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All Journal Jurnal Keuangan dan Perbankan Jurnal Manajemen dan Kewirausahaan (JMDK) Abdimas: Jurnal Pengabdian Masyarakat Universitas Merdeka Malang Jurnal ABM Mengabdi
Lita Dwipasari, Lita
Unknown Affiliation
Humanities Decision Sciences, Operations Research & Management Economics, Econometrics & Finance Education Health Professions Industrial & Manufacturing Engineering Social Sciences

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 1 
Factors Affecting Bank Profitability of BUKU 1 and BUKU 2 Lis Sintha Oppusunggu; Lita Dwipasari
Jurnal Keuangan dan Perbankan Vol 25, No 4 (2021): October 2021
Publisher : University of Merdeka Malang

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.26905/jkdp.v25i4.6445

Abstract

The research aims to know and analyze the effect of bank health ratios in terms of capital aspects (CAR and CCRA), rentabilities aspects (ROA, OEOI, and NIM), and liquidity aspects (LDR and LAR) on Profitability in BUKU 1 and BUKU 2 group banks. This study used secondary data obtained from monthly financial statements on banks category BUKU 1 and BUKU 2 period January 2015-December 2019 while analyzing data using the multiple linear regression analysis approaches. The results found that 1) aspects of bank capital as measured by capital Adequacy Ratio and Core Capital Ratio to ATMR consistently had no significant effect on profitability in the BUKU 1 and BUKU 2 group banks; 2) Aspects of Rentability as measured by ROA and NIM proved to have a negative and significant effect on bank profitability in the BUKU 1 and BUKU 2 groups, While for Operating Expenses or Operating Income proved to have a significant negative effect on bank profitability and 3) Aspects of liquidity as measured by LDR and LAR proved to have a positive and significant effect on profitability in banks in the BUKU 1 and BUKU 2 groups, and 4) Among bank health ratios, it was found that LDR was the dominant variable on the profitability on banks in the BUKU 1 and BUKU 2 groups.JEL: G21, G23, G53
DAMPAK TERUKUR FASILITAS KREDIT USAHA MIKRO POLA TANGGUNGRENTENG SEBAGAI ALAT PEMBETUK LENDING MODEL BAGI USAHA MIKRO PEMULA DAN PROGRAM PENDANAAN BERKELANJUTAN Sunardi Sunardi; Lita Dwipasari
Jurnal Keuangan dan Perbankan Vol 20, No 2 (2016): May 2016
Publisher : University of Merdeka Malang

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (470.38 KB) | DOI: 10.26905/jkdp.v20i2.362

Abstract

The objectives of this research are to examine the revenue impact and the repayment capacity of working modal credit facility for Small Medium Eterprises by using joint liability. This research used a correlational ap-proach and purposive sampling technique with several criteria such as: (1) Small Medium Eterprises should have 5 (five) people minimally; (2) Small Medium Eterprises have been guided by a university; (3) Small Medium Eterprises have got a loan from a bank. The result of this research shows that the revenue and the rep6ayment capacity from the fourth Small Medium Eterprises have increased. The highest revenue is ob-tained from Batik sector and the lowest revenue is obtained from convection sector.
KOMPENSASI DAN KEDISIPLINAN SEBAGAI FAKTOR YANG BERPENGARUH TERHADAP KINERJA DAN KEPUASAN KERJA KARYAWAN BANK Lita Dwipasari
Jurnal Keuangan dan Perbankan Vol 12, No 3 (2008): September 2008
Publisher : University of Merdeka Malang

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (307.294 KB) | DOI: 10.26905/jkdp.v12i3.910

Abstract

This research was aimed to know the compensation effect and working disciplineas the factor that influenced to job performance and satisfaction. Research population wasofficers of Jatim bank of Malang by using Judment sampling method. The respondents were48 people. The data was analyzed by using Path analyze.The result of this research was thatcompensation given by Jatim Bank of Malang influenced officers job satisfaction indirectly.While the effect of compensation toward officers job performance could not be proved. Thismatter showed officers job performance was not influenced by the compensation given bythe bank. However, it was influenced by the discipline factor of the officers and it was provedempirically in this research.
Desain Model Akselerasi Manajemen Sampah Sekolah Dasar sebagai Upaya Pembentukan Sekolah Berbudaya Lingkungan dan Pemberdayaan Ekonomi Lita Dwipasari
Jurnal Manajemen dan Kewirausahaan Vol 4, No 2 (2016): December 2016
Publisher : University of Merdeka Malang

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.26905/jmdk.v4i2.1065

Abstract

Bank Sampah  in Malang is an arm of government to manage waste. The more increasing number of quality garbage collected, the greater the customer's account at the Bank. Bank Sampah  will help meet the waste  demand   of  recycling plant. Elementary school is the customer target groups  Bank Sampah Malang. They have many obstacles in its waste management activities. Bank Sampah  and the Department of Education in  Malang has been providing direction and some facilities for waste management in elementary schools. This study was conducted to produce a acceleration model of waste management Elementary School. Making design through several phases: analysis of the situation (questionnaire, observation and documentation). Structured questionnaire based on analysis Input-Process-Output (IPO). Evaluation model made through brainstorming to generate empirical models. Socialization and accompaniment is  done at 3 elementary schools. Field testing is conducted through a quasi method because there are treatment methods for sample (Elementary School) . Final testing of this model is the descriptive analysis (changes of primary account number  and  environmental changes of elementary school) and inferential analysis by performing the Wilcoxon paired sample test (for non-parametric statistics). https://doi.org/10.26905/jmdk.v4i2.1065
Ekonomi Kolaboratif: Pemberdayaan Ekonomi Kelompok Pemulung Berbasis Masyarakat dengan Program GR. Ampah pada Warga Kelurahan Madyopuro Malang Lita Dwipasari; Abdul Manap Wardoyo
Jurnal ABM Mengabdi Vol 3 (2016): Desember
Publisher : STIE Malangkucecwara

Show Abstract | Download Original | Original Source | Check in Google Scholar

Abstract

Pemberdayaan ekonomi bagi masyarakat dengan ekonomi rendah seperti pemulung juga bukan hanya menjadi tanggung jawab pemerintah saja, namun menjadi tanggung jawab secara kolaborasi (gotong royong) seluruh masyarakat utamanya masyarakat sekitarnya. Jika setiap hari memberi uang kepada para pemulung adalah tidak mudah bagi warga tapi bila memberikan sesuatu yang tidak terpakai namun berguna bagi pemulung adalah hal yang sangat mudah dilakukan, maka sampah adalah sarana untuk beramal tersebut. Program Kegiatan GR Ampah adalah kegiatan menyadarkan warga untuk beramal secara gotong royong sebagai wujud peduli kepada lingkungan termasuk pemulung, yang didasarkan pada keyakinan ajaran agama masing-masing. Sehingga pemulung memperoleh peningkatan pendapatan. Untuk menyampai tujuan tersebut digunakan metode penyuluhan, action, dan pengamatan hasil pada lapak sampah yang biasa para pemulung menyetorkan sampahnya. Daftar harga sampah juga akan ditampilkan agar warga dapat memperkirakan amal yang telah mereka lakukan. Alat bantu yang digunakan untuk mencapai tujuan kegiatan GR Ampah adalah dengan alat edukasi memilah sampah untuk anak, materi dokumentasi untuk memberikan penyuluhan, tempat sampah untuk memilah sampah serta alat-alat penguatan untuk sikap warga seperti video di youtube dan banner.
PENDAMPINGAN PENGEMBANGAN KUB (KELOMPOK USAHA BERSAMA) BATIK MALANGAN DI KOTA MALANG Lita Dwipasari; Totok Subianto
Abdimas: Jurnal Pengabdian Masyarakat Universitas Merdeka Malang Vol 2, No 2 (2017): December 2017
Publisher : University of Merdeka Malang

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.26905/abdimas.v2i2.1816

Abstract

Kerajinan batik sudah menjadi salah satu industri  kreatif di Indonesia. Batik bila ditekuni secara professional akan dapat menjadi salah satu “Soko Guru” bagi perekonomian. Dikota Malang, animo masyarakat memakai batik sudah mulai meningkat. Sementara itu batik malangan sendiri belum popular karena keberadaannya yang masih baru. Desain etnik yang dibuat berdasarkan sejarah dan potensi daerah memang belum seberapa banyak bila dibandingkan dengan batik Jogja dan  Solo  sehingga dibutuhkan bantuan untuk mengeksplorasi potensi khas kota Malang tersebut dalam desain batik yang lebih bervariasi (ethno modern). Kelompok Usaha Bersama (KUB) batik  yaitu KUB batik Blimbing (batik Reni) dan batik Tlogomas yang berada  di kota Malang adalah salah satu contoh kelompok ibu-ibu PKK yang secara bersama-sama mendirikan usaha kerajinan Batik Malangan untuk meningkatkan perekonomian keluarga. Namun Pembuatan batik mereka masih sederhana sehingga  belum dapat menjangkau segmen pasar yang lebih luas.   Dengan melalui pendampingan tentang  proses produk dan desain batik karakter, perhitungan harga produksi  diharapkan dapat meningkatkan produksi dan pemasaran batik dan   dapat mendongkrak omzet penjualan batik malangan. Disamping itu pendampingan dalam kegiatan pemasaran juga dilakukan utamanya untuk mencapai  segmen pasar institusi (organisasi) yang merupakan peluang bagi KUB Tlogomas dan KUB Blimbing (batik Reni). DOI: https://doi.org/10.26905/abdimas.v2i2.1816
Co-Authors Abdul Manap Wardoyo Lis Sintha Oppusunggu Sunardi Sunardi Totok Subianto