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All Journal JIKEM: Jurnal Ilmu Komputer, Ekonomi dan Manajemen Jurnal Pengabdian Masyarakat dan Riset Pendidikan
Yolanda Tampubolon
Unknown Affiliation
Humanities Computer Science & IT Economics, Econometrics & Finance Education Environmental Science Languange, Linguistic, Communication & Media Library & Information Science Mathematics Other

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Analisis Kelayakan Bisnis: Studi Kasus Kak Neng Craft Lenti Susanna Saragi; Danita Febryanti Br Simatupang; Julaidi Selian; Karen Orelia Gulo; Sendiana Br Ginting; Yolanda Tampubolon
JIKEM: Jurnal Ilmu Komputer, Ekonomi dan Manajemen Vol 3 No 2 (2023): JIKEM: Jurnal Ilmu Komputer, Ekonomi dan Manajemen
Publisher : Universitas Muhammadiyah Enrekang

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Abstract

Penelitian ini bertujuan untuk menganalisis aspek-aspek dalam studi kelayakan bisnis yang terdiri dari aspek hukum, lingkungan, pemasaran, manusia dan SDM, teknologi, dan keuangan dari usaha Kak Neng Craft. Penelitian ini menggunakan jenis penelitian deskriptif. Penelitian ini dilakukan dengan wawancara secara langsung, yang dimana narasumber dari topik yang diangkat adalah Nelli Sefrika Sinaga atau yang sering dikenal dengan panggilan Kak Neng. Kak Neng Craft berawal dari hobi kak Nelli dalam membuat barang-barang kerajinan tangan dari barang-barang bekas.
Penerapan Pembiayaan Murabahah Pada PT BPRS PUDUARTA INSANI Lenti Susanna Saragi; Danita Febryanti Br Simatupang; Julaidi Selian; Karen Orelia Gulo; Sendiana Br Ginting; Yolanda Tampubolon
JIKEM: Jurnal Ilmu Komputer, Ekonomi dan Manajemen Vol 3 No 2 (2023): JIKEM: Jurnal Ilmu Komputer, Ekonomi dan Manajemen
Publisher : Universitas Muhammadiyah Enrekang

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Islamic banking is currently on the rise and has become a community reference, one of which is financing using a profit-sharing system. For this reason, various Islamic banking products must be understood by the public, one of which is the application of murabaha contracts to financing products at PT. PUDUARTA INSANI Sharia People's Financing Bank (BPRS). This article discusses the Application of Murabaha Contracts in Financing Products at PT. PUDUARTA INSANI Sharia People's Financing Bank (BPRS). The results of this study are that the application of the contract used in financing is a murabaha contract, namely the sale and purchase of goods at the original price with an additional agreed profit. In technical terms, Murabahah Islamic banking is defined as an agreement agreed upon between an Islamic bank and a customer, in which the bank provides financing for the purchase of raw materials or other working capital needed by the customer.
Analisis SCP Industri E-Commerce Indonesia dan Dampaknya pada Kesejahteraan Konsumen : Penelitian Khairani Matondang; Aqilah Apritia Parawanza; Jemelly Prisya Simanjuntak; Yolanda Tampubolon
Jurnal Pengabdian Masyarakat dan Riset Pendidikan Vol. 4 No. 2 (2025): Jurnal Pengabdian Masyarakat dan Riset Pendidikan Volume 4 Nomor 2 (October 202
Publisher : Lembaga Penelitian dan Pengabdian Masyarakat

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.31004/jerkin.v4i2.3248

Abstract

Using the Structure–Conduct–Performance (SCP) framework, this study aims to evaluate the structure, behavior, and performance of the Indonesian e-commerce industry, and to explain its impact on consumer welfare. The research method used is a descriptive qualitative approach. Stakeholders in this study consist of business competition regulators, e-commerce platform managers, micro, small, and medium enterprises (MSMEs), and consumers residing in the cities of Jakarta, Bandung, and Surabaya. To identify patterns related to the SCP dimensions, data were collected through observation, interviews, and review of industry documents. The results show that the Indonesian e-commerce market structure tends to be concentrated among a few large players that control significant market share. Intensive promotional strategies, integration of logistics and payment services, and utilization of data for personalization and algorithms are examples of companies' competitive behavior. These conditions result in market performance, which provides benefits to customers in the form of competitive prices, product variety, and ease of distribution. However, there are also risks, such as potential predatory practices, dependence on promotions, limited choice due to market consolidation, and data privacy. According to this study, although e-commerce in Indonesia offers short-term welfare benefits for consumers, digital competition oversight policies, algorithmic transparency, and support for MSMEs are needed to achieve a balance between innovation and consumer protection.
Tinjauan Peran Pemerintah dalam Penyediaan Barang dan Jasa Publik di Indonesia : Penelitian Sri Rosni Alfiat Laia; Aqilah Apritia Parawanza; Sarah Desnita Manihuruk; Jenaya Febina; Yolanda Tampubolon
Jurnal Pengabdian Masyarakat dan Riset Pendidikan Vol. 4 No. 2 (2025): Jurnal Pengabdian Masyarakat dan Riset Pendidikan Volume 4 Nomor 2 (October 202
Publisher : Lembaga Penelitian dan Pengabdian Masyarakat

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.31004/jerkin.v4i2.4008

Abstract

The provision of public goods and services is a primary function of government in a modern economic system due to their nature, which cannot be optimally provided by market mechanisms. Public goods have the characteristics of non-rivalry and non-excludability, which give rise to market failures and require state intervention to ensure equitable provision. This study aims to provide a comprehensive overview of the government's role in the provision of public goods and services in Indonesia, with a focus on the theoretical basis, forms of government intervention, and implementation challenges in strategic sectors such as education, health, security, and infrastructure. The research method uses a library research approach through analysis of academic literature, scientific journals, official government reports, and public economics textbooks. The analysis is conducted descriptively and qualitatively to integrate theoretical concepts with policy practices in Indonesia. The results of the study indicate that the Indonesian government plays a role as a direct provider, regulator, and facilitator of cooperation in the provision of public goods. Although government policies have improved access to and the quality of public services, challenges such as inter-regional disparities, budget constraints, and governance issues continue to limit the effectiveness of public goods provision. This study emphasizes the importance of strengthening fiscal capacity, improving spending quality, transparency, and policy innovation as strategies to optimize the government's allocation function in supporting inclusive and sustainable development.
Co-Authors Aqilah Apritia Parawanza Danita Febryanti Br Simatupang Jemelly Prisya Simanjuntak Jenaya Febina Julaidi Selian Karen Orelia Gulo Khairani Matondang Lenti Susanna Saragih Sarah Desnita Manihuruk Sendiana Br Ginting Sri Rosni Alfiat Laia