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All Journal IQTISHADUNA: Jurnal Ekonomi dan Keuangan Islam Jurnal Ilmu Manajemen Retail Universitas Muhammadiyah Sukabumi (JIMAT UMMI) Al-Qashdu: Jurnal Ekonomi dan Keuangan Syariah Islamic Banking and Finance Jurnal Keuangan dan Perbankan Syariah Journal of Sharia Accounting and Tax (JSAT Journal of Economic Development and Village Building
Nur Eka Setiowati, Nur Eka
Prodi Perbankan Syariah Fakultas Syariah dan Ekonomi Islam IAIN Syekh Nurjati Cirebon
Decision Sciences, Operations Research & Management Earth & Planetary Sciences Economics, Econometrics & Finance Environmental Science Industrial & Manufacturing Engineering Social Sciences

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Journal : Jurnal Keuangan dan Perbankan Syariah

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Pengaruh Literasi Keuangan Syariah dan Persepsi Kemudahan Pengguna Terhadap Keputusan Menggunakan Mobile Banking Syariah di Kecamatan Majalengka Rahayu, Sri; Aziz, Abdul; Setiowati, Nur Eka
Jurnal Keuangan dan Perbankan Syariah Vol 4 No 1 (2025): Juli 2025
Publisher : FAKULTAS EKONOMI DAN BISNIS ISLAM

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.24260/jkubs.v4i1.3751

Abstract

Purpose: This study aims to analyze and measure the effect of Islamic financial literacy and perceived user convenience on decisions to use Islamic mobile banking. Design/methodology/approach: The research method used in this research is quantitative with data collection techniques through a google form questionnaire. The sampling technique used was Non Probability Sampling with Purposive Sampling type with 103 respondents. The population is the people of Majalengka District. The data analysis used is the research instrument test, classical assumption test, and hypothesis testing. Research Findings: The results showed that Islamic financial literacy (X1) had no significant effect while perceived user convenience (X2) had a significant effect on the decision to use Islamic mobile banking in Majalengka District (Y),. Simultaneously, X1 and X2 have a significant effect on Y with a contribution of 79.8%, the remaining 20.2% is influenced by other factors outside this study. Contribution/Originality/Novelty: The results show that perceived convenience is more dominant than financial literacy, making a strategic contribution to the development of Islamic banking services. Keywords: Literacy, Convenience, Mobile Banking
Co-Authors Abdul Aziz Aslamiyah, Siti Tsuwaibatul Dewi Fatmasari Diana Djuwita, Diana Febriyani, Aulia Haerisma, Alivien Septian Hamdalah, Nurul Ishlaahi, Citra Nuur Listriyani, Futri Mahilda, Gita Makmuri Ahdi Nakhwatunnisa, Haulah Nugraha, Muhammad Robi Setiyani, Iis SRI RAHAYU Sri Rokhlinasari, Sri Wartoyo Wartoyo Widagdo, Ridwan