Alvianus Kristian Sumual
Institut Teknologi Kalimantan

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PENGARUH KNOWLEDGE MANAGEMENT DAN CORPORATE CULTURE TERHADAP INOVASI (STUDY PADA BANK SULUT CABANG UTAMA MANADO) Sumual, Alvianus K.
Jurnal EMBA: Jurnal Riset Ekonomi, Manajemen, Bisnis dan Akuntansi Vol 1, No 3 (2013): Jurnal EMBA, HAL 558-663
Publisher : FEB Universitas Sam Ratulangi Manado

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (567.21 KB) | DOI: 10.35794/emba.v1i3.1868

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ABSTRAK Globalisasi menuntut perusahan perbankan untuk meningkatkan kualitas sumber daya manusia (SDM), sebab peranan bank sangatlah penting bagi perekonomian suatu negara. Para karyawan bank harus dapat mengembangkan pengetahuan yang dimiliki dan berorientasi pada budaya perusahaan. Tujuan penelitian ini untuk mengetahui pengaruh knowledge management terhadap inovasi, corporate culture terhadap inovasi, knowledge management dan corporate culture secara simultan terhadap inovasi. Metode analisis yang digunakan regresi linear berganda, koefisien korelasi (r), koefisien determinasi, serta pengujian hipotesis dengan mengunakan uji F dan T. Populasi dalam penelitian ini adalah seluruh karyawan PT. Bank Sulut sebanyak 94 orang, sampel 48 responden. Berdasarkan pembahasan hasil penelitian dapat disimpulkan bahwa PT. Bank Sulut dalam upaya meningkatkan Inovasi melalui knowledge management, maka diperlukan strategi melakukan latihan dan pendidikan dibidang manajemen, sehingga dengan meningkatnya pengetahuan diharapkan inovasi karyawan dalam melaksanakan tanggung jawab akan semakin baik sehingga dapat meningkatkan tingkat produktivitas kerja melalui corporate culture yang kuat. Kata Kunci: knowledge management, corporate culture, inovasi
Pengaruh Kepribadian Terhadap Kinerja Karyawan Yayat Suharyat; Alvianus Kristian Sumual; Nunik Yudaningsih; Dr. Aaltje Sofietje Pangemanan, MM; Puput Wulandari
Jurnal Bisnis dan Manajemen West Science Vol 2 No 1 (2023): Jurnal Bisnis dan Manajemen West Science
Publisher : Westscience Press

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (412.533 KB) | DOI: 10.58812/jbmws.v2i1.195

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A person's personality affects their performance, with appropriate placement of talents and potential to increase work productivity. Employees who stand alone are organizational organizations in the framework of competition. Competition in organizations is usually in the form of new ideas, fast service, and accurate decisions. To support this, adequate Human Resources (HR) and satisfying services are needed. To support these services, employees who have a personality and motivation that reflect attitudes are needed. The company in carrying out its activities is supported by human resources, namely employees who excel with a constructive attitude and character, have high responsiveness and are creative. Such as those who run Subekhi and Mohammad (2012: 16), namely in large organizations, large capital, sophisticated technology, natural resources that are impossible to use without adequate human resources, have the ability and competence to utilize environmental resources. Likewise, in the field of work personality, it contributes to work. This is related to personality factors which also determine the suitability of a person's job. There are several types of work according to the type of personality.
Analisis Pengaruh Inflasi, Suku Bunga, dan Nilai Tukar terhadap Pertumbuhan Ekonomi di Indonesia Alvianus Kristian Sumual; Windi Aulian; Eka Pratiwi Briant Pakiding
Journal of Economics, Management, and Accounting Vol 1 No 2 (2025): November: Scripta Economica: Journal of Economics, Management, and Accounting
Publisher : CV SCRIPTA INTELEKTUAL MANDIRI

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.65310/2frh3j77

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Indonesia’s energy transition represents a strategic pathway to achieving regional economic resilience amid global decarbonization pressures and declining dependence on fossil resources. This study examines the relationship between renewable energy policy, fiscal capacity, and political commitment in shaping regional macroeconomic stability. Using a qualitative descriptive–analytical approach, the analysis draws on official reports from the Ministry of Energy and Mineral Resources, the Ministry of Finance, the National Energy Council, and institutional research publications. The findings indicate that renewable energy development remains below national targets, with uneven regional outcomes influenced by variations in fiscal strength and political consistency. Regions with higher fiscal capacity and stable governance tend to demonstrate better adaptability to energy transition policies, resulting in improved investment flows and economic diversification. Conversely, areas with limited fiscal resources and fragmented policy commitment experience slower transformation and weaker resilience. Strengthening local fiscal frameworks and institutional alignment is crucial to ensure that renewable energy policy contributes not only to national energy security but also to sustainable and inclusive regional economic growth.  
Risiko Operasional dalam Teknologi Informasi: Kajian Literatur Mengenai Mekanisme Identifikasi, Penilaian, dan Dampaknya terhadap Manajemen Risiko Adelia Nafisah Balqis; Salma Nabila Ramadhani; Alvianus Kristian Sumual
Journal of Economics, Management, and Accounting Vol 1 No 1 (2025): July: Scripta Economica: Journal of Economics, Management, and Accounting
Publisher : CV SCRIPTA INTELEKTUAL MANDIRI

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.65310/8hq2hc60

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Studi ini menyajikan tinjauan sistematis literatur tentang risiko operasional dalam teknologi informasi, dengan fokus pada mekanisme identifikasi risiko, pendekatan untuk mengevaluasinya, dan implikasinya bagi praktik manajemen risiko yang lebih luas. Temuan menunjukkan bahwa identifikasi risiko operasional TI memerlukan prosedur terstruktur yang mencakup analisis proses bisnis, audit teknologi, deteksi anomali, dan evaluasi faktor manusia untuk mengidentifikasi potensi kerentanan yang dapat mengganggu operasional organisasi. Kerangka kerja seperti ISO 31000 dan COBIT secara luas digunakan untuk membimbing institusi dalam mengidentifikasi, mengkategorikan, dan mengelola risiko terkait teknologi secara konsisten dan komprehensif. Metode baru yang memanfaatkan kecerdasan buatan, analisis big data, dan pemodelan prediktif juga telah berkontribusi dalam meningkatkan akurasi deteksi risiko di lingkungan digital yang semakin kompleks. Tinjauan ini juga menunjukkan bahwa risiko operasional TI memiliki dampak signifikan terhadap ketahanan organisasi, kinerja keuangan, kelangsungan layanan, dan kepatuhan regulasi. Gagal teknologi dapat menghambat proses pengambilan keputusan, merusak kepercayaan pengguna, dan melemahkan stabilitas institusional jangka panjang. Oleh karena itu, mengintegrasikan manajemen risiko operasional TI ke dalam strategi perusahaan secara keseluruhan sangat penting untuk memastikan keandalan operasional dan kesiapan di era digital.
Efektivitas Penerapan Manajemen Risiko pada PT Bank Central Asia Tbk. dalam Menjaga Stabilitas dan Kinerja Keuangan Perusahaan Juanita Rahman; Ayu Nor Aisah; Nabela Ariyaninda Budi Astutik; Alvianus Kristian Sumual
Journal of Economics, Management, and Accounting Vol 1 No 2 (2025): November: Scripta Economica: Journal of Economics, Management, and Accounting
Publisher : CV SCRIPTA INTELEKTUAL MANDIRI

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.65310/y1s73h40

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Penelitian ini dilatarbelakangi oleh pentingnya penerapan manajemen risiko dalam menjaga stabilitas dan kinerja keuangan PT Bank Central Asia Tbk (BCA) sebagai salah satu bank terbesar di Indonesia yang menghadapi eksposur risiko kredit, pasar, likuiditas, dan operasional di tengah perkembangan digitalisasi perbankan. Pendekatan kualitatif deskriptif-analitis digunakan untuk menelaah efektivitas strategi mitigasi risiko, kebijakan internal, serta peran tata kelola perusahaan berdasarkan analisis dokumen resmi, laporan keuangan BCA, dan temuan penelitian terdahulu. Hasil penelitian menunjukkan bahwa manajemen risiko BCA telah berjalan secara efektif, tercermin dari rasio NPL yang tetap rendah, CAR yang berada jauh di atas ketentuan minimum, LDR yang stabil, serta peningkatan efisiensi operasional melalui penurunan BOPO. Studi terdahulu dari Setyarini dan Pratiwi (2023), Sariputra (2025), Purnama (2022), Fitria (2025), Sudrajat et al. (2024), dan Parung et al. (2023) memperkuat temuan bahwa penerapan manajemen risiko yang komprehensif di BCA mampu menjaga profitabilitas, mengendalikan risiko kredit, serta memperkuat daya saing melalui inovasi digital dan penguatan tata kelola. Kesimpulan penelitian menegaskan bahwa efektivitas manajemen risiko menjadi faktor utama yang menopang stabilitas dan keberlanjutan kinerja keuangan BCA, serta berperan sebagai fondasi strategis dalam menghadapi dinamika ekonomi dan transformasi digital perbankan.
Analisis Manajemen Risiko Operasional Berdasarkan Rasio Likuiditas dan Aktivitas pada PT Mayora Indah Tbk Tahun 2024 Inka Niq Masuru; Natalie Mawar Desember; Rifdah Nirmala Sari; Zavicka Alamanda Rizvisal; Alvianus Kristian Sumual
Journal of Economic and Business Advancement Vol. 1 No. 2 (2025): December: Ascendia: Journal of Economic and Business Advancement
Publisher : CV SCRIPTA INTELEKTUAL MANDIRI

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.65310/86jgkw02

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This study analyzes the operational risk management of PT Mayora Indah Tbk in 2024, focusing on liquidity, operational efficiency, and capital structure. The data were sourced from the company’s annual financial statements and analyzed using short-term and long-term financial ratios as well as activity ratios. The results show that the current ratio decreased from 3.67 in 2023 to 2.65 in 2024, while the quick ratio dropped from 2.78 to 1.79, indicating high reliance on inventory and potential short-term liquidity issues. Cash flow ratios to current and total liabilities showed negative values, reflecting an imbalance between cash inflows and outflows. Nevertheless, activity ratios improved, with receivables turnover increasing from 4.76 to 5.45 times and inventory turnover from 4.62 to 5.56 times, reflecting effective operational management. Long-term analysis revealed an increase in total debt to total assets from 0.36 to 0.42, although the capital structure remained stable. The study confirms that while PT Mayora Indah Tbk efficiently manages current assets and operational activities, short-term operational risk is elevated due to declining liquidity and negative cash flows.
Penerapan Enterprise Risk Management (ERM) pada Usaha Mikro, Kecil, dan Menengah (UMKM) di Indonesia: Analisis Sistematik Literatur dan Tantangan Implementasi Aris Pransisco Siringo Ringo; Margaret Boru Siregar; Muhammad Aziz Malikul Mulki Muttaqin; Alvianus Kristian Sumual
Journal of Economic and Business Advancement Vol. 1 No. 2 (2025): December: Ascendia: Journal of Economic and Business Advancement
Publisher : CV SCRIPTA INTELEKTUAL MANDIRI

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.65310/zsa2hz71

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This study aims to analyze the implementation of Enterprise Risk Management (ERM) in Micro, Small, and Medium Enterprises (UMKM) in Indonesia through a Systematic Literature Review (SLR) approach. The study reviewed various national and international literature discussing ERM practices in the culinary, agribusiness, and creative digital sectors during the period 2019–2025. The results of the study show that the implementation of ERM in UMKM is still partial and has not been strategically integrated into business processes. Most UMKM only implement the risk identification and mitigation stages, while the risk monitoring and evaluation aspects are not yet optimal. The level of ERM maturity varies between sectors, with agribusiness being relatively more advanced than the culinary and creative digital sectors. The main obstacles include low risk and digital literacy, limited human resources, and a lack of institutional support and national standard policies. This study emphasizes the need to strengthen an ERM framework that is adaptive to the characteristics of UMKM, improve managerial and technological capacity, and foster cross-actor collaboration to realize value-based and sustainable ERM.
PELAKSANAAN PEMILU DI INDONESIA BERDASARKAN PERSPEKTIF PANCASILA Alvianus Kristian Sumual; Brilliant Johanes Maengko
JOURNAL OF LAW AND NATION Vol. 1 No. 3 (2023): Journal of Law and Nation
Publisher : INTELIGENSIA MEDIA

Show Abstract | Download Original | Original Source | Check in Google Scholar

Abstract

Indonesia is a democracy where in its implementation it must adhere to the values that have been advocated in pancasila and the 1945 constitution as the basis of the state. The fourth precept of pancasila in the form of people's values has given birth to a principle called people's sovereignty where the people are the highest holders of sovereignty so that they have rights and obligations in every state administration. Elections are a form or implication of people's values and the enforcement of the principle of people's sovereignty in the democratic system in Indonesia. This study aims to determine the implementation of elections in terms of the Pancasila Specificity. The research method used in this study is a qualitative method where researchers use data sourced from various references such as books, journals, and various other references related to the topic under study. The results of the study concluded that the elections held in Indonesia are a form of democratic implementation based on the values of pancasila and the enforcement of the principle of people's unity as contained in pancasila as the basis of the state. However, the implementation of elections in the current era is far from the word pancasilais and has not accommodated the enforcement of the principle of people's sovereignty
PELAKSANAAN PEMILU DI INDONESIA BERDASARKAN PERSPEKTIF UNDANG UNDANG DASAR 1945 Alvianus Kristian Sumual; Mario Gerson Lontaan; Yandi Supit
JOURNAL OF LAW AND NATION Vol. 1 No. 3 (2023): Journal of Law and Nation
Publisher : INTELIGENSIA MEDIA

Show Abstract | Download Original | Original Source | Check in Google Scholar

Abstract

Indonesia is a country that adheres to the Pancasila democratic system where the highest power is in the hands of the people and must be implemented in accordance with the provisions of laws and regulations. That applies. The Dsara Law, which is the highest source of hykum in Indonesia, provides regulations regarding the conduct of elections in article 22 E paragraph 1 on the principle of Direct, General, Free elections. Secret, Honest, and Fair. This research is a type of descriptive research with a literature study method. The results showed that the holding of general elections based on the principles of Direct, General, Free, Secret, honest, and Fair is a manifestation of the democratic values of Pancasila. But now the implementation of uum selection is far from being in accordance with the 1945 Constitution where elections are only a place for power struggles from political elites in Indonesia
Analisis Penerapan ISO 31000 dalam Manajemen Risiko Strategi Pengembangan Klinik Kesehatan Hesti Wira Sakti Magh Heryan Tudaan; Sophie Theodore Sitompul; Mona Deslia Fitri; Alvianus Kristian Sumual
Journal of Economics, Management, and Accounting Vol 1 No 1 (2025): July: Scripta Economica: Journal of Economics, Management, and Accounting
Publisher : CV SCRIPTA INTELEKTUAL MANDIRI

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.65310/my01ge72

Abstract

Penelitian ini mengkaji penerapan manajemen risiko berbasis ISO 31000:2018 di Klinik Kesehatan Hesti Wira Sakti dengan tujuan meningkatkan tata kelola operasional dan kualitas pelayanan. Metode yang digunakan adalah kualitatif deskriptif dengan teknik pengumpulan data melalui wawancara semi-terstruktur dan dokumentasi kepada staf keuangan, operasional, serta medis. Risiko yang teridentifikasi meliputi pembengkakan anggaran, ketidakkonsistenan pelaksanaan kebijakan rujukan, kesalahan pemberian obat, keterlambatan pembaruan data pasien, kekurangan alat medis, serta pelanggaran privasi data pasien. Strategi mitigasi yang dijalankan mencakup pengawasan anggaran, pelatihan staf, penerapan protokol medis, audit data, optimalisasi inventaris, serta peningkatan keamanan data digital. Hasil penelitian menunjukkan bahwa manajemen risiko yang sistematis meningkatkan kesiapan dan ketahanan klinik menghadapi tantangan layanan kesehatan yang kompleks dan dinamis. Studi lanjutan secara kuantitatif dan komparatif disarankan untuk memperkuat generalisasi praktik manajemen risiko di sektor layanan kesehatan.