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All Journal Moneter : Jurnal Akuntansi dan Keuangan Journal of Economic, Bussines and Accounting (COSTING) International Journal of Community Service (IJCS) Innovative: Journal Of Social Science Research SABAJAYA Jurnal Pengabdian Kepada Masyarakat Jurnal Terobosan Peduli Masyarakat (TIRAKAT)
Wahyuni Sri Astutik
Universitas Pawyatan Daha
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Analisis Rasio Likuiditas untuk Mengetahui Pengaruh Corona pada Kinerja Keuangan Perbankan Syariah di Indonesia Riyanah Riyanah; Yuli Purwanti; Wahyuni Sri Astutik
MONETER - JURNAL AKUNTANSI DAN KEUANGAN Vol 10, No 1 (2023): Periode April 2023
Publisher : Universitas Bina Sarana Informatika

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.31294/moneter.v10i1.15641

Abstract

Penelitian  ini untuk mengetahui pengaruh Corona terhadap kinerja keuangan Perbankan Syariah di Indonesia dengan Rasio Likuiditasnya. Rasio likuiditas yang digunakan, yaitu Current Ratio, Quick Ratio, Cash Ratio. Penelitian ini menggunakan metode penelitian kuantitatif. Penelitian ini menggunakan sampel 3 jenis Bank Syariah di Indonesia, yaitu Bank Central Asia (BCA) Syariah, Bank Syariah Indonesia (BSI), dan Bank Muamalat. Teknik analisis data menggunakan analisis rasio likuiditas. Hasil perhitungan rasio likuiditas BCA Syariah menunjukan Current Ratio, Quick Ratio, dan Cash Ratio tahun 2018-2020 mengalami penurunan, tahun 2021 menurun drastis setelah sekitar 1 tahun pandemi Corona. Hal ini menunjukan kinerja keuangan BCA Syariah mengalami penurunan, pengaruh Corona. Hasil perhitungan rasio likuiditas BSI, menunjukan tahun 2018-2020 mengalami kenaikan dan tahun 2021 mengalami penurunan..Hal itu menunjukan BSI di awal pandemi kinerja keungannya belum terpengaruh Corona. Baru setelah sekitar 1 tahun pandemi (tahun 2021), kinerja keuangannya mulai menurun. Rasio likuiditas.Bank Muamalat menunjukan bahwa semua nilai rasio likuiditas  dari tahun 2018-2021 mengalami kenaikan. Hal ini menunjukan kinerja keuangan Bank Muamalat tidak terpengaruh Corona
Entrepreneurship in Existentialism Philosophy: Examining Life and Business Agustian Zen; Puspita Puji Rahayu; Muhamad Malik Mutoffar; Wahyuni Sri Astutik; Abu Muna Almaududi Ausat
Innovative: Journal Of Social Science Research Vol. 3 No. 2 (2023): Innovative: Journal Of Social Science Research
Publisher : Universitas Pahlawan Tuanku Tambusai

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.31004/innovative.v3i2.431

Abstract

In the era of globalisation and increasingly fierce business competition, the success of an entrepreneur is something that is very important and desired by many people. One of the relevant philosophical views to be studied in the context of entrepreneurial thinking is existentialism. This research aims to explore the understanding of the nature of entrepreneurial thinking in the perspective of existentialism philosophy. The focus of this research is qualitative. Methods for gathering information included careful attention and detailed note-taking, with subsequent analysis including data reduction, visualisation, and inference. The results show that entrepreneurial thinking from an existentialist perspective can make a significant contribution to the development of sustainable and socially responsible business theory and practice. An existentialist view can help entrepreneurs to overcome challenges and obstacles in business by developing the ability to derive meaning and purpose from every life experience.
Pelatihan Strategi Komunikasi Pemasaran Produk Makanan di Kota Sulawesi Tenggara U. Kamilah Ghafar; Wahyuni Sri Astutik; La Adi
SABAJAYA Jurnal Pengabdian Kepada Masyarakat Vol. 1 No. 3 (2023): SABAJAYA: Jurnal Pengabdian kepada Masyarakat
Publisher : SABA JAYA PUBLISHER

Show Abstract | Download Original | Original Source | Check in Google Scholar

Abstract

Pelatihan Strategi Komunikasi Pemasaran Produk Makanan di Kota Sulawesi Tenggara bertujuan untuk meningkatkan kualitas produk makanan yang ada di daerah kota sulawesi tenggara Jadi dengan adanya strategi komunikasi yang baik di dalam perusahaan maka dapat membentuk brand equity itu sendiri sehingga konsumen dapat menyadari, merasakan dan mengenal lebih terhadap kebaikan, keunggulan dan kualitas produk tersebut. Dengan begitu, produk lebih dapat dikenal atas keunggulan yang diberikan perusahaan kepada konsumen. Metode untuk mengatasi permasalahan yang dihadapi mitra industri rumah tangga adalah melakukan pelatihan pembuatan kemasan (packaging) untuk meningkatkan nilai jual dari produk. Program pelatihan ditujukan produk masyarakat untuk memberikan pemahaman tentang bagaimana memasarkan dan mengemas hasil produksi melalui pelatihan pembuatan kemasan (packaging) untuk meningatkan nilai jual. Hasil dari pelatihan itu sendiri maka dapat disimpulkan bahwa pelatihan ini dapat memberikan solusi mengenai kurangnya pengetahuan peserta Pelatihan mengenai bagaimana berkomunikasi dengan konsumen. Sesuai dengan hasil survey yang telah diolah, dapat diketahui bahwa para peserta pelatihan menjadi lebih paham mengenai komunikasi pemasaran, tujuan melakukan komunikasi dengan konsumen, alat-alat komunikasi pemasaran apa saja yang dapat digunakan dan akhirnya peserta pelatihan dapat memilih alat yang paling sesuai dengan produk dan jasa mereka kerjakan.
Community Service from the Perspective of Sustainable Development Goals (SDGs): Contributions to Community Welfare and Local Economic Development Muhammad Ade Kurnia Harahap; Wahyuni Sri Astutik; Syamsu Rijal
Tirakat: Jurnal Terobosan Peduli Masyarakat Vol 3 No 2 (2026): May 2026
Publisher : PT. LITERASI SAINS NUSANTARA

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.61100/j.tirakat.v3i2.345

Abstract

This study aims to analyze community service from the perspective of Sustainable Development Goals (SDGs) and its contribution to community welfare and local economic development. The study employs a literature review method with a qualitative approach and descriptive analysis. Data were obtained from various literature sources indexed in Google Scholar and other credible websites published between 2014 and 2026. In the initial stage, 50 articles were identified, and through a rigorous selection process, 34 main articles relevant to the research objectives were selected. The findings indicate that community service plays an important role in enhancing community capacity, strengthening MSMEs, improving financial literacy, and promoting participatory local economic development. The SDGs perspective positions community service as a strategic instrument in creating inclusive and sustainable development. However, the study also identifies several challenges, including low program sustainability, limited impact evaluation, and suboptimal cross-sector collaboration in the implementation of community service programs.
Accelerating UMKM Digital Transformation: Mentoring in Business Model Canvas (BMC) Development and Online Marketing Strategies Based on Local Platforms Hajar Mukaromah Hajar; Yani Rizal; Wahyuni Sri Astutik; Abubakar Betan; Endang Yuda Nuryenda
International Journal of Community Service (IJCS) Vol. 4 No. 2 (2025): July-December
Publisher : PT Inovasi Pratama Internasional

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.55299/ijcs.v4i2.1587

Abstract

The digital transformation of Micro, Small, and Medium Enterprises (MSMEs/UMKM) has become increasingly critical in Indonesia's post-pandemic economic recovery. This qualitative study examines the effectiveness of mentoring programs focused on Business Model Canvas (BMC) development and online marketing strategies using local platforms for UMKM acceleration. Through in-depth interviews with 15 UMKM owners, 5 mentors, and 3 platform representatives across various Indonesian cities, this research employs thematic content analysis to understand the impact of structured mentoring on digital transformation outcomes. The findings reveal that comprehensive BMC mentoring significantly enhances UMKM owners' understanding of business model components, with participants demonstrating improved capability in customer segmentation, value proposition development, and revenue stream diversification. Local platform adoption showed superior outcomes compared to international alternatives, with 35% average sales increases and enhanced operational efficiency. The study identifies key success factors including local language support, lower commission fees, and community-based learning approaches. These findings contribute to the understanding of effective community service methodologies for UMKM digital transformation and provide practical frameworks for scaling mentoring programs across Indonesia's diverse economic landscape.
A COMPARATIVE STUDY: THE IMPACT OF MICROFINANCE ON COMMUNITY WELFARE IN RURAL AND URBAN AREAS OF INDONESIA I Nengah Suarmanayasa; Rita Nurnaningsih; Zurlina Lubis; Eko Nur Hermansyah; Wahyuni Sri Astutik
Journal of Economic, Bussines and Accounting (COSTING) Vol. 9 No. 1 (2026): COSTING : Journal of Economic, Bussines and Accounting
Publisher : Institut Penelitian Matematika, Komputer, Keperawatan, Pendidikan dan Ekonomi (IPM2KPE)

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.31539/xtf0h728

Abstract

This study investigates the differential impact of microfinance on household welfare in rural and urban areas of Indonesia through a quantitative comparative analysis. Employing data from the 2018 National Socioeconomic Survey (SUSENAS) covering 294,426 households across Indonesia's 38 provinces, this research utilizes binary logistic regression and propensity score matching to assess welfare outcomes. The findings reveal that microfinance access significantly improves household welfare indicators in both settings, with statistically significant stronger effects observed in rural areas (coefficient: 0.312, p<0.01) compared to urban areas (coefficient: 0.197, p<0.01). Rural households with microfinance access demonstrate a 29% increase in monthly income and 23% improvement in consumption expenditure, while urban households exhibit 17% and 14% increases respectively. The study identifies loan purpose, monthly income, interest rates, education level, and household size as significant predictors of welfare improvement. Results indicate that rural poverty rates decreased from 12.22% to 11.79%, while urban poverty declined from 7.29% to 7.09% between 2023-2024. These findings suggest that microfinance serves as a more effective poverty alleviation mechanism in rural contexts, primarily due to limited alternative financial access and higher vulnerability to income shocks. Policy implications emphasize the need for geographically differentiated microfinance strategies that account for rural-urban disparities in financial infrastructure, entrepreneurial ecosystems, and socioeconomic conditions.
Co-Authors Abubakar Betan Agustian Zen Eko Nur Hermansyah Endang Yuda Nuryenda Hajar Mukaromah Hajar I Nengah Suarmanayasa La Adi Muhammad Ade Kurnia Harahap Mutoffar, Muhamad Malik Nurnaningsih, Rita Puspita Puji Rahayu Riyanah Riyanah Syamsu Rijal U. Kamilah Ghafar Yani Rizal Yuli Purwanti Zurlina Lubis