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All Journal Laa Maisyir Jurnal Ekonomi Islam Jurnal Ilmiah Ekonomi Islam Al-Musthofa: Journal of Sharia Economics ISTIKHLAF: Jurnal Ekonomi, Perbankan & Manajemen Syariah An-Nisbah : Jurnal Perbankan Syariah Jurnal Penelitian Ekonomi Manajemen dan Bisnis Istithmar: Jurnal Studi Ekonomi Syariah Al Iqtishod: Jurnal Pemikiran dan Penelitian Ekonomi Islam El-Mal: Jurnal Kajian Ekonomi & Bisnis Islam Jurnal Manajemen Bisnis dan Keuangan Jurnal Perbankan Syariah
AHMAD WIRA
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Religion Agriculture, Biological Sciences & Forestry Civil Engineering, Building, Construction & Architecture Decision Sciences, Operations Research & Management Economics, Econometrics & Finance Education Environmental Science Industrial & Manufacturing Engineering Library & Information Science Social Sciences

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Peran Moderasi Altruisme: Literasi Zakat, Pendapatan dan Minat Muzakki Roihan Habibi; Ahmad Wira; Hulwati
El-Mal: Jurnal Kajian Ekonomi & Bisnis Islam Vol. 5 No. 7 (2024): El-Mal: Jurnal Kajian Ekonomi & Bisnis Islam
Publisher : Intitut Agama Islam Nasional Laa Roiba Bogor

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.47467/elmal.v5i7.4112

Abstract

This study aims to look at the moderating role of altruism in influencing zakat literacy and income on muzakki intention whether the role of altruism is able to strengthen or otherwise weaken the interest of muzakki at the Dompet Dhuafa Singgalang institution. The methodology in this research is a quantitative approach by applying SmartPLS 3.0 software. Primary data was obtained through distributing questionnaires to Dompet Dhuafa Singgalang donors. The sample was taken through the purposive sampling technique method and the calculation of the sample size using the Isaac and Michael formula resulted in 360 respondents. the results of these findings provide the fact that the direct effect of altruism and muzakki intention has a positive but insignificant effect. While the direct effect of zakat literacy and income variables on muzakki intention has a positive and significant effect. Furthermore, the moderating role of altruistic is not able to provide a moderating effect on the effect of zakat literacy and muzakki intention, so it can be said that the moderating role of altruistic weakens the moderating effect. The role of altruistic is also unable to provide a moderating effect on income and muzakki intention, so it can be categorized that the moderating role of altruistic weakens the moderating effect.
Peta Pertumbuhan Ekonomi Pada Negara ASEAN-6 (2012-2020) Perspektif Ekonomi Syariah Abdi Asmo; Rozalinda; Ahmad Wira
Al-Musthofa: Journal of Sharia Economics Vol. 6 No. 2 (2023): Al-Musthofa : Journal of Sharia Economics
Publisher : Program Studi Ekonomi Syariah Fakultas Ekonomi dan Bisnis Islam Institut Agama Islam Tarbiyatut Tholabah

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.58518/al-musthofa.v6i2.2203

Abstract

This study aims to map how economic growth has occurred in ASEAN-6 countries during 2012-2020 and how economic growth has been from an Islamic economic perspective. In answering this, the researcher used a mixed-method research design with secondary data sources and literature reviews. Based on the results of the study, it can be concluded that the economic growth map of ASEA countries, seen from the highest Gross Domestic Product (GDP), namely Indonesia ranks first, followed by Thailand, the Philippines, Singapore, Malaysia and Vietnam. Data on the development of economic growth shows that Thailand was the country with the highest economic growth in 2012 followed by the Philippines, Vietnam, Indonesia, Malaysia and Singapore. Islamic economics has a view of economic growth that does not only pay attention to production factors but economic equity. Agreements in the economic field carried out by ASEAN countries gave birth to an agreement called the "ASEAN Economic Community Blueprint (AEC)". Through this, ASEAN countries have shown concern for the equality of the people's economy with the principle of economic growth based on Islamic economics.
Penerapan Prinsip-Prinsip Syariah Pada Fintech: Studi Kasus PT Dana Syariah Indonesia Dontes Putra; Rozalinda Rozalinda; Ahmad Wira
Jurnal Penelitian Ekonomi Manajemen dan Bisnis Vol. 3 No. 1 (2024): Februari : Jurnal Penelitian Ekonomi Manajemen dan Bisnis
Publisher : Pusat Riset dan Inovasi Nasional

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.55606/jekombis.v3i1.2823

Abstract

As ia icountry iwith ithe ilargest iMuslim ipopulation iin ithe iworld, ioverall isharia ifintech iin iIndonesia ihas igreat ipower ibecause iit ican iprovide isolutions ifor ithe iMuslim icommunity ithat icannot ibe iprovided iby iconventional ifinancial iinstitutions. iThis iresearch idiscusses iwhether isharia ifintech iis iin iaccordance iwith iSharia iprinciples. iThe iaim iof ithis iresearch iis ito ifind iout iwhether isharia ifintech iis iin iaccordance iwith iIslamic iprinciples. iThis iresearch iis ibased ion iqualitative iresearch iwith ia iliterature istudy imethod i(library iresearch). iThe iresearch iresults ishow ithat ithe isuitability iof ithe isharia ifintech iagreement, iDana iSyariah iin ithe iadministrative iaspect iis iin iaccordance iwith ithe iprovisions iin iforce iin iIndonesia. iDana iSyariah's isharia ifintech iagreement iwith ipeer ito ipeer ilending iis iin iaccordance iwith isharia iprinciples iand iin iaccordance iwith ithe iFatwa iof ithe iNational iSharia iCouncil iof ithe iIndonesian iUlema iCouncil i(DSN iMUI)
The Cancellation Of The Conversion Of Lpg Gas Stoves To Electricity In The Framework Of The Role Of The Market And Government In The Islamic Economy Misi Anggraini; Rozalinda Rozalinda; Ahmad Wira
Jurnal Penelitian Ekonomi Manajemen dan Bisnis Vol. 3 No. 1 (2024): Februari : Jurnal Penelitian Ekonomi Manajemen dan Bisnis
Publisher : Pusat Riset dan Inovasi Nasional

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.55606/jekombis.v3i1.2948

Abstract

The energy requirements for cooking have evolved in the process, namely initially using firewood, then evolving to using kerosene as fuel, and finally using clean technology using Liquefied Petroleum Gas (LPG). From the 2019 APBN, LPG subsidies for 3 KG (Kilo Gram) cylinders are estimated to cost more than $4.9 billion in 2019. The implementation of the Electrification program for various sectors is a demand driven effort to absorb excess capacity of electricity which is underutilized, the current condition of PLN's reserve margin is 15.6%. Apart from that, one of the commitments to achieve NZE in 2060 regarding demand in the 2021-2025 program is a strategy to reduce imports of LPG with electric stoves for 8.2 million households. This research uses a qualitative approach, with problem studies because this method is considered to be the perfect reality methodology for conducting research related to using community participation, as well as interview data collection techniques, observation and secondary data collection. The research results show that the canceled LPG Gas Stove Conversion to Electricity program could not function properly due to lack of political outreach, weak regulations, the strength of the target people and the poor quality of human resources.
Pemahaman Masyarakat Siulak Mukai Terhadap Perbedaan Pinjaman Online Syariah dan Pinjaman Online Konvensional Alfen Arqani; Ahmad Wira; Aidil Novia
An-Nisbah: Jurnal Perbankan Syariah Vol. 5 No. 1 (2024): Jurnal An-Nisbah: Perbankan Syariah
Publisher : PRODI PERBANKAN SYARIAH INSTITUT AGAMA ISLAM (IAI) SUNAN KALIJOGO MALANG

Show Abstract | Download Original | Original Source | Check in Google Scholar

Abstract

Kemunculan pinjaman online syariah menjadi dilema bagi pengguna pinjaman konvesional. Hal ini disebakan oleh perbedaan yang ada dari kedua jenis pinjaman tersebut. Kurangnya pehaman mengenai perbedaan ini akan menjadi kesulitan dalam memilih pinjaman online. Tujuan dari penelitian ini untuk mengetahui seberapa paham masyarakat dalam membedakan pinjaman online pinjaman online konvensional, bagaimana pemahaman masyarakat dalam membedakan pinjaman online ini. Penelitian ini menggunakan metode kualitatif deskriptif untuk mendapatkan pemahaman mendalam tentang bagaimana masyarakat memahami perbedaan dari pinjaman online. Penelitian ini melibatkan masyarakat di Siulak Mukai, Kabupaten Kerinci sebagai responden utama. Data dikumpulkan melalui wawancara, observasi, dan analisis dokumen terkait penelitian. Wawancara digunakan untuk mendapatkan wawasan langsung dari responden yang terlibat dalam konteks penelitian. Melalui pertanyaan terstruktur yang disusun penelitian ini berusaha memahami pemikiran, persepsi, dan pengalaman individu terkait dengan judul penelitian. Observasi dilakukan untuk mengamati perilaku, interaksi, dan dinamika yang muncul dalam situasi nyata. Penggunaan observasi memungkinkan peneliti untuk mendapatkan pemahaman mendalam. Pengumpulan data dilengkapi dengan dokumentasi, yaitu pengumpulan dan analisis dokumen yang relevan untuk menambah konteks dan mendukung temuan.Hasil penelitian ini dapat memberikan wawasan tentang sejauh mana pemahaman berperan dalam menentukan pilihan layanan jasa pinjaman online.
Konstelasi Badan Usaha Milik Desa Sektor Pariwisata di Kabupaten Kerinci Alda Srilupita; Rozalinda; Ahmad Wira
Al Iqtishod: Jurnal Pemikiran dan Penelitian Ekonomi Islam Vol. 12 No. 1 (2024): Al Iqtishod: Jurnal Pemikiran dan Penelitian Ekonomi Islam
Publisher : Prodi Ekonomi Syariah STAI Al-Azhar Menganti Gresik

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.37812/4k35sj73

Abstract

Village development through BUMDES is sometimes not fully managed well, this is caused by a lack of understanding and also a lack of knowledge regarding BUMDES management both from village institutions and the community itself. The purpose of this article is to find out the role of BUMDES in empowering the community and also improving community welfare. In this research, descriptive qualitative research methods were used through case studies of BUMDES institutions and also the community of Pendung Talang Genting Village. The data collection technique used was interviews with the Head of BUMDES and the community. The data analysis technique used uses data reduction, data presentation and also drawing conclusions. The findings in this research show that in 2022 BUMDES Pendung Talang Genting Village will become one of the best villages in Kerinci Regency and represent Jambi province in the village award with the ADWI category ranking 5th out of 50 tourist villages throughout Indonesia under the auspices of the Minister of Tourism and Economy Creative. BUMDES Taman Pertiwi provides employment opportunities for youth or youth organizations in the form of human resource development. BUMDes Taman Pertiwi Pendung Talang Genting Village has had a good impact on the community, such as opening up employment opportunities, providing educational assistance to underprivileged children and also providing basic necessities to the community every month of fasting. The results of this research strengthen the results of previous research which confirms the important role of BUMDes in community economic development.
PENGARUH DEWAN PENGAWAS SYARIAH, GOOD CORPORATE GOVERNANCE TERHADAP KINERJA BANK SYARIAH INDONESIA Mustion , Seppi; Ahmad Wira; Rozalinda
Jurnal Perbankan Syariah Vol. 3 No. 1 (2024): Jurnal Perbankan Syariah
Publisher : Universitas Islam Negeri Mataram

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.20414/jps.v3i1.9394

Abstract

The research aims to examine the influence of the sharia supervisory board, Good Corporate Governance on the performance of sharia banks in Indonesia. The type of research used in this research is quantitative using secondary data. Data was taken from company financial reports and audited GCG implementation reports at Islamic banks in Indonesia during 2018-2022. In this research using a purposive sampling method, 10 out of 15 Sharia Commercial Banks can be used as samples. Data analysis to test the hypothesis used multiple linear regression and was processed using the SPSS version 25 program. The results of the research stated that the sharia supervisory board, Good Corporate Governance had an influence on the performance of sharia banks whose indicators used ROA. Partially, the sharia supervisory board has a negative and significant effect on ROA, GCG has a positive and significant effect on ROA. Meanwhile, the results of partial GCG testing have no effect on ROA as a proxy for Islamic bank performance. The influence of the sharia supervisory board on performance is measured according to the position of the DPS providing a strong view so that each DPS takes part in joint decisions with sharia banking institutions by implementing and improving financial performance. The DPS must provide continuous supervision of the performance of sharia banks to have good institutional strength so that stakeholders or sharia banking leaders evaluate performance according to sharia principles.  
PERAN BAITUL MAAL SEBAGAI LEMBAGA KEUANGAN MIKRO SYARIAH DALAM MENDUKUNG KEBUTUHAN PEREKONOMIAN MASYARAKAT INDONESIA Efendi, Erizal Candra; Ahmad Wira
MBISKU: Jurnal Manajemen Bisnis dan Keuangan Vol. 2 No. 1 (2025): MBisKu, January 2025
Publisher : Program Studi Manajemen Keuangan Syariah

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.56633/mbisku.v2i1.987

Abstract

This study analyzes the role of Baitul Maal as a sharia microfinance institution in meeting the economic needs of the community, especially in providing access to financing in accordance with sharia principles. Using qualitative methods, this study found that Baitul Maal plays an important role in improving the economic and social welfare of the community. Baitul Maal not only provides financing solutions for micro, small and medium enterprises (MSMEs) that are not reached by conventional financial institutions, but also contributes to poverty alleviation and the achievement of sustainable development goals (SDGs). However, the study also identified several challenges in program management, such as limited resources and lack of synergy with other Islamic financial institutions. This research recommends strengthening strategic partnerships and innovations in financial products and services to increase the effectiveness of Baitul Maal's role in the future.
Epistemologi Ekonomi Islam: Perspektif Sosiologi Dalam Menghadapi Krisis Ekonomi Global Robi Harjoni Putra; Irwandi Jaswir; Ahmad Wira; Aidil Novia
ISTIKHLAF: Jurnal Ekonomi, Perbankan dan Manajemen Syariah Vol. 7 No. 1 (2025): (Maret 2025)
Publisher : Institut Agama Islam Yasni Bungo Jambi, Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.51311/istikhlaf.v7i1.707

Abstract

Krisis ekonomi global yang berulang kali terjadi mendorong perlunya pendekatan baru untuk memahami dan mengelola ekonomi. Salah satu pendekatan yang patut dikaji lebih dalam adalah epistemologi ekonomi Islam, yang memberikan sudut pandang berbeda dalam menghadapi tantangan tersebut. Penelitian ini mengeksplorasi integrasi epistemologi ekonomi Islam dengan perspektif sosiologis dalam menghadapi krisis ekonomi global. Fokus utama penelitian adalah pada kemiskinan dan ketidakstabilan perekonomian yang terus berlanjut, serta kesenjangan antara teori dan praktik dalam ekonomi Islam. Dengan pendekatan studi literatur, penelitian ini mengidentifikasi prinsip-prinsip syariah yang mendasari ekonomi Islam, seperti keadilan sosial dan tanggung jawab bersama, serta relevansinya dalam mengatasi ketimpangan sosial. Selain itu, penelitian ini mengkaji tantangan penerapan prinsip-prinsip ekonomi Islam di era modern, termasuk ketidaksetaraan sosial dan krisis kepercayaan. Berbagai solusi diusulkan, seperti peningkatan jaringan sosial, reformasi kebijakan, dan penguatan institusi, untuk membangun ketahanan masyarakat. Hasil penelitian menunjukkan bahwa perpaduan epistemologi ekonomi Islam dan perspektif sosiologis dapat menghasilkan solusi yang lebih efektif dalam menghadapi krisis ekonomi global, serta menciptakan sistem perekonomian yang lebih stabil dan berkelanjutan.
Green Finance Based Access to Financing in Islamic Microfinance: A Case Study of the UMi AMBO Program in Padang Seppi Mustion; Aulia Ikhwani; Natasya Amelia Wulandari; Hulwati; Ahmad Wira
LAA MAISYIR: Jurnal Ekonomi Islam Vol 12 No 1 (2025)
Publisher : Universitas Islam Negeri Alauddin Makassar

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.24252/lamaisyir.v12i1.57269

Abstract

This study aims to analyze access to financing based on green finance, using a case study of the UMi AMBO program. The research employs a qualitative approach, collecting data through interviews, observations, and documentation.  The implementation of green finance program in Padang not only enhances access to financing for micro enterprises but also encourages environmentally friendly business practices. This requires simplification of procedures, improvement in banking service quality, and strengthening of the capacity of micro, small, and medium enterprises. The UMi AMBO financing program has proven effective in supporting microenterprise development and promoting financial inclusion for small business actors. Innovations in the application of green finance-based financing and enhancement of mentoring programs for beneficiaries are necessary. If managed properly, the ultra micro financing can serve as a model for other financial institutions to implement green finance, eliminate predatory lending practices, and empower MSMEs to grow sustainably. It can be concluded that the program is also based on the principles of Islamic economics, such as ‘adl), balance (tawazun), prohibition of usury (riba), social responsibility (maslahah), and profit-and-loss sharing mechanisms. These principles ensure that financing is conducted ethically and sustainably, in alignment with Islamic values and the goals of sustainable economic development.
Co-Authors Abdi Asmo Aidil Novia Alda Srilupita Alfen Arqani Aulia Ikhwani Dontes Putra Duhriah, Duhriah Efendi, Erizal Candra Erizal Candra Efendi HELMALIA HELMALIA, HELMALIA Hulwati Irwandi Jaswir Misi Anggraini Muhamad Fadhil Mustion , Seppi Natasya Amelia Wulandari Oktaviani Okta Robi Harjoni Putra Roihan Habibi ROMY YUNIKA PUTRA Roza Linda Rozalinda Seppi Mustion