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Metaverse-Based Learning in the Digital Era Jusuf, Heni; Lucia Sri Istiyowati; Muh Fauzi; Maria Magdalena; R. Eko Indrajit
JTP - Jurnal Teknologi Pendidikan Vol. 25 No. 3 (2023): Jurnal Teknologi Pendidikan
Publisher : Lembaga Penelitian dan Pengabdian kepada Masyarakat, Universitas Negeri Jakarta

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.21009/jtp.v25i3.35071

Abstract

Digital disruption in the world of education refers to the impact of technology on traditional education systems and models, where the current education system is felt to need to be adjusted to the progress of the times and the needs of students. The business model of education in this digital era requires the innovation and creativity of teachers. After the Covid 19 pandemic, in addition to providing challenges in the world of education, it also provides an opportunity where students and educators are accustomed to online learning applications, teleconference applications, or collaboration applications that were previously not or rarely used by the world of Education. Many apps have been created to make online learning easier. Metaverse has been around since 2010, but due to the pandemic, the use of metaverse in learning is again being used with the development of Virtual reality, extended reality, and augmented reality technology. These three technologies can display a virtual environment just like the original environment. The method used to design metaverse-based learning is to use the ADDIE research and development model while learning development follows the stages of the Dick and Carey model. The results of field trials using survey methods and experiments on 20 junior high school students for one semester using the metaverse, resulted in a score of 4.82 with the conclusion of excellent learning material, students felt very happy, motivated to complete tasks, and always followed the learning stages designed in the form of games. Implementing the metaverse in learning can increase student engagement, creativity, technology skills, collaboration, and interaction as well as improve learning experiences that are more fun and engaging.
Decision Support System for Recommendation Sharia Banking Investment Products Using Simple Additive Weighting (SAW) Muhammad Ivan Mukti; Winny Purbaratri; Pratiwi; Lucia Sri Istiyowati; Zahwa Bunga Ranien
bit-Tech Vol. 7 No. 2 (2024): bit-Tech
Publisher : Komunitas Dosen Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.32877/bt.v7i2.1872

Abstract

The swift expansion of Islamic banking has resulted in the creation of many investment products, such as mudharabah deposits, sukuk, and Islamic mutual funds, all compliant with sharia rules. Notwithstanding this advancement, the customers' inadequate financial literacy presents considerable obstacles in identifying appropriate investment alternatives that correspond with their objectives and risk appetite. This work seeks to fill this gap by creating a Decision Support System (DSS) that employs the Simple Additive Weighting (SAW) method to aid users in making educated decisions on Islamic banking investments. The SAW technique was selected for its straightforwardness and efficacy in normalizing data and assessing alternatives according to established criteria, including profit potential, risk level, investment duration, and compliance with sharia principles. The research encompassed multiple phases, including the identification of evaluation criteria, the collection and analysis of pertinent data, and the application of the SAW method to rank investment choices. The DSS effectively delivered precise and dependable suggestions, designating Sharia Deposits as the optimal investment choice due to its robust agreement with the established criteria. The results underscore the system's capability to improve financial inclusion and literacy, especially in Indonesia, where comprehension of sharia-compliant financial products is still inadequate. Future improvements to the DSS involve the incorporation of real-time data and the expansion of its application to include more financial industries, such as insurance and microfinance. This study highlights the importance of utilizing technology to address deficiencies in financial literacy and facilitate the sustainable development of the Islamic banking sector.
ANALISIS PENERIMAAN PENGGUNA DIGITAL SIGNATURE PADA SISTEM SAKTI DENGAN PENDEKATAN TECHNOLOGY ACCEPTANCE MODEL (TAM) Muhamad Geby Ramadan Roring; Pratiwi Rachmadi; Agnes Novita Ida Safitri; Lucia Sri Istiyowati; Deden Prayitno
JRIS : Jurnal Rekayasa Informasi Swadharma Vol 6, No 2 (2026): JURNAL JRIS EDISI JULI 2026
Publisher : Institut Teknologi dan Bisnis (ITB) Swadharma

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.56486/jris.vol6no2.1257

Abstract

This study aims to analyze the influence of Perceived Ease of Use and Perceived Usefulness on attitudes toward using and Actual Usage of Digital Signatures (DS) in the implementation of the SAKTI system. The research method is a quantitative approach, using the Technology Acceptance Model (TAM) as the basis for analysis. The research variables are limited to the use of DS issued by the National Cyber and Crypto Agency (BSSN) in state budget disbursement transactions through the SAKTI system. The results indicate that Perceived Ease of Use and Perceived Usefulness significantly influence attitudes toward using and Actual Usage of DS in the SAKTI system. Furthermore, the results indicate that attitudes toward using a function as a partial mediator of the influence of Perceived Ease of Use and Perceived Usefulness on Actual Usage of Digital Signatures in the SAKTI system. DS implementation has been proven to increase efficiency, security, transparency, and reduce the risk of misuse of physical documents in state financial transactions. This research provides a practical contribution to supporting a more modern, adaptive, and responsive digital transformation of state finances.Penelitian ini bertujuan untuk menganalisis pengaruh Perceived Ease of Use dan Perceived Usefulness terhadap Attitude Toward Using serta Actual Usage Digital Signature (DS) dalam implementasi Sistem SAKTI. Metode penelitian yang digunakan adalah pendekatan kuantitatif dengan memanfaatkan kerangka Technology Acceptance Model (TAM) sebagai dasar analisis. Variabel penelitian dibatasi pada penggunaan DS yang diterbitkan oleh Badan Siber dan Sandi Negara (BSSN) dalam transaksi pencairan dana APBN melalui Sistem SAKTI. Hasil penelitian menunjukkan bahwa Perceived Ease of Use dan Perceived Usefulness berpengaruh signifikan terhadap sikap terhadap Attitude Toward Using dan Actual Usage DS dalam Sistem SAKTI. Selanjutnya, hasil penelitian menunjukkan bahwa Attitude Toward Using berfungsi sebagai mediator parsial (partial mediation) pengaruh Perceived Ease of Use dan Perceived Usefulness terhadap Actual Usage Digital Signature dalam Sistem SAKTI. Implementasi DS terbukti mampu meningkatkan efisiensi, keamanan, transparansi, serta mengurangi risiko penyalahgunaan dokumen fisik dalam transaksi keuangan negara. Penelitian ini memberikan kontribusi praktis dalam mendukung transformasi digital keuangan negara yang lebih modern, adaptif, dan responsif