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All Journal Islamic Ecomonics Journal Elkawnie HUMAN FALAH: Jurnal Ekonomi dan Bisnis Islam Al Tijarah At-Tawassuth: Jurnal Ekonomi Islam Journal of Sharia Economics JIHBIZ :Global Journal of Islamic Banking and Finance. JIMEBIS
Farid Fathony Ashal
Universitas Islam Negeri Ar-Raniry Banda Aceh
Religion Humanities Biochemistry, Genetics & Molecular Biology Decision Sciences, Operations Research & Management Economics, Econometrics & Finance Engineering Social Sciences

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HUBUNGAN ANTARA GRATITUDE DENGAN KETERIKATAN KERJA PADA KARYAWAN PT. BANK ACEH SYARIAH CABANG JANTHO Feny Ghaisani; Farid Fathony Ashal; Ismail Rasyid Ridha
Journal of Sharia Economics Vol 3 No 2 (2022): Islamic Finance
Publisher : Program Studi Magister Ekonomi Syariah UIN Ar-Raniry

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.22373/jose.v3i2.1995

Abstract

This study was conducted to determine the relationship between gratitude and work engagement on employees of PT. Bank Aceh Syariah Jantho Branch. The study used a quantitative approach based on primary data (through a questionnaire) with a total sample of 42 employees of PT. Bank Aceh Syariah Jantho Branch with saturation sampling technique. Data analysis using Pearson Correlation test. The results showed that the relationship between the variables of gratitude and work engagement showed a positive and strong direction as seen from the correlation value of r 0.762 and there was a significant relationship between gratitude and work attachment to employees, with a significance value of p 0.00 < 0.01, the higher the gratitude possessed employees the higher their work engagement will be. Keywords: Gratitude, Work Engagement, Employees
PENGARUH KUALITAS LAYANAN MOBILE BANKING TERHADAP KEPUASAN NASABAH BANK ACEH SYARIAH DI KECAMATAN KUTA ALAM Intan Diva; Farid Fathony Ashal; Ismail Rasyid Ridha
Journal of Sharia Economics Vol 3 No 2 (2022): Islamic Finance
Publisher : Program Studi Magister Ekonomi Syariah UIN Ar-Raniry

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.22373/jose.v3i2.2080

Abstract

Mobile banking services answer all the needs of customers in digital transactions, but also have problems with the lack of service features offered, so that they are not in line with customer expectations. The purpose of this study is to reveal the effect of mobile banking service quality on customer satisfaction at Bank Aceh Syariah in Kuta Alam District. This study uses a quantitative approach. The results showed that the quality of mobile banking services had a positive and significant effect on customer satisfaction, based on the coefficient of determination (R2) test, it was obtained at 0.400 which means that the variable (X) of service quality can partially explain the relationship with the customer satisfaction variable (Y) by 40% and the remaining 60%. , explained by other variables not explained in this study. Keywords: Service Quality, Customer Satisfaction, Mobile Banking
PENGARUH KETERSEDIAAN FITUR DAN PERSEPSI RISIKO TERHADAP MINAT NASABAH MENGGUNAKAN MOBILE BANKING PADA BANK SYARIAH INDONESIA KANTOR CABANG PEMBANTU ULEE KARENG Ulfanazirah; Farid Fathony Ashal; Ismail Rasyid Ridha
Journal of Sharia Economics Vol 3 No 2 (2022): Islamic Finance
Publisher : Program Studi Magister Ekonomi Syariah UIN Ar-Raniry

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.22373/jose.v3i2.2105

Abstract

The existence of Mobile Banking has a positive impact on the user because it drives transactions easier. This study aimed to specify the effect of feature availability and risk perception on customers' wishes to use Mobile Banking at BSI KCP Ulee Kareng. This study utilizes a quantitative research method with a purposive sampling technique in the form of distributing 65 questionnaires to the BSI KCP Ulee Kareng customers and utilizing multiple linear regression analysis techniques. The results show that the availability of features partially has an effect, while the other, risk perception, does not affect customers' wishes. However, the availability of features and risk perceptions simultaneously affect customers' wishes to use Mobile Banking. Keywords: Feature Availability, Risk Perception, and Customer Interest in Using Mobile Banking
Analisis Pemberhentian Penyaluran Zakat Produktif Bergulir Di Baitul Mal Seri Murni; Farid Fathony Ashal; Rosmiana R
Jurnal Ilmiah Mahasiswa Ekonomi dan Bisnis Islam Vol 3 No 2 (2022)
Publisher : Fakultas Ekonomi dan Bisnis Islam, Universitas Islam Negeri Ar-Raniry Banda Aceh

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.22373/jimebis.v3i2.261

Abstract

This study aims to determine the background or consideration of the distribution of revolving productive zakat in the form of machine and boat rickshaws and to analyze the causes of the dismissal of revolving productive zakat transfers in the Baitul Mal City of Banda Aceh. This type of qualitative research, data validity techniques using triangulation method, then using descriptive analysis. As for the background or consideration of the distribution of productive zakat in the form of machine rickshaws, that is first, the machine rickshaw is one of the transportation needed by the community after the tsunami, secondly, mustahik requires a lot of machine rickshaws to run its business and thirdly, the becak driver is easily run by mustahik. Then the distribution of aid in the form of a boat to help mustahik who live in coastal areas and work in the ocean. The cause of the dismissal of productive zakat distribution is first, problematic financing or bad financing. Second, the distribution of productive zakat in the form of a pedicab is stopped to avoid traffic congestion.
Pilar dan Karakteristik Pasar Dalam Ekonomi Islam Farid Fathony Ashal
Islamic Economics Journal Vol. 6 No. 2 (2020)
Publisher : University of Darussalam Gontor

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (410.932 KB) | DOI: 10.21111/iej.v6i2.4707

Abstract

This article aims to examine the concept of the market in Islamic literature that had been practised by the classical period. The method used in this study is qualitative research with a literature study approach. The results of this study proved that Islamic literature had provided the application of market concepts which include pillars and characteristics as signs in market management, price mechanism, and avoiding from usury, gharar, maisir. The well functioning of the market has an important role in human life, yet that Islamic doctrine provided the constructive rules as an effort to purify the process of transferring property and goods from just and civilized public relations.
PENGARUH LOKASI, KUALITAS PELAYANAN DAN PROSEDUR PEMBIAYAAN TERHADAP KEPUTUSAN NASABAH DALAM MENGAMBIL PEMBIAYAAN KONSUMTIF MULTIGUNA PADA BANK ACEH CAPEM KAMPUNG AIE SIMEULUE Yuyun Nanik Rahayu; Farid Fathony Ashal; Akmal Riza
Journal of Sharia Economics Vol 4 No 1 (2023): Islamic Finance
Publisher : Program Studi Magister Ekonomi Syariah UIN Ar-Raniry

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.22373/jose.v4i1.2396

Abstract

Keputusan nasabah mengambil pembiayaan tentunya diawali dengan kesadaran dalam pemenuhan kebutuhan. Penelitian ini bertujuan untuk mengetahui pengaruh lokasi, kualitas pelayanan, dan prosedur pembiayaan terhadap keputusan nasabah mengambil pembiayaan konsumtif multiguna pada Bank Aceh Capem Kampung Aie. Penelitian menggunakan analisis regresi linier berganda menggunakan program SPSS. Teknik pengambilan sampel probability sampling jenis simple random sampling diperoleh jumlah sampel sebanyak 84 nasabah. Hasil penelitian secara parsial hanya lokasi yang tidak berpengaruh terhadap keputusan nasabah, sedangkan variabel kualitas pelayanan dan prosedur pembiayaan berpengaruh terhadap keputusan nasabah dalam mengambil pembiyaan. Namun secara simultan seluruh variabel bebas berpengaruh terhadap variabel terikat.
Transaksi Pembiayaan Qardhul Hasan: Impact Keuangan Islam dalam Ekonomi Ril Farid Fathony Ashal; Teuku Syifa Fadrizha Nanda
Al Tijarah Vol. 4 No. 1 (2018): Al Tijarah | June
Publisher : University of Darussalam Gontor

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.21111/tijarah.v4i1.2431

Abstract

Kajian ini mempelajari kesesuaian model Pembiayaan yang dipraktikkan oleh masyarakat Lambaet, Aceh Besar dengan skema akad Qardhul Hasan. Selain itu, kajian ini juga menguraikan dampak pembiayaan tersebut terhadap kondisi sosial ekonomi masyarakat sekitar. Penelitian di lakukan dengan metode kualitatif dengan pendekatan eksploratif, dimana data diperoleh melalui wawancara mendalam terhadap pengelola dan masyarakat yang menjalani pembiayaan untuk menentukan apakah praktik pembiayaan sesuai dengan skema akad Qardhul Hasan. Pendekatan ini juga digunakan untuk mendapatkan data terkait dampak terhadap peningkatan nilai sosial kemasyarakatan. Disamping itu, penulis juga melakukan observasi terhadap dokumen-dokumen pencatatan pengelola pembiayaan serta kajian literatur terkait aqad Qardhul Hasan untuk memperkuat hasil analisis. Hasil analisis menunjukkan bahwa model pembiayaan yang dijalankan sesuai dengan skema akad Qardhul Hasan. Skema pembiayaan yang dijalankan turut membuka serta meningkatkan lapangan kerja bagi masyarakat, meningkatkan kesejahteraan masyarakat dalam jangka panjang, terbentuknya iklim tolong-menolong dalam kebaikan, dan terciptanya suatu komunitas masyarakat yang sadar akan bahaya riba serta menolak segala bentuk tawaran pinjaman ribawi. Artikel ini merekomendasikan untuk dilakukan regenerasi pengelolaan Qardhul Hasan, agar sistem pembiayaan ini dijalankan berjalan terus-menerus dan berkesinambungan.
Co-Authors Akmal Riza arif Evy Iskandar Feny Ghaisani Gunawan Adnan Intan Diva Ismail Rasyid Ridha Isnaliana Isnaliana Mifthahul Jannah Mulkan Fadhli Mutia Riska nada nafisah Raudhatul jannah Irfan Riza Aulia Riza Aulia Rosmiana R Seri Murni Supar Wasesa Teuku Syifa Fadrizha Nanda Ulfanazirah Yuyun Nanik Rahayu