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All Journal Islam Futura Religio : Jurnal Studi Agama-agama SAMARAH: Jurnal Hukum Keluarga dan Hukum Islam At-Tafkir Media Syari'ah: Wahana Kajian Hukum Islam dan Pranata Sosial Al-Qadha: Jurnal Hukum Islam dan Perundang-Undangan Al-Muamalat: Jurnal Hukum dan Ekonomi Syari'ah Syarah: Jurnal Hukum Islam dan Ekonomi Al-Hiwalah : Journal Syariah Economic Law el hisbah: Journal of Islamic Economic Law JURISTA : Jurnal Hukum dan Keadilan
Zulhamdi, Zulhamdi
Institut Agama Islam Negeri Lhokseumawe
Religion Arts Humanities Decision Sciences, Operations Research & Management Economics, Econometrics & Finance Law, Crime, Criminology & Criminal Justice Social Sciences

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Punishment for Prostitution Offenders in the Review of Maqashid Syariah Syarif, Muhammad; Zakaria, Zakaria; Zulhamdi, Zulhamdi; Hasbi, Husnaini; Nazir, Muhammad
Al-Hiwalah: Journal of Sharia Economic Law Vol. 3 No. 2 (2024): Al-Hiwalah : Journal Syariah Economic Law
Publisher : Department of Islamic Economic Law, Faculty of Sharia, Sultanah Nahrasiyah State Islamic University, Lhokseumawe

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.47766/al-hiwalah.v3i2.4715

Abstract

Prostitution which is prostitution is very dangerous for the maintenance of offspring (hifz al-nasl) and lead to criminal acts of crime under Islamic law. This library research was conducted by studying books and journals that are relevant to the writing of this article. In the Islamic perspective there is no nomenclature implicitly mentioning prostitution. Prostitution is the provision of sexual services by a man or a woman for money or satisfaction. Prostitution or prostitution is defined as adultery. Prostitution is a practice that destroys the foundations of family life, morality, morality, law and religion. In the Qur'an it is explained that the appropriate punishment for adulterymuhsan in the form of punishment of stoning and adulteryghairu muhsan was subject to a penalty of 100 lashes. Give punishment to the perpetrators of prostitution to prevent the occurrence of acts of adultery that can damage the sustainability of human life, especially aspects dharuriat, namely maintenance hifz al-nasl. Punishments are given in order to create sharia goals and punishment in Islamic law which includes prevention and guidance can be achieved and creates a deterrent effect for perpetrators, and not to repeat the act. Keywords: Punishment, Prostitutes, Maqashid Sharia
The Transformation of Risk Management in Islamic Financial Institutions: A Sharia Economic Law Perspective Desky, Harjoni; Zulhamdi, Zulhamdi; Savitri, Asmah
Al-Hiwalah: Journal of Sharia Economic Law Vol. 4 No. 1 (2025): Al-Hiwalah : Journal Syariah Economic Law
Publisher : Department of Islamic Economic Law, Faculty of Sharia, Sultanah Nahrasiyah State Islamic University, Lhokseumawe

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.47766/al-hiwalah.v4i1.6060

Abstract

Risk management in Islamic financial institutions presents a unique challenge due to the dual necessity of aligning with conventional management practices and the legal-ethical framework of Sharia. The central problem of this research is the lack of integration between evolving risk management practices and the foundational principles of Sharia Economic Law, which often leads to either operational inefficiency or potential non-compliance with Islamic legal norms. This disconnect becomes more critical due to increasing financial complexity, technological innovation, and regulatory demands. Therefore, this study addresses the following research question: How is risk management transforming within Islamic financial institutions, and to what extent does this transformation comply with the principles of Sharia Economic Law? The study also explores whether such transformation strengthens the Islamic finance sector's legal certainty, stakeholder trust, and institutional resilience. This research adopts a qualitative-descriptive method with a normative legal approach. Data were collected through document analysis of legal provisions, fatwas, and risk management frameworks used in selected Islamic financial institutions. In-depth interviews with Sharia board members and risk officers from Islamic banks were also conducted to capture practical insights and legal reasoning. The findings show that the transformation of risk management in Islamic financial institutions is occurring on three fronts: technological adoption (e.g., AI and big data for risk analysis), regulatory compliance alignment (integration of OJK and DSN-MUI standards), and internal policy development grounded in maqashid al-shariah. However, the study finds inconsistencies between implementation and Sharia legal standards, particularly in credit and liquidity risks, where conventional models are still dominant. The research concludes that a robust Sharia Economic Law framework and ethical managerial reform is essential to ensuring that risk management practices in Islamic financial institutions mitigate risk and uphold Islamic legal and moral obligations
Between Sacred Texts and Local Traditions: The Dialectics of Worship and Culture in Aceh Husnaini, Husnaini; Ismail, Sherif Mohamed A.; Syihab, Mahdi Abdullah; Jafar, Muhammad; Zulhamdi, Zulhamdi; Keumala Ulfah, Almira
Religió Jurnal Studi Agama-agama Vol. 15 No. 2 (2025): September
Publisher : Department of Religious Studies, Faculty of Ushuluddin and Philosophy, Sunan Ampel State Islamic University Surabaya

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.15642/religio.v15i2.3660

Abstract

The encounter between religion and various cultures often results in a dynamic interaction, as it has to adapt to the existing traditions lived by the people. Examining such studies will reveal the tension and the dialectical dimension, helping us better understand how people perceive religion. This article aims to understand the relationship between Islamic rituals and Acehnese cultural practices, an area known as the “Veranda of Mecca”. By analyzing and interpreting extensive sources from a literature review, including academic literature, local religious texts, and historical archives, this qualitative research reveals that religious practices in Aceh, particularly the Commemoration of the Prophet Muhammad’s birth, congregational dhikr, tahlilan, and tarekat traditions, are the result of a centuries-long dialectic between Islamic teachings and the local traditions. Furthermore, it reveals two main views toward the religion: the textual view, which emphasizes the essence of the teachings and rejects cultural innovation, and the contextual view, which accepts acculturation. These approaches sometimes trigger tension, but also enrich the treasury of Islam and strengthen the social solidarity of the Acehnese people. This study underscores the importance of an inclusive, dialogical understanding as an interpretive resource for building a distinctive, harmonious religious identity in Aceh.
From Transactional Compliance to Judicial Justice: (Answering the Challenges of Sharia Economics and Contemporary Law Enforcement) Zulhamdi Zulhamdi
Al-Hiwalah: Journal of Sharia Economic Law Vol. 5 No. 1 (2026): Al-Hiwalah : Journal Syariah Economic Law
Publisher : Department of Islamic Economic Law, Faculty of Sharia, Sultanah Nahrasiyah State Islamic University, Lhokseumawe

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.47766/al-hiwalah.v5i1.7994

Abstract

This edition of Al-Hiwalah: Journal of Islamic Economic Law presents ten scientific articles that comprehensively examine the dynamics of Islamic economic law, judicial jurisprudence, and the protection of vulnerable groups in Indonesia. In the muamalah cluster, the manuscript dissects sustainable regional investment policies in South Kalimantan, a normative analysis of DSN-MUI Fatwa No. 115/2017 regarding the integration of the principle of Al-Ghunm bi Al-Ghurm and the prohibition of Dhaman in mudharabah, and the resolution of insurance disputes at PT. Asuransi Takaful Indonesia. Empirical aspects are explored through transactions at Fadel Dela Buli Market, Maba District, as well as the perception of zakat management by the Al-Mutathahirin Mosque Council in Ternate. Meanwhile, the realm of family law and law enforcement focuses analysis on the decisions of the Sukoharjo Religious Court, including the judge's considerations in determining child custody after divorce (No. 708/Pdt.G/2025/PA.Skh), domestic violence as a basis for divorce (No. 223/Pdt.G/2023/PA.Skh), and the legality of marriage confirmation (No. 16/Pdt.P/2025/PA.Skh). This discourse is strengthened by a comparative study of the Aceh MPU Fatwa No. 18/2015 and the MUI Fatwa No. 11/2012 regarding illegitimate children from the perspective of Maqasid Syariah, as well as an analysis of the structural obstacles to the enforcement of Law No. 12 of 2022 concerning Sexual Violence. This edition successfully bridges the dogmatics of legal texts with socio-economic realities, while formulating applicable policy recommendations for academics, judicial practitioners, and national policymakers
Kebijakan Belanja Negara dalam Tinjauan Fikih Yusriadi Ibrahim; Zulhamdi Zulhamdi
Al-Hiwalah: Journal of Sharia Economic Law Vol. 2 No. 2 (2023): Al-Hiwalah : Journal Syariah Economic Law
Publisher : Department of Islamic Economic Law, Faculty of Sharia, Sultanah Nahrasiyah State Islamic University, Lhokseumawe

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.47766/alhiwalah.v2i2.1551

Abstract

Islam is a perfect teaching that includes learning norms for human life in the world and the hereafter, including economic learning which includes the State's shopping policy as one of the fiscal tools of the State, all of which have a purpose for the welfare of individuals and society. In this paper, the author will try to collect data from several literatures to examine briefly how Islam and economics as well as the State expenditure policy based on Islam, in terms of understanding, history, its application in modern times, as well as its combination with existing conventional system or which has been applied in advance by States which sometimes cause obstacles and problems in its implementation. Islam is a perfect teaching that includes learning norms for human life in the world and the hereafter, including economic learning which includes the State's shopping policy as one of the fiscal tools of the State, all of which have a purpose for the welfare of individuals and society. In this paper, the author will try to collect data from several literatures to examine briefly how Islam and economics as well as the State expenditure policy based on Islam, in terms of understanding, history, its application in modern times, as well as its combination with existing conventional system or which has been applied in advance by States which sometimes cause obstacles and problems in its implementation.
Sharia Economic Dispute Resolution Model According to Qanun No. 11 of 2018 concerning Sharia Financial Institutions Syamsul Rizal; Cut Dara; Muammar Khadafi; Kafrawi Kafrawi; Husnaini Husnaini; zulhamdi zulhamdi
Al-Hiwalah: Journal of Sharia Economic Law Vol. 3 No. 1 (2024): Al-Hiwalah : Journal Syariah Economic Law
Publisher : Department of Islamic Economic Law, Faculty of Sharia, Sultanah Nahrasiyah State Islamic University, Lhokseumawe

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.47766/alhiwalah.v3i1.2893

Abstract

When many business entity activities start to appear that use the sharia label, the resolution must be carried out by institutions that truly understand sharia economics. So, creating economic products that have the term sharia attached to them is not easy and requires various kinds of adjustments, such as; applicable laws and regulations, contemporary economic developments in global society which tend to be value-free, varied transaction models, and so on. All of this must be able to be adjusted to sharia principles. The problem formulation in this research is: What is the Sharia Economic Dispute Resolution Model seen from Qanun No. 11 of 2018 concerning Sharia Financial Institutions? The type of research used is library research, namely by studying and examining sources. written text that is relevant to the discussion material. The results of this research are a model for Sharia Economic Dispute Resolution after the implementation of Qanun No. 11 of 2018 concerning Sharia Financial Institutions, a model for resolving disputes through non-litigation (outside of court), namely a model for resolving disputes that is carried out using methods that exist outside of court. usually called an alternative dispute resolution institution.
Co-Authors Almira Keumala Ulfah Asmah Savitri Cut Dara Dara, Cut Harjoni Harjoni Husnaini Husnaini Husnaini Husnaini Ismail, Sherif Mohamed A. Junaidy, Athailah Kafrawi Kafrawi Kafrawi Kafrawi Mahyuni Mahyuni Muammar Khadafi Muammar Khadafi Muhammad Ikbal Muhammad Jafar, Muhammad Muhammad Nazir Muhammad Syarif, Muhammad Syamsul Rizal Syamsul Rizal Syihab, Mahdi Abdullah Wilda Nadhiratul Safira Yusriadi Ibrahim Zaiyad Zubaidi Zakaria Zakaria