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PENGARUH VARIABEL EKONOMI TERHADAP PENDAPATAN PEDAGANG SEMBAKO DI PASAR MENGWI KECAMATAN MENGWI KABUPATEN BADUNG: The Influence of Economic Variables on the Income of Basic Goods Traders at Mengwi Market, Mengwi Sub-District, Badung Regency I Gusti Ayu Meta Purmina Dewi; I Nyoman Gede Marta; I Wayan Mula Sarjana
Ganec Swara Vol. 19 No. 2 (2025): Juni 2025
Publisher : Yayasan Al-Amin Qalbu

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.59896/gara.v19i2.252

Abstract

This study aims to determine the influence of economic variables, namely: capital, business duration, and working hours on the income of staple food traders at Mengwi Market, Mengwi District, Badung Regency. The sample in this study was determined using the simple random sampling technique, with a total of 73 respondents. Hypothesis testing was conducted using Multiple Linear Regression Analysis. The results of the study indicate that the economic variables capital, business duration, and working hours-partially have a positive and significant effect on the income of staple food traders at Mengwi Market, Mengwi District, Badung Regency. Capital, business duration, and working hours also have a significant simultaneous effect on the income of these traders. The coefficient of determination shows that 70.9 percent of the variation in income can be explained by the variables of capital, business duration, and working hours. The remaining 29.1 percent is influenced by other factors not included in this study
ANALISIS PENGARUH DANA PIHAK KETIGA SERTA KREDIT TERHADAP KINERJA LABA PT. BPR RESTU DEWATA DI KECAMATAN KEDIRI, KABUPATEN TABANAN: An Analysis Of The Impact Of Third-Party Funds And Lending On The Profitability Of PT. BPR Restu Dewata In Kediri District, Tabanan Regency I Gusti Ayu Meta Purmina Dewi; Ngurah Made Novianha Pynatih; Ni Rai Artini
Ganec Swara Vol. 20 No. 2 (2026): Juni 2026
Publisher : Yayasan Al-Amin Qalbu

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.59896/gara.v20i2.650

Abstract

This study aims to analyze the effect of savings, deposits, and credit on the profit of PT. BPR Restu Dewata in Kediri District, Tabanan Regency, both partially and simultaneously. This research is associative in nature and uses secondary quantitative data in the form of monthly reports from January 2021 to December 2025. The sample was determined using purposive sampling, and data were collected through document study. The analysis was conducted using multiple linear regression. The results show that partially, savings, deposits, and credit have a positive and significant effect on profit, and simultaneously they also have a significant effect. The R² value of 0.974 indicates that savings, deposits, and credit collectively explain 97.4% of the variation in profit, while the remaining 2.6% is influenced by other factors outside the model