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All Journal al-Afkar, Journal For Islamic Studies Ad-Deenar: Jurnal Ekonomi dan Bisnis Islam
Muhamad Maulana Darsono
UIN Sunan Gunung Djati Bandung
Decision Sciences, Operations Research & Management Economics, Econometrics & Finance Social Sciences

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INTERKONEKSI NILAI FILSAFAT SYARIAH DAN FILSAFAT EKONOMI SYARIAH Mugni Muhit; Muhamad Maulana Darsono; Nurrohman Syarif
Ad-Deenar: Jurnal Ekonomi dan Bisnis Islam Vol 6, No 001 (2022): Ad-Deenar: Jurnal Ekonomi dan Bisnis Islam (Special Issue 2022)
Publisher : Sekolah Tinggi Agama Islam Al Hidayah Bogor

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.30868/ad.v6i001.3594

Abstract

ABSTRAK Penelitian ini bertujuan untuk menautkan substansi syariah dan ekonomi dengan pendekatan filsafat. Filsafat ekonomi merupakan prinsip dasar dari sebuah sistem ekonomi yang akan dirancang menjadi sebuah kontruksi sains yang padat nilai. Berdasarkan filsafat ekonomi ini, maka dapat diderivasikan berbagai misi dan tujuan ekonomi yang akan dicapai semisal prinsip ekonomi, tujuan konsumsi, produksi, distribusi, pembangunan ekonomi, kebijakan moneter, dan kebijakan fiskal. Filsafat ekonomi syariah didasarkan pada tiga konsep dasar yakni filsafat teologi, manusia (kosmis) dan alam (kosmos). Kunci filsafat ekonomi syariah terletak pada manusia dengan Tuhan, manusia dengan alam dan manusia dengan manusia lainnya. Dimensi filosofi berbasis nilai ketuhanan inilah yang mendiferensiasi ekonomi syariah dengan sistem ekonomi lainnya. Melalui metode literatur research dapat ditemukan bahwa filsafat ekonomi syariah melahirkan prinsip yang menjadi core nilai ekonomi syariah, yakni tauḣîd, maṣlaḣah, adil, akhlak, al-hurriyyah, serta wasaṭiyah. Prinsip ini berfungsi mensejahterakan masyarakat, memperkuat keyakinan, keadilan, kebersamaan, mewujudkan situasi sosial produktif kondusif, familiar, dan memberikan kesempatan kepada pelaku bisnis, dengan memanfaatkan semaksimal mungkin sumber daya alam untuk kepentingan universal. Kata kunci : Filsafat, Nilai, Ekonomi, Syariah.
Legal Conceptual Comparative Analysis Sharia Economics Muhamad Maulana Darsono; Sofyan Al-Hakim; Iwan Setiawan
al-Afkar, Journal For Islamic Studies Vol. 6 No. 3 (2023)
Publisher : Perkumpulan Dosen Fakultas Agama Islam Indramayu

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.31943/afkarjournal.v6i3.750

Abstract

In determining the law, the source of Islamic law is the most basic and significant instrument in the process of determining a particular law. In Islam, there are main sources of law, namely the Al-Quran and sunnah, although scholars from the mu'tazilah group believe that the main source of Islamic law is not the Al-Quran and sunnah but reason is more important. The difference in perspective is very interesting to be discussed in the field of comparative economic fiqh. The method of this paper is a study using normative juridical methods, with secondary data types and sources, collected by documentary methods and analyzed with descriptive qualitative, with the aim of finding differentiation and equality between the two different fiqh paradigms related to the sources of Islamic law used in determining a sharia economic law product.
Review of Islamic Economic Law on Islamic Banking Service Contracts Muhamad Maulana Darsono; Mohamad Anton Athoillah
al-Afkar, Journal For Islamic Studies Vol. 6 No. 4 (2023)
Publisher : Perkumpulan Dosen Fakultas Agama Islam Indramayu

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.31943/afkarjournal.v6i4.763

Abstract

Financial service activities provided by Islamic banking in Indonesia are applied with various service contracts such as wakalah, hawalah and kafalah. In its current operation, the service contract is still an issue that is discussed, especially regarding the suitability of the contract for sharia requirements. The purpose of this research is to analyze the service contracts of Islamic banks in the review of fiqh muamalah maliyah. The type of qualitative research used in this research describes descriptively to share a clear reflection of the application of contracts used in service products provided by Islamic banks. Literature research in this research is attempted by collecting data both in the form of a novel diary of Fatwa DSN, KHES to strengthen the conclusion. The results of this research describe the operational concepts of service contracts: wakalah, hawalah and kafalah in Islamic banking. Furthermore, the findings in this research state that the service contracts on wakalah, hawalah and kafalah contracts applied to various products in Islamic banking are suitable in the review of fiqh muamalah maliyah.
Legal Scientific Philosophical Fundamentals Sharia Economics Muhammad Yunus; Muhamad Maulana Darsono; Hasan Bisri; Ija Suntana
al-Afkar, Journal For Islamic Studies Vol. 6 No. 3 (2023)
Publisher : Perkumpulan Dosen Fakultas Agama Islam Indramayu

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.31943/afkarjournal.v6i3.799

Abstract

Islamic economics is an economic system based on Islamic teachings and values derived from the Koran and As-Sunnah Ijma and Qiyas or other sources. The goal is to seek the pleasure of Allah and the methods are not contrary to His Sharia. Economic activities, whether production, consumption, exchange, and distribution, are tied to divine principles and divine goals. This research aims, First: To find out the philosophical foundations of Sharia economics, Second: To find out the differences between the Capitalist, Socialist and Islamic economic systems. The approach method used in this research is normative juridical with descriptive analytical research nature. The types of data used in this research are primary and secondary data. This research is classified as a type of qualitative research. The results of this study indicate that: First, the basics of Sharia economics are based on Tawhid, Khilafah and 'Adalah, namely the Establishment of Justice between fellow human beings, the achievement of maslahah. Second: The Islamic Economic System is between the Capitalist and Socialist economic systems, both in terms of paradigms, bases and philosophical foundations.
Wakalah Bil Ujrah Agreement in Compilation of Sharia Economic Law, DSN-MUI Fatwa and Qanun Muhammad Yunus; Muhamad Maulana Darsono; Mohamad Anton Athoillah
al-Afkar, Journal For Islamic Studies Vol. 6 No. 3 (2023)
Publisher : Perkumpulan Dosen Fakultas Agama Islam Indramayu

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.31943/afkarjournal.v6i3.800

Abstract

The purpose of this research is to analyze Akad Wakalah Bil Ujrah in the context of the preparation of Sharia Economic Law, fatwa and qanun and its impact on Islamic financial institutions. Akad Wakalah Bil Ujrah is a type of contract in Islamic finance law where one party acts as an agent to carry out transactions on behalf of another party for a fee. This study examines the rules and legal principles related to the Wakalah Bil Ujrah Agreement using the normative analysis method. The Compilation of Sharia Economic Law, Fatwa and Qanun are the main references to identify the rules governing this contract. In addition, the implementation of Wakalah Bil Ujrah in Islamic financial institutions is also analyzed using case studies of relevant Islamic financial institutions. The results of the study show that the Wakalah Bil Ujrah contract has a strong legal basis for compiling Islamic economic law, fatwa and qanun. Sharia principles are the main guidelines for the implementation of this contract, including the principles of justice, transparency and accountability. The impact on Islamic financial institutions includes investment management, pension fund management and sharia-based banking services. However, this study also identified several challenges in implementing Wakalah Bil Ujrah in Islamic financial institutions, such as the need for in-depth understanding of sharia principles and compliance with applicable regulations. Therefore, strict supervision and clear procedures are needed to ensure the fulfillment of sharia principles. In summary, Akad Wakalah Bil Ujrah plays an important role in the formulation of Sharia Economic law, Fatwas and Qanuns and has significant implications for Islamic financial institutions. To improve implementation, cooperation between Islamic financial institutions, regulators and academics should be enhanced to ensure compliance with Shariah principles and the achievement of sustainable financial goals.
INTERKONEKSI NILAI FILSAFAT SYARIAH DAN FILSAFAT EKONOMI SYARIAH Mugni Muhit; Muhamad Maulana Darsono; Nurrohman Syarif
Ad-Deenar: Jurnal Ekonomi dan Bisnis Islam Vol. 6 No. 001 (2022): Ad-Deenar: Jurnal Ekonomi dan Bisnis Islam (Special Issue 2022)
Publisher : Sekolah Tinggi Agama Islam Al Hidayah Bogor

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.30868/ad.v6i001.3594

Abstract

ABSTRAK Penelitian ini bertujuan untuk menautkan substansi syariah dan ekonomi dengan pendekatan filsafat. Filsafat ekonomi merupakan prinsip dasar dari sebuah sistem ekonomi yang akan dirancang menjadi sebuah kontruksi sains yang padat nilai. Berdasarkan filsafat ekonomi ini, maka dapat diderivasikan berbagai misi dan tujuan ekonomi yang akan dicapai semisal prinsip ekonomi, tujuan konsumsi, produksi, distribusi, pembangunan ekonomi, kebijakan moneter, dan kebijakan fiskal. Filsafat ekonomi syariah didasarkan pada tiga konsep dasar yakni filsafat teologi, manusia (kosmis) dan alam (kosmos). Kunci filsafat ekonomi syariah terletak pada manusia dengan Tuhan, manusia dengan alam dan manusia dengan manusia lainnya. Dimensi filosofi berbasis nilai ketuhanan inilah yang mendiferensiasi ekonomi syariah dengan sistem ekonomi lainnya. Melalui metode literatur research dapat ditemukan bahwa filsafat ekonomi syariah melahirkan prinsip yang menjadi core nilai ekonomi syariah, yakni tauḣîd, maṣlaḣah, adil, akhlak, al-hurriyyah, serta wasaṭiyah. Prinsip ini berfungsi mensejahterakan masyarakat, memperkuat keyakinan, keadilan, kebersamaan, mewujudkan situasi sosial produktif kondusif, familiar, dan memberikan kesempatan kepada pelaku bisnis, dengan memanfaatkan semaksimal mungkin sumber daya alam untuk kepentingan universal. Kata kunci : Filsafat, Nilai, Ekonomi, Syariah.
Co-Authors Hasan Bisri iwan setiawan Mohamad Anton Athoillah Mugni Muhit Mugni Muhit Muhammad Yunus Nurrohman Syarif Sofyan Al-Hakim Suntana, Ija