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All Journal International Journal of Evaluation and Research in Education (IJERE) JAKPI Jurnal Al-Qardh AR-RIAYAH : Jurnal Pendidikan Dasar Al-Irsyad: Jurnal Pendidikan dan Konseling Jurnal Didactical Mathematics At-tijaroh: Jurnal Ilmu Manajemen dan Bisnis Islam Al-Masharif: Jurnal Ilmu Ekonomi dan Keislaman JURNAL PEMBELAJARAN DAN MATEMATIKA SIGMA (JPMS) BERNAS: Jurnal Pengabdian Kepada Masyarakat Aghniya: Jurnal Ekonomi Islam Jurnal Ilmu Ekonomi dan Bisnis Islam AR-RIAYAH : Jurnal Pendidikan Dasar Journal Of Sharia Banking Educational Journal of Islamic Management (EJIM) Journal Of Islamic Social Finance Management JIFTECH: Journal Of Islamic Financial Technology Karunia: Jurnal Hasil Pengabdian Masyarakat Indonesia JESKaPe: Jurnal Ekonomi Syariah, Akuntansi dan Perbankan Profetik Jurnal Ekonomi Syariah Al-masharif: Jurnal Ilmu Ekonomi dan Keislaman
Hamni Fadlilah Nasution
UIN Syahada Padangsidimpuan
Religion Agriculture, Biological Sciences & Forestry Humanities Computer Science & IT Decision Sciences, Operations Research & Management Dentistry Economics, Econometrics & Finance Education Engineering Environmental Science Health Professions Languange, Linguistic, Communication & Media Mathematics Neuroscience Nursing Public Health Social Sciences Veterinary Other

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Journal : JIFTECH: Journal Of Islamic Financial Technology

 1 
Determinants Of Intentions To Use Mobile Banking With The Technology Acceptance Model (Tam) Approach Siregar, Tima Sari; Nasution, Hamni Fadlilah; Fauzan, M; Matondang, Zulaika
Journal of Islamic Financial Technology Vol 4, No 1 (2025)
Publisher : UIN Syekh Ali Hasan Ahmad Addary Padangsidimpuan

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.24952/jiftech.v4i1.16369

Abstract

AbstractMany students have difficulty using mobile banking. The existence of mobile banking should make it easier for students to transact and give students freedom of time, quick response, and cost savings.  The purpose of this study is to determine the influence perceived usefulness and perceived ease of use on the intention to use Mobile banking. The concept in this study uses the Technology Acceptance Model (TAM). This model is a theoretical tool to test the extent to which a technology is accepted and benefited by a user. This type of research is quantitative research. The data collection technique uses questionnaires, documentation with a sample of 68 respondents. The data analysis technique used is using SmartPLS software version 4. Measurement models are used for validity and reliability tests, while structural models are used for causality tests (hypothesis testing with predictive models). The results of the study showed that there was an influence of usability perception on the intention to use mobile banking. And there is an influence of the perception of ease of use on the Intention to Use Mobile banking. In addition, the perception of usability and perceived ease of use explained the intention to use mobile banking by 0.902 or 90.2% and the rest was explained by other variables that were not studied by the researchers.
The Effect Of Trust And Risk On Interest Using Mobile Banking Isa, Muhammad; Fadlilah, Hamni; Hamid, Azwar; Lestari, Emmi
Journal of Islamic Financial Technology Vol 1, No 1 (2022): JIFTECH : Journal Of Islamic Financial Technology
Publisher : UIN Syekh Ali Hasan Ahmad Addary Padangsidimpuan

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (639.499 KB) | DOI: 10.24952/jiftech.v1i1.5022

Abstract

PT. Bank Sumut Syariah Branch Padangsidimpuan provides mobile banking services, but this service is less attractive to customers. The purpose of the study was to determine the effect of trust and risk partially and simultaneously on the interest in using mobile banking on customers of PT. Bank Sumut Padangsidimpuan Sharia Branch. This research is quantitative research. The sample used in this study were 100 respondents. The sampling technique used was accidental sampling. Data analysis used is validity test, reliability test, normality test, classical assumption test, t test and F test using SPSS 24 tool. The results showed that there was an influence of trust on the interest in using mobile banking on customers of PT. Bank Sumut Syariah Branch Padangsidimpuan, there is a risk effect on interest in using mobile banking on customers of PT. Bank Sumut Syariah Branch Padangsidimpuan and there is the influence of trust and risk simultaneously (together) on the interest in using mobile banking on customers of PT. Bank Sumut Syariah Branch Padangsidimpuan .Keywords: Trust, Interest Using, Risk
Co-Authors Ahmad Saefullah Anggraini, Laylia Ayla, Nurul Madania Azwar Hamid Butar-Butar, Ade Awari Damri Batubara Dita Wahyuni Nasution Dwi Ayunda, Sheilla Fitri Handayani Harahap, Darwis Hasibuan, Aprilia Maisyaroh Ika Chastanti Islamiani Safitri Khoiriyah Nasution Khoiruna, Khoiruna Laksono Trisnantoro Lestari, Emmi Lily Rohanita Hasibuan Lubis, Delima Sari M FAUZAN Muhammad Isa Napitupulu, Rodame Monitorir Nasution, Indah Fitri Nasution, Ja'far Nofinawati Nofinawati Nofinawati Nofinawati Nur Hotimah Siregar Nurul Madania Ayla Panggabean, Asrani Pasaribu, Shinta Nauli Ratna Ratna Ritonga, Irmayanti Romanisyahniar, Desy Rosnani Siregar, Rosnani Sinta Sinta Tambunan SIREGAR, BUDI GAUTAMA Siregar, Indah Permata Sari Siregar, Tima Sari Siti Aisyah Siti Fatimah Tanjung Zulaika Matondang