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All Journal EL-HIKMAH Conciencia Jesya (Jurnal Ekonomi dan Ekonomi Syariah) JPEK (Jurnal Pendidikan Ekonomi dan Kewirausahaan) Jurnal Ilmiah Profesi Pendidikan Tafkir: Interdisciplinary Journal of Islamic Education JURNAL ILMIAH GLOBAL EDUCATION Jurnal Al-Kharaj: Studi Ekonomi Syariah, Muamalah, dan Hukum Ekonomi Al-Hayat: Journal of Islamic Education
Muh. Azkar, Muh.
Jurusan PAI FITK IAIN Mataram
Religion Humanities Decision Sciences, Operations Research & Management Economics, Econometrics & Finance Education Languange, Linguistic, Communication & Media Mathematics Social Sciences Other

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Peran Guru dalam Membina Kerukunan Umat Beragama (Studi Pengembangan Kompetensi Sosial Guru Pendidikan Agama Islam SMAN 1 Pemenang Lombok Utara) Azkar, Muh.
EL-HIKMAH Vol 9, No 2 (2015): Desember
Publisher : JURUSAN PENDIDIKAN AGAMA ISLAM

Show Abstract | Download Original | Original Source | Check in Google Scholar

Abstract

 Guru adalah makhluk sosial yang dalam kehidupannya tidak bisa terlepas dari kehidupan sosial. Di tengah masyarakat yang plural baik dari segi agama ras, dan suku, maka guru sebagai tokoh harus terlibat dalam membina hubungan antarkelompok tersebut sebagaimana yang dilakukannya di sekolah pada peserta didik. Nilai-nilai pluralisme dan sikap toleransi yang diajarkan pada peserta didik di sekolah harus mampu ditransformasikan ke lingkungan masyarakat. Artikel ini menguraikan tentang pengembangan kompetensi sosial guru PAI SMAN 1 Pemenang Lombok Utara. Hasil penelitian menunjukkan bahwa guru PAI mampu berinteraksi dan menjalin kerjasama yang baik dengan masyarakat. Ini dibuktikan melaui kedudukan dan peran yang diberikan oleh masyarakat baik dalam bidang keagamaan maupun dalam bidang sosial kemasyarakatan. Sebagai tokoh agama, ia membimbing dan mendidik umat sesuai dengan tuntutan ajaran agama. Sedangkan sebagai tokoh masyarakat, ia adalah pengayom dan pelindung masyarakat.
CHARACTER EDUCATION-BASED ECOTOURISM DEVELOPMENT IN KERUJUK ECOTOURISM VILLAGE NORTH LOMBOK Azkar, Muh.; Noviani, Dwi; Muhammadi, Qasem
Conciencia Vol 24 No 1 (2024): Conciencia
Publisher : Pascasarjana Universitas Islam Negeri Raden Fatah Palembang

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.19109/yec2zv09

Abstract

This study aims to explain the efforts made by the Tourism Awareness Group (Pokdarwis) of Kerujuk Ecotourism Village in community-based character education. Efforts are based on the realization that building character that has concern for the preservation of the natural environment is very important through a systematic and synergistic educational process between school education and community education. The research method uses a qualitative approach, with a case study type. Data collection through observation, interviews and documentation of activities carried out by Pokdarwis and the community of Kerujuk Ecotourism Village. The results showed that the Pokdarwis of Kerujuk Ecotourism Village initiated and implemented things that lead to the formation of the character of a generation who cares about fellow humans and also the surrounding nature. Ecotourism development is carried out by involving various levels of society, government, religious leaders, community leaders, educational leaders, youth leaders, and school-age children. Activities that support character education are mutual cooperation, compensation for orphans and the elderly, and educational games.
Community Empowerment: Through The CAHAYA YBM PLN Village Program From The Educational Perspective In North Lombok Regency Hadi, Zahrul; Musawar, Musawar; Azkar, Muh.
Jurnal Ilmiah Profesi Pendidikan Vol. 8 No. 2 (2023): Mei
Publisher : Fakultas Keguruan dan Ilmu Pendidikan, Universitas Mataram

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.29303/jipp.v8i2.2485

Abstract

This research aims to investigate the community empowerment program through the CAHAYA YBM PLN Village Program from an educational perspective in North Lombok Regency. The research method used is qualitative with a case study approach. Data collection techniques include in-depth interviews with various stakeholders, participatory observation, and documentary study. Data analysis employs thematic analysis to identify major thematic patterns related to the impacts of the empowerment program. The findings indicate that the CAHAYA YBM PLN Village Program has significantly positive impacts on the local community. The program successfully enhances the quality of life by improving access to electricity, education, and skills training. In conclusion, this community empowerment program contributes significantly to enhancing local capacity in managing resources sustainably. The implications of this research underscore the need for continuous support for community empowerment programs like CAHAYA YBM PLN to ensure the sustained benefits for the community.
Analisis Pengaruh Tingkat Kesehatan Bank terhadap Profitabilitas (Studi Kasus pada Bank NTB Syariah Tahun 2020-2022) Subangkit, Joko; Mulhimmah, Baiq Ratna; Azkar, Muh.; Amini, Titik Husnawati
JPEK: Jurnal Pendidikan Ekonomi dan Kewirausahaan Vol 8 No 2 (2024): JPEK (Jurnal Pendidikan Ekonomi dan Kewirausahaan)
Publisher : Universitas Hamzanwadi

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.29408/jpek.v8i2.25282

Abstract

This paper aims to determine whether there is any significant partial and simultaneous influence of CAR, FDR, NPF and BOPO ratios on ROA profitability at PT Bank NTB Syariah in 2020-2022. The sample used was 12 PT Bank NTB Syariah interim financial reports obtained through purposive sampling method. The method employed is a desk research analysis of the financial statements of PT Bank NTB Syariah. This research data is the secondary data of quarterly financial statements (Q1-Q4) during the 2020-2022 time period which is analyzed using hypothesis testing, namely Simple Linear Regression Analysis Partial t-test and Simultaneous F-test Multiple Regression Analysis. The most important result of this research is that there is no significant influence on CAR, FDR and BOPO on the ROA of NTB Syariah Bank. While NPF has a significant effect with Asymp. Sig. (2-tailed) of 0.028. Therefore, through the simultaneous F test, all financial ratios CAR, FDR, NPF, BOPO have a significant effect on the ROA of Bank NTB Syariah with an Asymp. Sig. (2-tailed) of 0.037. From the results of the ratio scores, it is known that the ROA of Bank NTB Syariah has a very healthy rating
Student Disciplinary Practices in a Boarding School Environment: A Sociological Review Noviani, Dwi; Azkar, Muh.
Tafkir: Interdisciplinary Journal of Islamic Education Vol. 5 No. 3 (2024): Integrative Islamic Education
Publisher : Pascasarjana Universitas KH. Abdul Chalim

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.31538/tijie.v5i3.1081

Abstract

This study aims to explore the practice of disciplining students in a boarding school environment through a sociological approach using qualitative case study research methods. Boarding schools are formal educational institutions that systematically plan guidance, teaching, and training for students with the aim that students can develop according to their potential. The qualitative research method was chosen to explore in depth the social dynamics in boarding schools. Data were collected through interviews with students, educators, dormitory heads, and dormitory coaches, participatory observation, and document analysis related to discipline policies. The results of this study through sociological research, found that discipline occurs in boarding schools through the active role played by educators, dormitory heads, and dormitory coaches in enforcing the rules of discipline to form discipline in students. Disciplinary practices in boarding schools are carried out using two disciplinary mechanisms, namely supervision through disciplinary rules and sanctioning students. The implications of this article can provide insights for the development of disciplinary methods that are more effective and under the social needs of students.
Merdeka Belajar in Islamic Education on Ahmadiyya Students' Perspective Maimun; Azkar, Muh.; Ridwan; Wardi, Moh.
Al-Hayat: Journal of Islamic Education Vol. 9 No. 3 (2025): Al-Hayat: Journal of Islamic Education
Publisher : LETIGES

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.35723/ajie.v9i3.108

Abstract

Ahmadiyya students represent a minority group within an educational setting dominated by the Sunni majority. This article explores their interpretation of freedom to learn in the context of Islamic Religious Education, which is largely shaped by the prevailing Sunni ideology encountered in classrooms and schools. The study employs a qualitative approach using a phenomenological method. Nine students from SMPN 16 Mataram were selected as informants. Based on in-depth interviews and observations, the findings reveal that Ahmadiyya students generally feel they are treated equally to other students and do not experience institutional discrimination. Nevertheless, they occasionally face negative treatment from peers. Despite the absence of overt discrimination, these students do not experience full educational freedom. The content of Islamic Religious Education often contradicts Ahmadiyya theological perspectives, particularly concerning the prophethood of Muhammad, Jesus, and Mirza Ghulam Ahmad. Additionally, they face challenges in participating in congregational prayers held in the school’s mushalla, as their doctrine stipulates that such prayers should ideally only be conducted with fellow Ahmadiyya adherents in Ahmadiyya mosques. Their compliance with school practices is largely a strategy to adapt, maintain personal safety, and avoid conflict, ridicule, or acts of aggression. This study has certain limitations due to the limited availability of research subjects to junior high school students, whose ability to provide in-depth responses is constrained. The originality of this research lies in its exploration of Ahmadiyya students' self-conception and their interpretation of freedom to learn within Islamic Religious Education in a school environment dominated by the Sunni majority.
Peluang, Tantangan Dan Strategi Pengembangan Pariwisata Syariah Berbasis Ekonomi Komunitas Untuk Meningkatkan Daya Tarik Wisatawan Di Desa Tetebatu Kecamatan Sikur Lombok Timur Suryaningsih, Baiq Ratih; Elbadriati, Baiq; Mulhimmah, Baiq Ratna; Azkar, Muh.
Jesya (Jurnal Ekonomi dan Ekonomi Syariah) Vol 7 No 2 (2024): Artikel Periode Research Juli 2024
Publisher : LPPM Sekolah Tinggi Ilmu Ekonomi Al-Washliyah Sibolga

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.36778/jesya.v7i2.1571

Abstract

Pariwisata halal telah menjadi tren dalam ekonomi global untuk produk makanan, minuman, keuangan, dan gaya hidup. Salah satu pariwisata halal di NTB yaitu Tetebatu di wilayah Kecamatan Sikur, Lombok Timur. Namun, potensi pariwisata syariah belum dioptimalkan sehingga kurangnya wisatawan lokal berkunjung ke Desa wisata. Penelitian ini bertujuan untuk mengetahui Peluang, Tantangan dan Strategi Pengembangan Pariwisata Syariah Berbasis Ekonomi Komunitas Untuk Meningkatkan Daya Tarik Wisatawan. Pendekatan yang digunakan yakni penelitian kualitatif yang mendeskripsikan objek, fenomena, setting sosial penelitian sesuai fakta dilapangan. Sumber data yakni data primer dan sekunder. Instrumen penelitian peneliti sendiri. Teknik pengumpulan data observasi, wawancara dan dokumentasi. Teknik analisis data redukasi data, penyajian data dan menarik kesimpulan. Teknik keabsahan data triangulasi, deduktif dan penilaian teman sejawat. Hasil penelitian, peluang pengembangan pariwisata syariah; a) Objek wisata sebagai tempat belajar, b) menciptakan kesempatan kerja, c) banyaknya wisatawan yang berkunjung,d) berkembangnya penggiat pariwisata syariah,e) berkembangnya digitalisasi wisata syariah, f) memfasilitasi kebutuhan wisatawan dan memberikan profit daerah wisata. Tantangan pengembangan pariwisata syariah; a) Persaingan daya tarik dan infrastruktur pariwisata syariah, b) minimnya pengetahuan masyarakat tenang pariwisata syariah, c) keterbatasan modal dalam pengembangan, d) wisatawan tidak mengikuti arahan di tempat wisata. Strategi pengembangan pariwisata syariah; a) Memberikan fasilitas dan pelayanan yang baik, b) meningkatkan ciri khas dari daerah wisata, c) mengembangkan koneksi wisata halal, d) mengembangkan promosi dan marketing, e) melakukan pemasaran wisata berdasarkan tujuan asal, waktu, serta preferensi dari pasar travel muslim
Analisis Persepsi dan Preferensi Masyarakat Muslim dan Non-Muslim terhadap Pemberian Label Syariah pada Bank NTB Syariah di Pulau Lombok (Studi di Kota Mataram) Sari, Indah Firgina; Putri, Selly Febriana; Azkar, Muh.
Jurnal Ilmiah Global Education Vol. 5 No. 1 (2024): JURNAL ILMIAH GLOBAL EDUCATION, Volume 5 Nomor 1, Maret 2024
Publisher : LPPM Institut Pendidikan Nusantara Global

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.55681/jige.v5i1.2166

Abstract

This research aims to find out how tourists respond to tour guides in the Sade traditional tourist village, Rembitan village, Pujut sub-district, Central Lombok. This research uses a qualitative approach method and the type of data used is descriptive qualitative and the data sources used are primary data and secondary data. Then data collection techniques use interviews, observation and documentation. Checking the validity of the data uses extended participation, triangulation, and peer checking. The data analysis technique in this research involves carrying out several stages, namely data collection, reduction, data presentation and drawing conclusions. The results obtained in this research are that tourists' responses to Sade traditional tour guides are very positive. Tour guides treat and provide good service to tourists who visit during the tour. The tour guide is very knowledgeable about information about traditional Sade tourist destinations, because the tour guide is a native of Sade hamlet. The tour guide's knowledge and attitude includes aspects of competence, showing self-confidence and a friendly attitude towards tourists. However, regarding the ability to communicate in foreign languages, not all tour guides can communicate well, there are still tour guides who are hampered by speaking English due to the minimal level of education they have taken.
DIGITALISASI MOBILE BANKING BSI DI ERA DIGITAL : STRATEGI, TANTANGAN, DAN PELUANG Zulkipli, Zulkipli; Mas’ud, Riduan; Aziz, Ahmad Amir; Azkar, Muh.; Wajdi, Farid
Jurnal Al-Kharaj: Studi Ekonomi Syariah, Muamalah, dan Hukum Ekonomi Vol. 5 No. 2 (2025): Desember 2025
Publisher : IAIN BONE

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.30863/alkharaj.v5i2.8977

Abstract

This study aims to analyze the digitalization strategies of mobile banking services implemented by Bank Syariah Indonesia (BSI) and to identify the challenges and opportunities arising from the digital transformation process grounded in Sharia principles. This research employs a qualitative method with a literature review approach, drawing from scholarly journals, reputable articles, and official documents from relevant financial institutions. The findings reveal that BSI adopts three primary strategies in its digitalization efforts: (1) post-merger technology integration, (2) service innovation through the BSI Mobile application, and (3) internal business process transformation. However, several challenges persist, including low levels of digital literacy among the population, limited infrastructure in frontier, outermost, and underdeveloped (3T) regions, competition with conventional digital banks, and the need to ensure Sharia compliance in technological features. On the other hand, BSI holds strategic opportunities to enhance financial inclusion, target the millennial demographic, and actively contribute to the development of a halal digital economic ecosystem through the innovation of Sharia-compliant financial products. With proper management, this digital transformation has the potential to position BSI as a pioneering, adaptive, competitive, and sustainable digital Islamic bank.
Co-Authors Ahmad Amir Aziz Amini, Titik Husnawati Baiq Elbadriati Baiq Ratna Mulhimmah Farid Wajdi Hadi, Zahrul Maimun Mas’ud, Riduan Moh. Wardi Muhammadi, Qasem Musawar Musawar Noviani, Dwi putri, selly febriana Ridwan Sari, Indah Firgina Subangkit, Joko Suryaningsih, Baiq Ratih Zulkipli Zulkipli