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All Journal IJIBE (International Journal of Islamic Business Ethics) al-Uqud : Journal of Islamic Economics Jurnal ASET (Akuntansi Riset) Jurnal Ekonomi dan Bisnis Digital (MINISTAL) Jurnal Dinamika Akuntansi dan Bisnis (JDAB) Journal of Accounting Research, Organization and Economics (JAROE) Madania: Jurnal Kajian Keislaman JIMEKA
Ratna Mulyany, Ratna
Accounting Department, International Islamic University Malaysia
Religion Humanities Decision Sciences, Operations Research & Management Economics, Econometrics & Finance Education Social Sciences Other

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ANALISIS PERKEMBANGAN USAHA MIKRO KECIL MENENGAH SEBELUM DAN SESUDAH MENERIMA PEMBIAYAAN SYARIAH (STUDI PADA PT. BPRS HIKMAH WAKILAH BANDA ACEH) Tri Irawan, Febrian; Mulyany, Ratna
Jurnal Ilmiah Mahasiswa Ekonomi Akuntansi Vol 5, No 3 (2020): Agustus 2020
Publisher : Accounting Departement Economics and Business Faculty Syiah Kuala University

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Abstract

This study aims to examine whether there is an improvement in the profit, the number of customers, and the number of employees for Micro, Small and Medium Enterprises (MSMEs) before and after receiving shariah financing. Total of 93 respondents were selected based on purposive sampling method with a focus on MSMEs which have received shariah financing from PT. BPRS Hikmah Wakilah Banda Aceh. This research is quantitative descriptive using questionnaires to obtain data about the development of MSMEs. Data was analyzed using the Wilcoxon sign rank test. This study found there is a difference and an increase in the profit based on the test of descriptive statistic and Wilcoxon rank test. Likewise with the aspects of customers and employees, this study discovered that there is a difference and an increase in the number of customers and employees pursuant to the receip of shariah financing by the MSMEs. It implies that sharia financing plays a role in the development of MSMEs.
Co-Authors Abda Abda Angraini, Kiki Anzib, Nuraini Ariffin, Noraini Mohd. Fahmi Yunus Fauziah Aida Fitri Geumpana, Teuku Aulia Hafas Furqani Hamoudah, Manal Mohammed Indayani Majalis, Nazhatul Mirna Indriani Mohamad Laldin, Mohamad Munandar, Wahyu Nadirsyah, Nadirsyah Rahmansyah, Arif Shahul Hameed Mohamed Ibrahim, Shahul Hameed Mohamed Tri Irawan, Febrian Yunus, Fahmi Zuhri, Zata Hulwani Zuraida Zuraida