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Evaluating Study on Informal Credit Market: A Comprehensive Literature Review Izzani Ulfi; Zera Zuryana Idris; Tjiptohadi Sawarjuwono; Achsania Hendratmi
Falah: Jurnal Ekonomi Syariah Vol. 8 No. 2 (2023): AUGUST
Publisher : Universitas Muhammadiyah Malang

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.22219/jes.v8i2.25221

The linkage between formal and informal credit markets has contributed to the existence of moneylenders’ practice. The purpose of this paper is to systematically examine the patterns in the scientific literature on the issue of informal moneylenders. Using a scientometric approach and critical review, this study finds new keywords in recent studies such as payday loans, financial literacy, sustainable development, empowerment, and financial knowledge. Based on the results, the theme of zakah has evolved from 1917 to 2020. Overall, the interest in the research topic on informal moneylenders exhibits an increasing pattern. Anthony Pennington-Cross is the most productive author of articles concerning informal moneylenders with a total of 7 publications. The findings of this paper should serve as guidance for prospective researchers to embark on new research ideas concerning informal moneylender practices as well as promoting the importance of Islamic financial institutions.

Pengaruh Kualitas Pelayanan Islam terhadap Loyalitas Pelanggan dengan Mediasi Kesenangan Pelanggan pada Penginapan Syariah di Mojokerto Fachreza Eka Kurnia; Achsania Hendratmi; Saiful Anam; Muhammad Nur Miftakhul Ivanda
Jurnal Ekonomi Akuntansi dan Manajemen Vol 22 No 2 (2023)
Publisher : Universitas Jember

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.19184/jeam.v22i2.39501

This study's objective is to investigate the relationship between the quality of sharia-compliant customer service and the degree of customer loyalty, with the satisfaction of customers serving as a moderating variable. The participants in this study were customers who had previously utilised the services provided by sharia inns in Mojokerto. The research was carried out in a number of sharia inns in Mojokerto. The data analysis technique uses Regression Path Analysis. The empirical research results prove that service quality influences customer loyalty and customer satisfaction, and customer satisfaction influences customer loyalty. The results of the study also found that customer satisfaction mediates the effect of service quality on customer loyalty. In an increasingly competitive business era, service quality and customer satisfaction play a very important role for a company's success. Good service quality and customer delight can help build long-term relationships with customers. When customers are satisfied with the services provided, they tend to remain loyal and not switch to competitors. Keywords: Customer Loyalty, Customer Satisfaction, Islam Service Quality

Developing Islamic Economics Research Opportunities: An Analysis from Admittance-Seeking Social Movement Theory Perspective Ulfi, Izzani; Syahrul Mubarrok, Ujang; Sawarjuwono, Tjiptohadi; Hendratmi, Achsania
IQTISHODUNA: Jurnal Ekonomi Islam Vol. 12 No. 2 (2023): October
Publisher : Program Studi Ekonomi Islam Fakultas Ekonomi dan Bisnis Islam Institut Agama Islam Syarifuddin Lumajang

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.54471/iqtishoduna.v12i2.2040

This research aims to determine a new research topic for Islamic economics based on the evolution of the admittance-seeking social movement (ASSM) theory. The evolution of the admittance-seeking social movement (ASSM) theory, which lasted for 35 years, started from strategic management science before spreading to other fields. Therefore, it is prospective to analyze its development and determine the right research opportunities utilized by Islamic economics. The bibliometric analysis was used in this research to describe the characteristics of its development while content analysis was used to determine the research opportunities for future Islamic economics. This research is useful for Islamic economics academics by showing new research topics for scientific advancement. The result shows that there were three main research topics namely assessing the field, research mapping, and Islamic economic movement. This study also offers future research questions derived from each research topic. Based on the authors' knowledge, this is the first research carried out to analyze the ASSM theory development and show research opportunities for Islamic economics based on the evolution of ASSM theory.

Impact Of Income On Consumption Behavior Of Urban Muslim Community In Kediri City (Case Study at Bandar Kidul Village Kecamatan Mojoroto Kediri) Mahmudah, Siti Nur; Widiastuti, Tika; Hendratmi, Achsania
Ekonomi Islam Vol. 9 No. 1 (2018): Jurnal Ekonomi Islam Fakultas Agama Islam UHAMKA
Publisher : Universitas Muhammadiyah Prof DR HAMKA

Show Abstract | Download Original | Original Source | Check in Google Scholar

The income of the Muslim community in the village of Bandar Kidul Kecamatan Mojoroto Kediri is mostly a woven cloth businessman who became the livelihood for the Muslim community in Bandar Bandar Kidul. This effort has been fostered by Bank Indonesia which is the Central Bank which is very supportive of this ikat business. Most of the Muslim community's income in Bandar Bandar Kidul comes from ikat business. When the ikat orders surged high, the income of the community will also increase and affect the consumption behavior of the Muslim community in the village of Bandar Kidul Kecamatan Mojoroto Kediri. This research uses the descriptive qualitative method with case study research strategy. Methods of data collection using interview method. Interviews were conducted with eight informants, namely ikat weaving businessmen and caretakers of pesantren huts. Based on the results of the study, the researcher can conclude that income has a very big impact on consumption behavior of urban Muslim community in the village of Bandar Kidul Kecamatan Mojoroto Kediri with some indicators namely; The first indicator with the amount of expenditure, the second indicator with the indicator of Islamic consumption, and the third indicator is the indicator of need fulfillment. Of the three indicators above can be seen that income has a positive impact on the consumption behavior of urban Muslim communities in the village of Bandar Kidul Kecamatan Mojoroto Kediri. This is evidenced by the amount of expenditure that is adjusted to the income, pay attention to the goods consumed for halal and thayyib and not extravagant and exaggerated, the fulfillment of income-adjusted needs.

Impact Of Income On Consumption Behavior Of Urban Muslim Community In Kediri City (Case Study at Bandar Kidul Village Kecamatan Mojoroto Kediri) Mahmudah, Siti Nur; Widiastuti, Tika; Hendratmi, Achsania
Ekonomi Islam Vol. 9 No. 1 (2018): Jurnal Ekonomi Islam Fakultas Agama Islam UHAMKA
Publisher : Universitas Muhammadiyah Prof DR HAMKA

Show Abstract | Download Original | Original Source | Check in Google Scholar

The income of the Muslim community in the village of Bandar Kidul Kecamatan Mojoroto Kediri is mostly a woven cloth businessman who became the livelihood for the Muslim community in Bandar Bandar Kidul. This effort has been fostered by Bank Indonesia which is the Central Bank which is very supportive of this ikat business. Most of the Muslim community's income in Bandar Bandar Kidul comes from ikat business. When the ikat orders surged high, the income of the community will also increase and affect the consumption behavior of the Muslim community in the village of Bandar Kidul Kecamatan Mojoroto Kediri. This research uses the descriptive qualitative method with case study research strategy. Methods of data collection using interview method. Interviews were conducted with eight informants, namely ikat weaving businessmen and caretakers of pesantren huts. Based on the results of the study, the researcher can conclude that income has a very big impact on consumption behavior of urban Muslim community in the village of Bandar Kidul Kecamatan Mojoroto Kediri with some indicators namely; The first indicator with the amount of expenditure, the second indicator with the indicator of Islamic consumption, and the third indicator is the indicator of need fulfillment. Of the three indicators above can be seen that income has a positive impact on the consumption behavior of urban Muslim communities in the village of Bandar Kidul Kecamatan Mojoroto Kediri. This is evidenced by the amount of expenditure that is adjusted to the income, pay attention to the goods consumed for halal and thayyib and not extravagant and exaggerated, the fulfillment of income-adjusted needs.

Integrating Tawhidi String Relation into Village Innovation Programs Kholison, Rohmatul Farohah; Fitrianto, Achmad Room; Hendratmi, Achsania; Pertiwi, Tanza Dona; Hikmah, Lailatul
Jurnal Ekonomi Syariah Teori dan Terapan Vol. 11 No. 2 (2024): Mei-2024
Publisher : Universitas Airlangga

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.20473/vol11iss20242pp148-163

The Tawhidi String Relation (TSR) technique is being used in this descriptive qualitative study. This approach uses a shuratic process (interaction, integration, and evolutionary process) to analyze data based on actual field observations. The author of this study examines the role that creativity and innovation programs play in helping the Gosari Gresik community achieve its Villages's Sustainable Development Goals (SDGs). The concept of Islamic Development Economics, which derives from Tawhid philosophy, is the foundation of the analytical instrument that was created. The findings of the study indicate that the dialogue and agreement between the primary institutions for village development, such as the village administration and community and religious leaders, in addressing issues in the village is what causes the process of interaction and integration to occur. The development and execution of creativity and innovation programs in Gosari village heavily relies on these community actors. The six elements of maqashid sharia”hifdz ad-diin, hifdz al-'aql, hifdz an-nafs, hifdz an-nasl, hifdz al-maal, and hifdz al-bi'ah”are all met by the participatory development process, each of which is connected to the others. Then, as the evolutionary process progresses, people's perspectives gradually alter and village labor programs get better as time goes on.

Leadership in Halal Business Sector: Bibliometric Analysis and A Roadmap for Future Research Fitriani, Fitriani; Wahab, Abd.; Hendratmi, Achsania
Journal of Leadership in Organizations Vol 7, No 2 (2025): Journal of Leadership in Organizations
Publisher : Universitas Gadjah Mada

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.22146/jlo.103552

Introduction/Main Objectives: This study investigates leadership's role in the halal business sector, focusing on Islamic principles such as justice, integrity, and ethical decision-making. Leadership is crucial for business growth and addressing ethical and operational challenges in the expanding halal industry. This topic is significant due to the rising global demand for halal products and the need for leadership to ensure compliance with Islamic standards and sustain competitiveness. Background Problems: The halal sector faces standardization discrepancies, workforce development, and market competitiveness. This research asks: What are the trends, gaps, and future directions in leadership research within halal enterprises? Novelty: This study is the first to apply bibliometric analysis to leadership in halal enterprises, reviewing research from 1999 to 2024. Previous studies lacked exploration of leadership's role in fostering innovation, sustainability, and compliance. Research Methods: Bibliometric analysis of 60 Scopus-indexed publications using R-biblioshiny, Excel, and VOSviewer examines trends, collaborations, and gaps, complemented by content analysis. Finding/Results: Ethical leadership, strategic management, and innovation enhance halal businesses' competitiveness and compliance. Gaps highlight the need for interdisciplinary collaboration and leadership framework exploration. Conclusion: Leadership is essential for ethical challenges, sustainable growth, and global competitiveness, as well as for integrating ethics, innovation, and strategic management for halal industry success.

Bibliometric Insights into Shared Leadership: Integrating Islamic Leadership and Entrepreneurship Values Hendratmi, Achsania; Ratnasari, Ririn Tri
Journal of Leadership in Organizations Vol 7, No 2 (2025): Journal of Leadership in Organizations
Publisher : Universitas Gadjah Mada

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.22146/jlo.103753

Introduction/Main Objectives: This study explores shared leadership approaches integrating Islamic leadership and Islamic entrepreneurship values using bibliometric methods. The research aims to provide insights into shared leadership development and its connection to Islamic principles. Background Problems: Shared leadership is an emerging paradigm in leadership studies, focusing on team performance, virtual collaboration, and cultural diversity. However, its linkage with Islamic values such as justice, deliberation, and blessings remains underexplored. This gap highlights the need for further investigation. Novelty: The novelty of this research lies in mapping shared leadership literature from 1996 to 2024 and uncovering its potential integration with Islamic values. This perspective has not been addressed comprehensively in prior studies. Research Methods: This study conducts a bibliometric analysis of 437 documents from the Scopus database. The study identifies trends, dominant themes, and contributions from authors and institutions in shared leadership research. Findings/Results: The findings reveal the significant growth of shared leadership research, emphasizing team performance, virtual collaboration, and cultural diversity. This study highlights the potential of Islamic leadership principles to enhance team collaboration, justice, shura (deliberation), blessings, and ta'awun (cooperation). Conclusion: This research provides new insights into integrating spiritual and professional values in modern leadership theory. Shared leadership in the context of Islamic entrepreneurship emerges as an inclusive, socially impactful model. The study offers strategic directions for future research and practical applications.

The Role of University Resource Support and Entrepreneurial Characteristics On Halal Startup Businesses Hendratmi, Achsania; Sukmaningrum, Puji; Nafik Hadi Ryandono, Muhamad
Indonesian Journal of Business and Entrepreneurship Vol. 8 No. 3 (2022): IJBE, Vol. 8 No. 3, September 2022
Publisher : School of Business, IPB University (SB-IPB)

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.17358/ijbe.8.3.363

This study aims to determine the effect of university resource support, self-efficacy, entrepreneurial motivation, and entrepreneurial competence on halal startup business performance in Indonesia. This quantitative research uses the causal method to analyze the relationship between research variables. The research data was collected in 2021 using questionnaires to 130 students who have been running their businesses for at least the last three months. Statistical analysis using SEM-PLS showed that three of the four research hypotheses were accepted. The study's results found that university resource support and self-efficacy significantly affect the performance of the halal startup business. Meanwhile, entrepreneurial motivation does not positively influence student halal startup business performance. This research is expected to provide a contribution that can be a solution, suggestion, and recommendation that can be used as a reference for university decision-makers in Indonesia. The results of this study are expected to add to the repertoire of scientific literature, especially studies on the management of new halal businesses. Keywords: business performance, entrepreneurial competence, self efficiency, startup, universities education, universities support

Penguatan Kesejahteraan Masyarakat melalui Pelatihan Ternak, Manajemen Keuangan, dan Koperasi Syariah Arifin, Samsul; Zaki, Irham; Ryandono, Muhammad Nafik Hadi; Zulaikha, Siti; Hendratmi, Achsania; Rani, Lina Nugraha; Bayuny, Ahmad Fadlur Rahman; Wijayanti, Ida
Jurnal Ilmiah Pengabdian dan Inovasi Vol. 3 No. 2 (2024): Jurnal Ilmiah Pengabdian dan Inovasi (Desember)
Publisher : Insan Kreasi Media

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.57248/jilpi.v3i2.514

This community service program was conducted to enhance the welfare of the residents in Sumber Sawit Village, Sidorejo District, Magetan Regency, through training in livestock management, financial literacy, and the development of Islamic cooperatives. The village faced key challenges, including limited technical knowledge in livestock management, restricted access to capital, and low financial literacy. The Participatory Action Research (PAR) approach was employed to actively involve the community in problem identification, training sessions, and program evaluation. The results indicated significant improvements in the community’s capabilities, including more efficient livestock management, enhanced financial literacy, and the utilization of Islamic cooperatives as an alternative community-based financing option. This program received high appreciation from the community and village leaders for its success in creating an inclusive, equitable, and sustainable local economic ecosystem. These findings highlight the effectiveness of a holistic approach that integrates technical training, financial literacy, and cooperative development as a model for empowering communities to support sustainable local economic development.

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