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All Journal Jurnal Manajemen Terapan dan Keuangan Keizai
Dea Rusita
Universitas Jambi
Humanities Decision Sciences, Operations Research & Management Economics, Econometrics & Finance Social Sciences

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PENGARUH PENGETAHUAN KEUANGAN DAN TEKNOLOGI KEUANGAN TERHADAP KEPUASAN KEUANGAN PADA DISTRIBUTOR DIRECT SELLING DI PROVINSI JAMBI Dea Rusita; Agus Solikhin; Arimbi Harianja; RTS. Ratna Wati; Besse Wediawati
Jurnal Manajemen Terapan dan Keuangan Vol. 12 No. 01 (2023): Jurnal Manajemen Terapan dan Keuangan
Publisher : Program Studi Manajemen Pemerintahan dan Keuangan Daerah Fakultas Ekonomi dan Bisnis Universitas Jambi

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.22437/jmk.v12i01.23835

Abstract

Penelitian ini bertujuan untuk memperoleh kajian empiris pengaruh pengetahuankeuangan dan teknologi keuangan terhadap kepuasan keuangan pada distributorDirect Selling di Provinsi Jambi. Penelitian ini merupakan penelitian survey.Populasi dalam penelitian ini adalah seluruh distributor PT. Joybiz International diprovinsi jambi dengan sampel penelitian sebanyak 91 responden. Teknikpengumpulan data penelitian dilakukan melalui kuesioner. Data yang diperoleh dianalisis dengan menggunakan teknik analisis PLS (Partial Least Square) melaluisoftware SmartPLS 3. Hasil penelitian menunjukkan bahwa pengetahuan keuangandan teknologi keuangan berpengaruh positif dan signifikan terhadap kepuasankeuangan.
Model Financial Satisfaction Berbasis Financial Literacy dan Self-Control Melalui Financial Well-Being pada Karyawan Perempuan Bank BUMN di Kota Jambi Dea Rusita; Besse Wediawati; Andang Fazri; RTS Ratnawati
Keizai Vol 6, No 2 (2025): September-Februari
Publisher : Universitas Darwan Ali

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.56589/keizai.v6i2.526

Abstract

Financial satisfaction is an important indicator of individual financial well-being, especially for female employees who often face the dual burden of managing work and household finances. This study aims to analyze the influence of financial literacy and self-control on financial satisfaction through financial well-being as a mediating variable among female employees of state-owned banks in Jambi City. This quantitative research uses a survey method with 100 respondents selected through purposive sampling. Data analysis uses Structural Equation Modeling-Partial Least Square (SEM-PLS) with SmartPLS 3.0 software. The results show that: financial literacy has a positive and significant effect on financial satisfaction; self-control has no direct effect on financial satisfaction; both financial literacy and self-control have a positive and significant effect on financial well-being; financial well-being has a strong positive effect on financial satisfaction; and financial well-being significantly mediates the relationship between financial literacy and self-control on financial satisfaction. This study provides important implications for financial education programs and employee welfare policies in the banking sector.
Co-Authors Ade Octavia Agus Solikhin, Agus Andang Fazri Arimbi Harianja Fitriaty, Fitriaty Idham Khalik Musnaini Musnaini RTS. Ratna Wati Shinta Octora