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All Journal Scientific Journal of Reflection : Economic, Accounting, Management and Business Ijtimaiyah: Jurnal Ilmu Sosial dan Budaya JURNAL PENDIDIKAN TAMBUSAI Journal on Education Jurnal Review Pendidikan dan Pengajaran (JRPP) Jurnal Manajemen Dirgantara Edunesia : jurnal Ilmiah Pendidikan EduInovasi: Journal of Basic Educational Studies AKADEMIK: Jurnal Mahasiswa Ekonomi & Bisnis Jurnal Ekonomi, Manajemen, Akuntansi
Ripho Delzy Perkasa
Universitas Islam Negeri Sumatera Utara
Religion Decision Sciences, Operations Research & Management Economics, Econometrics & Finance Education Industrial & Manufacturing Engineering Languange, Linguistic, Communication & Media Mathematics Social Sciences Transportation Other

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Pengaruh Literasi Digital Pada Pembelajaran IPS terhadap Kemampuan Berpikir Kritis Siswa Kelas VIII Di SMP Muhammadiyah 22 Kisaran Nuraini Panjaitan; Rusydi Ananda; Ripho Delzy Perkasa
EduInovasi: Journal of Basic Educational Studies Vol 3 No 2 (2023): EduInovasi:  Journal of Basic Educational Studies
Publisher : Fakultas Tarbiyah IAI Nasional Laa Rooiba

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (1092.049 KB) | DOI: 10.47467/edui.v3i2.3421

Abstract

This research was conducted to determine the extent to which digital literacy influences social studies learning on the critical thinking skills of class VIII students at SMP Muhammadiyah 22 Kisaran. This research is a quantitative research with data processing in the form of numbers. The data analysis technique used is a simple linear regression test, coefficient of determination test, normality test, linearity test and t-test. Based on the results of the study that obtained a tcount of -1.543 while the ttable value was at a significance level of 5% with N = 30, a ttable of 2.048 was obtained. Then the digital literacy variable has a significance level of 0.134 > 0.05, which means it is not significant. So the value of tcount < ttable is -1.543 <2.048 then Ha is rejected and H0 is accepted, so it can be concluded that there is no effect of digital literacy on social studies learning on the critical thinking skills of class VIII students at SMP Muhammadiyah 22 Kisaran.
Pengaruh Penggunaan Media Pembelajaran Powtoon terhadap Motivasi Belajar Siswa Kelas VII SMP Negeri 1 Tinggi Raja Putri Ayu Syahfitri; Rusydi Ananda; Ripho Delzy Perkasa
Journal on Education Vol 6 No 1 (2023): Journal On Education: Volume 6 Nomor 1 Tahun 2023
Publisher : Departement of Mathematics Education

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.31004/joe.v6i1.3073

Abstract

This study aims to determine students' learning motivation in the learning process using powtoon learning media, to determine the implementation of social studies learning using powtoon learning media and to determine the effect of using powtoon learning media on student learning motivation. This research was conducted at SMA Negeri 1 Tinggi Raja, Jalan Danau Teratai, Dusun II Sawah, Tinggi Raja Village, Tinggi Raja District, Asahan Regency, North Sumatra Province. The data collection technique is using internal and external learning motivation questionnaires. Data analysis techniques in this study used descriptive and inferential analysis. Based on the results of the study that obtained a tcount of 1.088 while the ttable value was at a significance level of 5% with N = 60, a ttable of 1.67155 was obtained. The value of tcount < ttable is obtained, namely 1.088 < 1.67155 then Ha is rejected HO is accepted. So it can be concluded that there is no effect of the use of powtoon learning media on the learning motivation of class VII students of SMP Negeri 1 Tinggi Raja
Analisis Intensitas Penggunaan Media Sosial Tik-Tok terhadap Interaksi Sosial di Madrasah Tsanawiyah Al-Jam’iyatul Washliyah Tembung Sandi Kurnia Putri Tanjung; Masganti Sit; Ripho Delzy Perkasa
Journal on Education Vol 6 No 1 (2023): Journal On Education: Volume 6 Nomor 1 Tahun 2023
Publisher : Departement of Mathematics Education

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.31004/joe.v6i1.3074

Abstract

Research objectives: 1) To find out the social interaction of students with the use of tiktok at MTs Al-Washliyah Tembung, 2) to find out the social interaction of students without using tiktok at MTs Al-Washliyah Tembung and 3) to know the intensity analysis of the use of tiktok at MTs Al-Washliyah Tembung. A descriptive qualitative method of research using data analysis techniques the data gathering techniques in this study are observation, interviews, and documentation. After the data collection process is complete, then do data analysis. Data anlysis includes data reduction, data presentation, and verification. Based on the findings obtained: 1) Social interaction of students in the use of social media tiktok that occurs in the MTs Al-Washliyah environment, students really like tik tok social media because it can eliminate boredom and also be a fun activity for students who have tiktok, but they still want to socialize by interacting directly with friends at school. 2) The social interaction of students without the use of tiktok social media that occurs at MTs Al-Washliyah, is that there are some students who do not like tiktok because it disrupts study hours and there is a lack of interaction with friends at school, so there are some students who do not use tiktok, prefer to communicate directly with friends at school. 3) The intensity of using Tiktok social media, most of the students fall into the quite intense category in using Tiktok social media. Meanwhile, social interaction among students is included in a fairly good category. These results indicate that MTs Al-Washliyah students are quite good at social interaction. Based on the results of research conducted by researchers on tiktok users, out of a total of 71 students there were 47 people who used tiktok social media, while social interaction among students who were not tiktok users was included in the low category who preferred to focus on learning and interacting directly with friends at school which totaled 24 people.
PENGARUH MODEL PEMBELAJARAN MIND MAPPING TERHADAP HASIL BELAJAR SISWA PADA MATA PELAJARAN EKONOMI KELAS X Di SMA INS KAYU TANAM Ripho Delzy Perkasa
IJTIMAIYAH Jurnal Ilmu Sosial dan Budaya Vol 4, No 2 (2020): Ijtimaiyah Juli-Desember
Publisher : Prodi Tadris Ilmu Pengetahuan Sosial FITK UIN Sumatera Utara Medan

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Abstract

Tujuan Penelitian ini adalah untuk mengetahui dan menganalisis Pengaruh Penggunaan Mind Mapping terhadap Hasil Belajar Ekonomi kelas X di SMA INS Kayu Tanam. Jenis penelitian ini adalah penelitian Quasi Experiment. Populasi Penelitian ini adalah seluruh Kelas X di SMA INS Kayu Tanam. Sampel ditentukan melalui Teknik Total Sampling, berdasarkan teknik tersebut diperoleh Kelas X1 sebagai Kelas Eksperimen (dengan Model Mind Mapping )dan Kelas X2 sebagai Kelas Kontrol (dengan Pembelajaran Konvensial). Data yang dianalisis dalam penelitian ini adalah hasil belajar Ekonomi yang dikumpulkan melalui tes objektif pilihan berganda. Data analisis dengan menggunakan statistic deskriptif dan statistic inferensial (uji t)Temuan penelitian ini menunjukkan bahwa hasil belajar pada  mata pelajaran Ekonomi  kelas X1 di SMA INS Kayu Tanam pada kelas eksperimen  yang diberi perlakuan menggunakan model pembelajaranMind Mapping memperoleh niai rata- rata post test 87.50 dan sementara dikelas kontrol memperoleh nilai rata- rata post test 77.12, 3). Berdasarkan hasil uji t dengan taraf signifikansi 5% diperleh thit > ttab . Dengan demikian dapat disimpulkan bahwa penggunaan model Mind Mapping berpengaruh positif terhadap hasil belajar Ekonomi sisw kelas X di SMA INS Kayu Tanam
Peran Koperasi Unit Desa Beringin Jaya (KUD) dalam Upaya Meningkatkan Kesejahteraan Ekonomi Anggota di Desa Kuala Beringin Kecamatan Kualuh Hulu Kabupaten Labuhan Batu Utara Azi Shohi Sitorus; Ripho Delzy Perkasa
Jurnal Pendidikan Tambusai Vol. 7 No. 2 (2023): Agustus 2023
Publisher : LPPM Universitas Pahlawan Tuanku Tambusai, Riau, Indonesia

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Abstract

Koperasi ialah suatu organisasi ekonomi yang berdasarkan atas kekerabatan untuk mengutamakan pada saudara kandung. Koperasi terdapat pada masyarakat dan memiliki tugas dan tujuan supayadapat mensejahterakan masyarakat pada khususnya maupun masyarakat pada umumnya. Tujuan artikel ini supaya dapat mengerti mengenai peran KUD dalam upaya memajukan kesejahteraan di Desa Kuala Beringin, adapun kendala yang dihadapi pada KUD ialah memajukan kesejahteraan anggotanya dan memahami solusi apa yang dapat dilaksanakan oleh KUD sehingga dapat mengatasi kendala ini. Salah satu bentuk koperasi ialah koperasi unit desa yang dapat menjalani unit usaha seperti unit simpan pinjam, pengelolahan maupun pada pemasaran hasil pertanian, penyediaan atau distribusi sarana produksi pertanian dan kelautan, penyediaan pada barang-barang konsumsi dan penyediaan berbagai layanan. Peran KUD Desa Kuala Beringin untuk memajukan suatu kesejahteraan masyarakat yang terpenting dan dapat membantu untuk memenuhi berbagai macam kebutuhan pada masyarakat misalnya : memberikan suatu pinjaman untuk kebutuhan sekolah, memberikan pinjaman untuk kebuhan sehari-hari, dan koperasi juga mengakomodasi terhadap anggotanya dalam menangani suatu ekonomi pada anggotanya.
Peranan Koperasi dalam Mensejahterakan Anggota pada Koperasi Pegawai Kementerian Agama Kabupaten Langkat Ripho Delzy Perkasa; Lulu Syabrina; Saripa Aini Simbolon; Sabrina Sabrina
AKADEMIK: Jurnal Mahasiswa Ekonomi & Bisnis Vol. 4 No. 2 (2024): AKADEMIK: Jurnal Mahasiswa Ekonomi & Bisnis
Publisher : Perhimpunan Sarjana Ekonomi dan Bisnis

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.37481/jmeb.v4i2.781

Abstract

This research examines the role of cooperatives in improving the welfare of members of the Langkat Regency Ministry of Religion employee cooperative. The purpose of this research is to find out what cooperatives are, types of cooperatives, basic principles and principles of cooperatives, functions and objectives of cooperatives. The research approach used in writing this article is a descriptive method, namely research that attempts to describe phenomena, events and occurrences that are occurring in the present. This approach is also supported by conducting interviews and direct observation and is also supported by library methods. The results of this research show that the Langkat Regency Ministry of Religion employee cooperative has a very influential role on cooperative members, including by providing income and providing loans to members. The obstacle faced by cooperatives is bad credit. Efforts made to improve employee cooperatives at the Ministry of Religion of Langkat Regency include collecting loans from members who experience bad credit, being more selective in providing loans and giving prizes to borrowers who repay loans on time.
ANALISIS SWOT SEBAGAI STRATEGI PENGEMBANGAN USAHA KOPERASI MAKMUR MANDIRI Ripho Delzy Perkasa; Nurhidayanti Sitorus; Anna Wahyuni Siregar
SCIENTIFIC JOURNAL OF REFLECTION : Economic, Accounting, Management and Business Vol. 7 No. 3 (2024): SCIENTIFIC JOURNAL OF REFLECTION: Economic, Accounting, Management, & Business
Publisher : Sekolah Menengah Kejuruan (SMK) Pustek

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.37481/sjr.v7i3.912

Abstract

Makmur Mandiri Cooperative is an economic entity that plays a crucial role in empowering the community through financial services and business development. In the dynamic context of business environment changes, cooperatives need to adopt the right strategies to strengthen their position in the market and achieve sustainable growth. One of the approaches used is the SWOT analysis, which enables cooperatives to identify strengths, weaknesses, opportunities, and threats that affect their performance and business development strategies. This journal aims to conduct an in-depth analysis of internal and external factors influencing Makmur Mandiri Cooperative and to formulate effective business development strategies. Through secondary data collection, observations, and interviews with relevant parties, this journal presents a comprehensive SWOT analysis, identifying strengths such as good reputation and loyal membership, weaknesses such as limited financial resources, opportunities such as market growth and new technologies, and threats such as intense competition and regulatory changes. The results of this SWOT analysis are then used as a basis for formulating effective action plans in the business development of Makmur Mandiri Cooperative. Proposed strategies include product diversification, effective marketing, utilization of information technology, and strategic partnerships.
PERAN KOPERASI SERBA USAHA “KELUARGA SEJAHTERA” DALAM MENSEJAHTERAKAN MASYARAKAT DI DESA PALUH KARAU HAMPARAN PERAK DAN MENGATASI PERMASALAHANNYA Ripho Delzy Perkasa; Ryan Maulana Siregar; Muhammad Juliansyah
Jurnal Manajemen Dirgantara Vol 17 No 1 (2024): Jurnal Manajemen Dirgantara, Juli 2024
Publisher : Sekolah Tinggi Teknologi Kedirgantaraan

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Abstract

The "Prosperous Family" Multi-Business Cooperative carries out a savings and loan program with the main aim of helping its members overcome financial difficulties and improving the lives of the people in Paluh Kurau village. However, a number of problems emerged which resulted in obstacles in the operation of this prosperous family business cooperative. This research aims to (1) improve the welfare of cooperative members in Paluh Kurau village. (2) As well as providing relief to families who are less prosperous in financial terms, so that middle and lower middle class people in Paluh Kurau village can take part in the program. Because with this cooperative, the community will be helped more with financial problems that occur in a family. The research subjects we interviewed were (1) chairman (2) secretary (3) treasurer, who were located in the village of Paluh Kurau, Tanjung Perak. The data analysis technique for this research is qualitative data analysis which presents data starting from reviewing all the information collected and describing and interpreting information received from informants in the field. The results of this research show what factors cause problems in the "Keluarga Sejahtera" cooperative in running its savings and loan business, namely (1) running out of capital at the start of the cooperative's establishment (2) lack of sense of responsibility among members (3) members who are more borrowing more than saving. The strategy for resolving cooperative problems is to: (1) the management makes an agreement with cooperative members and regulations if there is indiscipline within the cooperative. (2) Resolve things wisely as a family. The conclusion that researchers got from this research is to find out what roles and problems occur in the prosperous family cooperative and how to overcome the problems that occur in the prosperous family cooperative.
Peran Koperasi Gotong Royong Dalam Meningkatkan Perekonomian Anggota Di Kelurahan Binjai Serbangan Ripho Delzy Perkasa; Najwa Zahra; Rahma Mahrani Sam Harahap; Giska Nayla Maqah
EKOMA : Jurnal Ekonomi, Manajemen, Akuntansi Vol. 3 No. 5: Juli 2024
Publisher : CV. Ulil Albab Corp

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.56799/ekoma.v3i5.4029

Abstract

The aim of this research is to determine the role of Mutual Cooperation Savings and Loans Cooperatives in the development of Micro, Small and Medium Enterprises (MSMEs) in Binjai Serbangan Village, as well as as a place to store money for members and also improve the economy of the community in Binjai Serbangan Village. The research used is a qualitative method. The techniques used are observation, interviews and documentation. The number of informants in this research was 3 people, including the chairman of the Mutual Cooperation Savings and Loans Cooperative and 2 members of the Mutual Cooperation Savings and Loans Cooperative. The results of this research are: 1) Development of Micro, Small and Medium Enterprises (MSMEs) in Binjai Serbangan Subdistrict, namely by lending business capital to members. 2) Become a place to store money for its members like other financial institutions. 3) As well as improving the community's economy, especially members of the cooperative. Based on research activities on Savings and Loans Cooperatives that have been carried out, there are several important roles of cooperatives, namely they have an important role in supporting the business growth of their members, fostering an entrepreneurial spirit, and creating new business opportunities. And the success of a cooperative is measured by its ability to develop and dominate the market.
PERANAN TIM PENGENDALI KREDIT MACET DALAM MEMINIMALISISR TINGKAT KREDIT MACET PADA KSP. CU. HARAPAN KITA CABANG MARTUBUNG Ripho Delzy Perkasa; Ika Fitria Ningsih; Nurrahmadhana Nurrahmadhana; Hasana Hasana; Alfiah Taliba
Jurnal Review Pendidikan dan Pengajaran Vol. 7 No. 3 (2024): Volume 7 No 3 Tahun 2024
Publisher : LPPM Universitas Pahlawan Tuanku Tambusai

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.31004/jrpp.v7i3.30698

Abstract

Penelitian ini bertujuan untuk mengidentifikasi faktor-faktor yang menyebabkan kredit macet di KSP Credit Union Harapan Kita Cab. Martubung dan menggali peran serta pencapaian Tim Pengendali Kredit (TPKM) dalam menangani masalah kredit bermasalah. Metode penelitian yang digunakan adalah kualitatif dengan pendekatan deskriptif. Data dikumpulkan melalui wawancara dengan enam informan yang memiliki pengetahuan dan pengalaman terkait dengan objek penelitian. Hasil penelitian menunjukkan bahwa kurangnya penilaian risiko, keterbatasan sumber daya keuangan, dan kondisi ekonomi yang tidak stabil menjadi faktor utama kredit macet. TPKM berperan dalam analisis risiko kredit, monitoring berkala, penanganan kredit bermasalah, kolaborasi dengan pihak eksternal, dan memberikan edukasi serta konseling kepada anggota. Pencapaian KSP CU Harapan Kita Cab. Martubung terlihat dari penurunan persentase kredit macet dan peningkatan keuntungan dari kredit. Kesimpulannya, manajemen risiko yang efektif dan langkah-langkah yang diambil oleh TPKM berperan penting dalam mengelola risiko kredit dan meminimalkan dampak kredit macet bagi koperasi dan anggotanya, serta membantu menjaga stabilitas finansial koperasi.
Co-Authors Alfiah Taliba Anna Wahyuni Siregar Azi Shohi Sitorus Giska Nayla Maqah Hasana Hasana Hendri Fauza Ika Fitria Ningsih Lulu Syabrina Manna Harahap Masganti Sit Muhammad Juliansyah Murni Emayanti Najwa Zahra Nuraini Panjaitan Nurhidayanti Sitorus Nurrahmadhana Nurrahmadhana Putri Ayu Syahfitri Rahma Mahrani Sam Harahap Rusydi Ananda Ryan Maulana Siregar Sabrina Sabrina Sandi Kurnia Putri Tanjung Saripa Aini Simbolon