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Peran Bank Syariah Indonesia Dalam Memberikan Pembiayaan Untuk Mendukung Peningkatan Kesejahteraan Usaha Kecil Dan Menengah Di Kabupaten Cirebon (Studi analisis Bank BSI KCP Plered I) Gama Pratama; Ahmad Munajim; Toto Sukarnoto; Barnawi Barnawi; Dapiah Dapiah; Paturohman Paturohman
Ecobankers : Journal of Economy and Banking Vol 3 No 2 (2022): Ecobankers : Journal of Economy and Banking
Publisher : Prodi Perbankan Syariah Fakultas Ekonomi dan Bisnis Islam Universitas Islam Bunga Bangsa Cirebon

Show Abstract | Download Original | Original Source | Check in Google Scholar

Abstract

Bank syariah merupakan bank yang menjalankan kegiatan usaha berdasarkan prinsip syariah atau prinsip hukum islam. Penelitian ini menggunakan metode kualitatif yaitu bertujuan untuk mengetahui peranan Bank Syariah Indonesia Tbk KCP Plered I dalam memberikan pembiayaan untuk mendukung peningktan kesejahteraan Usaha Mikro Kecil dan Menengah (UMKM) di kabupaten cirebon. Penelitian ini dilaksanakan di kabpaten cirebon yang berlangsung 4 bulan mulai dari Maret sampai Juni 2022. Adapun tehnik pengumpulan data yang dilakukan salah satunya dengan wawancara langsung mengenai judul penelitian dan rumusan masalah. Dari penelitian ini penulis melakukan analisa data maka dapat diketahui bahwa, Bank Syariah Indonesia Tbk KCP Plered I berperan dalam perkembangan Usaha Kecil dan Menengah untuk masyarakat. Dengan adanya pemberian modal yang dilakukan, dapat sangat membantu masyarakat untuk mengembangkan usaha mereka dan mampu mengurangi kemiskinan serta membantu menambah pendapatan dan membuka peluang bagi masyarakat yang ingin memulai usaha. Walaupun bank syariah memiliki berbagai macam kelebihan dan keunggulan dalam mengembangkan Usaha Kecil dan Menengah, namun Bank Syariah mempunyai kelemahan dan mempunyai kendala dalam mengembangkan Usaha Kecil dan Menengah seperti masalah permodalan, Sumber Daya Manusia, serta kebijakan pemerintah yang lamban membuat aturan yang baku untuk kepentingan bank syariah
TRANSPARANSI DAN AKUNTABILITAS MANAJEMEN PEMBIAYAAN PENDIDIKAN ISLAM: KAJIAN KONSEPTUAL Saefuddaulah Mehir; Toto Sukarnoto; Feri Herdiana
Eduvis : Jurnal Manajemen Pendidikan Islam Vol. 7 No. 2 (2022): Eduvis : Jurnal Manajemen Pendidikan Islam
Publisher : Universitas Islam Bunga Bangsa Cirebon

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.47453/eduvis.v7i2.4236

Abstract

Islamic education financing management holds a strategic position in establishing institutional accountability and public trust. This study aims to examine the conceptual dimensions of transparency and accountability in Islamic education financing management through an in-depth literature review approach. The methodology employed is a qualitative library research method by systematically analyzing primary and secondary sources consisting of books, scientific journals, and relevant policy documents. The results of this study indicate that transparency and accountability in Islamic education financing are not merely technical administrative obligations, but are deeply rooted in the principles of Islamic governance (Islamic governance values), namely amanah (trustworthiness), adl (justice), and masuliyyah (responsibility). The study further reveals that the integration of a sound financial governance framework, robust internal control mechanisms, and a participatory culture among educational stakeholders significantly reinforces the quality of financial reporting and the credibility of Islamic educational institutions. The conceptual gap identified in this study pertains to the absence of a comprehensive and integrative model that holistically bridges the Islamic normative values with modern financial management practices in the context of Islamic educational institutions.
REKONSTRUKSI MANAJEMEN MARKETING PENDIDIKAN ISLAM BERBASIS DIGITAL BRANDING SYARIAH Saefuddaulah Mehir; Toto Sukarnoto; Ibnu Hajar Al Asqolani
Eduvis : Jurnal Manajemen Pendidikan Islam Vol. 7 No. 2 (2022): Eduvis : Jurnal Manajemen Pendidikan Islam
Publisher : Universitas Islam Bunga Bangsa Cirebon

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.47453/eduvis.v7i2.4241

Abstract

The rapid advancement of digital technology has fundamentally reshaped how educational institutions communicate their value propositions to prospective students and stakeholders. Islamic educational institutions, however, have been considerably slow in adapting their marketing management strategies to this digital transformation, particularly in harmonizing contemporary digital branding practices with Shariah principles. This study aims to reconstruct a marketing management model for Islamic education grounded in the concept of digital branding Shariah an integrative framework that synthesizes digital marketing strategies with the ethical and theological imperatives of Islamic teachings. Employing a systematic library research methodology, this study analyzed and synthesized relevant academic literature, including reputable national and international journals and reference books published within the last five years. Data analysis utilized the Miles and Huberman interactive model. The findings propose a reconstructed model comprising four interrelated dimensions: Shariah-compliant digital identity, value-based content marketing, halal digital community engagement, and ethical digital accountability. This model offers a contextually grounded and operationally feasible pathway for Islamic educational institutions to enhance their competitiveness while preserving their identity and integrity.
PENGARUH ATRIBUT PRODUK, TINGKAT KUALITAS PELAYANAN DAN JARINGAN KANTOR TERHADAP TINGKAT KEPUASAN NASABAH PERBANKAN SYARIAH Toto Sukarnoto
INKLUSIF (JURNAL PENGKAJIAN PENELITIAN SYARIAH DAN ILMU HUKUM) Vol. 6 No. 1 (2021): Juni 2021
Publisher : UIN Siber Syekh Nurjati Cirebon

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.24235/inklusif.v6i1.8433

Abstract

 ABSTRACT The development of Islamic banking is more modern, based on Islam and have many wide range of products, features and facilities other services do not automatically become Islamic banking as a solution to the transactions and banking services expected by the whole society, it can not be separated from their weaknesses, so they lack of perceived levels of customer satisfaction.Based on the background described can be formulated as the problem through the following questions: 1. What attributes of the product, the quality level of service and branch network of Islamic banking at Bank Jabar Banten sharia Tangerang City? 2. What product attributes, the quality level of service and office networks affect the level of customer satisfaction in the transaction of Islamic banking at Bank Jabar Banten sharia in Tangerang city? 3. How is the relationship between product attributes, the level of quality of service and network of offices on the level of customer satisfaction in the Islamic banking at Bank Jabar Banten sharia Tangerang City ?.The purpose of this study include: 1. Information on product attributes, the quality level of service and branch network of Islamic banking at Bank Jabar Banten sharia in Tangerang city. 2. The effect of product attributes, level of service quality and network of offices on the level of customer satisfaction in the Islamic banking Islamic Bank Jabar Banten Tangerang City. 3. The relationship between product attributes, the level of quality of service and network of offices on the level of customer satisfaction in the Islamic banking at Bank Jabar Banten sharia in the city of Tangerang.While the method of research in this thesis is a quantitative method of data collection in the form of observations, questionnaires, documentation and literature. In this study, using a sample as respondents 251 respondents with a population of 671 customers.Based test of ANOVA or Fcount on can Fcount was 31.572, while F (0:05; 3.247) = 2.641, since Fcount>Ftable; 31.572> 2.641, then H0 is rejected. This means that influences of product attributes (X1), Quality of Service (X2) & Office Network (X3) to the level of customer satisfaction (Y) Bank Jabar Banten Syariah in Tangerang.So that every time there is a change in the variable X is the product attributes, quality of service and network of offices will affect the level of customer satisfaction. Keywords : Product Attribute; Quality of Service; Network of Office and Customer Satisfaction. ABSTRAK Berkembangnya perbankan syariah yang semakin modern, berasaskan Islam dan telah banyaknya berbagai macam produk, fitur dan fasilitas layanan lainnya tidak secara otomatis menjadi perbankan syariah sebagai solusi atas transaksi dan pelayanan perbankan yang diharapkan oleh seluruh lapisan masyarakat, hal tersebut tidak terlepas dari adanya kelemahan sehingga masih kurangnya tingkat kepuasaan yang dirasakan nasabah.Berdasarkan latar belakang yang dijelaskan maka dapat dirumuskan masalahnya melalui pertanyaan sebagai berikut ini : 1. Bagaimana atribut produk, tingkat kualitas pelayanan dan jaringan kantor perbankan syariah pada bank bjb syariah Kotamadya Tangerang? 2. Apakah atribut produk, tingkat kualitas pelayanan dan jaringan kantor berpengaruh terhadap tingkat kepuasan nasabah dalam bertransaksi perbankan syariah pada bank bjb syariah di Kotamadya Tangerang? 3. Bagaimana hubungan antara atribut produk, tingkat kualitas pelayanan dan jaringan kantor terhadap tingkat kepuasaan nasabah perbankan syariah pada bank bjb syariah di Kotamadya Tangerang?.Adapun tujuan penelitian ini antara lain: 1. Informasi atribut produk, tingkat kualitas pelayanan dan jaringan kantor perbankan syariah pada bank bjb syariah di Kotamadya Tangerang. 2. Pengaruh atribut produk, tingkat kualitas pelayanan dan jaringan kantor terhadap tingkat kepuasaan nasabah perbankan syariah pada bank bjb syariah di Kotamadya Tangerang. 3. Hubungan antara atribut produk, tingkat kualitas pelayanan dan jaringan kantor terhadap tingkat kepuasan nasabah perbankan syariah pada bank bjb syariah di Kotamadya Tangerang.Sedangkan metode penelitan dalam penyusunan tesis ini adalah metode kuantitatif dengan pengumpulan data berupa observasi, angket, dokumentasi dan studi pustaka. Dalam penelitian ini menggunakan sampel sebagai respondensinya sebanyak 251 responden dengan populasi 671 nasabah.Dari uji ANOVA atau Fhitung , didapat F hitung adalah 31,572 , sedangkan  F(0.05; 3,247) = 2,641, karena FHitung > Ftabel ; 31,572 > 2,641, maka H0 ditolak. Artinya Terdapat pengaruh Atribut Produk (X1), Kualitas Pelayanan (X2) & Jaringan Kantor (X3) terhadap Tingkat kepuasan nasabah (Y) bank bjb Syariah di Kotamadya Tangerang.Sehingga setiap terdapat perubahan dalam variabel X yaitu atribut produk, kualitas pelayanan dan jaringan kantor akan mempengaruhi tingkat kepuasaan nasabah. Kata Kunci : Atribut Produk; Kualitas Pelayanan; Jaringan Kantor; dan Kepuasaan Nasabah. Â