Garuda - Garba Rujukan Digital

Survival Strategy of Convensional Micro, Small and Medium Enterprises (MSMEs) Based on “Toto Kromo” Values in the Digital Age Salleh, Abdul Muizz Mohd; Hulwati, Hulwati; Wira, Ahmad; Rozalinda, Rozalinda; Helmalia, Helmalia; Indriani, Novia
IAS Journal of Localities Vol. 2 No. 1 (2024)
Publisher : Yayasan Irwan Abdullah Cendekia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.62033/iasjol.v2i1.53

Survival based on the values of “Toto Kromo” is a strategy that is not least performed by Micro, Small and Medium Enterprises (SMEs) to survive and exist in the digital era. However, this strategy has not been comprehensively discussed in previous studies.This study also focuses on the question “How is the survival strategy based on the values of “Toto Kromo” applied by conventional SMEs to survive amid the massive online-based buying and selling activities in the digital era?” In order to answer this question, this study uses a descriptive qualitative approach in exploring communication, service, and economic transaction strategies carried out by conventional MSMEs in the digital era. This study highlights three important strategies carried out by conventional MSMEs based on “Toto Kromo” values to survive and exist in the digital era. First, the communication is more persuasive, relational, and interactive with buyers. Second, the services are more solutive, active, and supportive with buyers. Third, transactions are more negotiative, accommodating, and effective with buyers.

Health Education on Pregnant Women's Gymnastics at the Murni Midwife Clinic, North Padang Lawas Regency Harahap, Ica Fauziah; Bella, Cindya; Habidah, Habidah; Helmalia, Helmalia; Pohan, Melia Sintia Mutiara
IJCS: International Journal of Community Service Vol. 3 No. 2 (2024): July-December
Publisher : PT Inovasi Pratama Internasional

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.55299/ijcs.v3i2.605

This community service is themed "Health Education on Prenatal Gymnastics as an effort to increase knowledge of pregnant women about the implementation of Prenatal Gymnastics. The purpose of this activity is to provide knowledge about the processprepare the mother's physical condition by maintaining the condition of the muscles and joints that play a role in the birthing processamong pregnant women to carry out proper handling. The implementation of this activity is planned in 3 stages, namely the preparation stage, the implementation stage, and the evaluation stage. The preparation stage includes processing permits, collecting initial data in the form of assessments by providingpretestto pregnant women about prenatal gymnastics, preparation of tools and materials, and coordination with related parties. The implementation stage of the activity is to conduct health education about the process of prenatal gymnastics, to carry out its management. The evaluation stage is to conduct Prenatal Gymnastics Education and prepare a report on the results of health education given to pregnant women. From the results of interviews, several pregnant women revealed that after participating in health education, they gained very useful knowledge that had never been obtained before and was important to be able to practice in everyday life. Based on the evaluation results, it shows an increase in the level of knowledge of pregnant women about prenatal health education.

PEMBERDAYAAN MASYARAKAT MELALUI WAKAF TERNAK AYAM BERDASARKAN ASPEK KELEMBAGAAN DAN MODAL SOSIAL PADA YAYASAN AL ISLAM KOTA PAYAKUMBUH Muhamad Fadhil; Ahmad Wira; Helmalia, Helmalia; Romy Yunika Putra
Jurnal Ekonomi dan Bisnis Vol. 3 No. 6 (2025): JUNI
Publisher : ADISAM PUBLISHER

Show Abstract | Download Original | Original Source | Check in Google Scholar

Community empowerment is an effort carried out through a series of activities to strengthen the empowerment of a weak group in society to achieve a better life. Community empowerment is seen through the institutional aspects of waqf, social capital and productive waqf. The aim of this research is to obtain evidence of community empowerment through chicken livestock waqf based on institutional aspects of waqf and social capital at the Al Islam Foundation in Payakumbuh City. This research uses quantitative methods with the type of field research. Researchers used primary data through observations and questionnaries with total sampling techniques. This research used 35 samples for questionnaires which were analyzed using the SEM – PLS method. The results obtained in this research are that institutions do not have a significant influence on productive waqf, while social capital has a significant influence on productive waqf. Waqf institutions have a significant influence on community empowerment and social capital has a significant influence on community empowerment. The influence of waqf institutions on community empowerment through productive waqf for chicken farming does not have a significant effect. The influence of social capital on community empowerment through productive chicken farming endowments does not have a significant effect. The influence of productive waqf on community empowerment does not have a significant effect.

Determinants of Strategy Agility and Performance of Micro, Small and Medium Enterprises Halal Industry Helmalia, Helmalia; Masdupi, Erni; Rasyid, Rosyeni
International Journal of Islamic Studies Higher Education Vol. 4 No. 1 (2025): March
Publisher : Islamic Studies and Development Center in collaboration with Department of Islamic Education Universitas Negeri Padang

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.24036/insight.v4i1.197

The growing halal industrial food and beverage business has not yet reflected competitive performance. Micro, small and medium enterprises in this sector often face challenges in the form of operational efficiency and low financial literacy, thus affecting their competitiveness. This study aims to analyze the effect of agility strategies on the performance of micro, small and medium enterprises in the halal industry. This research uses a quantitative approach through a survey with simple linear regression data analysis techniques. The object of research is halal-certified micro, small and medium enterprises, with data obtained from the Ministry of Religious Affairs, the Ministry of Cooperatives and micro, small and medium enterprises, the Central Bureau of Statistics, and the Ministry of Tourism and Creative Economy. The results show that the agility strategy allows micro, small and medium enterprises to operate more flexibly and responsively to market changes and meet strict halal standards. These findings form the basis for micro, small and medium enterprises in improving operational efficiency in order to strengthen the competitiveness of micro, small and medium enterprises in local and global markets. With the ability to adapt and innovate quickly according to the needs of the halal industry market in Indonesia.

Falah Profit of Sharia Rural Banks in West Sumatra: Impact of Funding and Financing Kurnia, Rahmat; Maharani, Nur Avivah; Helmalia, Helmalia; Putra, Gusti Dirga Alfakhri; Melzatia, Haura Hazimah
Al-bank: Journal of Islamic Banking and Finance Vol 5, No 2 (2025): July - Desember 2025
Publisher : Universitas Islam Negeri Mahmud Yunus Batusangkar

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.31958/ab.v5i2.15261

This study aims to examine the influence of funding and financing activities—specifically Mudharabah Savings, Mudharabah Deposits, and buying and selling transactions on the Falah Profit of Sharia Rural Banks (BPRS) in West Sumatra over the period from 2015 to 2023. Employing a descriptive quantitative methodology with panel data regression analysis, secondary data were collected from the official financial reports published on the OJK website, involving a purposive sample of 38 banks. The analysis reveals that both Mudharabah Savings and Mudharabah Deposits have a positive and statistically significant influence on Falah Profit, with regression coefficients indicating that an increase in these funding sources is associated with higher profitability. Conversely, buying and selling activities exhibit a positive but statistically insignificant effect on Falah Profit, suggesting a less direct impact in this context. The combined impact of these variables explains approximately 82.68% of the variation in Falah Profit, illustrating their substantial role in shaping bank performance. These findings imply that strategic enhancement of Mudharabah-based funding mechanisms can effectively boost profitability, contributing to the stability and growth of Sharia banking institutions in the region. The study thus emphasizes the importance of Islamic financial products and funding schemes in driving sustainable bank performance aligned with Sharia principles

Analisis Pengembangan Badan Usaha Milik Desa (Studi Pada BUMDes Kanie Kabupaten Sidenreng Rappang) helmalia, helmalia; Dema, Herman; Barisan, Barisan
Jurnal Ilmu Sosial dan Ilmu Politik Vol. 7 No. 1 (2025): JURNAL ILMU SOSIAL DAN ILMU POLITIK
Publisher : STISIPOL Raja Haji

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.56552/jisipol.v7i1.314

This study aims to analyze the potential and development strategies of the Village-Owned Enterprise (BUMDes) in Kanie Village, Sidenreng Rappang Regency. Although the village has established a BUMDes unit focusing on office supplies, its management has not been optimal and does not yet reflect the village’s full potential. This research employs a descriptive qualitative approach with data collected through observation, in-depth interviews, and documentation. Data analysis was carried out using the Miles and Huberman model and assisted by NVivo 12 Plus software. The findings reveal six major potentials in Kanie Village: natural resources, human resources, economic potential, socio-cultural aspects, institutional capacity, and geography. However, most of these potentials have not been fully utilized by BUMDes. The recommended development strategies include community empowerment, increased transparency, provision of capital and infrastructure, optimization of local resources, and collaboration with third parties. This study highlights the importance of a comprehensive, locallybased approach to ensure that BUMDes can develop sustainably and contribute significantly to improving the welfare of rural communities.

Financial Well-Being: The Mediating Effect of Financial Behavior on The Relationship Between Islamic Financial Literacy and Financial Attitudes Helmalia, Helmalia; Putri, Mela Emelya; Mawaddah, Arini Alfa; Putra, Romy Yunika; Ifriadi, Rike
Al-Intaj : Jurnal Ekonomi dan Perbankan Syariah Vol 11, No 2 (2025)
Publisher : Faculty of Economics and Islamic Business, UIN Fatmawati Sukarno Bengkulu

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.29300/aij.v11i2.7933

Purpose:Understanding the factors that influence financial well-being is important for promoting financial sustainability, especially amid economic uncertainty that requires effective and planned management. Such financial management requires adequate Islamic financial literacy, positive financial attitudes, and appropriate financial behavior.Design/Methodology:This study investigates the mediating role of financial behavior in the relationship between Islamic financial literacy, financial attitudes, and financial well-being. Using a quantitative design, data were collected from 100 civil servant teachers in Agam Regency, Indonesia, through a structured questionnaire. The sample was determined using the Slovin formula and selected through simple random sampling. Partial Least Squares Structural Equation Modeling PLS-SEM 4 was used for data analysis.Findings:The findings show that Islamic financial literacy does not directly affect financial well-being but indirectly through financial behavior. Financial attitudes have a significant direct influence on financial well-being, while their indirect influence through financial behavior is not supported. These results underscore the important role of financial behavior as a mechanism linking financial knowledge to better financial outcomes.Practical Implications:This study offers meaningful implications for financial education programs and policy interventions focused on developing long-term financial resilience.Originality/Value:This study offers a novel perspective on understanding financial well-being by positioning Islamic financial literacy as a foundational approach. It not only addresses the limitations of previous research that primarily focused on conventional financial literacy, but also provides a more contextually relevant understanding for communities that manage their finances based on Sharia principles.

Pelatihan Pembuatan Produk Minuman Kesehatan Berbasis Bahan Alam dan Penyuluhan Regulasi Perijinan SPP IRT Nafisah Isnawati; Shinta Mayasari; Khrisna Agung; Endang Lifchatullaillah; Helmalia, Helmalia
ABDIKAN: Jurnal Pengabdian Masyarakat Bidang Sains dan Teknologi Vol. 2 No. 4 (2023): November 2023
Publisher : Yayasan Literasi Sains Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.55123/abdikan.v2i4.2481

The empirical utilization of plants as traditional medicine is still limited to making herbal decoctions which are rather long and on average taste bitter. The development of the utilization from medicinal plants in the form of health drinks that are easy to consume and taste acceptable to the public is still very low. Plant materials that are widely used include kencur in the form of herb beras kencur, temu lawak in the form of herb temu lawak. Therefore, this activity is to improve the health status for the community and increase the economic independence of the community by entrepreneurship with health drinks that are made from natural ingredients with innovative processing. The method that used in is counseling and hands-on practice of making, labeling products. The target audience is people whose daily activities are small entrepreneurs. The results obtained from this activity are increasing knowledge about the utilization of natural ingredients as health drinks, knowledge of SPP-IRT licensing regulations, and processing practices for making, packaging and labeling health drink products in the form of instant beras kencur, instant temu lawak and temu lawak syrup that have worth to sell.

Falah Profit of Sharia Rural Banks in West Sumatra: Impact of Funding and Financing Kurnia, Rahmat; Maharani, Nur Avivah; Helmalia, Helmalia; Putra, Gusti Dirga Alfakhri; Melzatia, Haura Hazimah
Al-bank: Journal of Islamic Banking and Finance Vol. 5 No. 2 (2025): July - Desember 2025
Publisher : Universitas Islam Negeri Mahmud Yunus Batusangkar

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.31958/ab.v5i2.15261

This study aims to examine the influence of funding and financing activities—specifically Mudharabah Savings, Mudharabah Deposits, and buying and selling transactions on the Falah Profit of Sharia Rural Banks (BPRS) in West Sumatra over the period from 2015 to 2023. Employing a descriptive quantitative methodology with panel data regression analysis, secondary data were collected from the official financial reports published on the OJK website, involving a purposive sample of 38 banks. The analysis reveals that both Mudharabah Savings and Mudharabah Deposits have a positive and statistically significant influence on Falah Profit, with regression coefficients indicating that an increase in these funding sources is associated with higher profitability. Conversely, buying and selling activities exhibit a positive but statistically insignificant effect on Falah Profit, suggesting a less direct impact in this context. The combined impact of these variables explains approximately 82.68% of the variation in Falah Profit, illustrating their substantial role in shaping bank performance. These findings imply that strategic enhancement of Mudharabah-based funding mechanisms can effectively boost profitability, contributing to the stability and growth of Sharia banking institutions in the region. The study thus emphasizes the importance of Islamic financial products and funding schemes in driving sustainable bank performance aligned with Sharia principles

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