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Dampak Kepemilikan Ponsel terhadap Pendapatan Petani: Bukti Dari Mikrodata di Indonesia Fazaalloh, Al Muizzuddin; Prestianawati, Silvi Asna; Athoillah, Moh.
Vokasi : Jurnal Riset Akuntansi Vol. 13 No. 1 (2024): Vokasi: Jurnal Riset Akuntansi
Publisher : Universitas Pendidikan Ganesha

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.23887/vjra.v13i1.76599

Farmers in Indonesia play a crucial role in providing staple foods for the community. However, the welfare of farmers remains an unresolved issue to date. With the advancement of technology, collaboration between agricultural activities and the utilization of technology such as mobile phones should be possible, which can increase farmers' income. This study aims to analyze how mobile phone ownership among farmers can improve the welfare of farmers in Indonesia. Using microdata sourced from the World Bank's Global Financial Inclusion Index, this research employs Ordered Logistic Regression to analyze the data. The results of the data analysis indicate a significant tendency of variables such as gender, age, farmers' residential location, and savings behavior towards increasing farmers' income associated with farmers' mobile phone ownership. With the significance generated from these variables, this study can serve as a basis for agricultural stakeholders and policymakers to determine more beneficial agricultural strategies and strengthen policies that can improve farmers' welfare in the current digital era.

Apakah Wabah Covid-19 Mempengaruhi Pariwisata Internasional di Indonesia? Fazaalloh, Al Muizzuddin; Prestianawati, Silvi Asna; Asyrof, Rifqi Aqil; Fawwaz, Muhammad
Jurnal Akuntansi Profesi Vol. 15 No. 01 (2024): Jurnal Akuntansi Profesi
Publisher : Universitas Pendidikan Ganesha

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.23887/jap.v15i01.76598

Sektor pariwisata merupakan salah satu sector yang paling terdampak oleh penyebarannya COVID-19. Kebijakan pembatasan mobilisasi warga menyebabkan keruntuhan besar di sektor pariwisata baik di tingkat domestik maupun internasional. Pembatasan mobilisasi masyarakat menyebabkan penangguhan perjalanan baik darat, laut dan udara dan jika berlangsung lama, perusahaan-perusahaan ini tentu akan menderita secara finansial. Dalam studi ini, penulis mempertimbangkan bagaimana pariwisata internasional di Negara ASEAN terpengaruh oleh Covid-19 dan apakah secara kausal saling mempengaruhi. Beberapa negara seperti Thailand dan Vietnam mengambil langkah-langkah yang tidak pasti tentang pembukaan kembali ekonomi untuk operasi bisnis dan sosial. Negara ASEAN menjadi fokus dalam penelitian ini dikarenakan Negara ASEAN khususnya Negara Asia tenggara memiliki peningkatan kasus COVID-19 yang lebih tinggi dibandingkan Negara lainnya. Dalam menganalisis dampak pandemic Covid-19 terhadap jumlah kunjungan wisatawan asing dari negara-negara ASEAN di Indonesia, penulis menggunakan data dari Badan Pusat Statistik (BPS) dan data tentang pandemic Covid-19 kami akses dari Our World in Data. Penulis menggunakan data bulanan dari periode bulan ke-3 tahun 2020 hingga bulan ke-12 tahun 2022. Variabel dependent yang digunakan dalam penelitian ini adalah kunjungan wisatan asing dari negara-negara ASEAN, dimana negara-negara ASEAN tersebut adalah Brunei Darussalam, Malaysia, Filipina, Singapura, Thailand, Vietnam, Laos, Kamboja, dan Myanmar. Sedangkan variabel independentnya adalah pandemic Covid-19 yang dproksi melalui empat variabel, yakni: total kasus, kasus baru, kematian baru, vaksinasi baru. Kemudian, variabel pendapatan per kapita adalah variabel control dalam penelitian ini.

Study of Institution Model of Micro Finance to Raise Children Opportunities of Poor Families for Having Higher Education: Perception and Effort of Poor Households Ashar, Khusnul; Susilo, Susilo; Fazaalloh, Al Muizzuddin
International Journal of Social and Local Economic Governance Vol. 2 No. 1 (2016)
Publisher : Institute of Research and Community Service, University of Brawijaya

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.21776/ub.ijleg.2016.002.01.4

The aim of this research is for making micro financial institution that is healthy and sustainable with basic of local institution. Moreover, this research encourages the children of poor families to continue study to higher education. This research is performed within 3 years in Malang Regency. On the first year, this research identified the perception of poor families. The kinds of the perception are the role of higher education, the effort for preparing the future of children, and how far the role of local finance institution. The sample used in this research are 100 units of poor households which are taken purposively and analyzed with frequency distribution method. This research found that: (1) poor families have positive perception about higher education, (2) the majority of poor families (97%) have desired the children could continue study to higher education, (3) the motivation of poor families to get the children continue the study to higher education basically based on the better of childrenâ€™s future, better knowledge, and better job, (4) Specifically, the efforts of poor families to make the children could continue to higher education are to save more income, to do more hard work, to give motivation to the children, and to find scholarships, (5) the role of local finance institution like cooperation is very small to support poor families to make the children to continue their study.Keywords: Micro finance institution, Poverty, Higher Education

Study of Institution Model of Micro Finance to Raise Children Opportunities of Poor Families for Having Higher Education: Getting Higher Education and The Local Institutions Ashar, Khusnul; Susilo, Susilo; Fazaalloh, Al Muizzuddin
International Journal of Social and Local Economic Governance Vol. 3 No. 2 (2017)
Publisher : Institute of Research and Community Service, University of Brawijaya

Show Abstract | Download Original | Original Source | Check in Google Scholar

The aim of this research is for making micro financial institution that is healthy and sustainable with basic of local institution. Moreover, this research encourages the children of poor families to continue study to higher education. This research is performed within 3 years in Malang Regency. In this second year terms, the main aim of this research are : To explore more about the relation of the determinant of variables which influence the successful of poor households children to pursue study in higher education level with the existing of local economic institutions. Methodology applied in this research mainly qualitative approach. This study found that there are three main factors influencing poor households that are success to educate their children in higher education. First, the support or motivation from their children self. Second, the situation that makes children have to go to higher education. Third, the supports from their parents and family. There are three local social-economy institutions that are exist, namely: pengajian tahlil, arisan, and cooperation. The highest intensity that is followed by people sampled is pengajian tahlil and arisan. Local economy institutions that can help financial problem of poor households are arisan and brothers or family. Cooperation gets less attention from people because there is any doubtful of the peopleâ€™s ability to pay installment regularly.Keywords: Micro finance institution, Poverty, Higher education

FAKTOR-FAKTOR YANG MEMPENGARUHI PENERIMAAN PAJAK HOTEL DI KABUPATEN/KOTA PROVINSI JAWA TIMUR Pracelia, Yonanda Annisa; Fazaalloh, Al Muizzuddin
Journal of Development Economic and Social Studies Vol. 3 No. 2 (2024)
Publisher : Fakultas Ekonomi dan Bisnis Universitas Brawijaya

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.21776/jdess.2024.03.2.25

The regencies/cities in the East Java Province are among the regions that possess diverse and significant potential for tourism and local resources or wealth. This research aims to determine the influence of the number of hotels, the number of tourists, the number of hotel rooms, and economic growth on hotel tax revenue in the regencies/cities of East Java Province. In this study, the chosen method is quantitative method with panel data regression analysis. The research results indicate that the Number of Hotels, Number of Hotel Rooms, and Economic Growth have a positive and significant impact on hotel tax revenue in the Districts/Cities of the East Java Province. Meanwhile, the Number of Tourists does not have a effect on hotel tax revenue in the Districts/Cities of the East Java Province.

The Impact Of Mobile Phone Ownership On Farmers' Income: Evidence From Microdata In Indonesia Fazaalloh, Al Muizzuddin; Prestianawati, Silvi Asna; Athoillah, Moh.
JIMAT (Jurnal Ilmiah Mahasiswa Akuntansi) Undiksha Vol. 15 No. 03 (2024): Jurnal Ilmiah Mahasiswa Akuntansi
Publisher : Universitas Pendidikan Ganesha

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.23887/jimat.v15i03.77880

Farmers in Indonesia play a crucial role in providing staple foods for the community. However, the welfare of farmers remains an unresolved issue to date. With the advancement of technology, collaboration between agricultural activities and the utilization of technology such as mobile phones should be possible, which can increase farmers' income. This study aims to analyze how mobile phone ownership among farmers can improve the welfare of farmers in Indonesia. Using microdata sourced from the World Bank's Global Financial Inclusion Index, this research employs Ordered Logistic Regression to analyze the data. The results of the data analysis indicate a significant tendency of variables such as gender, age, farmers' residential location, and savings behavior towards increasing farmers' income associated with farmers' mobile phone ownership. With the significance generated from these variables, this study can serve as a basis for agricultural stakeholders and policymakers to determine more beneficial agricultural strategies and strengthen policies that can improve farmers' welfare in the current digital era.

DAMPAK PERTUMBUHAN EKONOMI DAN PERDAGANGAN INTERNASIONAL TERHADAP KEMISKINAN DI NEGARA BERKEMBANG PADA ERA PANDEMI COVID-19 Anggraini, Margareta Rina; Fazaalloh, AL Muizzuddin
Journal of Development Economic and Social Studies Vol. 3 No. 4 (2024)
Publisher : Fakultas Ekonomi dan Bisnis Universitas Brawijaya

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.21776/jdess.2024.03.4.01

This research aims to analyze the impact of economic growth and international trade on poverty in developing countries during the Covid-19 pandemic era. This research uses panel data with a random effect model. The period of this research was during the pandemic (2020-2022). The results of this research show that economic growth has a significant impact on reducing poverty in developing countries during the Covid-19 pandemic era. Exports have had a significant impact on reducing poverty in developing countries in the era of the Covid-19 pandemic. Imports do not have a significant impact on poverty in developing countries during the Covid-19 pandemic era

Missing Pieces: The Stunting Challenges by Single Mothers in Indonesia Khusaini, Moh.; Fazaalloh, Al Muizzuddin; Finuliyah, Firdaus
WIDYAKALA JOURNAL : JOURNAL OF PEMBANGUNAN JAYA UNIVERSITY Vol 12, No 1 (2025): Urban Lifestyle and Urban Development
Publisher : Lembaga Penelitian dan Pengabdian kepada Masyarakat UPJ

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.36262/widyakala.v12i1.1142

Child stunting remains a significant health issue in Indonesia, particularly within single-mother households facing socioeconomic challenges. This study aims to analyze the impact of single-mother status on child stunting prevalence while evaluating other socioeconomic factors such as educational level, poverty status, and access to basic facilities. The research employs descriptive statistics, multinomial logistic regression, and binary logistic regression methods with SUSENAS 2022. The findings reveal that single-mother status, especially in the divorced while living and divorced due to death categories, significantly increases the risk of child stunting. Additionally, factors such as low maternal education, employment in informal sectors, and limited access to proper sanitation increase stunting prevalence. This study highlights the urgency of integrated policies to support single mothers through improved education, access to stable employment, and enhanced infrastructure to reduce stunting and improve the quality of life for children in vulnerable households. Furthermore, to improve the quality of life of children in each household, debriefing related to nutrition can be carried out for mothers. Thus, problems related to the prevalence of stunting can be minimized, especially from single mothers.

Flypaper Effect Analysis Based on Fiscal Independence Index Mapping of 2014-2023 Period Nuriyah, Aulia Shinta; Fazaalloh, Al Muizzuddin
Journal of Development Economic and Social Studies Vol. 4 No. 3 (2025)
Publisher : Fakultas Ekonomi dan Bisnis Universitas Brawijaya

Show Abstract | Download Original | Original Source | Check in Google Scholar

The urgency of this research relates to one of the issues raised in the RPJMN 2020–2024 regarding decentralization and regional independent, namely the high dependence of local govenrments on transfer funds and the fiscal independence disparity among regions, as highlighted in the review report by the BPK RI. The objective of this study is to analyze the presence or absence of the flypaper effect based on the mapping of the fiscal independence index in provincial governments categorized as not yet independent, towards independence, and independent. Using purposive sampling, the study selected 33 provinces during the 2014–2023 period. The research utilized secondary data from DJPK Ministry of Finance, and applied a panel data multiple linear regression method. The result that flypaper effect occurs in provinces classified as not yet independent, whereas it does not occur in provinces categorized as towards independence and independent. This research provides empirical evidence that the flypaper effect does not occur uniformly across Indonesia. Moreover, this study contributes to filling the research gap by applying a new approach in analyzing the flypaper effect through the classification of provinces based on fiscal independence index mapping.

Capital Adequacy Ratio, Third-Party Funds and Interest Rates Impact on Profitability Muhammad Ja'far Shiddiq; Fazaalloh, Al Muizzuddin
Contemporary Studies in Economic, Finance and Banking Vol. 4 No. 2 (2025)
Publisher : Fakultas Ekonomi dan Bisnis Universitas Brawijaya

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.21776/csefb.2025.04.2.04

The profitability of banks in the KBMI IV group, which dominates nearly half of Indonesia's banking assets, plays a crucial role in the stability and performance of the national financial system. This study aims to analyze the effect of Capital Adequacy Ratio (CAR), Third-Party Funds (DPK), and Interest Rates on the profitability of KBMI IV banks in Indonesia using Return on Assets (ROA) as the profitability proxy. Employing a quantitative approach with panel data regression analysis from 2012 to 2022, the study used the Fixed Effect Model (FEM) as the optimal estimation technique. The findings show that CAR has no significant effect on ROA, DPK has a negative and significant effect, while Interest Rate positively and significantly affects ROA. Simultaneously, all three variables jointly influence profitability. These results suggest that having a large capital base or deposit fund alone is not sufficient to enhance bank performance unless accompanied by strategic allocation and efficient management. The implication is that banks need integrated financial strategies that balance risk, optimize capital use, and respond effectively to interest rate movements to ensure long-term profitability and financial resilience.

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