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All Journal Asean International Journal of Business Taawun: Jurnal Pengabdian kepada Masyarakat Jurnal Komputer, Informasi dan Teknologi
Ulfah Muharramah
Politeknik Negeri Sriwijaya
Religion Humanities Computer Science & IT Decision Sciences, Operations Research & Management Economics, Econometrics & Finance Education Languange, Linguistic, Communication & Media Other

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Investment Interest of Young Generation in The Sriwijaya State Polytechnic: : Theory of Planned Behavior Approach Ulfah Muharramah; Yesita Astarina; Dwi Riana; Heri Setiawan
Asean International Journal of Business Vol. 2 No. 2 (2023)
Publisher : Asosiasi Dosen Peneliti Ilmu Ekonomi dan Bisnis Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.54099/aijb.v2i2.579

Abstract

Purpose –This study wants to examine the factors that can influence the interest of the younger generation to invest in the Sriwijaya State Polytechnic through the Theory of Planned Behavior (TPB) approach.Methodology–This study uses a quantitative approach. Samples were taken using the Non Probability Sampling technique with purposive sampling method. The sample used in this study was 164 respondents. The multiple linear regression model was used in this study by utilizing the SPSS statistical data processing program. The results of this study indicate that financial literacy has an effect on the investment interest of the younger generation (millennials and gen Z), while financial efficacy and perceived risk have no effect on the investment interest of the younger generation. Financial literacy is proven to encourage interest in investing, especially in the capital market. This proves that if someone has good knowledge and understanding of finance, it will certainly generate interest or intention to act on financial management. Meanwhile, financial efficacy and perceived risk are not able to encourage someone's interest to invest. Novelty/values –These findings indicate that the younger generation has different attitudes and views when faced with the decision to invest.  
Financial Adaptation in The Digital Era: The Importance of Financial Literacy Education for The Community Kiki Azakia; Billy Dewantara; Dwi Riana; Ulfah Muharramah; Yesita Astarina; Rizal Afif Abdullah Napitupulu; Andriansyah Bari; Dika Setiagraha
TAAWUN Vol. 5 No. 02 (2025): TA'AWUN AUGUST 2025
Publisher : Pusat Penelitian Pengabdian Pada Masyarakat Sekolah Tinggi Ilmu Tarbiyah Al-Fattah Siman Lamongan

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.37850/taawun.v5i02.1050

Abstract

This community engagement program aims to enhance financial literacy and adaptability among twelfth-grade students at SMK Ethika Palembang through an engaging and participatory educational approach. The methods employed include face-to-face sessions supported by educational videos, thematic games, and interactive discussions. The results reveal a significant improvement in students’ understanding of key financial concepts such as distinguishing needs from wants, the importance of saving, and basic financial planning. The program effectively fostered more responsible financial behavior and equipped students with the skills to navigate future economic challenges. These outcomes highlight the importance of integrating financial literacy into formal curricula, encouraging parental involvement, and utilizing digital tools to support sustainable financial education for youth.
Digitalisasi Layanan E-Legalisir Sebagai Upaya Peningkatan Pelayanan Legalisir Ijazah dan Transkip Nilai di Politeknik Negeri Sriwijaya Ade Wati; Ravie Laday; Ulfah Muharramah; Velicya Khusnul
Jurnal Komputer, Informasi dan Teknologi Vol. 6 No. 1 (2026): June
Publisher : Penerbit Jurnal Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.53697/jkomitek.v6i1.3281

Abstract

The legalization of diplomas and academic transcripts is a vital administrative service in higher education to ensure document authenticity for further study, employment, and other official purposes. However, manual legalization processes are often time-consuming, inefficient, and vulnerable to document loss and weak verification. Advances in information technology enable digital solutions such as electronic signatures, QR codes, and digital certificates, supported by Indonesia’s legal framework on electronic documents. This study aims to design and develop a web-based E-Legalization system to improve service efficiency, enhance document security and authenticity, and ensure legal compliance. The proposed system is expected to provide a faster, more secure, and easily accessible digital legalization service, supporting the development of a sustainable digital campus ecosystem.
Co-Authors Ade Wati Andriansyah Bari BillY Dewantara Dika Setiagraha Dwi Riana Heri Setiawan Kiki Azakia Ravie Laday Rizal Afif Abdullah Napitupulu Velicya Khusnul Yesita Astarina