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All Journal Jurnal Ilmiah Ekonomi Islam BULETIN AL-RIBAATH JURNAL PRODUKTIVITAS LEGAL BRIEF International Journal on Social Science, Economics and Art AL-MULTAZIM : Jurnal Manajemen Bisnis Syariah Mabsya: Jurnal Manajemen Bisnis Syariah Solo International Collaboration and Publication of Social Sciences and Humanities Tujjar International Journal of Islamic Economics Development
Aiyub Anshori
Universitas Muhammadiyah Pontianak
Religion Humanities Biochemistry, Genetics & Molecular Biology Chemical Engineering, Chemistry & Bioengineering Chemistry Decision Sciences, Operations Research & Management Economics, Econometrics & Finance Education Languange, Linguistic, Communication & Media Law, Crime, Criminology & Criminal Justice Social Sciences Other

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THE INFLUENCE OF DIGITAL LITERACY AND KNOWLEDGE OF FIQH MUAMALAH ON THE DESIRE TO BE A DROPSHIPPER IN BUYING AND SELLING PRACTICES ON E-COMMERCE PLATFORMS Widiarni, Anis; Anshori, Aiyub; Susanto, Dedy
TUJJAR INTERNATIONAL JOURNAL OF ISLAMIC ECONOMICS DEVELOPMENT Vol 2 No 1 (2024): Tujjar International Journal of Islamic Economics Development
Publisher : Universitas Muhammadiyah Pontianak

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.29406/tujjar.v2i1.7951

Abstract

E-commerce and digital marketing-based businesses have become a routine for entrepreneurs to run their businesses, which involve buying and selling systems and transactions online through the use of e-commerce platforms. In utilizing the e-commerce platform, which can foster the community for entrepreneurship, it is necessary to conduct research to analyze the effect of digital literacy and religious knowledge on the dropshipper's desire to practice buying and selling on the e-commerce platform. This study uses a quantitative method, which is a process to find the results of knowledge in the form of data. as a medium for analyzing information regarding what is sought in this study. By means of collection techniques and data collection tools sourced from the population (dropshipper) in the city of Pontianak, through an online form filled in by a questionnaire, the population being an indicator sample of 30 people. Which will later be collected and analyzed based on predetermined methods to determine the contents of the problem formulation in this study. Based on the results of the study, it can be seen that the T Statistic value of the effect of Digital literacy on the desire to become a dropshipper is 0.957, so the T statistic is 0.05. It can be seen that Ha: the influence of digital literacy has no significant effect on the desire to become a dropshipper. Based on the research results, it is known that the T statistic value of muamalah fiqh knowledge on the desire to become a dropshipper is 3.787, so the T statistic > 1.96. The P value is 0.000, so the P value < 0.05. It can be seen that Ho: muamalah fiqh knowledge has a significant effect. on the desire to become a dropshipper. The effect of digital literacy has no significant effect, which means that respondents who are running a business with a dropshipper system assume that the effect of digital literacy has no effect on buying and selling practices on the commerce platform, and muamalah fiqh knowledge is very influential, which means that respondents who are running a business with a dropshipper system assume that muamalah fiqh knowledge is very influential on buying and selling practices on the e-commerce platform.
Literacy analysis of digital financial inclusion of zakat, Infaq, Alms and Religious Social Affairs (Ziska) at Lazismu Sangkapura Branch, Gresik Regency Saputra, Sawaluddin Eka; Setiadi, Iwan; Rahmat, Rahmat; Aiyub Anshori
International Journal on Social Science, Economics and Art Vol. 14 No. 1 (2024): May: Social Science, Economics
Publisher : Institute of Computer Science (IOCS)

Show Abstract | Download Original | Original Source | Check in Google Scholar

Abstract

Many studies in the banking sector have explained the significant increase in digital technology-based financial inclusion because it is able to exceed targets, increase people's financial understanding and provide easy access to financial products and services. However, little research was found in the unbanked sector that could be a consideration for increasing financial inclusion in digital technology. This article aims to analyze the use of digital media, human resource capabilities in using digital media, and digital fund fundraising strategies towards digital financial inclusion literacy of zakat, infaq, alms and social religion (ziska) in Lazismu Sangkapura, Gresik Regency. This research uses a descriptive-phenomenological approach with qualitative methods. The sampling technique uses purposive sampling. Data collection procedures include literature study, observation, interviews and documentation. The analytical tool uses SWOT analysis to test the validity of the data against the research objectives. This research found that Lazismu Sangkapura has used the digital space for Ziska financial inclusion literacy less than optimally. Several practical analyzes identified that digital platforms are limited to m-banking transfers, individual resources are less skilled or trained in operating digital media, fundraising strategies implemented through digital programs have a positive trend of growing ziska fund acquisition and equitable distribution. Various inhibiting factors must be addressed comprehensively, such as institutional management, media, resources and strategies for realizing Ziska digital financial inclusion literacy.
Strengthening Islamic Financial Literacy and ZISWAF in the Regional Executive of Muhammadiyah Kubu Raya Rahmat; Aiyub Anshori; Rini Elvri
Solo International Collaboration and Publication of Social Sciences and Humanities Vol. 4 No. 01 (2026): Main Theme: Contextualized Global Collaboration in Humanities and Social Scien
Publisher : Walidem Institute and Publishing

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.61455/sicopus.v4i01.477

Abstract

Objective: This activity aims to increase the insight, knowledge, and capacity of Islamic financial literacy as well as the management of ZISWAF within the Muhammadiyah Regional Executive (PDM) of Kubu Raya through an empowerment and mentoring program based on Participatory Action Research (PAR). Theoretical framework: The activity is grounded in Islamic financial literacy, focusing on understanding sharia-compliant asset management and optimizing ZISWAF for community empowerment, supported by the theory of community empowerment and active participation in financial transformation. Literature review: The study highlights Islamic financial literacy, including sharia-compliant wealth management and long-term financial planning, and the role of ZISWAF in social welfare. Previous research shows that improving financial literacy enhances financial management aligned with Sharia principles. Methods: The research uses a qualitative method with a Participatory Action Research (PAR) approach through three main stages: observation and reflection to identify literacy needs; planning and implementation of actions in the form of counseling and mentoring; and evaluation to assess the improvement of participants' understanding of ZISWAF-based financial planning. Results: The activity resulted in an increase in the understanding of the administrators and residents of Muhammadiyah PDM Kubu Raya regarding the urgency of Islamic financial literacy and the management of ZISWAF. Participants are able to understand and begin to implement Islamic financial planning, including the priority allocation of funds for zakat, infaq, alms, and long-term Islamic financial planning measures. Implications: The program strengthens the Muhammadiyah community's ability to manage sharia-based finances systematically, promoting sustainable financial practices and serving as a model for other Islamic communities. Novelty: The activity’s novelty lies in applying the PAR approach to Islamic financial literacy and ZISWAF education, making participants active learners and contributors to their financial planning, thus enhancing the program’s sustainability and relevance.
Co-Authors Afifah, Khusnul Munawaroh Amrin Amrin Dedi Susanto Dedy Susanto DODDY PRIMAYUDIA Iwan Setiadi M. Khairul Anwari Muhammad Syaifullah Nurlia Nurlia Rahmat Rahmat Rahmat Rahmat Rahmat Rahmat Rahmat Rini Elvri Sabpira Ramatun Saputra, Sawaluddin Eka Sawaluddin Eka Saputra Sukardi Sukardi Widiarni, Anis Yani, Dila April