Claim Missing Document
Check
Articles

Found 9 Documents
Search

Peranan Loan to Deposit Ratio (LDR), Non Performing Loan (NPL), Return on Assetss (ROA) Terhadap Pengelolaan Keuangan Pada PT. BPR Lestari Bali Tahun 2014-2021 Ni Luh Ayu Budiartini; Ni Luh Kardini; I Nyoman Supraptha
JAKADARA: JURNAL EKONOMIKA, BISNIS, DAN HUMANIORA Vol 1, No 1 (2022): JAKADARA: JURNAL EKONOMIKA, BISNIS, DAN HUMANIORA
Publisher : LPPM Universitas Dhyana Pura

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (637.809 KB)

Abstract

AbstrakPengelolaan keuangan suatu bank dapat dinilai dari beberapa indikator yang bersangkutan dikarenakan terdapat beberapa pos aset bank, rasio-rasio yang menunjukkan tingkat pengelolaan keuangan dalam penyaluran kredit. Tujuan dari penelitian ini adalah untuk menganalisis peranan LDR, NPL dan ROA terhadap pengelolaan keuangan pada PT. BPR Lestari Bali periode 2014-2021. Penelitian ini merupakan penelitian deskriptif kuantitatif. Populasi penelitian ini adalah laporan keuangan triwulan yang terdaftar di OJK. Sampel yang digunakan sebanyak 32 laporan keuangan. Data diuji dengan menggunakan metode regresi linier berganda.Penelitian ini menunjukkan jika LDR dan NPL berpengaruh positif dan tidak signifikan terhadap pengelolaan keuangan, disebabkan pengelolaan keuangan dari segi jumlah kredit meningkat walaupun tidak signifikan; ROA berpengaruh negatif dan tidak signifikan terhadap pengelolaan keuangan disebabkan pengelolaan keuangan dari segi jumlah kredit yang meningkat, sehingga akan menyebabkan risiko yang besar dan menurunkan laba pada perusahaan. Saran untuk penelitian selanjutnya yaitu memperluas objek penelitian sehingga lebih komprehensif dan lebih menyeluruh.AbstractThe financial management of a bank can be assessed from several indicators concerned because there are several bank asset posts, ratios that show the level of financial management in lending. The purpose of this study is to analyze the role of LDR, NPL and ROA in financial management in PT. BPR Lestari Bali for the period 2014-2021. This research is a quantitative descriptive study. The population of this study is a quarterly financial report registered with the OJK. The sample used was 32 financial statements. The data were tested using the multiple linear regression method.This research shows that LDR and NPL have a positive and insignificant effect on financial management, due to financial management in terms of the amount of credit increasing although not significantly; ROA has a negative and insignificant effect on financial management due to financial management in terms of an increased amount of credit, which will cause large risks and reduce profits in the company. The suggestion for further research is to expand the object of research so that it is more comprehensive and more thorough.
Presidensi G-20 Mendorong Pertumbuhan Inklusif Keuangan Berkelanjutan pada Negara Anggota dan Pengaruh Ekonomi Global Ni Putu Sukmawati; Ni Luh Kardini; I Nyoman Supraptha
JAKADARA: JURNAL EKONOMIKA, BISNIS, DAN HUMANIORA Vol 1, No 1 (2022): JAKADARA: JURNAL EKONOMIKA, BISNIS, DAN HUMANIORA
Publisher : LPPM Universitas Dhyana Pura

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (806.383 KB)

Abstract

AbstrakPenelitian ini Penelitian ini bertujuan untuk mengetahui Presidensi G-20 mendorong pertumbuhan inklusif keuangan berkelanjutan pada negara anggota dan pengaruh ekonomi global. Adapun metode penelitian yang dilakukan adalah kuantitatif. Penelitian ini menggunakan teknik slovin. Sampel dalam penelitian adalah berjumlah 100 responden. Teknik pengumpulan data dalam penelitian ini adalah menggunakan kuesioner dengan teknik simple random sampling. Data dalam penelitian ini diolah dengan menggunakan uji regresi linier berganda dengan bantuan program SPSS. Hasil penelitian ini menunjukkan inklusi keuangan berpengaruh positif dan signifikan pada Presidensi G-20, hal tersebut dibuktikan dengan nilai thitung inklusi keuangan sebesar 8.160. dengan nilai signifikasi sebesar 0,000. Nilai signifikasi ini lebih kecil dari nilai batas signifikasi, yaitu sebesar 0,05. Ekonomi Global berpengaruh positif dan signifikan pada Presidensi G-20 dengan nilai thitung variabel ekonomi global sebesar 2.842 dengan nilai signifikansi sebesar 0,000. Nilai signifikasi ini lebih kecil dari nilai batas signifikasi, yaitu sebesar 0.05. Inklusi keuangan dan ekonomi global, berpengaruh positif secara simultan terhadap Presidensi G-20 dengan nilai F sebesar 43.786 dengan tingkat signifikansi 0,000. Koefisien determinan sebesar 49,2% Presidensi Indonesia dipengaruhi oleh variabel inklusi keuangan, ekonomi global, sedangkan sisanya sebesar 50,8% dipengaruhi oleh variabel lain yang tidak dianalisis dalam penelitian ini.AbstractThis study aims to determine the G-20 Presidency encourages sustainable financial inclusion growth in member countries and the influence of the global economy. The research method used is quantitative. This study uses the slovin technique. The sample in this study amounted to 100 respondents. The data collection technique in this research is using a questionnaire with a simple random sampling technique. The data in this study were processed using multiple linear regression test with the help of the SPSS program. The results of this study indicate that financial inclusion has a positive and significant effect on the G-20 Presidency, this is evidenced by the t-count value of financial inclusion of 8,160. with a significance value of 0.000. This significance value is smaller than the significance limit value, which is 0.05. The Global Economy has a positive and significant impact on the G-20 Presidency with the tcount value of the global economic variable of 2.842 with a significance value of 0.000. This significance value is smaller than the significance limit value, which is 0.05. Financial inclusion and the global economy have a simultaneous positive effect on the G-20 Presidency with an F value of 43,786 with a significance level of 0.000. The determinant of 49.2% of the Indonesian Presidency is influenced by financial inclusion variables, the global economy, while the remaining 50.8% is influenced by other variables not analyzed in this study.
Analisis Kelayakan Kemitraan Ayam Broiler Pada Mertha Nadi Farm Ditinjau Dari Segi Aspek Teknis Dan Aspek Lingkungan Di Desa Penyaringan I Made Adnyana Putra; Ni Luh Kardini; Ni Wayan Ari Sudiartini
Jurnal Dharma Jnana Vol. 2 No. 1 (2022): JURNAL DHARMA JNANA
Publisher : Fakultas Ekonomi dan Bisnis Universitas Mahasaraswati Denpasar

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (381.791 KB)

Abstract

Sistem pemeliharaan ayam broiler perlu ditingkatkan secara intensif, sehingga kendala yang memungkinkan terjadi dapat diselesaikan. Perubahan pola fikir dan sistem pemeliharaan dari tradisional ke intensif perlu dilakukan, selain untuk meningkatkan produktivitas maupun untuk meningkatkan kualitas. Minat peternak semakin tinggi setelah mengetahui bahwa ayam broiler dapat dijual sebelum umur tujuh minggu karena pada umur tersebut bobot tubuhnya hampir sama dengan tubuh ayam kampung dewasa. Penelitian ini dilaksanakan di Desa Penyaringan Kabupaten Jembrana. Tujuan penelitian untuk mengetahui analisis kelayakan kemitraan ayam broiler ditinjau dari aspek teknis dan lingkungan. Teknik pengumpulan data dilakukan dengan observasi, wawancara, serta dokumentasi dan studi pustaka dengan menggunakan teknik analisis deskriptif kualitatif. Analisis data yang di gunakan adalah analisis SWOT, metode perencanaan strategi yang di gunakan untuk mengefaluasi kekuatan, kelemahan, peluang dan ancaman.
Analisis Aktivitas, Likuiditas, dan Solvabilitas terhadap Profitabilitas pada Perusahaan Minuman dan Makanan di Bursa Efek Indonesia (BEI) Periode 2017-2021 Ni Wayan Puja Lestari; Ni Luh Kardini; Komang Asri Pratiwi
Mutiara: Jurnal Ilmiah Multidisiplin Indonesia Vol. 2 No. 1 (2024): JIMI - JANUARI
Publisher : PT. PENERBIT TIGA MUTIARA

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.61404/jimi.v2i1.58

Abstract

This research was conducted in the Food and Beverage sector companies listed on the Indonesia Stock Exchange during the period 2017-2021 with the title "Analysis of Activity, Liquidity, and Solvency on Profitability in Food and Beverage Companies Listed on the Indonesia Stock Exchange (IDX) Period 2017-2021." The data used in this study is quantitative data from secondary sources. The sample was selected using purposive sampling based on specific criteria, with 27 companies selected as samples, making a total of 135 companies studied from the period 2017-2021. The research technique used was multiple linear regression analysis.Partially, the findings of this research state that: 1) Activity has a positive and significant effect on profitability, indicated by a significant value of 0.052 ≤ 0.05 and a t-value of 1.963 > 1.65648. 2) Liquidity has a positive and significant effect on profitability, with a significant value of 0.044 ≤ 0.05 and a t-value of 2.038 > 1.65648. 3) Solvency has a positive and significant effect on profitability, with a significant value of 0.000 ≤ 0.05 and a t-value of 18.944 > 1.65648. 4) Simultaneously, activity, liquidity, and solvency have a positive and significant effect on profitability, as indicated by a significant value of 0.000 < 0.05 and an F-value of 147.949 > 3.07. The determination test shows that 76.7% of the variations in activity, liquidity, and solvency affect profitability, while 23.3% (100% - 76.7%) is influenced by other factors beyond the independent variables studied in food and beverage companies listed on the IDX from 2017 to 2021.
Niat Pelaku Intrapreneurship dan Organisasi terhadap Kinerja Keuangan UMKM di Kota Denpasar I Gede Agus Mas Pragiva Muscaya; Ni Luh Kardini; Komang Asri Pratiwi
Mutiara: Jurnal Ilmiah Multidisiplin Indonesia Vol. 2 No. 1 (2024): JIMI - JANUARI
Publisher : PT. PENERBIT TIGA MUTIARA

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.61404/jimi.v2i1.59

Abstract

This study aims to determine the effect of intrapreneurship and organization on the financial performance of MSMEs (Micro, Small And Medium) in Denpasar City. This study uses a qualitative method. The MSME population in Denpasar City reached 32,476 MSMEs and the sample used was 100 MSMEs in Denpasar city. This study uses data collection techniques by distributing questionnaires. Validity and reliability tests were carried out on respondents who owned MSMEs in Denpasar City. The results of the t test can be obtained t-count of the Intrapreneurship variable of 1.231 with a significance value of 0.221. This significance value is greater than the significance limit value, which is equal to 0.05. Means that Intrapreneurship has a positive and insignificant effect on Financial Performance. The results of the t test can be obtained by the t-count value of the Organizational variable of 5.052 with a significance value of 0.000. This significance value is smaller than the significance limit value, which is equal to 0.05. Means the organization has a positive and significant effect on financial performance. Based on the results of the F test, the F value is 20.324 with a significance level of 0.000, so simultaneously the Intrapreneurship and Organization variables have a significant effect on the Financial Performance variable. As well as from the test results of the coefficient of determination, the R Square value shows a value of 0.295 or 29.5% indicating that the ability of the independent variable to explain the effect on the dependent variable and the remaining 70.5% can be explained by other variables outside of the research variable.
ANALISIS RISIKO PASAR BERBASIS REVOLUSI INDUSTRI 4.0 DAN KETERSEDIAAN TEKNOLOGI TERHADAP RETURN SAHAM SEKTOR PERTAMBANGAN DI BURSA EFEK INDONESIA 2020-2023 Ni Kadek Desy Rahayu; Ni Luh Kardini; Ni Putu Yuli Tresna Dewi
Nusantara Hasana Journal Vol. 4 No. 3 (2024): Nusantara Hasana Journal, August 2024
Publisher : Yayasan Nusantara Hasana Berdikari

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.59003/nhj.v4i3.1196

Abstract

This study aims to analyze the effect of the Industrial Revolution 4.0 and the availability of technology on mining sector stock returns on the Indonesia Stock Exchange (IDX) for the 2020-2023 period, by considering the role of market risk as a moderating variable. This study uses secondary data obtained from financial reports and annual reports of mining companies listed on the IDX, with a sample of 12 companies selected using purposive sampling method. Multiple regression analysis was used to test the research hypothesis. The results showed that the Industrial Revolution 4.0, technology availability and market risk had a positive and significant effect on mining sector stock returns. Industrial Revolution 4.0 and technology availability had a positive and significant effect on market risk. In addition, market risk is proven to positively moderate the relationship between Industrial Revolution 4.0 and technology availability with stock returns, which means that the positive effect of these two variables on stock returns is stronger in conditions of high market risk. This study provides empirical evidence regarding the importance of adaptation to the Industrial Revolution 4.0 and investment in technology for mining companies to improve their stock performance, especially in the face of high market risk.
ANALISIS EKONOMI DIGITAL DAN TEKNOLOGI BLOCKCHAIN TERHADAP RETURN SAHAM PADA SEKTOR TEKNOLOGI DI BURSA EFEK INDONESIA Ni Kadek Dwi Widiantari; Ni Luh Kardini; Ni Putu Yuli Tresna Dewi
Nusantara Hasana Journal Vol. 4 No. 3 (2024): Nusantara Hasana Journal, August 2024
Publisher : Yayasan Nusantara Hasana Berdikari

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.59003/nhj.v4i3.1197

Abstract

This study examines the impact of Digital Economy and Blockchain Technology on stock Returns for technology companies listed on the Indonesia Stock Exchange (IDX) from 2020 to 2023. Using multiple linear regression analysis, the research finds that both Digital Economy and Blockchain Technology positively and significantly influence stock Returns. The statistical tests show that Digital Economy has a significant positive effect with a significance level of 0.002, and Blockchain Technology also demonstrates a significant positive impact with the same significance level. Additionally, the F-test confirms that these variables together have a significant effect on stock Returns. The results suggest that improvements in Digital Economy and effective application of Blockchain Technology can enhance stock Returns for technology firms. This study contributes to understanding the role of these variables in influencing stock performance and provides insights for investors and managers.
PENGARUH PENERAPAN ARTIFICIAL INTELLIGENCE DAN INTELEGENSIA TERHADAP PRODUKTIVITAS KERJA KARYAWAN DI BANK PEMBANGUNAN DAERAH (BPD) BALI I Made Diatmika; Ni Luh Kardini; Ni Putu Yuli Trisna Dewi
Nusantara Hasana Journal Vol. 4 No. 3 (2024): Nusantara Hasana Journal, August 2024
Publisher : Yayasan Nusantara Hasana Berdikari

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.59003/nhj.v4i3.1198

Abstract

This study aims to determine the Effect of Implementation of Artificial Intelligence and Intelligence on Employee Productivity at Regional Development Bank (BPD) Bali. This research uses quantitative methods by distributing questionnaires to 93 respondents who are employees of the Regional Development Bank (BPD) Bali. The data analysis technique used is multiple linear regression analysis. The results showed that Artificial Intelligence has a tcount value = 1.764 with a significance value of 0.004 has a positive and significant effect on Employee Productivity. Intelligence has a tcount value = 11.471 with a significance value of 0.000 has a positive and significant effect on Employee Productivity. Simultaneously, Artificial Intelligence and Intelligence have a positive and significant effect on Employee Productivity.
PERAN MANAJEMEN STRES BERBASIS MINDFULLNES DAN INTELEGENCIA TERHADAP PRODUKTIVITAS KERJA KARYAWAN BEDROCKHOTEL KUTA I Gusti Ngurah Satya Darma Widana; Ni Luh Kardini; Ni Putu Yuli Tresna Dewi; Lale Ajeng Khalifatun Wardani
Nusantara Hasana Journal Vol. 5 No. 1 (2025): Nusantara Hasana Journal, June 2025
Publisher : Yayasan Nusantara Hasana Berdikari

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.59003/nhj.v5i1.1577

Abstract

This study aims to evaluate the role of mindfulness-based stress management and intelligence on employee productivity at the Bedrock Hotel Kuta. This study used primary data obtained through a questionnaire, and 67 employees were selected using a saturated sampling method. Multiple regression analysis was used to test the research hypotheses. The results showed that mindfulness had a significant positive effect on productivity, and intelligence also had a positive effect on productivity. Furthermore, stress management had a significant positive effect on productivity. Simultaneous test results indicated that mindfulness, intelligence, and stress management collectively had a significant positive effect on productivity. The coefficient of determination indicated that mindfulness, intelligence, and stress management in the regression model explained 51% of the variation in productivity, with the remainder influenced by other independent variables.