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THE INFLUENCE OF DIGITAL LITERACY AND KNOWLEDGE OF FIQH MUAMALAH ON THE DESIRE TO BE A DROPSHIPPER IN BUYING AND SELLING PRACTICES ON E-COMMERCE PLATFORMS Widiarni, Anis; Anshori, Aiyub; Susanto, Dedy
TUJJAR INTERNATIONAL JOURNAL OF ISLAMIC ECONOMICS DEVELOPMENT Vol 2 No 1 (2024): Tujjar International Journal of Islamic Economics Development
Publisher : Universitas Muhammadiyah Pontianak

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.29406/tujjar.v2i1.7951

Abstract

E-commerce and digital marketing-based businesses have become a routine for entrepreneurs to run their businesses, which involve buying and selling systems and transactions online through the use of e-commerce platforms. In utilizing the e-commerce platform, which can foster the community for entrepreneurship, it is necessary to conduct research to analyze the effect of digital literacy and religious knowledge on the dropshipper's desire to practice buying and selling on the e-commerce platform. This study uses a quantitative method, which is a process to find the results of knowledge in the form of data. as a medium for analyzing information regarding what is sought in this study. By means of collection techniques and data collection tools sourced from the population (dropshipper) in the city of Pontianak, through an online form filled in by a questionnaire, the population being an indicator sample of 30 people. Which will later be collected and analyzed based on predetermined methods to determine the contents of the problem formulation in this study. Based on the results of the study, it can be seen that the T Statistic value of the effect of Digital literacy on the desire to become a dropshipper is 0.957, so the T statistic is 0.05. It can be seen that Ha: the influence of digital literacy has no significant effect on the desire to become a dropshipper. Based on the research results, it is known that the T statistic value of muamalah fiqh knowledge on the desire to become a dropshipper is 3.787, so the T statistic > 1.96. The P value is 0.000, so the P value < 0.05. It can be seen that Ho: muamalah fiqh knowledge has a significant effect. on the desire to become a dropshipper. The effect of digital literacy has no significant effect, which means that respondents who are running a business with a dropshipper system assume that the effect of digital literacy has no effect on buying and selling practices on the commerce platform, and muamalah fiqh knowledge is very influential, which means that respondents who are running a business with a dropshipper system assume that muamalah fiqh knowledge is very influential on buying and selling practices on the e-commerce platform.
Literacy analysis of digital financial inclusion of zakat, Infaq, Alms and Religious Social Affairs (Ziska) at Lazismu Sangkapura Branch, Gresik Regency Saputra, Sawaluddin Eka; Setiadi, Iwan; Rahmat, Rahmat; Aiyub Anshori
International Journal on Social Science, Economics and Art Vol. 14 No. 1 (2024): May: Social Science, Economics
Publisher : Institute of Computer Science (IOCS)

Show Abstract | Download Original | Original Source | Check in Google Scholar

Abstract

Many studies in the banking sector have explained the significant increase in digital technology-based financial inclusion because it is able to exceed targets, increase people's financial understanding and provide easy access to financial products and services. However, little research was found in the unbanked sector that could be a consideration for increasing financial inclusion in digital technology. This article aims to analyze the use of digital media, human resource capabilities in using digital media, and digital fund fundraising strategies towards digital financial inclusion literacy of zakat, infaq, alms and social religion (ziska) in Lazismu Sangkapura, Gresik Regency. This research uses a descriptive-phenomenological approach with qualitative methods. The sampling technique uses purposive sampling. Data collection procedures include literature study, observation, interviews and documentation. The analytical tool uses SWOT analysis to test the validity of the data against the research objectives. This research found that Lazismu Sangkapura has used the digital space for Ziska financial inclusion literacy less than optimally. Several practical analyzes identified that digital platforms are limited to m-banking transfers, individual resources are less skilled or trained in operating digital media, fundraising strategies implemented through digital programs have a positive trend of growing ziska fund acquisition and equitable distribution. Various inhibiting factors must be addressed comprehensively, such as institutional management, media, resources and strategies for realizing Ziska digital financial inclusion literacy.