Article Per Year (5 Year)
p-Index From 2021 - 2026
3.516
P-Index
This Author published in this journals
All Journal E-Dimas: Jurnal Pengabdian kepada Masyarakat Jurnal Ilmiah Ekonomi Islam Liquidity: Jurnal Riset Akuntansi dan Manajemen Nyimak: Journal of Communication EKONOMIS : Journal of Economics and Business Al-Mashrafiyah : Jurnal Ekonomi, Keuangan, dan Perbankan Syariah Al Qalam: Jurnal Ilmiah Keagamaan dan Kemasyarakatan Jurnal Ekonomi Co-Value : Jurnal Ekonomi, Koperasi & Kewirausahaan Journal of International Conference Proceedings Indo-Fintech Intellectuals: Journal of Economics and Business Al-Kharaj: Jurnal Ekonomi, Keuangan & Bisnis Syariah
Widana, Gusti Oka
Institut Teknologi Dan Bisnis Ahmad Dahlan Jakarta
Agriculture, Biological Sciences & Forestry Humanities Decision Sciences, Operations Research & Management Economics, Econometrics & Finance Electrical & Electronics Engineering Environmental Science Industrial & Manufacturing Engineering Languange, Linguistic, Communication & Media Law, Crime, Criminology & Criminal Justice Social Sciences

Published : 26 Documents Claim Missing Document
Claim Missing Document
Check
Articles

Found 26 Documents
Search

 1   2   3 
Identifying factors that influence the use of information system applications: Study at BAZNAS throughout East Kalimantan Lastari, Hilda; Widana, Gusti Oka
Jurnal Ilmiah Ekonomi Islam Vol 10, No 3 (2024): JIEI : Vol.10, No.3, 2024
Publisher : ITB AAS INDONESIA Surakarta

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.29040/jiei.v10i3.15027

Abstract

SIMBA is a web-based application that is currently being updated with technological advances that have been adjusted to the needs of Amil Zakat institutions nationally. SIMBA can present financial statements that comply with Zakat accounting standards (PSAK 109). However, SIMBA has yet to be used optimally to present financial statements. This study aims to analyse the factors that influence users to use SIMBA. The research was conducted at BAZNAS in East Kalimantan using TAM, which was extended with the SEM-PLS equation model with the SmartPLS v.4 programme. Data was taken from as many as 48 respondents through questionnaires distributed online. This research wants to emphasize the importance of the habit and system quality factors. Although the habit factor is individual in nature, organizations can still intervene, for example through training and improving the quality of human resources to be able to implement the application. Meanwhile, System Quality is because the SIMBA system is basically Top Down, so BAZNAS cannot do anything and only accepts it.
Semiotic Analysis of the Commodification of Islamic Teachings in Sharia Bank Advertisements in Indonesia El Ghiffary, Lazuardi; Widana, Gusti Oka
Nyimak: Journal of Communication Vol 7, No 2 (2023): Nyimak: Journal of Communication
Publisher : Faculty of Social and Political Science, Universitas Muhammadiyah Tangerang

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.31000/nyimak.v7i2.9014

Abstract

This research aims to analyze the semiotics of the commodification of Islamic teachings in Islamic bank advertising in Indonesia. The research focuses on using C. S. Pierce’s semiotics approach to analyzing and explaining three main aspects: the meaning of Islamic signs in bank advertisements, the commodification of Islamic teachings, and the pattern of commodification of Islamic teachings in advertisements of BCA Syariah, Bank Mega Syariah, BSI, and BTPN Syariah. The research method employed is qualitative research that involves three key informants and three main informants. The data collected is analyzed using triangulated data interpretation to get a deeper sense. His findings  from that research revealed several important points. First, it is clear that the meaning of Islamic signs in Islamic bank advertisements in Indonesia does not clearly depict any Islamic symbols. This raises questions about the authenticity of that commitment of the Islamic bank with Islamic principles in its advertisements. Second, the semiotic analysis shows that the message structure, format, content, and source of the Islamic bank advertisements in Indonesia are inconsistent incorporating signs or symbols that represent Islamic teachings. This suggests that this advertising focuses again on business and marketing aspects more precisely than conveying Islamic values to the public. Third, it identified a pattern of commodification in this study not directly related to Islamic teachings but rather connected to its enhanced dual role of employees in Islamic banking. This suggests that in the process of commodification, factors e.g., labor became again dominant rather than religious values it should be the main focus of the Islamic bank. This research provides a deeper understanding than that of the commodification of Islamic teachings in Islamic bank advertising in Indonesia. These findings could serve as a basis for critiquing the marketing practices of Islamic banks and reconsidering the application of Islamic values in their marketing strategies.Keywords: C.S. Pierce semiotics, commodification of Islamic teachings, advertising for Islamic banks ABSTRAKPenelitian ini bertujuan untuk menganalisis semiotika mengenai komodifikasi ajaran Islam pada iklan bank syariah di Indonesia. Fokus penelitian menggunakan pendekatan semiotika CS Pierce untuk menganalisis dan menjelaskan tiga aspek utama, yaitu makna tanda syariah pada iklan bank, komodifikasi ajaran Islam, dan pola komodifikasi ajaran Islam pada iklan BCA Syariah, Bank Mega Syariah, BSI, dan BTPN Syariah. Metode penelitian yang digunakan ialah penelitian kualitatif dengan melibatkan tiga informan kunci dan tiga informan utama. Data yang dikumpulkan dijelaskan menggunakan interpretasi data triangulasi untuk mendapatkan pemahaman lebih mendalam. Hasil penelitian menunjukkan beberapa temuan penting. Pertama, pemaknaan tanda syariah pada iklan bank syariah di Indonesia terbukti tidak ada tanda syariah yang ditampilkan dengan jelas. Hal ini menimbulkan pertanyaan mengenai keaslian komitmen bank-bank syariah terhadap prinsip-prinsip Islam dalam iklan mereka. Kedua, analisis semiotika menunjukkan bahwa struktur pesan, format pesan, isi pesan, dan sumber pesan pada iklan bank syariah di Indonesia tidak memuat tanda atau simbol yang secara konsisten menggambarkan ajaran Islam. Hal ini mengindikasikan bahwa iklan-iklan tersebut lebih fokus pada aspek bisnis dan pemasaran daripada menyampaikan nilai-nilai Islam pada masyarakat. Ketiga, pola komodifikasi yang ditemukan dalam penelitian ini bukan terkait dengan ajaran Islam, melainkan terkait dengan peningkatan peran ganda karyawan perbankan syariah. Hal ini menunjukkan bahwa dalam proses komodifikasi, faktor-faktor seperti tenaga kerja menjadi lebih dominan daripada nilai-nilai agama yang seharusnya menjadi fokus utama bank syariah. Penelitian ini memberikan pemahaman yang lebih mendalam tentang komodifikasi ajaran Islam pada iklan bank syariah di Indonesia. Temuan-temuan ini dapat menjadi dasar untuk mengkritisi praktik pemasaran bank syariah dan mempertimbangkan ulang penerapan nilai-nilai Islam dalam strategi pemasaran mereka.Kata Kunci: Semiotika C.S. Pierce, komodifikasi ajaran Islam, Iklan bank syariah
FAKTOR-FAKTOR MAKRO EKONOMI PENGARUHNYA TERHADAP INDEKS HARGA SAHAM GABUNGAN (STUDI KASUS PADA BURSA EFEK INDONESIA TAHUN 2017 - 2023) Juniar, Aldo Ghaffar; Rudianto, Dudi; Widana, Gusti Oka
Indo-Fintech Intellectuals: Journal of Economics and Business Vol. 5 No. 2 (2025): Indo-Fintech Intellectuals: Journal of Economics and Business (2025)
Publisher : Lembaga Intelektual Muda (LIM) Maluku

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.54373/ifijeb.v5i2.3399

Abstract

Penelitian ini bertujuan untuk membuktikan pengaruh determinan faktor-faktor makro ekonomi, khususnya inflasi, nilai tukar rupiah, pertumbuhan ekonomi dan indeks S&P500, terhadap Indeks Harga Saham Gabungan (IHSG) di Bursa Efek Indonesia (BEI). Periode yang digunakan dalam penelitian ini adalah 7 (tujuh) tahun dengan data time series bulanan, mulai dari Januari 2017 hingga Desember 2023. Jenis penelitian ini adalah penelitian asosiatif kausal dengan menggunakan metode kuantitatif. Objek pada penelitian ini yaitu Indeks Harga Saham Gabungan (IHSG), inflasi, nilai tukar rupiah, pertumbuhan ekonomi, dan indeks S&P500. Data yang digunakan adalah data sekunder. Hasil pengujian menggunakan teknik analisis Regresi Linier Berganda ini menunjukkan bahwa inflasi, nilai tukar rupiah, pertumbuhan ekonomi dan indeks S&P500 secara simultan berpengaruh positif signifikan terhadap Indeks Harga Saham Gabungan (IHSG). Secara parsial, inflasi, nilai tukar rupiah, pertumbuhan ekonomi berpengaruh positif dan signifikan terhadap IHSG, sedangkan indeks S&P500 memiliki pengaruh positif namun tidak signifikan kepada IHSG pada periode Januari 2017 – Desember 2023. Artinya, setiap kenaikan atau penurunan nilai inflasi, nilai tukar rupiah, dan pertumbuhan ekonomi sejalan dengan kenaikan atau penurunan nilai IHSG. Sedangkan setiap kenaikan atau penurunan nilai indeks S&P500 cenderung tidak memengaruhi setiap kenaikan maupun penurunan nilai IHSG.
Sharia-Based Tourism Management in Improving Community Income in Teluk Bakau Village, Riau Islands Province Helianto; Pakkanna, Mukhaer; Aditya, Mochammad Yana; Widana, Gusti Oka; Amelia, Amie
Al-Mashrafiyah (Jurnal Ekonomi, Keuangan dan Perbankan Syariah) Vol 9 No 1 (2025)
Publisher : Universitas Islam Negeri Alauddin Makassar

Show Abstract | Download Original | Original Source | Check in Google Scholar

Abstract

Tourism plays an important role in regional economic growth. Sharia-based tourism is increasingly developing as a tourism model that prioritizes Islamic principles in service and destination management. This concept not only attracts Muslim tourists but also opens up economic opportunities for local communities. Teluk Bakau Village in Gunung Kijang District, Bintan Regency, has great potential in developing sharia-based maritime tourism with supporting natural resources and local wisdom. This study aims to analyze the management of sharia-based tourism in Teluk Bakau Village and its impact on local community income. A qualitative approach with a phenomenological method was used in this study. Data were collected through interviews with tourists and business actors in the tourist area. Data analysis was carried out using the data reduction method to see the relationship between sharia tourism and community income. The results of the study show that sharia-based tourism management has been implemented in several aspects, such as providing facilities in accordance with sharia principles such as Sharia principles in providing facilities include the existence of adequate places of worship, provision of halal food and drinks. However, obstacles are still encountered in promotion and supporting infrastructure. The implications of this research emphasize the importance of government support and cooperation between business actors and the community in developing sustainable sharia tourism that has a positive impact on the local economy.
Faktor-Faktor yang Mempengaruhi Keputusan Konsumen dalam Memilih Perumahan Syariah Non-Bank Swarman, Gema Fatri; Widana, Gusti Oka
Ekonomis: Journal of Economics and Business Vol 8, No 2 (2024): September
Publisher : Universitas Batanghari Jambi

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.33087/ekonomis.v8i2.1584

Abstract

This study aims to analyze the influence of Sharia PPR characteristics, knowledge, and religiosity factor on consumer decision in choosing non-bank sharia housing. This type of research is a quantitative research with descriptive method. The respondents of this study is consumers of Sharia Housing of Aster Village Ciwastra (AVC) with a total sample of 172 peoples who were selected proportionall and the data collection is using questionnaire. The verification of variables using multiple regression and the significance testing used t test (partial) and F test (simultaneous). The results of the influence test, where partially the characteristics of sharia PPR, knowledge, and religiosity factor affect consumer decision in choosing non-bank sharia housing, with the contribution of each sharia PPR characteristic of 34.37%, knowledge factor of 16.58%, and the religiosity factor is 18.02%. Simultaneously, the characteristics of sharia PPR, knowledge and religiosity affect consumer decision in choosing non-bank sharia housing, with a contribution value of 83.70%. Based on the findings, if the characteristics of sharia PPR, knowledge factor and religiosity factor are increased simultaneously, it will be followed by an increase in consumer decision to choose non-bank sharia housing.
Kajian Mengenai Faktor-faktor yang dapat Mendorong Peningkatan Product Holding Ratio Armalisa Dwi Yani; Gusti Oka Widana
Al-Kharaj: Jurnal Ekonomi, Keuangan & Bisnis Syariah Vol. 7 No. 10 (2025): Al-Kharaj: Jurnal Ekonomi, Keuangan & Bisnis Syariah
Publisher : Intitut Agama Islam Nasional Laa Roiba Bogor

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.47467/alkharaj.v7i10.9044

Abstract

The Research examines the factors that can drive an increase in the Product Holding Ratio at Bank Syariah Indonesia, especially in the Jambi branch. The Product Holding Ratio is an important indicator in assessing the performance of banking products, which reflects how many products are owned by customers. This study uses a qualitative method with in-depth interviews with various informants, including branch managers and brand managers, to identify factors that contribute to an increase in the Product Holding Ratio. The results of the study indicate that there are several key factors that can drive an increase in the Product Holding Ratio, including sharia financial literacy, service quality, and effective marketing strategies. Low financial literacy in the community is a major challenge, where only around 38% of the community understands financial products well. Therefore, intensive financial education through seminars, workshops, and social media is needed to improve customer understanding of sharia products. In addition, good service quality also contributes significantly to customer loyalty. Research shows that customers who are satisfied with the services provided tend to use more products. The application of digital technology in banking services is also an important factor, where the use of user-friendly mobile banking applications can increase customer convenience in accessing services. Effective marketing strategies, including digital marketing and collaboration with local communities, are also a major focus in increasing the Product Holding Ratio. By establishing partnerships with educational institutions and community organizations, banks can expand their reach and increase public trust in the products offered. Overall, this study provides in-depth insight into the factors that can increase the Product Holding Ratio at Bank Syariah Indonesia, Jambi branch. The results of this study are expected to be a reference for bank management in formulating more effective strategies to increase the Product Holding Ratio and strengthen the bank's position in the Islamic banking market.
Pengembangan Model Manajemen Risiko Terintegrasi untuk Inovasi Digital Perbankan Syariah Waliyudin; Gusti Oka Widana
Jurnal Ilmiah Ekonomi Islam Vol. 11 No. 06 (2025): JIEI : Vol. 11, No. 06, 2025
Publisher : ITB AAS INDONESIA Surakarta

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.29040/jiei.v11i06.18504

Abstract

This study aims to formulate and propose a comprehensive, integrated risk management model to address the challenges of digital innovation in Islamic banking. This research is motivated by the emergence of hybrid risk profiles and a significant governance gap resulting from siloed risk management practices among the IT Division, the Risk Management Division, and the Sharia Supervisory Board (DPS). This study employs a descriptive qualitative method using a library research approach. Data was collected through a documentary analysis of existing literature, encompassing scientific journals, industry standards (COSO ERM, COBIT), Sharia standards (AAOIFI, DSN-MUI Fatwas), and banking regulations (POJK). Data analysis was conducted via critical synthesis, focusing on gap analysis within existing frameworks to construct a new conceptual model. The finding of this study is the "Integrated Sharia Digital Risk Management" (MR-DST) model. This model is built on three main pillars: (1) Integrated Governance, which integrates the role of the DPS into the technology development lifecycle and the IT risk committee; (2) Holistic Risk Assessment Process, which combines Technology Risk Assessment (TRA) and Sharia Compliance Risk Assessment (SCRA) from the product ideation phase; and (3) Cross-Functional Human Resource Capacity, which emphasizes digital literacy for the DPS and Sharia literacy for the IT team. This model offers a proactive framework through a synthesis between the IT risk framework (COBIT) and Sharia governance frameworks (AAOIFI/DSN-MUI).
Konstruksi Konsep Budaya Risiko Islami dalam Manajemen Risiko Operasional Lembaga Keuangan Syariah Siti Handayaningsih; Gusti Oka Widana
Jurnal Ilmiah Ekonomi Islam Vol. 11 No. 06 (2025): JIEI : Vol. 11, No. 06, 2025
Publisher : ITB AAS INDONESIA Surakarta

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.29040/jiei.v11i06.18582

Abstract

This research aims to construct the concept of Islamic Risk Culture (IRC) as a response to the limitations of the conventional Risk Culture (RC) model. Conventional RC is considered compliance-based and oriented toward materialism, which is inconsistent with Islamic ethics. This approach contradicts Islamic business ethics founded on the principles of Tauhid and deontology. The IRC is proposed as a new conceptual framework (novelty) for Sharia Financial Institutions (LKS). The IRC integrates conventional RC pillars (Tone at the Top, Accountability, and Incentives) with Sharia values (Amanah, Shiddiq, and Justice/Maslahah) This integration results in Islamic operational concepts: Ethical Islamic Leadership (Qudwah), Internal Hisbah, and a Fair Reward and Punishment System. Amanah (trustworthiness, integrity, and responsibility) and Shiddiq (honesty, truthfulness, and transparency) are positioned as the Core Values of IRC. The primary goal is to achieve Maslahah (public welfare) and eliminate the highest spiritual risk. The main implication of the IRC is the reinforcement of operational risk prevention stemming from human failures (human errors and misconduct). The value of Amanah (integrity and responsibility) functions as an ex-ante behavioral control that prevents negligence or human errors at the First Line of Defense. Shiddiq (honesty and transparency) serves as the moral foundation for preventing behavioral deviations, such as fraud and creative accounting, by mandating the disclosure of factual and objective information. Ultimately, the IRC acts as an internal moral compass for every employee, consistently directing them toward honesty and responsibility.
Implementasi Manajemen Risiko Likuiditas Syariah untuk Menjaga Stabilitas Dana Pihak Ketiga (DPK) Nazhorie, Achmad; Gusti Oka Widana
Jurnal Ilmiah Ekonomi Islam Vol. 11 No. 06 (2025): JIEI : Vol. 11, No. 06, 2025
Publisher : ITB AAS INDONESIA Surakarta

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.29040/jiei.v11i06.18583

Abstract

The continuity of Islamic banking activities (BUS) is largely determined by the success of the collection of Third Party Funds (DPK) (Fitriani & Azizoma, 2022; Parenrengi & Hendratni, 2018; Utami, 2023). In addition to indicating the level of public trust (Jyana & Affandi, 2019; Wati & Fasa, 2024), deposits are a vital factor in boosting bank profitability (ROA) (Parenrengi & Hendratni, 2018; Saputri & Nursamsiyah, 2025; Sriyono, Dewi, Hidayati, & Maulida, 2023). However, banking institutions face the threat of Liquidity Risk which is very critical (Nelly, Siregar, & Sugianto, 2022). This risk arises due to the bank's inability to pay off all its financial obligations that have matured (Handayani, 2017; Nelly, Siregar, & Sugianto, 2022), thus being considered a serious threat that triggers bankruptcy ("bank killer") (Sultoni & Mardiana, 2021; Nelly, Siregar, & Sugianto, 2022). Therefore, the effective implementation of Sharia Liquidity Risk Management (MRLS) is absolutely necessary to ensure bank resilience (Adiyes Putra, Agus, & Saparuddin, 2023; Watts & Phase, 2024; Sultoni & Mardiana, 2021). However, there is a research gap (Capriani & Dana, 2016; Ichwan & Nafik, 2016; Sultoni & Mardiana, 2021) related to the correlation between deposits and liquidity levels. This inconsistency is reflected in findings that show insignificant results (Fitriani & Danisworo, 2020; Muslim & Mugiyati, 2025) and findings that indicate significant influence (Fitriani & Azizoma, 2022; Nursupian, 2025). Therefore, this study aims to, Describe and analyze the process of implementing MRLS (identification, measurement, monitoring, and control), Identify sharia-compliant instruments and strategies that are predominantly used, Explore the effectiveness of MRLS in maintaining deposit stability.
Analisis Konten Pemasaran Islami Pada Akun Instagram Siswa Siswi Sma Islam An Nizam Medan Gusti Oka Widana; Muhamad Umar Mucktar; Iin Gunawan
Jurnal Ilmiah Ekonomi Islam Vol. 9 No. 2 (2023): JIEI : Vol.9, No.2, 2023
Publisher : ITB AAS INDONESIA Surakarta

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.29040/jiei.v9i2.8051

Abstract

Access to social media has become a vital need around the world, especially for the younger generation. The Instagram platform is one of the most popular social media in Indonesia and is widely used by high school students. Therefore, the leadership of An Nizam Islamic High School (SMAI) Medan issued a directive for students to wisely use social media, especially Instagram and appealed to students to promote activities carried out at school with the aim of promoting the good name of the school institution, but still upholding Islamic values. Using content analysis of 33 posts by the students of An Nizam Islamic High School on Instagram during the January-March 2022 period, it was found that most of the students' posts were in accordance with the appeal of the SMAI An Nizam leadership. Most postings also use a soft-sell approach which according to the literature is more effective in marketing through social media. The significance of this study lies on the illustration of how social media can be used to Islamic compliance marketing content.
Co-Authors Abadi, Ahmad Aditya, Mochammad Yana Adiyanto Adiyanto Afrian Rachmawati Amelia, Amie Armalisa Dwi Yani Dudi Rudianto El Ghiffary, Lazuardi Erfan Bayu Saputra Hardiyanto, Yan HARYANTO, RIKO Helianto Humaira, Hilma Iin Gunawan Juniar, Aldo Ghaffar Lastari, Hilda Muchtar, Beni Muhamad Umar Mucktar Mukhaer Pakkanna Nazhorie, Achmad Rika Purwani Rika Purwani, Rika Siti Handayaningsih Supriyandi Supriyandi Swarman, Gema Fatri Waliyudin Zainal Potton