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All Journal Pendas : Jurnah Ilmiah Pendidikan Dasar Budimas : Jurnal Pengabdian Masyarakat Jurnal Pengabdian kepada Masyarakat JES (Jurnal Ekonomi STIEP) Economic Reviews Journal Jurnal Ilmiah MEA (Manajemen, Ekonomi, dan Akuntansi) Journal Of Resource Management, Economics And Business (REMICS) Al-Kharaj: Jurnal Ekonomi, Keuangan & Bisnis Syariah El-Mal: Jurnal Kajian Ekonomi & Bisnis Islam
Rohma Septiawati
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Religion Agriculture, Biological Sciences & Forestry Humanities Civil Engineering, Building, Construction & Architecture Decision Sciences, Operations Research & Management Economics, Econometrics & Finance Environmental Science Industrial & Manufacturing Engineering Languange, Linguistic, Communication & Media Public Health Social Sciences Other

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Pengaruh Gender, Literasi Keuangan, dan Sosial Budaya Terhadap Pengambilan Keputusan Keuangan Wirausahawan Hana Phialsa Fauziyyah; Rohma Septiawati; Avincennia Vindy Fitriana
Jurnal Ekonomi STIEP Vol. 11 No. 1 (2026): Jurnal Ekonomi STIEP (JES)
Publisher : Lembaga Penelitian Dan Pengabdian Masyarakat (LPPM) IBE Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.54526/jes.v11i1.696

Abstract

Financial decision-making is a crucial factor in ensuring business sustainability. This study examine gender, financial literacy and socio-cultural factors affect financial decision-making. This study adopts a quantitative research employing PLS-SEM to examine the relationship among variables. The result denote that gender, financial literacy and socio-cultural factors have a significant effect on financial decision-making. These result suggest that financial decision-making isn’t dogged solely through financial knowledge and rational considerations, futhermore shaped through individual characteristics and socio-cultural values that influence financial behavior. This study provide to the behavorial accounting literature by consolidating individual and social in explaining financial decision-making. The findings provide implications for entrepreneurs to enhance the value of financial decision-making through enhanced financial literacy and greater awareness of gender differences and socio-cutural contexs, thereby promoting business sustainability and improve financial performance.
PENGARUH LIKUIDITAS, SOLVABILITAS DAN UKURAN PERUSAHAAN TERHADAP HARGA SAHAM PADA PERUSAHAAN MAKANAN DAN MINUMAN YANG TERDAFTAR DI BURSA EFEK INDONESIA PERIODE 2018-2023 Rizka Hamala Dewi; Sari Marliani; Rohma Septiawati
Jurnal Ilmiah Manajemen, Ekonomi, & Akuntansi (MEA) Vol 9 No 3 (2025): Edisi September - Desember 2025
Publisher : LPPM STIE Muhammadiah Bandung

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.31955/mea.v9i3.6381

Abstract

Fenomena fluktuasi harga saham yang menarik di pasar modal merupakan cerminan kondisi internal serta eksternal perusahaan. Penelitian ini bertujuan guna menganalisis korelasi diantara harga saham perusahaan F&B yang terdaftar di BEI dari tahun 2018 hingga 2023 serta variabel berikut: likuiditas, solvabilitas, serta ukuran perusahaan. Penelitian ini menggunakan strategi sampel yang dikenal sebagai purposeful sampling. Analisis regresi linier berganda, yang didasarkan pada asumsi klasik, digunakan pada penelitian ini. Di diantara asumsi-asumsi ini yakni uji heteroskedastisitas, autokorelasi, multikolinearitas, serta normalitas. Ada tiga komponen utama pengujian hipotesis: uji F, uji parsial (t), serta koefisien determinasi (F). Perusahaan-perusahaan di industri F&B yang terdaftar di BEI diantara tahun 2018 serta 2023 membentuk populasi penelitian, yang mencakup 102 titik data observasi serta 17 perusahaan dalam sampel. Likuiditas ditemukan punya efek positif parsial terhadap harga saham, menurut hasil penelitian, yang menunjukkan nilai t-hitung 4.189 > t-tabel 1.660 serta tingkat signifikansi 0,000 < 0,05. Nilai t-hitung -1.488 < t-tabel 1.660 serta tingkat signifikansi 0,140 > 0,05 menunjukkan bahwasanya solvabilitas punya efek negatif terhadap harga saham. Menurut data, perusahaan yang lebih besar berpengaruh positif terhadap harga saham (t-hitung = 7.990 > t-tabel = 1.660 serta 0,000 < 0,05). Nilai F-hitung 43.736 > t-tabel 1.660. F-tabel 3.089 menunjukkan bahwasanya harga saham dipengaruhi oleh likuiditas, solvabilitas, serta ukuran perusahaan secara bersamaan. Terdapat signifikansi statistik karena nilai 0,000 lebih rendah dari 0,05. Faktor-faktor yang belum diteliti secara menyeluruh memengaruhi harga saham senilai 44,1%, sedangkan likuiditas, solvabilitas, serta ukuran perusahaan memengaruhinya senilai 55,9%.
PENGARUH FINANCIAL TECHNOLOGY DAN MARKET REACH MELALUI PEMANFAATAN MEDIA SOSIAL TERHADAP PENINGKATAN INKLUSI KEUANGAN UMKM DI KECAMATAN KARAWANG BARAT Amelia Septiani Nurjanah; Rohma Septiawati; Hendri Nur Ardiansyah
Pendas : Jurnal Ilmiah Pendidikan Dasar Vol. 11 No. 02 (2026): Volume 11 No. 2, Juni 2026 Release
Publisher : Program Studi Pendidikan Guru Sekolah Dasar FKIP Universitas Pasundan

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.23969/jp.v11i02.53924

Abstract

The development of financial technology and market reach through social media opens up opportunities to increase financial inclusion. Therefore, this study aims to analyze the influence of financial technology and market reach through the use of social media on financial inclusion in MSMEs. This study uses a quantitative approach with primary data obtained through direct distribution of questionnaires to 98 respondents selected from a population of 5,459 MSMEs using the Slovin formula. Data analysis was conducted using Structural Equation Modeling (SEM) based on Partial Least Square (PLS) using SmartPLS. The results show that financial technology and market reach can increase financial inclusion in MSMEs. Meanwhile, social media cannot be a moderating variable in the relationship between financial technology and market reach on financial inclusion. The results of this analysis add to the information that the use of social media by MSMEs is still more focused on marketing activities and is not optimally utilized to increase their access to formal financial services.
PENGARUH PEMAHAMAN TEKNOLOGI DIGITAL, PROSES BISNIS DAN PENCATATAN KEUANGAN TERHADAP KEBERLANJUTAN BISNIS UMKM DI KECAMATAN KARAWANG BARAT Dalal Dahlia; Mumun Maemunah; Rohma Septiawati
Pendas : Jurnal Ilmiah Pendidikan Dasar Vol. 11 No. 02 (2026): Volume 11 No. 2, Juni 2026 Release
Publisher : Program Studi Pendidikan Guru Sekolah Dasar FKIP Universitas Pasundan

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.23969/jp.v11i02.53925

Abstract

The business sustainability of Micro, Small, and Medium Enterprises (MSMEs) plays a crucial role in ensuring their continuity and readiness to face changes in the digital-based business environment. This study aims to determine how understanding digital technology, business processes, and financial records influence the business sustainability of MSMEs in West Karawang District. The population in this study was all registered MSMEs in West Karawang District. The sampling method used was purposive sampling, resulting in 98 respondents. The data processing technique used was SmartPLS 4 software with the Partial Least Square method, including outer model testing, inner model testing, and hypothesis testing. The results show that understanding digital technology and financial records have a positive and significant impact on MSME business sustainability, while business processes have no significant impact on business sustainability.
Co-Authors Ade Trisyanto Amelia Septiani Nurjanah Ami Yuliastuti Avincennia Vindy Fitriana Awaliawati Rachpriliani Dalal Dahlia Dhea Imroatul Fatihah Dhea Imroatul Fatihah Dini Yani Fista Apriani Sujaya Hana Phialsa Fauziyyah Hendri Nur Ardiansyah Hilda Nurhidayah Ihsan Nasihin Isna Meliniyati Kiki Carnasih Lilis Lasmini Meliana Puspitasari Moch Agus Ariffianto Mumun Maemunah Resdita Fery Atikasuri Risma Aulia Putri Rizka Hamala Dewi Sari Marliani septiana Rahayu Siti Nur Haliza Svetlana Puteri Kirana Yanti