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All Journal Jurnal Scientia Maqdis: Jurnal Kajian Ekonomi Islam Komunita: Jurnal Pengabdian dan Pemberdayaan Masyarakat
Faznil Husna S. Rasyad
Universitas Islam Negeri Imam Bonjol Padang
Economics, Econometrics & Finance Education Environmental Science Mathematics Public Health Social Sciences

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ANALISIS LOYALITAS KONSUMEN PERBANKAN SYARIAH DI SUMATERA BARAT Roni Andespa; Rangga Wisanggara; Faznil Husna S. Rasyad
Maqdis: Jurnal Kajian Ekonomi Islam Vol 4, No 2 (2019): Juli - Desember 2019
Publisher : Universitas Islam Negeri Imam Bonjol Padang

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.15548/maqdis.v4i2.523

Abstract

This study aims to analyze the loyalty of Islamic bank customers in West Sumatra. The object of research is all Islamic banks operating in West Sumatra. The population of this study is all Islamic banking customers in the province of West Sumatra. The research sample is 200 Islamic bank customers. The technique used in sampling is a non probability sampling method using Convenience sampling. The level of customer loyalty can be seen from the level of brand loyalty. In general, customer loyalty to Islamic banks in West Sumatra is very good or loyal. This can be seen from the value of the possibility of brand transfer (ProT) of Islamic banks in West Sumatra is (25.5%) and the Atrition Rate is (3%), these results indicate the percentage of a customer moving to another company, which is obtained from the reduction in the value of ProT with a percentage of non-loyal values.
PENGARUH PEOPLE, PROCESS, DAN PHYSICAL EVIDENCE TERHADAP KEPUTUSAN MENABUNG DI BANK SYARIAH RONI ANDESPA; RANGGA WISANGGARA; FAZNIL HUSNA S. RASYAD; RIANDY MARDHIKA ADIF
Maqdis: Jurnal Kajian Ekonomi Islam Vol 4, No 1 (2019): Januari - Juni 2019
Publisher : Universitas Islam Negeri Imam Bonjol Padang

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.15548/maqdis.v4i1.489

Abstract

The research theme is "Islamic Bank Management". The research objective was to see the effect of people, process, and physical evidence on the customer's decision to save in Islamic banks. The object of research is Islamic banks in West Sumatra. The study sample was 250 customers. Research is causality. The research method is quantitative. The results of the study are: 1) People significantly influence saving decisions, 2) Process significantly influences saving decisions, 3) Physical evidence significantly influences saving decisions.
ANALYSIS OF THE INFLUENCE OF FUNDAMENTAL FINANCIAL FACTORS OF MANUFACTURING COMPANIES IN THE CONSUMER GOODS INDUSTRY ON SHARE PRICES IN ISSI Wulandari Wulandari; Romi Iskandar; Faznil Husna S. Rasyad
Jurnal Scientia Vol. 12 No. 03 (2023): Education, Sosial science and Planning technique, 2023 (June-August)
Publisher : Sean Institute

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.58471/scientia.v12i03.1550

Abstract

Analysis of financial fundamentals is one of the methods commonly used by investors in assessing a company, in which this analysis is more based on financial ratios. This research was conducted to determine the effect of financial fundamental analysis on stock prices. The Financial Fundamental Analysis used in this study are Current Ratio (CR), Return On Assets (ROA), Debt To Equity Ratio and Price Earning Ratio (PER). This research is a quantitative study in which the population of this study is a manufacturing company in the consumer goods industry sector registered at ISSI. The sampling technique in this study used a purposive sampling technique with a total sample of 20 companies and the 2017-2021 research period. The results of this study indicate that the CR variable does not affect stock prices,while the ROA, DER and PER variables affect stock prices.
Ekonomi Kreatif Berbasis Komoditas Lokal: Penguatan Ekonomi Kampung Adat Balai Kaliki Nila Mardiah; Faznil Husna S. Rasyad; Saidah Hawa; Bintang Wirmansyahni; Junia Mayang Sari; Fitri Efendi
KOMUNITA: Jurnal Pengabdian dan Pemberdayaan Masyarakat Vol 5 No 3 (2026): Agustus
Publisher : PELITA NUSA TENGGARA

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.60004/komunita.v5i3.560

Abstract

The Balai Kaliki Traditional Village has a local commodity, namely the kaliki fruit, which is considered a legacy from its ancestors. However, its utilization is currently not optimal, and much of the harvest often goes to waste. This community service program aims to optimize the use of kaliki fruit by developing downstream products with economic value. The method applied is the Community-Based Research (CBR) approach, consisting of four stages: laying the foundation, planning, information gathering/analysis, and acting on findings, with an emphasis on active community participation. The activity plan includes mapping community knowledge and awareness, conducting socialization and training on kaliki fruit processing, and establishing local leaders and business groups. Focus Group Discussions (FGDs) were conducted to identify problems, explore aspirations, and collectively design alternative solutions in line with community needs. Problem-solving was carried out through the “tree of hope” framework, which involved socialization programs, practical processing activities, leader identification, and the formation of business groups. The results show that downstreaming kaliki fruit can serve as a new source of income, strengthen cultural identity, and support tourism development in Balai Kaliki Traditional Village. The implications of this program extend beyond improving the local economy, as they also open opportunities for marketing processed products as regional souvenirs, extend the shelf life of kaliki fruit, and encourage the sustainability of the creative business ecosystem in Payakumbuh.
Co-Authors Bintang Wirmansyahni Fitri Efendi Junia Mayang Sari NILA MARDIAH Rangga Wisanggara Riandy Mardhika Adif ROMI ISKANDAR Roni Andespa Saidah Hawa Wulandari Wulandari