile Di Masa Pandemi Covid-19 Pada Unit Usaha Syariah (UUS) Leli Nurlaila; Tri Nurindahyanti Yulian; Kristanti Rahman
Prosiding University Research Colloquium Proceeding of The 14th University Research Colloquium 2021: Bidang Ekonomi dan Bisnis
Publisher : Konsorsium Lembaga Penelitian dan Pengabdian kepada Masyarakat Perguruan Tinggi Muhammadiyah 'Aisyiyah (PTMA) Koordinator Wilayah Jawa Tengah - DIY

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (337.293 KB)

Abstract

Penelitian ini bertujuan untuk menganalisis Pengaruh Indikator Makroekonomi terhadap Risk Profile di masa pandemi covid-19 pada Unit Usaha Syariah (UUS). Populasi penelitian ini adalah Unit Usaha Syariah yang ada di Indonesia. Penelitian ini menggunakan sampel sebanyak 20 Unit Usaha Syariah yang terdaftar di Otoritas Jasa Keuangan (OJK). Metode penentuan sampel dalam penelitian ini adalah teknik purposive sampling. Data yang digunakan dalam penelitian adalah data runtun (time series) secara triwulanan yaitu laporan triwulan periode Maret, Juni, September dan Desember 2020. Hasil penelitian ini menunjukkan bahwa secara simultan variabel Tingkat Inflasi, Tingkat suku Bunga dan ProdukDomestikBruto (PDB) tidak berpengaruh terhadap Non Performing Financing (NPF). Namun secara parsial variabel Tingkat Inflasi dan Tingkat SukubungatidakberpengaruhterhadapNon Performing Financing (NPF), dan variabel Produk Domestik Bruto (PDB) berpengaruh terhadap Non Performing Financing (NPF). Berdasarkan hasil penelitian ini maka saran untuk penelitian selanjutnya diharapkan untuk menambah variabel-variabel makroekonomi lainnya yang diperkirakan berpengaruh terhadapNon Performing Financing (NPF).
PENGARUH PAJAK DAERAH, RETRIBUSI DAERAH DAN DANA ALOKASI KHUSUS TERHADAP PERTUMBUHAN EKONOMI KABUPATEN/KOTA DI JAWA TENGAH PERIODE 2015-2019 Kristanti Rahman; Asih Yuliani Zubaedah
Jurnal Inovasi Daerah Vol. 1 No. 1 (2022): JID: Jurnal Inovasi Daerah, Juni 2022
Publisher : Badan Perencanaan Pembangunan Penelitian dan Pengembangan Daerah Kabupaten Cilacap

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.56655/jid.v1i1.10

Abstract

This study was conducted with the aim of knowing and analyzing the effect of local taxes, regional retribution and special allocation funds on economic growth (a case study in districts/cities in Central Java). The sample of this study was determined using purposive sampling method. The type of data used was secondary data. In which the total samples selected in this study were 10 districts/cities. The data analysis method used is multiple linear regression analysis. The results of this study indicate that regional taxes and special allocation funds partially have no effect on economic growth, regional retribution has an effect on economics growths, and the influence of local taxes, regional retribution, special allocation funds have no effect on economic growth simultaneously. Further research is suggested to be able to expand the research sample, add variables, and extend the research period.
How Pesantren Economic Restriction Policy Enhances Institutional Sustainability Chaerudin; Dailibas; Kristanti Rahman; Afiq Chamim Mubaroq; Bramantyo Suryo Nugroho
UPY Business and Management Journal (UMBJ) Vol. 5 No. 2 (2026): UBMJ (UPY Business and Management Journal)
Publisher : Department of Management, Universitas PGRI Yogyakarta.

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.31316/ubmj.v5i2.9710

Abstract

Purpose: This article aims to critically examine the implementation of the protectionist economic model in the context of pesantren financial management. This model refers to the internal policies of pesantren in limiting the entry of goods or services from outside the pesantren environment, with the hope of strengthening economic independence and financial efficiency. Methodology: This research uses a qualitative approach with a case study method in several pesantren that have implemented protectionist policies for more than three years. Findings: The main findings explain that the success of financial management in pesantren is reflected in the ability to apply the principles of efficiency, accountability, and transparency in the management of their economy. The implementation of these principles is realized through an organized organizational structure, an institutional culture that supports good governance, and visionary leadership focused on strengthening financial independence. Additionally, the study shows that although the protectionist policy successfully reduced financial leaks and improved internal control, there are implementation challenges in the form of resistance from students and limitations in internal production capacity. Implications: This article contributes to the literature on financial management community based educational institutions and offers practical recommendations for other pesantren that wish to implement similar policies. Originality: This study integrates a modern financial management perspective with traditional Islamic economic value in the context of community-based educational institutions such as pesantren. Previous research has focused more on defining the protective economy in pesantren, the business unit created, and focusing on a single pesantren.
Peningkatan Literasi Antikorupsi Berbasis Ekonomi Islam bagi Komunitas SSQ Holistik Internasional melalui Webinar Pengabdian Masyarakat: Pengabdian Rita Zunarti; Rahmawati Akeda; Opik Taupik; Puti Khairani Rijadi; Ahalik Ahalik; Ahmad Zaki Mubarok; Kristanti Rahman; Junet Kaswoto; Kurnia Rusmiyati
Jurnal Pengabdian Masyarakat dan Riset Pendidikan Vol. 4 No. 4 (2026): Jurnal Pengabdian Masyarakat dan Riset Pendidikan Volume 4 Nomor 4 April - Juni
Publisher : Lembaga Penelitian dan Pengabdian Masyarakat

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.31004/jerkin.v4i4.5812

Abstract

Corruption constitutes a form of behavioral deviation that not only violates positive law and social norms but also fundamentally contradicts the core values of Islamic economics. Within the framework of Islamic economic thought, corruption is understood as a breach of amanah (trust), which results in the erosion of justice, the loss of material and spiritual blessing (barakah), and the disruption of public welfare. This condition underscores the necessity of sustained educational efforts to instill anti-corruption values from an early stage. This Community Service Program (PkM) was implemented in collaboration with SSQ Holistik Internasional as a partner institution, aiming to enhance anti-corruption literacy and awareness through an Islamic economics approach that emphasizes the internalization of Islamic values. The program was conducted in the form of a webinar, encompassing the delivery of conceptual materials, interactive discussions, and collective value reflection among participants. The results indicate an improvement in participants’ understanding of the concepts of amanah, justice, and economic responsibility within the Islamic perspective, as well as increased awareness that corruption entails not only legal consequences but also moral, social, and economic implications. Accordingly, this activity contributes to strengthening spiritually grounded anti-corruption literacy and Islamic economic ethics as a sustainable strategy for corruption prevention.
Co-Authors Afiq Chamim Mubaroq Ahalik Ahalik Ahmad Zaki Mubarok Asih Yuliani Zubaedah Bramantyo Suryo Nugroho Chaerudin, Chaerudin Dailibas Junet Kaswoto Kurnia Rusmiyati Leli Nurlaila Opik Taupik Puti Khairani Rijadi Rahmawati Akeda Rita Zunarti Tri Nurindahyanti Yulian