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All Journal Signifikan : Jurnal Ilmu Ekonomi JEJAK AGRARIS: Journal of Agribusiness and Rural Development Research JPBM (Jurnal Pendidikan Bisnis dan Manajemen) JIET (Jurnal Ilmu Ekonomi Terapan) Jurnal Manajemen Keuangan Publik Jurnal Bina Praja Jurnal Tata Kelola dan Akuntabilitas Keuangan Negara Fair Value: Jurnal Ilmiah Akuntansi dan Keuangan Indonesian Treasury Review: Jurnal Perbendaharaan, Keuangan Negara dan Kebijakan Publik Jurnal Samudra Ekonomi dan Bisnis Economics and Finance in Indonesia Jurnal Ekonomi dan Kebijakan Publik Indonesia Jurnal Perencanaan Pembangunan Jurnal Ekonomi Indonesia Berdikari : Jurnal Ekonomi dan Statistik Indonesia Jurnal Kebijakan Ekonomi Jurnal Oportunitas : Ekonomi Pembangunan Jurnal Ekonomi dan Pembangunan Indonesia Economic and Finance in Indonesia E-Jurnal Ekonomi dan Bisnis Universitas Udayana Jurnal Ekonomi Kuantitatif Terapan
Riatu Mariatul Qibthiyyah
Department Of Economics, Universitas Indonesia
Agriculture, Biological Sciences & Forestry Humanities Decision Sciences, Operations Research & Management Economics, Econometrics & Finance Education Energy Environmental Science Law, Crime, Criminology & Criminal Justice Library & Information Science Public Health Social Sciences

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Unveiling the Impact of JKN: Easing Financial Burdens for Pregnant Women in Indonesia Sulaeman, Januar; Qibthiyyah, Riatu Mariatul
Economics and Finance in Indonesia Vol. 70, No. 1
Publisher : UI Scholars Hub

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Abstract

Indonesia’s maternal mortality rate is the second highest in the ASEAN, partly due to financial barriers preventing adequate care during pregnancy and childbirth. The National Health Insurance (JKN) scheme, which is the embodiment of universal health coverage (UHC), was designed by the Indonesian government to reduce the financial risk of its participants. However, its impact on out-of-pocket health spending for pregnant women is under-researched. Using propensity score matching (PSM) and 2019 SUSENAS data, this study found that JKN membership significantly reduced out-of-pocket health spending for pregnant women—especially in eastern Indonesia, where poverty and healthcare access represent critical issues.
Special Allocation Funds and Poverty Alleviation: Evidence From Lagging and Non-Lagging Regions in Indonesia Santi Natalia Letelay; Riatu Mariatul Qibthiyyah
Indonesian Treasury Review: Jurnal Perbendaharaan, Keuangan Negara dan Kebijakan Publik Vol. 11 No. 2 (2026): Indonesian Treasury Review: Jurnal Perbendaharaan, Keuangan Negara dan Kebijak
Publisher : Direktorat Jenderal Perbendaharaan, Kementerian Keuangan

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.33105/itrev.v11i2.1409

Abstract

Research Originality – This study offers a novel contribution by examining the poverty impact of Physical and Non-Physical Special Allocation Funds (DAK) within a multisectoral national framework. Unlike previous studies focusing on specific sectors or regions, this study compares DAK effectiveness across lagging and non-lagging regions, thereby revealing spatial heterogeneity in fiscal transfer outcomes. The findings provide an empirical basis for designing poverty alleviation strategies that differentiate fiscal interventions according to regional development status and geographical characteristics. Research Objectives – This study analyzes DAK disbursement from 2015 to 2023 and assesses the differential impacts of Physical and Non-Physical DAK on poverty in Indonesia. It also evaluates region-based fiscal policy effectiveness by examining DAK’s contribution to poverty alleviation, particularly in lagging regions. Research Methods – The analysis is based on a panel dataset of 380 regencies and municipalities over the period 2015–2023, estimated using a fixed effects model (FEM). Empirical Results – The results show that Non-Physical DAK significantly reduces poverty at the national level and in non-lagging regions, while Physical DAK is effective only in lagging archipelagic regions. These findings indicate that DAK effectiveness is spatially heterogeneous and depends on both regional development status and geographical characteristics. Implications – These results underscore that fiscal transfer effectiveness depends on recipients’ spatial and sectoral contexts. DAK allocation should therefore be spatially differentiated by regional development status and geography, prioritizing Physical DAK in lagging archipelagic regions and strengthening Non-Physical DAK in non-lagging areas to enhance human capital and accelerate poverty reduction.
Co-Authors Adriyanto, F.X. Dewo Kusumo Ahmad Saifullah Kamaludin Ahmady, Ruby Aji, Yore Isti Tosan Alan Sutisna Alijon Adit Amalia Indah Sujarwati Ari Pradana Putra Budiarto, Susan Damayanti Sari Dian Andriany Ermanda Mulki Ghaniyar Ghaniyar, Ermanda Mulki Grace Gabetini Hery Arif Listiyanto Martino, Yossi Mifta Muzdalifah Muhammad, Fahmi Nisa Erma Fitriana Priyanto, Eko Adi Putra, Bramastia Candra Putri Puspita Ayu Rinayanti Rinayanti Romadhoni, Ilham Irawan Santi Natalia Letelay Santika, Ary Ratna Soraya, Amanda Petty Suksesi, Gita Sulaeman, Januar Sutisna, Alan Vianita Lianasari Dini Wiyekti, Ndari Zen, Fauziah