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All Journal Jurnal Riset Mahasiswa Dakwah dan Komunikasi (JRMDK) Bulletin of Pedagogical Research Alfihris: Jurnal Inspirasi Pendidikan Ihsanika : Jurnal Pendidikan Agama Islam Tabsyir: Jurnal Dakwah Dan Sosial Humaniora Akhlak: Jurnal Pendidikan Agama Islam Dan Filsafat Journal of Religion and Social Community
Muhammad Parhan
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Religion Arts Humanities Economics, Econometrics & Finance Education Engineering Languange, Linguistic, Communication & Media Social Sciences Other

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Journal : Akhlak: Jurnal Pendidikan Agama Islam Dan Filsafat

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Perspektif Islam Mengenai Pinjaman Online: Cepat Cair, Lambat Sadar, Berat Tanggungan Dunia dan Akhirat Rifa Hafizhah Rukmana; Yasmin Humaira Azzahra; William Ishaq Juarsyah Gusti N; Muhammad Parhan
Akhlak : Jurnal Pendidikan Agama Islam dan Filsafat Vol. 2 No. 3 (2025): Juli : Akhlak : Jurnal Pendidikan Agama Islam dan Filsafat
Publisher : Asosiasi Riset Ilmu Pendidikan Agama dan Filsafat Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.61132/akhlak.v2i3.1023

Abstract

This study aims to explore alternative online loans that are in accordance with Islamic principles and their relevance to universities, as well as to understand how universities can play an active role in providing more ethical and responsible online loan alternatives for their students. The research method used is literature analysis and case study, by collecting data from various relevant sources and conducting in-depth analysis of the concept of Islamic-based online loans and their implementation in universities. The results show that Islamic-based online loans, zakat funds, infaq and sadaqah, strict regulations, development of Islamic-based online loans, financial education, and cooperation with Islamic financial institutions can be more ethical and responsible financial solutions for students. The discussion of the results shows that universities can play an active role in providing more ethical and responsible online loan alternatives for their students by collaborating with Islamic financial institutions and developing comprehensive financial education programs. This study also shows that awareness of the importance of finance in accordance with religious and ethical values is crucial in creating a generation that is more caring and responsible in managing their finances and lives. Thus, this study can contribute to the development of more effective university policies and programs in supporting student welfare and increasing awareness of the importance of finance in accordance with religious and ethical values.
Co-Authors Ajmal Hadi Maulana Alya Fitri Ramadhani Aprilliani Dwi Andini Elvaretta Munar Elza Izzul Aryas Fitri Nurul Aulia Islahi, Ridho Mujahid M Rindu Fajar Islamy Muhammad Fadhillah Nursyabana Muhammad Irfan Maulana Muhammad Rusydan Abdul Hadi Novianti Nurti Budiyanti Putri Chanifah Wulandari Putri Sheila Az Zahra Ratna Primada Dewi Rifa Hafizhah Rukmana Safina Anita Saskiya Shafira Nazibah Tazkiya Humanissa Tiara Octaviana Zalianti William Ishaq Juarsyah Gusti N Yasmin Humaira Azzahra