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All Journal FENOMENA Mazahib Al Qalam: Jurnal Ilmiah Keagamaan dan Kemasyarakatan Jurnal Abdimas Mahakam ECOPLAN : JOURNAL OF ECONOMICS AND DEVELOPMENT STUDIES Al-Tijary : Jurnal Ekonomi dan Bisnis Islam FENOMENA: Jurnal Penelitian Borneo Islamic Finance and Economics Journal (BIFEJ) INASJIF

Muhammad Iswadi

Universitas Islam Negeri Sultan Aji Muhammad Idris

Author-ID : 547264

Religion Arts Humanities Economics, Econometrics & Finance Education Languange, Linguistic, Communication & Media Law, Crime, Criminology & Criminal Justice Public Health Social Sciences Other

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IMPLEMENTASI CORPORATE SOCIAL RESPONSIBILITY (CSR) DI ERAMART SAMARINDA DALAM PERSPEKTIF EKONOMI ISLAM Syahrullah Syahrullah; Muhammad Iswadi; Tikawati Tikawati; Muhamad Hasbi
Borneo Islamic Finance and Economics Journal BIFEJ VOL. 1, NO. 1, JUNI 2021
Publisher : Fakultas Ekonomi dan Bisnis Islam Universitas Islam Negeri Sultan Aji Muhammad Idris Samarinda

Corporate Social Responsibility (CSR) merupakan sebuah gagasan yang menjadikan perusahaan tidak hanya bertanggung jawab pada nilai perusahaan saja, tetapi juga berpijak pada kegiatan ekonomi, sosial dan lingkungan dari sebuah entitas. CSR di perlukan sebagai suatu komitmen berkelajutan dari perusahaan untuk bertanggung jawab secara ekonomi sosial, dan ekologis kepada masyarakat, lingkungan, serta para pemanggku kepentingan (Stageholder). Sehingga dalam pelaksanaan kegiatan Corporate Social Responsibility oleh Eramart Samarinda terdapat beberapa jenis yang di lakukan oleh perusahaan dalam mengimplementasikan kegitan CSR Maka peneliti ingin melakukan penelitian di suatu perusahaan ritel lokal di Samarinda dengan tujuan untuk mengetahui bagaimana implementasi program kerja Corporate Social Responsibility (CSR) yang ada di Eramart Samarinda serta apakah implementsinya sesuai dengan prinsip Ekonomi Islam. Adapun metode yang di gunakan dalam penelitian ini adalah Tield Research (Lapangan) dengan jenis Kualitatif – deskriptif menggunakan analisis isi (Content Analisis) data yang dianalisis yaitu data yang terbagi menjadi dua yakni data primer berupa data langsung dari PT Eramart group dan data sekunder berupa refrensi teori serta dalam teknik pengumpulan data menggunakan Dokumentasi, Observasi, dan Wawancara.Hasil penelitian ini menunjukkan bahwa Implementasi Program Corporate Social Responsibility di Eramart Samarinda dalam bidang pendidikan dan sosial diantaranya 1) dengan menggunakan pola implementasi melalui yayasan atau organisasi perusahaan dengan mendirikan Yayasan Rumah Tahfidz. 2) Implementasi keterlibatan langsung dengan memberikan bantuan kepada yayasan panti asuhan Darul Falah berupa dana dan sembako. 3) Implementasi kerjasama dengan lembaga sosial atau organisasi non Pemerintah. Implementasi Program Kerja Corporate Social Responsibility (CSR) di Eramart Samarinda menggunakan prinsip ekonomi Islam di antaranya Prinsip keadilan, Prinsip Raḥmatan Lil‟alamῑn dan Prinsip Maslahah (Kepentingan Masyarakat).

Dampak Pandemi Covid-19 terhadap pedagang muslim pasar tradisional (studi kasus Pasar Rudina Kecamatan Muara Jawa) Muhammad Abdul Qodir Zailani; Muhammad Iswadi; Yusran Yusran; Nur Rahmatullah
Borneo Islamic Finance and Economics Journal BIFEJ VOL. 1, NO. 2, DESEMBER 2021
Publisher : Fakultas Ekonomi dan Bisnis Islam Universitas Islam Negeri Sultan Aji Muhammad Idris Samarinda

ABSTRACT Penelitian ini dilatarbelakangi oleh adanya pandemi Covid-19 yang telah melanda seluruh wilayah di berbagai belahan dunia, termasuk Indonesia. Covid-19 adalah virus yang berasal dari kota wuhan, china. Virus ini merupakan virus jenis baru yaitu SARS-CoV-2 yang penyakitnya disebut COVID-19 (Coronavirus disease 2019). Penyebaran virus yang saat ini dikategorikan sebagai pandemi telah menimbulkan permasalahan sosial, kesehatan dan ekonomi khususnya bagi masyarakat luas di seluruh tanah air, salah satunya beberapa pedagang muslim di Pasar Rudina Kecamatan Muara Jawa Kabupaten Kutai Kartanegara. Pasar Rudina yang biasanya selalu ramai pembeli, namun karena adanya pandemi Covid-19 mayoritas pembeli mengalami penurunan, hal ini mengakibatkan penurunan jumlah pendapatan bagi para pedagang. Penelitian ini dilakukan dengan tujuan untuk mengetahui apa saja dampak pandemi Covid-19 bagi para pedagang muslim di pasar Rudina Muara Jawa dan bagaimana upaya mereka mengatasi dampak pandemi Covid-19. metode pendekatan, jenis penelitiannya adalah penelitian studi kasus (case study) dengan pendekatan deskriptif. Teknik pengumpulan data melalui observasi, wawancara dan dokumentasi. Teknik analisis data adalah analisis sebelum lapangan dan analisis data di lapangan dengan tahapan reduksi data, penyajian data, dan penarikan kesimpulan. Uji validitas data menggunakan triangulasi waktu. Hasil penelitian menunjukkan bahwa pandemi COVID-19 berdampak pada pedagang, antara lain daya tarik pembeli menurun dan pendapatan barang dagangannya otomatis berkurang. Di balik dampak negatif tersebut, terdapat beberapa dampak positif selama adanya pandemi antara lain berkumpulnya seluruh keluarga di rumah, meningkatkan kesadaran akan kebersihan, dan menghemat pengeluaran. Beberapa upaya para pedagang untuk mengatasi dampak pandemi Covid-19 yaitu dengan meminta anggota keluarga membantu pekerjaan, serta menambah jam kerja, mengurangi persediaan barang dagangan, menjalin hubungan baik dengan pembeli dan melakukan bisnis sampingan online melalui media sosial.

Analisis Perilaku Pedagang Grosir Pakaian di Pasar Pagi Samarinda dalam Perspektif Etika Bisnis Islam Mahmudhatul Munawaroh; Muhammad Iswadi; Yusran Yusran
Borneo Islamic Finance and Economics Journal BIFEJ VOL. 2, NO.1, JUNI 2022
Publisher : Fakultas Ekonomi dan Bisnis Islam Universitas Islam Negeri Sultan Aji Muhammad Idris Samarinda

This research is motivated by behavior in trading activities, where trader behavior or trader ethics should be important to pay attention to because along with the times marked by very rapid economic developments, it causes higher business competition. For example, there are still many traders who make deviations in trading, it is done to get multiple profits by ignoring Islamic business ethics. In the Islamic economy, it has explained about the ethics that must be carried out by traders in carrying out buying and selling activities. This study aims to 1) to determine the behavior of clothing wholesalers in the Samarinda Morning market; 2) to know the behavior of clothing wholesalers in the Samarinda Morning market according to the perspective of Islamic business ethics. This type of research is qualitative research using a Descriptive Qualitative approach. The focus of this study is the Behavioral Analysis of Clothing Wholesalers in the Samarinda Morning Market in the Perspective of Islamic Business Ethics. The data sources in this study are Muslim clothing wholesalers, buyers, and UPT Samarinda Morning Market. The data collection techniques used are observation, interviews, and documentation. The data analysis techniques used are techniques developed by Miles and Huberman, namely data collection, data reduction, data presentation, and conclusion drawing/verification. Meanwhile, the data validity techniques used are observation extension techniques, techniques for increasing persistence in research, and triangulation techniques. The results obtained from this study show that, most of the traders in the Samarinda Morning Market are already good in terms of hospitality, quality of goods/products, appointments, service, and competition among traders. Although there are still traders who make deviations in trading. Meanwhile, the behavior of clothing wholesalers in the Samarinda Morning market seen from the five principles of business ethics in Islam, namely the principle of unity (tawhid), the principle of balance (justice), the principle of free will (free will), the principle of responsibility (responsibility), and the principle of benevolence (ihsan) shows that most traders hold the five principles above. Although there are still some traders who do not hold this principle, most traders have made trades in accordance with the principles of Islamic business ethics. Keywords: Merchant Behavior, Islamic Business Ethics

Pengaruh Kemudahan Electronic Money (E-Money) Terhadap Perilaku Konsumtif Mahasiswa Uinsi Samarinda Pada Masa Pandemi Covid-19 Putra Aditya, Muhammad Arya; Iswadi, Muhammad; Hamidy, Anwaril
Borneo Islamic Finance and Economics Journal BIFEJ VOL. 3, NO.2, Desember 2023
Publisher : Fakultas Ekonomi dan Bisnis Islam Universitas Islam Negeri Sultan Aji Muhammad Idris Samarinda

Show Abstract | Download Original | Original Source | Check in Google Scholar

This research aims to 1). Knowing the effect of electronic money (e-money) on the consumptive behavior of UINSI Samarinda students during the Covid-19 pandemic, 2). To find out how much influence the convenience of electronic money (e-money) has on the consumptive behavior of UINSI Samarinda students during the Covid-19 pandemic. The type of research used is associative descriptive quantitative research.This study used primary data from a questionnaire filled out by UINSI Samarinda students.The population in this study were UINSI Samarinda students, totaling 6,650 students. The sample in this study was determined using the Slovin formula as many as 100 people using a purposive sampling technique. The analysis technique used is simple linear regression analysis with the SPSS 28 program. Based on the results of the calculation of the t test, the e-money convenience variable has a significant effect on the consumptive behavior of UINSI Samarinda students. The convenience of e-money has a positive effect on consumptive behavior. There is a 3% effect between the ease of e-money on consumptive behavior, and 97% from other variables. Keywords: E-money Ease, Consumptive Behavior

Implementation of Good Corporate Governance to Increase Muzakki Loyalty in Zakat Institutions Zaroni, Akhmad Nur; Iswadi, Muhammad
Al Qalam: Jurnal Ilmiah Keagamaan dan Kemasyarakatan Vol. 19, No. 3 : Al Qalam (Mei 2025)
Publisher : Sekolah Tinggi Ilmu Al-Qur'an (STIQ) Amuntai Kalimantan Selatan

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.35931/aq.v19i3.5004

The implementation of Good Corporate Governance (GCG) principles in the management of zakat institutions is one of the strategic efforts to increase muzaki loyalty. GCG, which includes the principles of transparency, accountability, responsibility, independence, and fairness, is an important foundation in the management of professional and trustworthy zakat institutions. This study aims to analyze the implementation of GCG and its impact on the level of muzaki loyalty in LAZ DPU East Kalimantan. Using qualitative research methods, data were collected through observation, interviews, and documentation. The results of the study indicate that LAZ DPU has implemented GCG on the principle of transparency in periodic reports, and institutional governance. Accountability is implemented through legal accountability, bookkeeping and recording, and duties and responsibilities. Performance and programs are also recognized in reports and audits. Independence is implemented to maintain integrity and neutrality in distribution, as well as fairness in service. The consistent and optimal implementation of GCG in LAZ DPU East Kalimantan has a positive impact on muzaki loyalty. Increasing trust and positive perceptions of muzaki towards transparent and accountable zakat management are the main factors influencing their loyalty.

Penguatan Profesionalitas Guru PAUD di Sekitar Wilayah Ibu Kota Negara Kabupaten Penajam Paser Utara melalui Pendampingan Penulisan Karya Ilmiah Afandi, Nur Kholik; Iswadi, Muhammad; Azizah, Farah
Jurnal Abdimas Mahakam Vol. 9 No. 02 (2025): Juli
Publisher : Lembaga Penelitian dan Pengabdian Masyarakat

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.24903/jam.v9i02.3330

Pemindahan ibu kota negeri merupakan upaya untuk meningkatkan kesejahteraan masyarakat dan akses pendidikan yang berkualitas. Salah satu lembaga pendidikan yang harus mendapat perhatian secara khusus adalah lembaga pendidikan anak usia dini. Lembaga ini memiliki peran penting dalam menempatkan nilai-nilai dasar karakter peserta didik. Oleh karena itu, guru Pendidikan Anak Usia Dini harus memiliki kompetensi yang dibutuhkan untuk mewujudkan sekolah yang berkualitas. Dinamika di lapangan menujukkan bahwa sebagian besar guru belum memahami pentingnya karya ilmiah untuk mendukung kompetensi diri, rendahnya motivasi dan belum memiliki kemampuan untuk menulis karya ilmiah. Maka perlunya kegiatan pendampingan yang bertujuan untuk meningkatkan kompetensi guru. melalui pendampingan penulisan karya ilmiah. Kegiatan ini menggunakan pendekatan Penelitian Tindakan Parsipatif. Metode pendampingan dilakukan dengan ceramah, diskusi dan praktik. Hasil pendampingan menunjukkan para peserta memahami pentingnya karya ilmiah, memiliki motivasi yang tinggi untuk menulis karya ilmiah. Peserta mampu menulis dan mengirimkan artikel.

ANALISIS PENYELESAIAN PEMBIAYAAN BERMASALAH DI UNIT USAHA BANK KALTIMTARA SYARIAH KC SAMARINDA Linda, Norma; Iswadi, Muhammad; Hasbi, Muhammad
Indonesian Scientific Journal of Islamic Finance Vol 2 No 2 (2024): Indonesian Scientific Journal of Islamic Finance
Publisher : Faculty of Islamic Economics and Business, Sultan Aji Muhammad Idris State Islamic University of Samarinda

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.21093/inasjif.v2i2.7531

Non Performing Financing is a condition where financing activities meet the agreed conditions for repayment of the financing, resulting in a delay, so action is required by the bank. This research aims to find out the level of problematic financing, what are the factors of problematic financing and how to resolve problematic financing in the Bank Kaltimtara Syariah Business Unit KC Samarinda.This research uses descriptive qualitative research, which is a research method that emphasizes the aspect of in-depth understanding of a problem so that the research can be of high quality, so the data collected must be complete in the form of primary data and secondary data. Data collection techniques in this research used observation, interview and documentation techniques. And the data analysis techniques used are data collection, data reduction, data presentation, and drawing conclusions.The results of this research show that the level of financing at Bank Kaltimtara Syariah for problem financing is classified as healthy. Because it has decreased in the past three years, this is reflected in the financial statements, namely in 2020 it was 2.96%, in 2021 it was 2.78% and in 2022 it was 0 .78%. There is 1 factor that causes problematic financing at Bank Kaltimtara Syariah KC Samarinda, namely external factors. Problematic financing can occur but not too much because those who apply for financing are customers who choose consumer products. Meanwhile, for productive products, problematic financing occurs in During the pandemic, customers experienced unexpected events, namely a decrease in turnover. Resolving financing problems in productive financing products by holding discussions to obtain information about problems in the customer's business. Then the bank also held a Restructuring Option. Meanwhile, for consumer financing products, the solution is for the party to give a warning letter or block salaries and take over to another bank

Co-Authors Anwaril Hamidy Azizah, Farah H Hairullah Linda, Norma Mahmudhatul Munawaroh Muhammad Abdul Qodir Zailani Muhammad Birusman Nuryadin MUHAMMAD HASBI Muhammad Hasbi Nur Kholik Afandi Nur Rahmatullah Putra Aditya, Muhammad Arya Syahrullah Syahrullah T Tikawati Tikawati Tikawati Yusran Yusran

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