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All Journal community: Pengawas Dinamika Sosial Musamus Journal of Economics Development SYARIAH: Journal of Islamic Law Jurnal Abdi Masyarakat Indonesia Abdimas Langkanae Journal of International Conference Proceedings Jurnal Ilmiah Ekonomi dan Manajemen GLOSSARY Aksi Kita: Jurnal Pengabdian Kepada Masyarakat Jurnal Transformasi Pendidikan Indonesia
Parman
Program Studi Ekonomi Pembangunan, Fakultas Ekonomi Dan Bisnis, Universitas Musamus, Indonesia
Religion Agriculture, Biological Sciences & Forestry Arts Humanities Decision Sciences, Operations Research & Management Economics, Econometrics & Finance Education Electrical & Electronics Engineering Engineering Environmental Science Industrial & Manufacturing Engineering Languange, Linguistic, Communication & Media Law, Crime, Criminology & Criminal Justice Public Health Social Sciences Other

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Comparative Analysis of Regional Readiness for the Implementation of Artificial Intelligence (AI) as a Support for Bank Financing Decision Making in Indonesia Ismail Ismail; Rista Nuraeni; Esy Delia Lewaherilla; Parman Parman
Journal of International Conference Proceedings Vol 9, No 2 (2026): 2026 Vietnam ICPM Proceeding
Publisher : AIBPM Publisher

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.32535/jicp.v9i3.4766

Abstract

Development Artificial Intelligence (AI) is driving the transformation of the banking sector, but readiness for its implementation in Indonesia still faces regional disparities. This study aims to comparatively analyze regional readiness for the application of AI to support bank financing decision-making. The study uses cross-sectional data from 38 provinces in 2025, covering Third Party Funds (DPK), the Indonesian Digital Society Index (IMDI), Average Years of Schooling (RRLS), the Human Development Index (HDI), and Gross Regional Domestic Product (GRDP). The analysis was conducted using the Ordinary Method. Least Squares (OLS). The results show that IMDI and HDI have a positive and significant effect on formal financial activity, while RLS and GRDP are insignificant. Furthermore, there is a gap in AI readiness between regions, divided into high, medium, and limited categories. Regions with high readiness are dominated by Java Island and parts of Sumatra and Sulawesi, while Eastern Indonesia still faces limitations in digitalization, human resource quality, and formal financial activity. These findings indicate that financing decision-making in banking in the implementation of AI is more determined by digital transformation and HDI than RLS and GRDP.
Edukasi dan Pelestarian Budaya Papua Selatan melalui Merauke Imbuti Festival Damayanti Damayanti; Ratu Bulkis Ramli; Mutiya Oktariani; Sri Hanipah; Mudatsir Mudatsir; Parman Parman; Ismail Ismail
Abdimas Langkanae Vol. 5 No. 1 (2025)
Publisher : Pustaka Digital Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.53769/jpm.v5i1.397

Abstract

Kegiatan pengabdian masyarakat ini bertujuan memberikan edukasi kepada masyarakat terkait kebudayaan Papua Selatan dan pentingnya pelestarian budaya melalui kegiatan festival dengan tajuk Merauke Imbuti Festival. Adapun metode yang digunakan dalam pelaksanaan pengabdian ini meliputi Observasi, Pendampingan, Pelaksanaan Kegiatan dan evaluasi. Hasil pengabdian tersebut menunjukan Kegiatan seni budaya terbukti efektif dalam menghidupkan kembali warisan tradisi, sementara kegiatan literasi baca dan numerasi memberikan ruang edukatif yang menyenangkan dan inklusif. Kegiatan festival ini menjadi salah satu media yang cukup efektif dalam memperkuat identitas budaya lokal dan mempromosikan budaya Papua Selatan ke dalam komunitas yang lebih luas.
Co-Authors Abdullah Abdullah Abdullah Basri Adi Maulana Rachman Damayanti Damayanti Dani Nurcholis Don Jaya Putra Esy Delia Lewaherilla Hanipah, Sri Henie Poerwandar Asmaningrum Ismail Ismail Ismail Ismail Jacobus Rico Kuntag Jayadi Marantika Lia Kristyasari Mudatsir Mudatsir Nasrawati Nasrawati Okto Irianto Ratu Bulkis Ramli Ratu Bulkis Ramli Rista Nuraeni Wijaya, Wahyu Aji