Article Per Year (5 Year)
p-Index From 2020 - 2025
3.389
P-Index
This Author published in this journals
All Journal ETIKONOMI Dinar: Jurnal Ekonomi dan Keuangan Islam Jurnal Manajemen Indonesia Jurnal Tabarru': Islamic Banking and Finance Ad-Deenar: Jurnal Ekonomi dan Bisnis Islam Profit : Jurnal Kajian Ekonomi dan Perbankan Syariah JURNAL LENTERA BISNIS Al-Kharaj: Journal of Islamic Economic and Business Revenue: Jurnal Manajemen Bisnis Islam Jurnal Ilmu Perbankan dan Keuangan Syariah Kordinat : Jurnal Komunikasi antar Perguruan Tinggi Agama Islam Al-Mashrof: Islamic Banking and Finance ARBITRASE: JOURNAL OF ECONOMICS AND ACCOUNTING Journal of Islamic Business and Economic Review (JIBER) Al-Mu'awanah Jurnal Pijar : Studi Manajemen dan Bisnis Indonesian Journal of Islamic Economics and Finance Journal of Economics and Social Sciences Jurnal Manajemen dan Bisnis (JMB) Jurnal Enterpreneur dan Bisnis (JEBI) Jurnal Media Akademik (JMA) Jurnal Intelek Insan Cendikia
Femei Purnamasari, Femei
Universitas Islam Negeri Raden Intan Lampung
Religion Agriculture, Biological Sciences & Forestry Humanities Decision Sciences, Operations Research & Management Economics, Econometrics & Finance Education Languange, Linguistic, Communication & Media Law, Crime, Criminology & Criminal Justice Materials Science & Nanotechnology Social Sciences Other

Published : 24 Documents Claim Missing Document
Claim Missing Document
Check
Articles

Found 1 Documents
Search
Journal : Jurnal Ilmu Perbankan dan Keuangan Syariah

 1 
Effect of SCnP Financial Performance on Third-Party Funds Growth in Indonesian Islamic Banks (2017-2023) Nur'aini, Aninda; Purnamasari, Femei; Nurmalia, Gustika
Jurnal Ilmu Perbankan dan Keuangan Syariah Vol. 7 No. 1 (2025)
Publisher : Program Studi Perbankan Syariah Fakultas Ekonomi dan Bisnis Islam UIN Datokarama Palu

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.24239/jipsya.v7i1.323.55-78

Abstract

This study aims to examine the effect of Islamic banking financial performance on the growth of Third Party Funds (TPF) in Indonesia in the period 2017–2023 using the Sharia Conformity and Profitability (SCnP) approach. This study focuses on three independent variables, namely the Islamic Investment Ratio (IIR), Islamic Income Ratio (IsIR), and Return on Assets (ROA). This study answers the gap in previous studies that rarely combine the balance between sharia compliance and profitability in explaining TPF growth. The method used is quantitative with panel data analysis using the Fixed Effect Model (FEM) on a sample of seven Islamic Commercial Banks (BUS) in Indonesia. The estimation results show that IIR (p = 0.5913) and IsIR (p = 0.9954) do not have a significant effect on TPF growth. On the other hand, ROA (p = 0.0096) has a positive and significant effect, indicating that bank profitability has a stronger influence on public trust and fund placement decisions than sharia compliance indicators. These findings suggest that while compliance with sharia principles is important, people still prioritize financial outcomes when choosing where to save their money. Therefore, Islamic banks are advised to maintain operational efficiency while strengthening sharia-based investment structures to increase credibility and competitiveness.
Co-Authors A. Zuliansyah Agus Kurniawan Agus Kurniawan Anindita Maya Prameswari Anugrah, Risen Anugrah, Risen Anzani, Mayang Arif Darmawan Aurel Lia Putri, Desy Daffa, Nabella Dedi Satriawan Diah Mukminatul Hasyim Dinanda Dinda Fali Rifan Dwi Susanti Dwi Susanti Gustika Nurmalia Hasyim, Diah Mukminatul Intan Kurnia MALIK, ANAS Maulana, Bintang Muhammad Iqbal Fasa Muhammad Rio Nur Syamsiyah Nur Syamsiyah Nur'aini, Aninda Nurhayati Okta Sari Prameswari, Anindita Maya Putri, Aprila Sari Ardini Rio, Muhammad Risen Anugrah Ristia Tri Ananda Supriyaningsih, Octa Susanto, Is Syarif, Ahmad Hazaz Syarif, Hazas Tri Novita Sari, Tri Novita Weny Rosilawati Wila Bayu Femmya Angel Yeni Susanti Yulistia Devi Yundari, Karexa Selvia Zuliansyah, A