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A COMPREHENSIVE STRUCTURAL MODEL OF ONLINE/WEBSITE EXPERIENCE Zulfahmi Zulfahmi; Radeswandri Radeswandri; Hubertina Ngarbingan; Ginta Ginting
International Journal of Applied Business and International Management Vol 7, No 3 (2022): December 2022
Publisher : AIBPM Publisher

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (638.797 KB) | DOI: 10.32535/ijabim.v7i3.1965

Abstract

This study evolves a model using the concept of variable flow based on the limited outcome of empirical studies regarding digital experience on critical aspects that require a theoretical basis. Flow variables in this modeling use 3 stages, starting from independent variables (interactivity, usability, connectedness, challenge, skill, telepresence, walfare), component variables (functionality, psychological, content/promoting) and outcome variables (satisfaction, belief, and behavior). The unit of analysis is website users of various tourist destinations based on local culture and traditions, with a total of 364 respondents. Data were analyzed using Structural Modeling Approach (SEM-Partial Least Square). The research model can prove most of the hypothesis testing as many as 15 of the 19 proposed hypothesis. The modeling in this study can be declared valid to be developed in the next research. There are four hypothesis analysis present insignificant results: 1) the influence of connectedness on usability; 2) the impact of content on manners determination; 3) conceptual influence on belief and, 4) influence of aptitude on psychology. For the development of future research, it is necessary to develop a more comprehensive "flow experience" model by considering the relationship of insignificant variables by considering several important things: respondent characteristics, similarity of tourist destinations and conducting comparative studies with equivalent units of analysis. Keywords: flow variable,  web/online experience, antecedents, outcome, structural.
Modeling The Digitalization of SMEs Through the Utilization of Crowdfunding: Stakeholder and Community Based Perspectives Zulfahmi Zulfahmi; Ginta Ginting
Journal of International Conference Proceedings Vol 6, No 2 (2023): 2023 ICPM Bandung Proceeding
Publisher : AIBPM Publisher

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.32535/jicp.v6i2.2360

Abstract

Digitizing SMEs is a breakthrough strategy to accelerate the development of SMEs in an inclusive and massive manner. One interesting phenomenon is the transformation of technology-based financial services known as financial technology (Fintech). In recent years, Fintech has encouraged the emergence of various new services in the financial sector including Crowdfunding. Crowdfunding is the practice of raising funds or investing by utilizing sites or websites that are easily accessible to anyone, including business doers (SMEs) who need alternative sources of funds immediately. This Crowdfunding-based financial service will take various party such as: investors, business doers, intermediaries, the Financial Services Authority, and the wider community. The ability of SMEs to develop connections to stakeholders and become actively involved in the community will have an impact on their ability to use crowdfunding. This research proposes a strategy that focuses on the theory and idea of stakeholder management and community engagement to figure out how SMEs involved in crowdfunding. This modeling is expected to be used as a research basis to encourage digitalization of SMEs, especially in providing solutions in finding accessible sources of funding.
Faktor-Faktor yang Mempengaruhi Investasi Swasta di Indonesia Adrian Sutawijaya; Zulfahmi Zulfahmi
TRIKONOMIKA Vol 12 No 1 (2013): June Edition
Publisher : Faculty of Economics and Business, University of Pasundan

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (265.347 KB) | DOI: 10.23969/trikonomika.v12i1.455

Abstract

Exports and investment play an important role in the economy of a country that is open. Exports will generate foreign exchange, foreign exchange to finance imports of capital goods and raw materials required in the production process that will create added value for the economy. The variables examined in this study is the difference in private sector investment plans, loan interest rates, government spending, and Gross Domestic Bruto (GDP). Research on the analysis using the method of least squares OLS (Ordinary Least Square). Results of regression test based on the theory, statistical and econometric criteria. The results of this study are interest rates significantly have a positive affect on the private investment. GDP will have a positive effect on investment and also government spending has a positive effect on private investment.
Kajian Potensi dan Tantangan Pariwisata di Kota Singkawang Yosafat Fantony; Lucky Nugroho; Zulfahmi Zulfahmi
Jurnal Manajemen Pariwisata dan Perhotelan Vol. 1 No. 2 (2023): Mei : Jurnal Manajemen Pariwisata dan Perhotelan
Publisher : Universitas Katolik Widya Karya Malang

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.59581/jmpp-widyakarya.v1i2.404

Abstract

This study aims to determine the challenges and opportunities of tourism in Singakawang, West Kalimantan. The method used in this research is using descriptive qualitative. Furthermore, the problem formulations used in this study include (i) How is the tourism sector in Singkawang; (ii) What are the advantages of the tourism sector in Singkawang; (iii) How to improve the tourism sector in Singkawang? Furthermore, the results of this study found that Singkawang has excellent tourism potential both from the aspect of tourist attractions, nature tourism, culinary tourism and besides that tourism in Singkawang must also be supported by various elements which include (i) Accommodation, (ii) Transportation, (iii) Transportation, (iv) Attractions and landmarks, (v) Tourist Information Centers, (vi) Restaurants and Eateries, (vii) Shopping Facilities, (viii) Recreation and Entertainment, (ix) Infrastructure for Safety and Security, (x) Universal Accessibility. Therefore, the implication of this research is to know the condition of tourism in Singkawang and the advantages of its tourism sector, as well as to know the supporting factors that can improve the tourism sector in Singkawang. In addition, the novelty of this research is related to the tourism sector in Singkawang whose information is still limited.
Optimizing The Use of Social Crowdfunding in SMEs To Encourage The Implementation of Circular Economic Practices Mohamad Nasoha; Hubertina Karolina Ngarbingan; Ginta Ginting; Maya Maria; Zulfahmi Zulfahmi
International Journal of Applied Business and International Management Vol 9, No 2 (2024): August 2024
Publisher : AIBPM Publisher

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.32535/ijabim.v9i2.3401

Abstract

Circular Economy (CE) is an alternative concept for switching from a linear economy (take-make-dispose) to make-use-recycle. To be able to carry out economic transformation as quickly as possible. Practically, there are big challenges and gaps with current actual conditions. So far, the CE practice approach has been more directed at technology and manufacturing changes. For large business actors, the implementation of CE practices can be accommodated because of the potential resources they have. However, for SMEs, the practice of implementing CE is still not carried out optimally due to limited resources, especially in terms of funding. One funding alternative that can be accessed is Fin Tech Crowdfunding, especially the donation-based crowdfunding (Social Crowdfunding) scheme. To gain insight into the extent to which Social Crowdfunding is used among SMEs to support CE practices, a survey was conducted in which 69 respondents participated. Survey findings analyzed descriptively indicate positive things, namely that there are some SMEs who have implemented CE principles in their business activities (reuse, reduce and recycle) which have an impact on environmental conservation. To be able to encourage the widespread implementation of CE practices, it is necessary to provide socialization and education regarding social crowdfunding to SMEs which can be an alternative funding solution. It is important to strengthen this socialization and education because the findings from this research indicate that some SMEs do not understand the benefits and how to access social crowdfunding. Important findings from extracting facts in the field and combined with the theory of willingness to participate and the AIDA concept are proposed for modeling using 3 determinants (as antecedents), namely fund resources capital, community engagement and entrepreneurship spirit which have an impact on increasing awareness and interest from SMEs to implement sustainable CE practices.