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All Journal Jurnal Aplikasi Manajemen dan Bisnis (JAMB) Asean International Journal of Business Jurnal Pengabdian Masyarakat dan Riset Pendidikan Taawun: Jurnal Pengabdian kepada Masyarakat Aksi Kita: Jurnal Pengabdian Kepada Masyarakat Jurnal Simki Economic
Dwi Riana
Politeknik Negeri Sriwijaya
Religion Humanities Computer Science & IT Decision Sciences, Operations Research & Management Economics, Econometrics & Finance Education Environmental Science Languange, Linguistic, Communication & Media Mathematics Social Sciences Other

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Investment Interest of Young Generation in The Sriwijaya State Polytechnic: : Theory of Planned Behavior Approach Ulfah Muharramah; Yesita Astarina; Dwi Riana; Heri Setiawan
Asean International Journal of Business Vol. 2 No. 2 (2023)
Publisher : Asosiasi Dosen Peneliti Ilmu Ekonomi dan Bisnis Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.54099/aijb.v2i2.579

Abstract

Purpose –This study wants to examine the factors that can influence the interest of the younger generation to invest in the Sriwijaya State Polytechnic through the Theory of Planned Behavior (TPB) approach.Methodology–This study uses a quantitative approach. Samples were taken using the Non Probability Sampling technique with purposive sampling method. The sample used in this study was 164 respondents. The multiple linear regression model was used in this study by utilizing the SPSS statistical data processing program. The results of this study indicate that financial literacy has an effect on the investment interest of the younger generation (millennials and gen Z), while financial efficacy and perceived risk have no effect on the investment interest of the younger generation. Financial literacy is proven to encourage interest in investing, especially in the capital market. This proves that if someone has good knowledge and understanding of finance, it will certainly generate interest or intention to act on financial management. Meanwhile, financial efficacy and perceived risk are not able to encourage someone's interest to invest. Novelty/values –These findings indicate that the younger generation has different attitudes and views when faced with the decision to invest.  
Financial Literacy and Love of Money Attitude toward Financial Management Dewi Fadila; Yesita Astarina; Dwi Riana; Septini Kumalaputri; Melisa Kurnia Asfitri
Asean International Journal of Business Vol. 2 No. 2 (2023)
Publisher : Asosiasi Dosen Peneliti Ilmu Ekonomi dan Bisnis Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.54099/aijb.v2i2.607

Abstract

Purpose – This study aims to determine the effect of financial literacy and attitudes love of money to financial management based on economic entity concept in UKM IKM Nusantara, Palembang City.Methodology/approach – This research is quantitative descriptive. The population in this study were 300 SMEs (Small Medium Enterprise) that are members of UKM IKM Nusantara. The sampling technique used is method purposive sampling and the criteria used in the study were SMEs that had joined as members of UKM IKM Nusantara for at least 3 years. The samples obtained in this study were 50 SMEs. This study uses primary data with data collection techniques using interviews, online questionnaires and observation.Findings – The results of this study indicate that as many as 84% of business actors in UKM IKM Nusantara who manage their finances have not implemented it economic entity concept. Furthermore, financial literacy has a significant positive effect on based financial management economic entity concept, where as love of money attitude does not affect the financial management based economic entity concept. Novelty/value – These findings indicate that SMEs need to have knowledge of financial management, especially based economic entity concept. This concept is a good financial management concept for SMEs to implement, especially in an effort to improve the best financial performance for SMEs.  
Kontribusi Manajemen Waktu dan Beban Kerja terhadap Prestasi Akademik Mahasiswa Pekerja Paruh Waktu Rosita Rosita; Tarishah Cathabella; Munparidi Munparidi; Sari Lestari Zainal Ridho; Dwi Riana
Jurnal Simki Economic Vol 9 No 1 (2026): Volume 9 Nomor 1 Tahun 2026
Publisher : Universitas Nusantara PGRI Kediri

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.29407/jse.v9i1.1445

Abstract

This study aims to analyze the influence of Time Management (X1) and Workload (X2) on Academic Achievement (Y) in part-time working students. The study used a quantitative approach with multiple linear regression methods and a Likert scale instrument of 1–5. Respondents were 100 part-time working students from various study programs. The results of the study indicate that the Time Management variable (X1) has a positive and significant effect on Academic Achievement (Y). In addition, Workload (X2) is also proven to have a positive and significant effect on students' Academic Achievement. A measurable workload can improve discipline, the ability to organize tasks, and motivation in completing academic responsibilities. Simultaneously, both variables, namely Time Management and Workload, have a significant effect on Academic Achievement. Based on these findings, it is recommended that students improve their time management skills by preparing a balanced study and work schedule.
Financial Adaptation in The Digital Era: The Importance of Financial Literacy Education for The Community Kiki Azakia; Billy Dewantara; Dwi Riana; Ulfah Muharramah; Yesita Astarina; Rizal Afif Abdullah Napitupulu; Andriansyah Bari; Dika Setiagraha
TAAWUN Vol. 5 No. 02 (2025): TA'AWUN AUGUST 2025
Publisher : Pusat Penelitian Pengabdian Pada Masyarakat Sekolah Tinggi Ilmu Tarbiyah Al-Fattah Siman Lamongan

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.37850/taawun.v5i02.1050

Abstract

This community engagement program aims to enhance financial literacy and adaptability among twelfth-grade students at SMK Ethika Palembang through an engaging and participatory educational approach. The methods employed include face-to-face sessions supported by educational videos, thematic games, and interactive discussions. The results reveal a significant improvement in students’ understanding of key financial concepts such as distinguishing needs from wants, the importance of saving, and basic financial planning. The program effectively fostered more responsible financial behavior and equipped students with the skills to navigate future economic challenges. These outcomes highlight the importance of integrating financial literacy into formal curricula, encouraging parental involvement, and utilizing digital tools to support sustainable financial education for youth.
Financial Distress Analysis of PT Samudera Indonesia Tbk Mel Tanjung Khairatifah Rodi deni; Hendra Sastrawinata; Dwi Riana
Asean International Journal of Business Vol. 4 No. 2 (2025)
Publisher : Asosiasi Dosen Peneliti Ilmu Ekonomi dan Bisnis Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.54099/aijb.v4i2.1535

Abstract

This study uses the Zmijewski (X-Score) and Grover (G-Score) techniques to analyze PT Samudera Indonesia Tbk's financial hardship from 2018 to 2023. Working capital, liquidity, profitability, and solvency ratios were used to examine financial distress, which is a prelude to bankruptcy. Quantitative processing was done on secondary data from the Indonesian Stock Exchange and financial reports. Except for 2019, when the Grover technique identified distress because of pandemic-induced economic disruptions, the results indicated that PT Samudera Indonesia was primarily not in a position of financial distress. Stability was constantly shown by the Zmijewski technique, which demonstrated excellent liquidity and leverage management. Zmijewski's emphasis on solvency and Grover's emphasis on profitability are the causes of the discrepancy in the results. In addition to providing stakeholders with insights on financial risk assessment and mitigation in unpredictable markets, the findings demonstrate the company's resilience in the face of global difficulties such as trade wars and geopolitical crises.
Pembuatan Website PT. Perusahaan Perdagangan Indonesia (PPI) Cabang Palembang Berbasis  Canva Julia Latifah; Afrizawati; Dwi Riana; Hendra Sastrawinata
Aksi Kita: Jurnal Pengabdian kepada Masyarakat Vol. 1 No. 4 (2025): JULI-AGUSTUS
Publisher : Indo Publishing

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.63822/maegjc27

Abstract

Pengabdian ini bertujuan untuk merancang website dengan memanfaatkan platform Canva pada PT Perusahaan Perdagangan Indonesia (PPI) Cabang Palembang. Latar belakang dari pengabdian ini adalah belum tersedianya media informasi resmi berbentuk digital pada PT PPI Cabang Palembang, sehingga penyampaian informasi kepada masyarakat dan mitra kerja masih kurang efektif. Website dirancang agar  informasi perusahaan secara terstruktur, menarik, dan mudah diakses oleh publik, serta mendukung upaya promosi dan transparansi informasi. Website dibuat dengan metode ADDIE, yang terdiri dari lima tahap, yaitu Analysis, Design, Development, Implementation, dan Evaluation. Tahapan ini dimulai dari analisis kebutuhan informasi, perancangan desain visual, pengembangan halaman web menggunakan Canva, implementasi ke publik, hingga evaluasi efektivitas melalui wawancara dan analisis performa menggunakan Canva Analytics. Hasil dari pembuatan website menampilkan profil perusahaan, katalog produk, berita terbaru, formulir kemitraan, serta kontak dan lokasi secara terintegrasi. Berdasarkan hasil evaluasi dari calon pengguna dan karyawan, website dinilai mudah digunakan, memiliki tampilan profesional, serta mampu meningkatkan citra dan kepercayaan terhadap perusahaan. 
Peningkatan Efisiensi Administrasi Melalui Sistem Kearsipan Digital di Pesantren Al-Amalul Khair Palembang Yesita Astarina; Dwi Riana; Sunanto Sunanto; Tika Handayani; Faridatuljana Binti Mohd Noor
Jurnal Pengabdian Masyarakat dan Riset Pendidikan Vol. 4 No. 3 (2026): Jurnal Pengabdian Masyarakat dan Riset Pendidikan Volume 4 Nomor 3 (Januari 202
Publisher : Lembaga Penelitian dan Pengabdian Masyarakat

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.31004/jerkin.v4i3.4915

Abstract

Islamic boarding schools often face administrative inefficiencies due to the use of manual archiving systems, leading to difficulties in document retrieval and high risks of data loss. This community service program aims to improve efficiency by implementing a Microsoft Access-based digital archiving system at Al-Amalul Khair Islamic Boarding School in Palembang. The method applied is Participatory Action Research, which includes needs analysis, system design, hands-on training, and evaluation. The results show a significant increase in efficiency, with document retrieval time reduced from 30 minutes to under 2 minutes. The digital capacity of administrative staff has also increased, as demonstrated by the enhanced knowledge and skills of the administrative staff, who are now able to operate the Microsoft Access-based digital archiving application. This program has successfully created an applicable system, complete with a user guide and copyright protection. Therefore, the implementation of the digital archiving system has proven to be a strategic solution in strengthening the administrative governance of the pesantren in the modern era.
Perancangan Kearsipan Digital pada Sistem Administrasi Sekolah: Penelitian Viola Oktarina; Dwi Riana; Yesita Astarina; Fepi Leisthari; Ratri Anjani Safitri; Syifa Anabilla
Jurnal Pengabdian Masyarakat dan Riset Pendidikan Vol. 4 No. 3 (2026): Jurnal Pengabdian Masyarakat dan Riset Pendidikan Volume 4 Nomor 3 (Januari 202
Publisher : Lembaga Penelitian dan Pengabdian Masyarakat

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.31004/jerkin.v4i3.4980

Abstract

Well-organized archive management plays an important role in supporting the smooth running of administrative activities in a school environment. At SD Negeri 10 Talang Kelapa, the filing system for incoming and outgoing letters is still carried out manually, by recording them in an agenda book and storing the documents in binder folders. This method causes the archive retrieval process to take a considerable amount of time and poses a risk of document damage. To address this issue, this study aims to design an electronic archive storage system by utilizing Microsoft Access 2013 to improve the overall archive management. The study uses a system development approach through the ADDIE model (Analysis, Design, Development, Implementation, and Evaluation). The system is designed to include user login features, input forms for incoming and outgoing letters, archive data search, and the creation of digital archive reports. The design results show that the developed system can assist the process of recording, storing, and retrieving archives more easily and quickly. With the implementation of this system, it is expected that administrative activities at SD Negeri 10 Talang Kelapa can run more smoothly and in an orderly manner. In addition, the system also provides support in maintaining the completeness and security of archived documents so they can be accessed again when needed.
Studi Prediktif Financial Distress Perusahaan Ritel (Subsektor Ritel dan Distributor Obat) di BEI Tahun 2016-2024: Predictive Study of Financial Distress of Retail Companies (Retail and Drug Distributor Subsectors) on the IDX 2016-2024 Dila Nova Fauliah; Hendra Sastrawinata; Dwi Riana
Jurnal Aplikasi Manajemen dan Bisnis Vol. 6 No. 1 (2025): Jurnal Aplikasi Manajemen dan Bisnis Oktober 2025
Publisher : Politeknik Negeri Sriwijaya

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.5281/zenodo.17103407

Abstract

Fluktuasi kinerja keuangan perusahaan ritel (subsektor ritel dan distributor obat) di Bursa Efek Kondisi perusahaan yang berfluktuaktif terlebih adanya penurunan kinerja keuangan perlu menjadikan peringatan terhadap kondisi financial distress. Penelitian ini menganalisis tiga emiten dengan menerapkan tiga metode, yaitu Grover, Fulmer dan Zmijewski. Data yang digunakan bersifat kuantitatif dan bersumber dari data sekunder, yaitu laporan keuangan serta laporan tahunan perusahaan yang dipublikasikan secara berkala di BEI. Teknik pengambilan sampel dilakukan dengan purposive sampling, yang mana sampel penelitian mencakup laporan keuangan perusahaan ritel (subsektor ritel dan distributor obat) yang telah diunggah di situs resmi BEI selama periode 2016-2024. Hasilnya menunjukkan kondisi yang beragam dari ketiga perusahaan sepanjang 2016- 2024. PT Duta Intidaya, Tbk (DAYA) konsisten distress (G-Score: -0,12; H-Score: -0,87; X-Score: 0,28), sementara PT Enseval Putera Megatrading, Tbk (EPMT) stabil non-distress (G-Score: 1,25; H-Score: 9,79; X-Score: -2,85). Sedangkan pada PT Millennium Pharmacon International, Tbk (SDPC) menunjukkan kondisi non-distress menurut Grover (0,44) dan Fulmer (3,39), tetapi distressberdasarkan Zmijewski (0,25). Kata Kunci: Financial Distress, Grover, Fulmer, Zmijewski, Ritel, Distributor Obat
Co-Authors Afrizawati Afrizawati Andriansyah Bari BillY Dewantara Dewi Fadila Dika Setiagraha Dila Nova Fauliah Faridatuljana Binti Mohd Noor Fepi Leisthari Hendra Sastrawinata Heri Setiawan Julia Latifah Kiki Azakia Mel Tanjung Khairatifah Rodi deni Melisa Kurnia Asfitri Munparidi Munparidi Ratri Anjani Safitri Rizal Afif Abdullah Napitupulu Rosita Rosita Sari Lestari Zainal Ridho Septini Kumalaputri Sunanto Sunanto Syifa Anabilla Tarishah Cathabella Tika Handayani Ulfah Muharramah Viola Oktarina Yesita Astarina