Article Per Year (5 Year)
p-Index From 2020 - 2025
0.408
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This Author published in this journals
All Journal Formosa Journal of Science and Technology (FJST) Asian Journal of Management Analytics
Darwita Arini Nasution
Universitas Negeri Medan
Humanities Computer Science & IT Decision Sciences, Operations Research & Management Education Industrial & Manufacturing Engineering Social Sciences

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Analysis of Non-Performing Loans (NPL) at BRI Bank Tbk in 2010-2022 Darwita Arini Nasution; Enjelina Sinaga; Gabriella Dominggoes Panjaitan; Histi Trifesi Naibaho
Asian Journal of Management Analytics Vol. 2 No. 2 (2023): April 2023
Publisher : PT FORMOSA CENDEKIA GLOBAL

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.55927/ajma.v2i2.3864

Abstract

Non-Performing Loans (NPL) are an important indicator in assessing asset quality and credit risk management within financial institutions. This study aims to determine the main non-performing loan (NPL) at PT. Bank Rakyat Indonesia BRI Tbk. This research uses qualitative methods. The data obtained is secondary data with quantitative data types. The research instrument used in collecting data is the financial statements of PT. Bank BRI Tbk in the form of a financial ratio report for 2010–2022. The results of this study showed that the lowest NPL ratio level in 2013 was 1.63% and the highest NPL ratio level in 2021 was 3.00%. The average NPL during 2010–2022 was 2.34%, which is included in the healthy category.
Analysis the Role of References in Scientific Articles: Influence on Research Credibility and Impact Fitriani Lubis; Darwita Arini Nasution; Debora Christine Girsang; Erika Sembiring; Hiskia Fitri S. Rumahorbo; Histi Trifesi Naibaho; Roni Frans David Simbolon; Sri Maryan Ariana Siregar; Tetty Rani Naibaho
Formosa Journal of Science and Technology Vol. 2 No. 11 (2023): November 2023
Publisher : PT FORMOSA CENDEKIA GLOBAL

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.55927/fjst.v2i11.6822

Abstract

References are an important part of a logical article that upholds the statements, contradictions, and objectives conveyed by the author. References can also be used to avoid theft of literary works. This test is expected to dissect the reference function in logic articles, specifically its effect on the validity and influence of exploration. The research used qualitative methods with a literature review approach, and data were obtained from scientific articles published in accredited scientific journals. The results show that references play an important role in increasing the credibility and impact of research. Relevant and quality references can support the author's claims and arguments and help readers understand the research better. In this journal concludes that authors should pay attention to the quality and relevance of references used to increase the credibility and impact of research.
Co-Authors Debora Christine Girsang Enjelina Sinaga Erika Sembiring Fitriani Lubis Gabriella Dominggoes Panjaitan Hiskia Fitri S. Rumahorbo Histi Trifesi Naibaho Roni Frans David Simbolon Sri Maryan Ariana Siregar Tetty Rani Naibaho