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APAKAH DEPOSAN MENGHUKUM BANK KARENA KINERJA BURUK?; PENGUJIAN EMPIRIS DISIPLIN PASAR BANK SYARIAH DI INDONESIA Rofi'i, Muhammad; Rahmasuciana, Dioni Yurinda; Novesar, Muhammad Refki; Gani, Ariel Nian
Jurnal Orientasi Bisnis dan Entrepreneurship (JOBS) Vol 1 No 2 (2020): DESEMBER 2020
Publisher : Lembaga Penelitian Universitas YARSI

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.33476/jobs.v1i2.1688

Abstract

Penelitian ini bertujuan untuk menguji faktor-faktor yang mempengaruhi Disiplin Pasar pada Bank Syariah Indonesia. Data panel dikumpulkan dari laporan triwulanan perbankan 2010-2015 dari 10 Bank Umum Syariah. Metode analisis data menggunakan analisis regresi linier berganda untuk mengetahui pengaruh variabel spesifik bank terhadap simpanan bank syariah penuh. Penelitian ini menggunakan Model Fixed Effect untuk memberikan bukti empiris pada Disiplin Pasar Bank Syariah. Hasil empiris menunjukkan bahwa Non Performing Financing, dan Financing to Deposit Ratio berpengaruh negatif terhadap Disiplin Pasar. Temuan tersebut menambah bukti penting pada literatur terkait Disiplin Pasar khususnya di Bank Syariah.
Dampak Reformasi Kebijakan Perdagangan Luar Negeri Terhadap Kinerja Perdagangan Luar Negeri Rahmasuciana, Dioni Yurinda; Rofii, Muhammad
Cendekia Niaga Vol 8 No 2 (2024): Jurnal Cendekia Niaga : Trade and Development Studies
Publisher : Pusat Pendidikan dan Pelatihan Aparatur Perdagangan

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.52391/jcn.v8i2.914

Abstract

This study aims to identify Indonesia’s foreign trade policy reforms and analyze their impact on its foreign trade performance. This study focuses on the reforms of policy in foreign trade that includes the policies and regulations of both the export and the import sector after the Constitutions of Job Creation (UU Cipta Kerja) enforced. Descriptive and statistical analysis used in this study. Descriptive analysis is intended to identify any fundamental changes related to the regulations of foreign trade. Then, statistical analyses that consist of Paired T-Test and Correlations Test, are aim to capture the differences in the average of exports, imports, and trade balance value before and after the enactment of Minister of Trade Regulation Number 19 of 2021 concerning Export Policies and Regulations and the Minister of Trade Regulation Number 20 of 2021 concerning Import Policies and Regulation, and to find out the relationship between import and export activities. Based on descriptive analysis, the results show that fundamental changes occurred were the form of system changes, the simplification of licensing application requirements, and positive fictitious principles. Besides, based on the Paired T-Test, there is a difference between the average of export, import, and trade balance value before and after the Minister of Trade Regulations enforced. This indicates that the regulations have an impact on the value of exports, imports, and trade balance, which their value had increased after the implementation of the regulations. Furthermore, through correlation analysis, it is proven that the value of imports is positively correlated with the value of exports. So that, the value of imports is closely related to the increase of exports value. In other words, an increase in the value of imports followed by a higher increase in the value of exports, can increase the value of the trade balance.
Peningkatan Pengetahuan Membuat Digital Asset dan Komersialisasinya Pada Siswa SMK Kesehatan Aras Depok Rofi'i, Muhammad; Hagabean, Ananta; Gani, Ariel Nian; Faisal, Muhammad; Tulasmiyanti, Novia; Rahmasuciana, Dioni Yurinda
Jurnal Abdimas Ekonomi dan Bisnis Vol. 4 No. 2 (2024): Jurnal Abdimas Ekonomi dan Bisnis
Publisher : LPPM Universitas Bina Sarana Informatika

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.31294/abdiekbis.v4i2.3639

Abstract

There are two primary challenges faced by students of  SMK Kesehatan Aras Sawangan Depok. Firstly, there is a proficiency issue in videography and photography, considering SMK Kesehatan Aras specializes in health education and lacks focus on videography, photography, or visual communication design. Secondly, students encounter difficulties in utilizing digital platforms as avenues for selling digital assets such as videos and photos. Addressing these issues is crucial for enabling students to commence monetizing digital assets online. The objective of this training program is to enhance students' knowledge and skills in producing digital assets and commercializing them through the Gettyimages application. The method employed is Asset Based Community Development (ABCD). This community service activity was attended by 27 Aras Vocational School students. Based on pretest and posttest analysis, it shows that the increase in participants' knowledge varied between 82%-100%, with an average increase in understanding for the 27 participants of 91.92%. So it can be concluded that the objectives of this training have been achieved, this training has had a positive impact as shown by the increase in participants' understanding of 11 aspects of the science of selling digital assets in the form of videos and photos on the Gettyimages platform.
Dampak Reformasi Kebijakan Perdagangan Luar Negeri Terhadap Kinerja Perdagangan Luar Negeri Rahmasuciana, Dioni Yurinda; Rofii, Muhammad
Cendekia Niaga Vol. 8 No. 2 (2024): Jurnal Cendekia Niaga : Trade and Development Studies
Publisher : Pusat Pengembangan Kompetensi Aparatur Perdagangan

Show Abstract | Download Original | Original Source | Check in Google Scholar

Abstract

This study aims to identify Indonesia’s foreign trade policy reforms and analyze their impact on its foreign trade performance. This study focuses on the reforms of policy in foreign trade that includes the policies and regulations of both the export and the import sector after the Constitutions of Job Creation (UU Cipta Kerja) enforced. Descriptive and statistical analysis used in this study. Descriptive analysis is intended to identify any fundamental changes related to the regulations of foreign trade. Then, statistical analyses that consist of Paired T-Test and Correlations Test, are aim to capture the differences in the average of exports, imports, and trade balance value before and after the enactment of Minister of Trade Regulation Number 19 of 2021 concerning Export Policies and Regulations and the Minister of Trade Regulation Number 20 of 2021 concerning Import Policies and Regulation, and to find out the relationship between import and export activities. Based on descriptive analysis, the results show that fundamental changes occurred were the form of system changes, the simplification of licensing application requirements, and positive fictitious principles. Besides, based on the Paired T-Test, there is a difference between the average of export, import, and trade balance value before and after the Minister of Trade Regulations enforced. This indicates that the regulations have an impact on the value of exports, imports, and trade balance, which their value had increased after the implementation of the regulations. Furthermore, through correlation analysis, it is proven that the value of imports is positively correlated with the value of exports. So that, the value of imports is closely related to the increase of exports value. In other words, an increase in the value of imports followed by a higher increase in the value of exports, can increase the value of the trade balance.
Pelatihan Fotografi Menggunakan Ponsel Pintar dan Komersialisasinya Melalui Aplikasi Shutterstock Rofi'i, Muhammad; Huda, Nurul; Gani, Ariel Nian; Faisal, Muhammad; Tulasmiyanti, Novia; Rahmasuciana, Dioni Yurinda; Hidayah, Taufik Nur; Feehily, Webryana Mendy
Jurnal Pengabdian Pada Masyarakat Vol 10 No 1 (2025): Jurnal Pengabdian Pada Masyarakat
Publisher : Universitas Mathla'ul Anwar Banten

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.30653/jppm.v10i1.994

Abstract

Generasi remaja adalah sumber daya potensial yang dapat mendukung kemajuan bangsa, namun minat berwirausaha generasi remaja Indonesia masih tergolong rendah. Salah satu peluang usaha yang potensial dan mudah dijalani oleh remaja tanpa menggagu aktivitas pendidikan formalnya adalah berjualan foto di internet. Terdapat dua masalah utama yang dihadapi remaja di Lingkungan Lembaga Oase Anak Bangsa Jakarta Pusat yaitu rendahnya kemampuan fotografi dan kekampuan memanfaatkan internet untuk komersialisasi foto. Masalah tersebut perlu diselesaikan agar remaja dapat mulai mengomersialkan foto di internet. Tujuan dari kegiatan ini adalah untuk meningkatkan pengetahuan dan keterampilan remaja dalam fotografi menggunakan ponsel pintar serta memanfaatkan aplikasi Shutterstock untuk mengkomersialkan foto. Metode yang digunakan dalam kegiatan ini adalah asset based community development (ABCD) dan participatory action research (PAR). Jumlah peserta dalam kegiatan ini adalah 20 orang. Berdasarkan analisis pretest dan posttest, kegiatan ini berhasil memberikan kontribusi terhadap peningkatan pemahaman peserta, dengan variasi peningkatan antara 71% hingga 100% pada setiap individu, rata-rata peningkatan pemahaman yaitu 93%. Rekomendasi bagi peserta adalah mereka dapat memaksimalkan keterampilan dengan terus berlatih memproduksi foto berkualitas, kemudian mengomersialkannya di Shutterstock, kemudian hal yang tidak kalah penting adalah menjaga konsistensi untuk melakukan komersialisasi foto di internet karena pasarnya sangat luas dan berpotensi menghasilkan pendapatan. The teenage generation is a potential resource that can espouse the nation’s headway, however their interest in entrepreneurship is still relatively low. One of the business opportunities that is potential and easy for teenagers to undertake without disrupting their formal education activities is selling photos on the internet. There are two main issues faced by teenagers in the Oase Anak Bangsa institution, namely poor photography skills and the ability to use the internet to commercialize photos. These issues need to be resolved, so that teenagers can start commercializing photos on the internet. This activity aims to improve their knowledge and abilities in photography using smartphones and its commercialization through the Shutterstock application. The methods used in this activity are asset based community development (ABCD) and participatory action research (PAR). There were 20 participants in this activity. According to the results of the pretest and posttest analysis, this activity succeeded in contributing to an increase in understanding for each participant varies from 71% to 100%, with 93% in average of its increase. The recommendations for participants are maximizing their skills by practicing continuously to produce photos in good quality, then commercializing them on Shutterstock. Subsequently, the important one that needs to be noticed is maintaining consistency in commercializing photos on the internet, since the market is very wide and has the potential to generate income.
Peningkatan pemahaman pengelolaan koperasi bagi pengurus koperasi simpan pinjam dan pembiayaan syariah Rofi’i, Muhammad; Huda, Nurul; Gani, Ariel Nian; Hamdani, Lukman; Rahmasuciana, Dioni Yurinda
Jurnal Inovasi Hasil Pengabdian Masyarakat (JIPEMAS) Vol 6 No 3 (2023)
Publisher : University of Islam Malang

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.33474/jipemas.v6i3.19423

Abstract

Pasca pandemi COVID-19, peran koperasi sangat dibutuhkan untuk mengembangkan modal bisnis UMKM. Dalam mengatasi masalah akses permodalan yang dialami UMKM, Kelompok Usaha Warung Sejahtera mendirikan koperasi pada awal 2022 bernama Koperasi Simpan Pinjam dan Pembiayaan Syariah Masyarakat Priok Berdaya. Pada awal pendirian koperasi, muncul masalah terkait kemampuan manajemen pengelolaan koperasi. Masalah perlu diselesaikan agar koperasi dapat mengelola pendanaan yang dibutuhkan UMKM. Tujuan yang ingin dicapai dari kegiatan pengabdian masyarakat ini adalah meningkatkan pengetahuan dan kemampuan anggota koperasi dalam mengelola koperasi. Metode yang digunakan dalam pengabdian masyarakat ini adalah Metode Participatory Action Research (PAR). Peserta dalam kegiatan ini berjumlah 35 orang. Berdasarkan hasil evaluasi, pada tahap pretest terdapat 15 pertanyaan yang harus dijawab oleh peserta, hasilnya menunjukkan bahwa peserta hanya mampu menjawab rata-rata 68,38%. pertanyaan dengan benar. Kemudian dilakukan posttest dengan 15 pertanyaan yang sama saat pretest, hasilnya menunjukkan bahwa semua peserta berhasil menjawab semua pertanyaan dengan benar (100%). Berdasarkan hasil pretest dan posttest tersebut, kegiatan pengabdian masyarakat ini memberikan kontribusi peningkatan pemahaman peserta sebesar 31,62% dalam memahami manajemen pengelolaan koperasi. Tindak lanjut yang diharapkan adalah pengurus koperasi dapat memaksimalkan kegiatan operasionalnya, menambah anggota baru, mengelola simpanan anggota, dan menyalurkan modal usaha kepada pelaku UMKM sehingga dapat meningkatkan kapasitas bisnisnya.
Peningkatan Pengetahuan Membuat Digital Asset dan Komersialisasinya Pada Siswa SMK Kesehatan Aras Depok Rofi'i, Muhammad; Hagabean, Ananta; Gani, Ariel Nian; Faisal, Muhammad; Tulasmiyanti, Novia; Rahmasuciana, Dioni Yurinda
Jurnal Abdimas Ekonomi dan Bisnis Vol. 4 No. 2 (2024): Jurnal Abdimas Ekonomi dan Bisnis
Publisher : LPPM Universitas Bina Sarana Informatika

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.31294/abdiekbis.v4i2.3639

Abstract

There are two primary challenges faced by students of  SMK Kesehatan Aras Sawangan Depok. Firstly, there is a proficiency issue in videography and photography, considering SMK Kesehatan Aras specializes in health education and lacks focus on videography, photography, or visual communication design. Secondly, students encounter difficulties in utilizing digital platforms as avenues for selling digital assets such as videos and photos. Addressing these issues is crucial for enabling students to commence monetizing digital assets online. The objective of this training program is to enhance students' knowledge and skills in producing digital assets and commercializing them through the Gettyimages application. The method employed is Asset Based Community Development (ABCD). This community service activity was attended by 27 Aras Vocational School students. Based on pretest and posttest analysis, it shows that the increase in participants' knowledge varied between 82%-100%, with an average increase in understanding for the 27 participants of 91.92%. So it can be concluded that the objectives of this training have been achieved, this training has had a positive impact as shown by the increase in participants' understanding of 11 aspects of the science of selling digital assets in the form of videos and photos on the Gettyimages platform.