Articles
URGENSI DEWAN PENGAWAS SYARIAH (Studi Terhadap Implementasi Peran dan Fungsi Dewan Pengawas Syariah Pada Perbankan Syariah di Kota Metro)
Zulaikha, Siti
JURNAL TAPIS Vol 13, No 2 (2013): Nomor 2 Tahun 2013, Edisi Juli
Publisher : P3M STAIN Jurai Siwo Metro
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Sharia Supervisory Dewan (DPS) obliged to directly look at the implementation of an Islamic finance institutions in order not to deviate from the provisions of the Sharia Council has difatwakan by national (DSN) and the Council of Ulama Indonesia (MUI) which is domiciled in Jakarta. Sharia Supervisory Board should have the scientific knowledge in accordance with the criteria of a must-have. When the appointment was not based on DPS keilmuannya, then it could be ascertained, the function of supervision of DPS is not optimal, as a result of irregularities and the practice of Sharia is possible and happens all the time. It must be admitted, that Islamic banking is highly vulnerable to mistakes that are Shariah-compliant.This research aims to know and examine the existence of the Sharia Supervisory Board related to the function and its role in overseeing Sharia financial institutions in Metro City as well as knowing and analyzing the implementation of the role and function of the Sharia Supervisory Board in overseeing Sharia financial institutions in Metro City. Data collection preceded from activities identify and inventory data source a data source and data source material. After the required data are collected with a full finished, the next activity is the processing of data. The results of this research show that the role and function of the Sharia Supervisory Board is absolutely essential in order to maintain the purity of the teachings of Islam and she should deal in practice Sharia banking or financial institutions. Implementation of Syariah Supervisory Board at Islamic finance institutions in the City Metro, felt has not been optimal. Internally they are involved as a shareholder, not significantly impacting the externally linked to policies that are run by Islamic financial institutions management. Yet its optimal role of Sharia Supervisory Board allows violations of the Sharia in the Islamic finance business activities.Keywords : Implementation, the Board of Trustees of Sharia, Sharia Banking
ZAKAT DAN PAJAK DALAM BINGKAI KESEJAHTERAAN SOSIAL
Zulaikha, Siti
JURNAL ISTINBATH Vol 9, No 1 (2012): Vol. 9, Nomor 1, Edisi Mei 2012
Publisher : STAIN Jurai Siwo Metro
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AbstrakZakat (Almsgiving) and tax are the two institutions which have a sosial function in the welfare of the people. Each one has a different instrument in realizing these functions. Zakat is an obligation of religion, and the tax is the duty of the state. There are basic similarities between zakat and taxation that is the element of coercion, the element manager, and the destination. Purpose of both is inseparable from the above functions, particularly in terms of financing the construction of the state to create public welfare. The welfare of society can be achieved if the management of zakat and taxes done professionally and trustful. The problem is bad management so that both management objectives have not been able to achieve welfare justice.Kata Kunci: Zakat, pajak, dan Kesejahteraan
KONSEP KEADILAN DALAM PENEGAKAN HUKUM PIDANA MATI TERHADAP TINDAK PIDANA NARKOBA DI INDONESIA
Zulaikha, Siti
JURNAL ISTINBATH Vol 11, No 2 (2014): Edisi September 2014
Publisher : STAIN Jurai Siwo Metro
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Tulisan ini berusaha mencari titik temu tentang konsep keadilan dalam penegakan hukum pidana mati yang khusus ditujukan kepada tindak pidana narkoba. Bedasarkan analisis yang telah dilakukan, maka peraktik penegakkan hukum pelaku dan korban tindak pidana mati terhadap tindak pidana narkoba mempunyai pandangan bahwa penegakkan hukum belum mampu mewujudkan rasa keadilan yang diharapkan. Mengenai kontruksi keadilan dalam pandangan pelaku maupun korban pada umumnya menginginkan proses penyelesaian yang lebih berorientasi pada keadilan yang sebenarnya dengan mengedepankan rekonsiliasi dengan pemberian ganti kerugian dalam bentuk apapun dan dari sumber manapun. Penegakan hukum pada hakekatnya mengandung supremasi nilai substansial, yaitu keadilan. Namun, dari mana keadilan itu didapatkan yang kemudian menjadi bias. Ketika keadilan didapatkan dari suatu institusi pengadilan, ternyata pengadilan bukan lagi tempat untuk mencari keadilan. Pengadilan tidak lebih hanya menjadi lembaga yang berkutat pada aturan main dan prosedur. Hukum kemudian tidak lagi dapat menyediakan keadilan sebagai trade mark-nya selama ini. Hukum kemudian dipahami semata sebagai produk dari negara dalam bentuk peraturan perundang-undangan. Lembaga peradilan yang semula sebagai house of justice harus berubah menjadi tempat untuk menerapkan peraturan perundang-undanagan dan prosedur. Tulisan ini menggunakan kerangka berpikir tentang kebenaran dan keadilan serta faktor-faktor yang mempengaruhinya. Pendekatan utama yang digunakan adalah pendekatan sosiologi hukum, dengan menggunakan teori sistem hukum dan hukum progresif. Analisis terhadap faktor-faktor yang mempengaruhi penegakan hukum akan dilakukan berdasarkan kerangka normative. Kata kunci : Keadilan, Penegakan hukum, Pidana mati, Taâzir
IMPLENTASI UNDANG-UNDANG NO. 23 TAHUN 2011 DAN PENGARUHNYA TERHADAP PEMBERDAYAAN UMAT DI KOTA METRO
Zulaikha, Siti
ISTINBATH JURNAL HUKUM Vol 12, No 2 (2015): Edisi November 2015
Publisher : STAIN Jurai Siwo Metro
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AbstractThis paper aims to determine the implementation of Law No. 23 of 2011 on the Management of Zakat by Bazda (Badan Amil Zakat Local) Metro City and its influence on society. And aims to determine the contributing factors; inhibiting the movement of charity in the city Metro. This paper is descriptive qualitative data collection using the techniques of observation, in-depth interviews (depth interview) with the life history of various actors in the community. This paper also uses participatory action research in order to obtain accurate data relating to zakat and performed well Focus Group discussion. Data analysis techniques using qualitative analysis and induction yaang analysis was used to analyze the legal system of zakat and social reality in the public notice on the implementation of zakat. Based on the results of the research, that the issuance of Law No. 23 of 2011 on the Management of Zakat affect the fulfillment of zakat in Metro City are becoming more organized and in accordance with the purpose of compulsory zakat. As a key enabler of charity movement activities in Metro City is the positive response of the Mayor with the additional rules to respond to the performance of Act No. 23 of 2011 on the Management of Zakat. Source zakat collected Metro City has been perceived by society such as; house renovation, scholarships, provision of means of places of worship. Inhibiting factor is understanding people in just the tithe, so zakat mal still less become a major breakthrough. Then further inhibiting factor is the lack of motivation of people to channel funds through the zakat BAZNAS Metro City. Keywords : Zakat, zakat management, empowerment of People. AbstrakTulisan ini bertujuan untuk mengetahui implementasi Undang-undang No. 23 Tahun 2011 tentang Pengelolaan Zakat oleh BAZDA (Badan Amil Zakat Daerah) Kota Metro dan pengaruhnya terhadap masyarakat. Serta bertujuan untuk mengetahui faktor pendukung; penghambat gerakan zakat di kota Metro. Tulisan ini bersifat deskriptif kualitatif dengan menggunakan teknik pengumpulan data observasi, wawancara mendalam (indepth interview) dengan life history berbagai aktor yang ada dalam komunitas masyarakat. Tulisan ini juga menggunakan partisipatori action research guna memperoleh data yang akurat berhubungan dengan zakat serta dilakukan juga Focus Group discussion. Teknik analisa data menggunakan analisis kualitatif dan analisis induksi yaang digunakan untuk menganalisis sistem hukum zakat dan melihat realitas sosial di masyarakat tentang pelaksanaan zakat. Berdasarkan hasil penelitian, bahwa dikeluarkannya Undang-undang No. 23 Tahun 2011 tentang Pengelolaan Zakat berpengaruh kepada penunaian zakat di Kota Metro menjadi lebih terorganisir dan sesuai dengan tujuan diwajibkannya zakat. Sebagai faktor pendukung utama kegiatan gerakan zakat di Kota Metro yaitu adanya respons positif dari Walikota dengan adanya peraturan tambahan untuk merespon kinerja Undang-undang No. 23 Tahun 2011 tentang Pengelolaan Zakat. Sumber zakat Kota Metro yang terkumpul sudah dirasakan manfaatnya oleh masyarakat seperti; bedah rumah, beasiswa, pemberian sarana tempat ibadah. Faktor penghambatnya yaitu pemahaman masyarakat Kota hanya pada zakat fitrah, sehingga zakat mal masih kurang menjadi terobosan utama. Kemudian faktor selanjutnya yang menjadi penghambat yaitu masih kurangnya motivasi masyarakat untuk menyalurkan dana zakat melalui BAZNAS Kota Metro. Kata Kunci : Zakat, pengelolaan zakat, pemberdayaan umat.
IDDAH DAN TANTANGAN MODERNITAS
Zulaikha, Siti
ISTINBATH JURNAL HUKUM Vol 7, No 1 (2010): Volume 7 Nomor 1 Mei 2010
Publisher : STAIN Jurai Siwo Metro
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Abstract`Iddah in Islamic law to determine cleanliness of the womb of a wife and an opportunity for couples who divorce to consider in determining positive and negative sides effect of divorce. But in reality not a few Muslims who ignore the `iddah law with a variety of reasons, such as avoiding fornication, need someone who can help the economy, even for reasons not aware of `iddah. Violations during the `iddah, certainly raises new problems in society. In this modern age have uterine conditions can be detected without having to wait up to three months, the question is still relevant og rule of law was `iddah today, then why the husband tends to abandon its obligations? This article shows that the `iddah has many virtues in various aspects, which each have a relationship that can not be separated. Developments in science and modern technology can not change the rule in cases that have been clearly expressed and defined by the Quran and Sunnah. But wat doubtful and adultery developments in science and just in case technology can be utilized, because the law between men and women in this case related only to the problem using the sanctity of the womb dukhūl. Although there is the belief that the womb of the woman (wife) clean and in between them (husband and wife) can not reconcile. But women can not be justified for the (former wife) violated the provisions of `iddah. Keywords: `iddah, technology, Islamic law.
INTEREST RATE CHANGES AND ISLAMIC STOCK RETURN WITH WAVELETS: THE CASE OF INDONESIA
Zulaikha, Siti
Jurnal Al-Amwal Vol 1 No 1 (2018): Jurnal Al Amwal (Hukum Ekonomi Syariah)
Publisher : STAI BHAKTI PERSADA BANDUNG
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In a global economy, shocks affect many financial sectors including stock market through the discount factor of the cash flow model. As in the conventional stock market where global shocks play a significant role in influencing stock prices, it also occurs in the Islamic stocks. This paper investigates the linkage between interest rate and stock returns for Indonesia with the sample period from January 2005 to December 2012 in the time-frequency domain by using a number of cross-wavelet tools. The results reveal that the similar response of the Islamic and conventional equity finance to the global shock. In turn, the result depicts that the Islamic equity market is also sensitive to the monetary tools used in the conventional system. The results have useful implications for policy makers in the face of a global financial crisis to prevent the steep fall of stock market price by increasing or decreasing the interest rate. In other words, since interest rate changes have an impact in the stock market, harmonisation of monetary policies mainly in developed countries can contribute to a decrease in the contagion potential on the stock markets
TEORI KONTINJENSI, SISTEM PENGENDALIAN MANAJEMEN DAN OUTCOMES PERUSAHAAN: IMPLIKASINYA DALAM RISET MASA KINI DAN MASA YANG AKAN DATANG
Purwati, Atiek Sri;
Zulaikha, Siti
Performance Vol 4 No 1 (2006): Performance
Publisher : Faculty of Economics and Business Universitas Jenderal Soedirman
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This paper examines the link between contingency theory and management control systems. Contingency theory states that the design and use of control systems is dependent upon the context of the organizational setting. A better match between the control systems to the contingency variable’s hypothesized to result in increased organizational performance, This paper identifies contingent control variables, defines the boundaries of control systems, and categorizes prior work by the analysis complexity. Even though this research stream has provided useful insights, may of the results are tentative and less than definitive. This paper concludes by proposing ways to stregthen contingency theory results.
PENGARUH ISU PEMAKAIAN FORMALIN TERHADAP PERSEPSI MASYARAKAT DI PURWOKERTO
Zulaikha, Siti;
Novandari, Weni;
Suliyanto, Suliyanto
Performance Vol 6 No 1 (2007): Performance
Publisher : Faculty of Economics and Business Universitas Jenderal Soedirman
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The aim of this research to analyze the influence of using formalin to consumer’s tofu perception in Purwokerto. Primary data was collected using questionnaire. Sample of this research consist of 110 tofu consumer’s in Purwokerto. The analysis’ tool that used is non parametric statistic (Binomial test, Cochran test and Mc-Nemar test) with the help of SPSS Version 11 th.00 Software. The result of this research shown that tofu is associated with formalin by consumer. Variables that considered by consumers in buying tofu before break out of formalin issue are tenderness, color, smell, durability, esthetic performance, producers, seller and price. But after the break out of formalin issue, the variables that considered by consumers in buying tofu are tenderness, color, smell, durability and producers. Formalin issue make consumer worry to eat tofu, but level of switching tofu consumer’s to other product is low.
ANALISIS SIKAP DAN MINAT MASYARAKAT DALAM MENGEMBANGKAN INDUSTRI KREATIF BATIK DI DESA GAMBARSARI KECAMATAN KEMANGKON KABUPATEN PURBALINGGA
Jati, Eling Purwanto;
Indriati, Suci;
Astogini, Dwiwiyati;
Zulaikha, Siti
Performance Vol 17 No 1 (2013): Performance
Publisher : Faculty of Economics and Business Universitas Jenderal Soedirman
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Batik’s Creative Industries is one of craft sub-sector that potential to be developed . Batik Purbalingga is one of the creative industries that actually can be developed well, but face some problems such as : only have a few motives, using simple equipment, narrow market access because it only relies on collectors, lack of business management, lack of administration and accounting records because it was mixed with the family finances. Regeneration batik artisans become a major problem, as well. One of the Government's efforts to tackle the problems is by creating new batik entrepreneur through training in order to develop batik creative industries in Purbalingga. This research was conducted with the aim to analyzed the attitudes and interests of Gambarsari villagers in developing creative industries Batik Purbalingga, based on Theory of Planned Behaviour (TPB) approach, by analyzing the influence of Attitude, Subjective Norms and Behavioral Control against the public interest in develop batik industry creative in Gambarsari. By using multiple regression analysis applied on a sample of 100 respondents in the study, the results obtained showed that Attitude, Subjective norm, and Perceived Behavioral Control has a positive significant effect on Behavioral Intention or interest of Gambarsari villagers to develop batik creative industries, either simultaneously and partially. By using the elasticity test, can be concluded that Perceived Behavioral Control is variable that most affect the Behavioral Intention or interest of Gambarsari villagers to develop Purbalingga’s batik creative industries.
PEMBATALAN UANG MUKA DALAM PERJANJIAN PESANAN MENURUT HUKUM EKONOMI SYARIAH (Studi Kasus pada Mebel Jati Ukir Sumber Anugrah Metro Utara)
Zulaikha, Siti
Adzkiya : Jurnal Hukum dan Ekonomi Syariah Vol 6 No 2 (2018): Jurnal Hukum dan Ekonomi Syariah
Publisher : Fakultas Ekonomi dan Bisnis Islam Institut Agama Islam Negeri Meto
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Buying and selling is one form of activity that involves the relationship between humans to meet their daily needs. The problems that occur in the order agreement in Mebel Jati Ukir Sumber Anugrah Metro Utara are the practice of applying advances in order agreements and how the views of sharia economic law apply to the cancellation of advances in order agreements. The purpose of this study is to find out how to apply advances in agreements order and know how the views of sharia economic law on the application of advances in the agreement of orders for Mebel Jati Ukir Sumber Anugrah Metro Utara. The benefit of this study is to be able to add to the scientific repertoire in the field of muam especially regarding the views of sharia economic law on the application of advances in order agreements and as input for the people who make order agreements to pay attention to Islamic economic law provisions so that no party is harmed. This study uses a type of field research research with the nature of qualitative descriptive research. Data sources used are primary data sources and secondary data sources. The data obtained were analyzed using qualitative analysis methods namely inductive methods. Based on the research it can be concluded that the application of advances in the order agreement in teak Mebel Jati Ukir Sumber Anugrah Metro Utara according to Sharia Economic Law is permissible. This is because the furniture owner has provided a period of time for the buyer to settle the remaining payment. So that if the buyer cannot pay off the remaining payment before maturity, then the advance that has been given belongs to the furniture.