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All Journal Jurnal Manajemen Perbankan Keuangan Nitro Journal Markcount Finance
Nasrun Julyarman
Universitas Andi Djemma
Economics, Econometrics & Finance

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Pengaruh Pendidikan Keuangan Keluarga terhadap Manajemen Keuangan Pribadi Mahasiswa Fakultas Ekonomi dan Bisnis Universitas Andi Djemma pada Masa Covid-19 Suryati Suryati; Nasrun Julyarman; Ahmad Rifai
Jurnal Manajemen Perbankan Keuangan Nitro Vol. 6 No. 2 (2023): Juli 2023
Publisher : LP2M IBK Nitro

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.56858/jmpkn.v6i2.142

Abstract

Manajemen Keuangan pribadi perlu dilakukan oleh setiap individu termasuk mahasiswa. Namun, tidak semua individu terbiasa melakukan manajemen keuangan pribadi. Manajemen keuangan pribadi pada mahasiswa diduga dipengaruhi oleh pendidikan keuangan keuarga. Penelitian ini bertujuan untuk mengetahui Pengaruh Pendidikan Keuangan Keluarga Terhadap Manajemen Keuangan Pribadi Mahasiswa Fakultas Ekonomi Universitas Andi Djemma Palopo Pada Masa Covid-19. Pengumpulan data menggunakan data primer yang diperoleh dari kuesioner dengan menggunakan teknik sampling jenuh. Populasinya adalah Mahasiswa Konsentrasi Keuangan Angkatan 2019 dan 2020 aktif yang berada di Fakultas Ekonomi Dan Bisnis Universitas Andi Djemma Berjumlah 75 orang, kriteria penarikan sampel adalah semua anggota populasi digunakan sebagai sampel. Teknik analisis data yang digunakan dalam penelitian ini yaitu regresi linear sederhana. Hasil penelitian menunjukkan bahwa secara parsial pendidikan keuangan keluarga berpengaruh positif dan signifikan terhadap manajemen keuangan pribadi mahasiswa Fakultas Ekonomi dan Bisnis Universitas Andi Djemma Palopo Pada Masa Covid-19.
The Influence of Fintech on Traditional Financial Management Rika Fatticia; Harjoni Harjoni; Pemy Christiaan; Nasrun Julyarman; Rini Ariyanti
Journal Markcount Finance Vol. 2 No. 2 (2024)
Publisher : Yayasan Adra Karima Hubbi

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.70177/jmf.v2i2.1283

Abstract

For centuries, conventional financial institutions such as banks and cooperatives have played an important role in the economy. However, advances in technology and digitalization have significantly changed the world's financial landscape. Financial Technology (Fintech) has emerged as a disruptive force offering innovative financial solutions, such as automated investment management, peer-to-peer lending, and digital payments. This research aims to discover and analyze the impact of Fintech on conventional financial management. Specifically, this research aims to assess the impact of Fintech on the efficiency and effectiveness of conventional financial services, assess changes in user behavior in managing their finances due to the convenience offered by Fintech, and discover the challenges and opportunities faced by financial institutions. Mixed methods is an approach that combines quantitative and qualitative approaches in this research. Quantitative data is collected through surveys of financial services users to measure their opinions about Fintech services and their impact on personal financial management. The results of this research show that Fintech has changed conventional financial management. From a user perspective, Fintech has increased the ease and efficiency of accessing and managing financial services, and many users say they are more likely to use Fintech apps and platforms for everyday transactions, managing savings and investments. From the side of conventional financial institutions, this research found that Fintech has increased the amount of money they invest. This study found that Fintech is changing conventional financial management in terms of service efficiency and user behavior. While Fintechs offer more convenience and efficiency, they also force traditional financial institutions to adapt and innovate with new technologies.
Co-Authors Ahmad Rifai Harjoni Harjoni Pemy Christiaan Rika Fatticia Rini Ariyanti Suryati Suryati